Joshua Smith

What were the circumstances that caused you to initially look for an adviser?

Moving house. Needed someone to advise managing a mixture of PAYE and self-employed income.

How has Joshua Smith helped you?

He helped us navigate the best way to approach the borrowing with our current lender.

Have you seen the outcome you were hoping for?

Yes.

What were the circumstances that caused you to initially look for an adviser?

My partner and I were looking to buy our first home, and knew very little about the process to do so.

How has Joshua Smith helped you?

Josh took the time to explain the house purchase process from start to finish, including providing a tailored affordability scenario for us so we knew our price range. Josh secured us a mortgage offer best suited to our needs and even gave us advice on individual properties we were considering. Josh was a trustworthy and knowledgeable source of information throughout the process, and an invaluable help to us.

Have you seen the outcome you were hoping for?

Yes, we have now purchased our first home.

What were the circumstances that caused you to initially look for an adviser?

Initially for mortgage five years ago. Then remortgage this year.

How has Joshua Smith helped you?

Josh helped make the remortgage smooth and easy for me, and enabled me to get as good a rate as possible. Havinf mentioned I wanted to do a car hire, he had the excellent idea to take money out of the house do buy a car upfront rather than take on a separate hire car or loan which was a great practical suggestion for my circumstances.

Have you seen the outcome you were hoping for?

Yes and better.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

My wife and I required specialist assistance that my high street lender was not able to do. Josh came highly recommended to me by one of my clients and I am so pleased we made contact.

How has Joshua Smith helped you?

Josh made the time very soon after initial engagement to meet with my wife and I, to understand our situation and within a day he had a solution for us. He managed our expectations exceptionally well and his professionalism was top notch. His communication was clear and he made the deal happen very smoothly. We also knew if we provided the information he required quickly that he would be able to get the deal done. I have worked with mortgage specialists and advisers before and Josh is a breath of fresh air. Way up there at the top of my list. Would highly recommend Josh to anyone looking for a first time mortgage or remortgage.

Have you seen the outcome you were hoping for?

Yes we have and above our expectations. Thank you so much Josh!

What could they have done better?

I wish I had contacted Josh sooner.

What were the circumstances that caused you to initially look for an adviser?

Mortgage

How has Joshua Smith helped you?

Josh Smith was incredibly helpful and a pleasure to work with. He was always patient, clear, and thorough in explaining things I didn’t understand, ensuring I felt confident every step of the way. His support went above and beyond, making the entire experience smooth and stress-free. I highly recommend working with Josh!”

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Everything was perfect