Reviewed for

Insurance and Protection ( 114 )

Mortgages ( 274 )

Pensions ( 8 )

Equity Release ( 37 )

Investments and Savings ( 9 )

Pension Transfers - Non Specialist ( 1 )

Inheritance Planning ( 8 )

Financial Planning ( 3 )

Financial Mentoring ( 3 )

Financial Coaching ( 1 )

Reviewers' assets

£500k+ ( 8 )

£200k - £500k ( 16 )

£100k - £200k ( 17 )

£50k - 100k ( 23 )

Up to £50k ( 88 )

Client reviews

Review from verified client

April, 2024

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Buying our first home

How has Carol Brown helped you?

She helped us get the mortgage that was right for us and was always there whenever we had any questions - we were learning along the way and she really helped put our minds at ease

Have you seen the outcome you were hoping for?

We are moving into our ideal first home together, the outcome we were aiming for

What could they have done better?

Nothing - Carol was spot on with quick responses and helping us along the way with our next chapter!

Carol's reply

Thank you so much. It has been a pleasure to work with you to achieve getting the keys to your first home. I wish you every happiness.

Review from verified client

April, 2024

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

I was a first time buyer , wanting to understand the mortgage options available to me.

How has Carol Brown helped you?

Carol helped walk me through the entire buying process, found me an appropriate mortgage, and when the purchase was delayed, managed to secure me an even better rate!

Have you seen the outcome you were hoping for?

Absolutely! I moved in a month ago.

What could they have done better?

Nothing!

Carol's reply

Thank you so much Jo, I wish you many happy years in your new home, and am looking forward to seeing it soon.

First impression from a user who is not yet a client

April, 2024

Overall

Please provide a brief comment about your experience with Carol

excellent explanation

Carol's reply

Thank you so much for your kind comments, I look forward to working with you

First impression from a user who is not yet a client

January, 2024

Overall

Please provide a brief comment about your experience with Carol

It was clear from the off that Carol clear had a wealth of experience, was very organised, and vigilant in dotting the i’s and crossing the t’s. She was clear in communicating both what was required how she worked and what the process would be.

Review from verified client

October, 2023

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I had absolutely no idea about the process of buying a house and I needed someone to guide me from start to finish,

How has Carol Brown helped you?

Carol has helped me assess my finances and what I can afford, she then found the perfect deal that suited me. She was constantly available to explain terms and answer my stupid questions. She has been absolutely amazing.

Have you seen the outcome you were hoping for?

Yes, better than expected. Carol used her experience and judgement to help me secure a deal which was a much better outcome than the plan I had in mind,

Carol's reply

So pleased to have been able to help. I wish you every happiness in your home

Review from verified client

October, 2023

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

I am a lady of a certain age that thought it would be impossible for me to be accepted for a mortgage.

How has Carol Brown helped you?

Carol made the impossible become possible. Her help with the mortgage application process and guidance throughout was invaluable and extremely reassuring.

Have you seen the outcome you were hoping for?

I have just completed on my new home.

What could they have done better?

Absolutely nothing

Carol's reply

I am absolutely delighted you are in your home and wish you every happiness for years to come

Review from verified client

September, 2023

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

We were looking to arrange a mortgage or equity release product for a recently finished house build, after material prices had increased exponentially post Covid.

How has Carol Brown helped you?

Carol was an absolute breathe of fresh air! She was very knowledgable and forthright about the options that would be open to us, and helped us find the right product at the best available rate. Within a few days of meeting she had sourced the most suitable lender and we moved ahead quickly to secure the finance we required at the prevailing rate, just ahead of the next interest rate increase. Carol was calm and supportive of our situation and we felt she was genuinely interested in finding us the best possible solution. We didn't feel rushed in a way and had plenty of time to ask questions along the way.

Have you seen the outcome you were hoping for?

Within 8 weeks of meeting Carol for the first time, we had completed and had the finance in our bank account. Thank you so much for all your hard work on our behalf, it was an absolute pleasure working with you.

What could they have done better?

Absolutely nothing.

Carol's reply

Thank you for such a lovely review, it was a total pleasure working with you, and thank you for the referral.

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I needed to renegotiate a fixed-rate mortgage that was nearing expiry.

How has Carol Brown helped you?

I have used Carol before, and as always, she was quick, thoughtful, agile in how she approached problems and finding solutions, and as helpful as possible in finding the best-value product for my remortgage.

Have you seen the outcome you were hoping for?

I have! Under the current circumstances, finding a new fixed rate mortgage at the best rate possible was paramount. She achieved this, and I am now paying less than half what I would have been paying if I'd had to move onto the standard variable rate. So I'm extremely grateful.

What could they have done better?

Nothing

First impression from a user who is not yet a client

August, 2023

Overall

Please provide a brief comment about your experience with Carol

Responded promptly, Carol was very pleasant, advice given was clear, appropriate and easy to understand.

Carol's reply

Thank you. Please let me know if I can help further at this stage.

