Ricky Dosanjh

Mortgages by Ricky

Reviewed for

Insurance and Protection ( 10 )

Mortgages ( 24 )

Pensions ( 2 )

Equity Release ( 1 )

Investments and Savings ( 1 )

Pension Transfers - Non Specialist ( 1 )

Reviewers' assets

£100k - £200k ( 1 )

£50k - 100k ( 2 )

Up to £50k ( 8 )

Client reviews

Repeat review from verified client

April, 2024

Overall

Advice

Service

Value

Based in Kent

This review is a follow-up review from a client who left a review previously.

How has Ricky Dosanjh helped you since your last review?

Ricky has helped us through the process of buying an additional property with my partner, alongside remortgaging my current property. The advice and expertise that Ricky provided us throughout the process were incredible and without his knowledge, we would not have been able to achieve purchasing the 2nd property

Repeat review from verified client

February, 2024

Overall

Advice

Service

Value

Based in Warwickshire

This review is a follow-up review from a client who left a review previously.

How has Ricky Dosanjh helped you since your last review?

Ricky has helped us secure our remortgage with one of the main high street lenders and we are very happy with the service provided.

Repeat review from verified client

March, 2021

Overall

Advice

Service

Value

Based in Kent

This review is a follow-up review from a client who left a review previously.

How has Ricky Dosanjh helped you since your last review?

Ricky is so understanding in what needs we needed nothing was too much fuss for him he went above and beyond to help us.

Repeat review from verified client

February, 2021

Overall

Advice

Service

Value

Based in North Yorkshire

This review is a follow-up review from a client who left a review previously.

How has Ricky Dosanjh helped you since your last review?

Ricky gave plenty of sounds advice on the different options and went above and beyond to help us secure our mortgage.

Repeat review from verified client

February, 2021

Overall

Advice

Service

Value

Based in North Yorkshire

This review is a follow-up review from a client who left a review previously.

How has Ricky Dosanjh helped you since your last review?

N/A

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in Tyne and Wear

What were the circumstances that caused you to initially look for an adviser?

Recommend to Ricky by a friend who had used him before

How has Ricky Dosanjh helped you?

Got me my mortgage when I didn't think it was possible for us

Have you seen the outcome you were hoping for?

YES! we are home owners!

What could they have done better?

None we liked how it was all done

Review from verified client

February, 2020

Overall

Value

Service

Advice

Based in Derbyshire

What were the circumstances that caused you to initially look for an adviser?

Moving home.

How has Ricky Dosanjh helped you?

He knew exactly what I wanted and was very quick and efficient.

Have you seen the outcome you were hoping for?

Yes I did.

What could they have done better?

No I was impressed by the service. Well done Ricky.

Review from verified client

August, 2019

Overall

Value

Service

Advice

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

We had some complex mortgage requirements

How has Ricky Dosanjh helped you?

Quickly found a mortgage that was perfect for our requirements

Have you seen the outcome you were hoping for?

Yes!

What could they have done better?

Occasionally a little challenging to contact

Review from verified client

June, 2019

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Looking to buy a new house

How has Ricky Dosanjh helped you?

Helped with finding great mortgage options - gave us a figure within our finances which helped us to pick and choose houses around that figure.

Have you seen the outcome you were hoping for?

Absolutely - and Rick made this possible with multiple help, clear information and advice.

What could they have done better?

We need more like him, He can only be better by multiplying himself, that’s how good he is!

Review from verified client

May, 2019

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

My main bank declined my mortgage for valuation reasons - I needed the help of a mortgage broker.

How has Ricky Dosanjh helped you?

Ricky sourced a mortgage from an alternative provider with better terms than I had recieved previously.

Have you seen the outcome you were hoping for?

Yes, absolutely.

What could they have done better?

Navigating mortgage provider bureaucracy can take time - possibly a little more speed here would have been good.

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

We were buying a house for the first time and we needed to get a mortgage.

How has Ricky Dosanjh helped you?

Ricky helped us to get the right mortgage for us as well as helping us get the right life insurance. He helped us with any questions we had through every stage.

Have you seen the outcome you were hoping for?

Yes! We are now proud owners of our own property

What could they have done better?

No

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

Buying first home

How has Ricky Dosanjh helped you?

Providing sound advice and going the extra mile even though my circumstance was difficult.

Have you seen the outcome you were hoping for?

Yes, mortgage with a good rate.

What could they have done better?

Would of been useful if he is help to buy as well.

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

Buying a new home

How has Ricky Dosanjh helped you?

Found a suitable mortgage provider

Have you seen the outcome you were hoping for?

Definitely

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

My partner and I were buying our first home.

How has Ricky Dosanjh helped you?

We contacted Ricky initially to help us with getting our mortgage sorted. Ricky was brilliant throughout the process and made the whole thing a lot easier and stress free. Ricky was quick to turnaround everything and happy to organise calls outside his own working hours to accommodate my availability. He also set up a Whatsapp group with my partner and I which made reaching him very easy. He was very helpful and answered all our questions clearly and promptly. He also then helped organise our life insurance policies as well which was a great help! Thanks so much Ricky!

