0292 227 9219
Based in Cardiff
View locationTop Rated 2026
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedbackVerified since: December, 2021
5 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Liam is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Liam's statusLast checked: 13 October 2026
Liam is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Liam's status
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Recent Client Reviews
Liam has received 20 client reviews in the past 12 months; 100% of these have been verifiedVerified reviews: 100%
Liam has received 20 client reviews in the past 12 months; 100% of these have been verified
Independent Mortgage Adviser
Liam can advise across a wide range of mortgage products in the market. It is important to ask if Liam checks lenders’ direct-only deals.Last checked: 30 September 2026
Liam can advise across a wide range of mortgage products in the market. It is important to ask if Liam checks lenders’ direct-only deals.
1
Qualifications Uploaded
Liam has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below1 qualification certificate available to view
Liam has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Liam has added their fees to their profile. You can see them by clicking on the ‘fees’ tab belowLiam has provided information on their typical fees
Liam has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
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Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Liam (based on 21 first impressions)100% of users who are not yet clients had a positive first experience with Liam
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Liam (based on 21 first impressions)
About
Having worked in specialist mortgages for 20 years I felt I could bring my skills in development finance, bridging finance, commercial finance, portfolio mortgages and specialist residential lending, to the mainstream mortgage sector, I set up AFP Wales (my first business) in 2021, later converting the trading style to Lima Money I feel that marrying my expertise in the specialist fields, where complex transactions are common, to mainstream products such as remortgages, purchases, product transfers, first time buyers, offers my clientele a rounded and holistic service. I am absolutely client focused, and would rather advise against a deal if the transaction is not in the interests of my client. I feel more than ever, clients need clear advice and direction, that seeks to build long lasting, meaningful, business relationships, as apposed to a purely one off transactional interaction. This means my advice is centred around your life, your future plans, and seeks to deliver an achievable plan for your property or business aspirations. Underpinning this is a practical and sensible approach to your protection needs. Outside of work I am a keen sports fan (my days of playing rugby football and boxing are well behind me, so strictly observational these days), I enjoy cooking for my friends and family, cinema and writing. I can often be found walking my Jack Russel around Rhiwbina, or spending time with my wife and kids. I also set up a community interest group called "The Kindness Project" which seeks to help victims of domestic abuse to rebuild their lives with collected donations of furniture, toys, and sundry other goods.