Review from verified client

June, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Planning to buy a property

How has Carol Brown helped you?

She's been an absolut joy to work with and a great, patient partner in navigating the process with us.

Have you seen the outcome you were hoping for?

Learned a lot in the process.

Review from verified client

June, 2023

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

Mortgage

How has Carol Brown helped you?

She helped us secure our first mortgage and get a decent rate after Lizz Truss tanked the economy.

Have you seen the outcome you were hoping for?

I'd of preferred not to pay more on account of Tory incompetence, but Carol did a great job

What could they have done better?

Carol was great, I'd use her again.

First impression from a user who is not yet a client

June, 2023

Overall

Please provide a brief comment about your experience with Carol

helpful

Carol's reply

Thank you so much for this first impression. It is a pleasure to be working with you.

Review from verified client

June, 2023

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

A new mortgage

How has Carol Brown helped you?

Carol has been amazing in finding us the best mortgage. We have had a turbulent 18 months trying to find a new house. Carol and Sofie have been so supportive and patient with us and getting us the best mortgage and always being there to offer advice and guidance. Thanks to Carol and Sofie we are now very happy in our new home. Thank you so much.

Have you seen the outcome you were hoping for?

Absolutely.. best outcome

What could they have done better?

No. Carol and Sofie are always so thorough they have made the whole process straightforward.

Carol's reply

Thank you so much what a journey you have been through. Every happiness I. Your new home x

Review from verified client

May, 2023

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Downsizing house

How has Carol Brown helped you?

By finding a small lifetime mortgage to avoid interest rate rises

Have you seen the outcome you were hoping for?

Definitely

What could they have done better?

Nothing

Carol's reply

Thank you and I wish you every happiness in your new home.

First impression from a user who is not yet a client

May, 2023

Overall

Please provide a brief comment about your experience with Carol

Excellent

Carol's reply

Thank you so much, I am enjoying working with you.

Review from verified client

May, 2023

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

This is a remortgage of a mortgage originally arranged by Carol

How has Carol Brown helped you?

Yes

Have you seen the outcome you were hoping for?

Yes

Carol's reply

Thank you for your kind words. It is always a pleasure to work with you both.

Review from verified client

March, 2023

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

Remortgage of property that Carol sourced original mortgage for.

How has Carol Brown helped you?

Both Carol and Sofie were professional, polite and managed to find me a good mortgage rate despite the turbulent market. No stress or hassle!

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Carol's reply

Thank you so much. As always a pleasure to work with you.

First impression from a user who is not yet a client

March, 2023

Overall

Please provide a brief comment about your experience with Carol

I dealt with Sofie who was very efficient and did all that she could do to help me. She kept me updated daily on what was happening which i appreciated greatly. I wiuld highly recommend her.

Review from verified client

March, 2023

Overall

Advice

Service

Value

Based in Worcestershire

What were the circumstances that caused you to initially look for an adviser?

We were first time buyers looking to buy!

How has Carol Brown helped you?

She helped us to get a mortgage during difficult times when rates were ridiculously high. Carol persevered and now we live in an amazing house, she’s also helped us with life/income insurance.

Have you seen the outcome you were hoping for?

Definitely!

What could they have done better?

Nothing, great service, great people!

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

Our fixed rate mortgage deal was due to come to an end in 9 months, just as the interest rates were sent wild... we contacted Carol to get some advice on our next steps.

How has Carol Brown helped you?

Carol found us a holding deal to cover us as the rates went up, and then an even better rate a few months later. We now feel confident that we are moving onto the best possible deal when our fixed rate comes to an end.

Have you seen the outcome you were hoping for?

Yes, we feel like Carol has given us the best possible advice in difficult circumstances.

What could they have done better?

No, Carol was super efficient and helpful. She really knows what she is doing and we felt confident that she was giving us the best advice.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in West Yorkshire

What were the circumstances that caused you to initially look for an adviser?

I initially got in touch with Carol to advise on a mortgage

How has Carol Brown helped you?

Carol has been absolutely lovely to work with, so helpful and a genuingly lovely person. She has helped me over and above what i thought would initially be just a mortgage deal. She's since helped with getting quptes for home insurance, doing a will, sorting out critical illness and mortgage protection insurance. She's been genuingly interested in the progress of the house purchase and has always had time to answer my many questions!

Have you seen the outcome you were hoping for?

Definitely! got the keys 2 days ago and all set up in terms of protection

What could they have done better?

i honestly don't think so

Carol's reply

It has been a genuine pleasure to work with you. I look forward to hearing more about your new home in the New Year

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

I am a freelancer in the film industry and wanted some help and support looking for an appropriate mortgage.

How has Carol Brown helped you?

Carol has helped me twice finding mortgages as I move up the property ladder. I have recommended her to my friends and work colleagues when they needed a mortgage broker.

Have you seen the outcome you were hoping for?

Yes. I have been very happy with the outcomes.

Carol's reply

It has been such a pleasure to work with you again. Many happy years in your new home.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Leicestershire

What were the circumstances that caused you to initially look for an adviser?

