0330 038 8942
Based in Cobham
View locationTop Rated 2026
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedbackVerified since: December, 2019
5 out of 5
Checks carried out by VouchedFor
FCA Regulated
Michelle and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct AuthorityLast checked: 30 April 2026
Michelle and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
31
Recent Client Reviews
Michelle has received 31 client reviews in the past 12 months; 100% of these have been verifiedVerified reviews: 100%
Michelle has received 31 client reviews in the past 12 months; 100% of these have been verified
Independent Mortgage Adviser
Michelle can advise across a wide range of mortgage products in the market. It is important to ask if Michelle checks lenders’ direct-only deals.Last checked: 15 December 2025
Michelle can advise across a wide range of mortgage products in the market. It is important to ask if Michelle checks lenders’ direct-only deals.
3
Qualifications Uploaded
Michelle has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below3 qualification certificates available to view
Michelle has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Michelle has added their fees to their profile. You can see them by clicking on the ‘fees’ tab belowMichelle has provided information on their typical fees
Michelle has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
6
Positive First Impressions
83% of VouchedFor users have had a positive (4 or 5 star) first experience with Michelle (based on 6 first impressions)83% of users who are not yet clients had a positive first experience with Michelle
83% of VouchedFor users have had a positive (4 or 5 star) first experience with Michelle (based on 6 first impressions)
About
With over 35 years of experience in Financial Services, I bring deep expertise and a practical, down-to-earth approach to helping clients navigate key financial decisions. I hold a Diploma in Financial Planning, along with certifications in Advanced Mortgage Advice and Equity Release. My career has spanned roles as a mortgage broker in estate agencies, a financial adviser at a High Street bank, an independent financial adviser, a mortgage and protection broker, and a wealth manager. Today, I’m proud to be a Director of both an independent mortgage and protection brokerage and a separate wealth management firm. I specialise in mortgages and protection advice, working with a broad range of clients — from first-time buyers and clients remortgaging for better rates or additional borrowing, to high net-worth individuals and those exploring equity release. I’m passionate about helping people finance what is often their most significant asset: their home. I believe great advice should come with clarity, support, and education — empowering clients to understand their options and make confident financial choices.