Have you seen the outcome you were hoping for?

Yes, we've now moved into our new home and Ricky played such a big role in getting us there!

What could they have done better?

Honestly, I can't think of anything Ricky could have done better. I felt his service was above and beyond what I was expecting to begin with. I would 100% recommend Ricky if you are looking for advice or want to apply for a mortgage and want the potential stress of it all taken away by a great adviser!

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Due to family growing up and current mortgage coming to its end we asked rick to help us find the best deal that suited us best

How has Ricky Dosanjh helped you?

Fantastic and very easy transaction! Would highly recommend to anyone looking to get a helping hand in getting onto the housing ladder or remortgaging to move or do home improvements. Ricky is so reassuring and easy to talk to, he breaks things down for you so it’s easier to understand as it’s a very important thing but felt at ease with Ricky dealing with it all. Will definitely be using again.

Have you seen the outcome you were hoping for?

Yes we have our new mortgage in place and are now currently waiting till March for our extension to be built that rick helped us do.

What could they have done better?

Rick was great worked hard and always told us how it was. If we didn’t understand something he would break down into easy sections so we exactly knew what we were doing.

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

As a single working mother of 2 small children my spare time is very limited, so needed to seek financial advise to remortgage and ensure I had the appropriate life insurance in place to cover myself and children if the worse was to occur.

How has Ricky Dosanjh helped you?

Ricky helped me by taking the stress away of searching the market, and finding the cheapest mortgage and life insurances that suited my needs without compromising on cover. He also ensured that i was constantly informed throughout the process and explained everything in a way that was easily digestible.

Have you seen the outcome you were hoping for?

I was very happy with Ricky and would definitely recommend him to others.

What could they have done better?

Nothing, service was exceptional.

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Buying a house

How has Ricky Dosanjh helped you?

to get the best possible mortgage for me and my family

Have you seen the outcome you were hoping for?

Yes 100%

What could they have done better?

Nothing! did everything he said he would do. Wouldn't go anywhere else!

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Needed some mortgage assistance and Ricky came highly recommended.

How has Ricky Dosanjh helped you?

The wife had a poor credit file and Ricky managed to secure a mortgage for us so we could buy our first home.

Have you seen the outcome you were hoping for?

Yes!!! We are now homeowners.

What could they have done better?

Nothing, we felt he done it all for us. He said he will hold our hands through the process and he did exactly that. If it wasn’t for Ricky we wouldn’t be homeowners. We highly recommend him, he’s honest and knowledgable. We have recommended him to friends and they’ve had the same service too. Great guy!

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

My partner and I wanted sound advice in relation to obtaining a mortgage.

How has Ricky Dosanjh helped you?

Ricky advised what we could potentially get for our money, what areas we could look to buy in, what the process looks like, how to save.

Have you seen the outcome you were hoping for?

We are on track to hopefully securing a mortgage in the next year.

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Needed advice regarding some financial issues that I felt were of a delicate matter. Ricky came highly recommended, he acted in a professional, discreet and prompt manner.

How has Ricky Dosanjh helped you?

He helped to arrange and move my pension, occupational pension, Investments and Savings in to a much more favorable position.

Have you seen the outcome you were hoping for?

Financially i'm in a better position than before I engaged Ricky's services.

What could they have done better?

I found Ricky keen to get things underway which to start with felt slightly overwhelming. I mentioned this and he made time to run through things in a way that explained things fully. When Id made my decision he was very prompt in finalising the details and getting things wrapped up.

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Purchase of a new home

How has Ricky Dosanjh helped you?

Provided expert advise on current market and provided a solution which best suited my needs.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Looking to get a mortgage

How has Ricky Dosanjh helped you?

All round great service and a true professional.

Have you seen the outcome you were hoping for?

Absolutely.

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Lanarkshire

What were the circumstances that caused you to initially look for an adviser?

Looking for information from about a mortgage and I was encouraged by a friend that Ricky could help with this.

How has Ricky Dosanjh helped you?

He was very friendly and reassured me that he could help with my mortgage needs.

Have you seen the outcome you were hoping for?

Yes he was very helpful in helping me getting the outcome I needed.

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Needed to change my life insurance

How has Ricky Dosanjh helped you?

Found me a better deal for less money and better benefits

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing the experience I had with him was great, I’d definitely use him again

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Needed to review life policies and as Ricky came highly recommended I decided to act sooner than later

How has Ricky Dosanjh helped you?

Talked me step by step through the process and also got me a highly competitive rate

Have you seen the outcome you were hoping for?

Very much so

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Was recommend to Ricky.

How has Ricky Dosanjh helped you?

Helped me get a mortgage for my home purchase.

Have you seen the outcome you were hoping for?

Yes, I’m now a home owner thanks to Ricky.

What could they have done better?

Nothing, he held my hand all the way.

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Looking for mortgage advice and help with insurances

How has Ricky Dosanjh helped you?

Helped me with all my questions thoroughly and simplified the whole system

Have you seen the outcome you were hoping for?

Absolutely