Paul Waterfall

Paul Waterfall

WR Ethical

Minimum mortgage: Any amount

0117 295 0022
Based in Bristol
View location
Top Rated 2026
Verified since: November, 2021
5 out of 5

154 reviews

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 26 April 2026

    Paul is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Paul's status

  • 10

    Recent Client Reviews

    Verified reviews: 100%

    Paul has received 10 client reviews in the past 12 months; 100% of these have been verified

  • Independent Mortgage Adviser

    Last checked: 24 November 2025

    Paul can advise across a wide range of mortgage products in the market. It is important to ask if Paul checks lenders’ direct-only deals.

  • 1

    Qualifications Uploaded

    1 qualification certificate available to view

    Paul has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Paul has provided information on their typical fees

    Paul has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 63

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Paul

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Paul (based on 63 first impressions)

About

Mortgage advice that doesn't cost the earth. We are straightforward mortgage brokers who do things a little differently – we are passionate about price, people, and the planet - ethical is in our name and in our nature… that means that: We are fast, responsive and friendly – our aim is to get a 5 star recommendation from each customer, and we can only do that if we do our very best for every single person. We are whole of market, keep costs to a minimum (https://wrethical.com/about-us/honest-pricing/) and we knit care for people and the planet into everything we do - https://wrethical.com/about-us/. Thanks for checking us out. We look forward to being able to help you - whether via phone, video call, or in person - book a meeting https://tinyurl.com/Paul-WREthical Your home may be repossessed if you do not keep up repayments on your mortgage.