As first time buyers, we had no idea what was involved in acquiring a mortgage. Our initial discussion with Carol proved her expertise would prove instrumental in helping us buy our first home.

How has Carol Brown helped you?

From initial contact and affordability assessment right through to our mortgage being offered, Carol’s knowledge, expertise, and advice has proven invaluable. From finding a mortgage that best suited our needs and situation, to sorting solicitors and seeing us through to successful completion on our house, Carol has made the process swift and as hassle-free as possible and has always been on hand to offer advice at a moments notice.

Have you seen the outcome you were hoping for?

Yes! We moved into our new home at the weekend!

Carol's reply

I wish you both many years of happiness in your new home. It has been a pleasure working with you.

First impression from a user who is not yet a client

November, 2022

Overall

Please provide a brief comment about your experience with Carol

Carol phoned me as promised and was very nice and helpful. I didn’t use her services in the end however so can’t comment further.

Carol's reply

Thank you for your feedback. I do wish you all the very best in the future.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Remortgage

How has Carol Brown helped you?

I’ve used Carol a number of times for remortgaging. Her service is always clear and concise, and having researched the market before contacting her, the product you’re able to get is always as good or better than the so called best available in the media.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Carol's reply

How lovely thank you so much. Always a pleasure working with you

First impression from a user who is not yet a client

November, 2022

Overall

Please provide a brief comment about your experience with Carol

Very helpful and Informative

Carol's reply

Thank you, I look forward very much to working with you.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

We worked with Carol on our first ever mortgage back When Carol was working for a mortgage and finance broker. we needed to re-mortgage after our 5 year fixed term deal Carol had previously sorted for us and it made complete sense to work with Carol again.

How has Carol Brown helped you?

she has secured us a 5 year fixed mortgage deal which has only increased marginally from our previous monthly payments in this current climate which is fantastic.

Have you seen the outcome you were hoping for?

100% the outcome we were wanting!

What could they have done better?

Nothing

Carol's reply

Thank you so much. It is always such a pleasure to work with you.

First impression from a user who is not yet a client

November, 2022

Overall

Please provide a brief comment about your experience with Carol

Very helpful

Carol's reply

Thank you Elizabeth, as always I would be delighted to help. When you are ready to arrange a meeting to fully discuss your requirements, please let me know.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

remortagage

How has Carol Brown helped you?

Advise through these uncertain times on the correct products

Have you seen the outcome you were hoping for?

yes

What could they have done better?

nothing

Review from verified client

October, 2022

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

I needed a mortgage

How has Carol Brown helped you?

Carol was very diligent in browsing the market for the best possible mortgage offer. Without Carol's help, I wouldn't have been able to secure the property I found

Have you seen the outcome you were hoping for?

Yes

Review from verified client

October, 2022

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

My current fixed rate mortgage, also arranged by Carol, was coming to an end at the end of January. With the economic upheavals and interest rate hikes pending I contacted Carol to see what could be done to change early and try to avoid increases and problems.

How has Carol Brown helped you?

Carol has a wide knowledge and understanding of the market and ran me through options. I did not know you could arrange a mortgage ahead of time so rather than paying early repayment fees Carol was able to secure a mortgage in advance that will switch when my current rate ends. Carol was also able to arrange an advance payment to allow me to pay off a loan now saving money and wrapping the amount up into the new mortgage. This was all simple with Carol's assistance and saved me a lot of time and hassle that would have entailed from trying to explain what I wanted from multiple lenders.

Have you seen the outcome you were hoping for?

Yes and more, my mortgage has been arranged with an affordable rate and the advance payment has been processed. I have not had to pay early settlement fees. Everything was done quickly which given recent events has saved me a lot of money and worry.

What could they have done better?

Honestly nothing, the website to upload information is easy to use and a welcome addition, contact was regular and Carol is always quick to respond to any queries.

Carol's reply

Thank you so much. I very much enjoy working with you and a great outcome.

Review from verified client

August, 2022

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Fixed rate deal was coming up for expiry

How has Carol Brown helped you?

Looking for a new long term deal plus some additional borrowing to fund home improvements

Have you seen the outcome you were hoping for?

Yes. New 5 year deal and additional lending achieved with minimum fuss

What could they have done better?

All went smoothly

Review from verified client

July, 2022

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Moving Home. Company shareholder but not holding a majority share.

How has Carol Brown helped you?

Provided an affordable mortgage for both myself and my partner at a better rate then expected.

Have you seen the outcome you were hoping for?

Better than expected with a better rate and a higher borrowing allowance.

What could they have done better?

nothing

Review from verified client

July, 2022

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

Wanted money to help family, holidays and house improvements.

How has Carol Brown helped you?

Carol supplied us with all our options and detailed advice at no time putting us under any pressure to proceed. Very professional lady

Have you seen the outcome you were hoping for?

Yes we complete today for the sum we required

Carol's reply

Thank you so much for this lovely review. It has been a pleasure working with you.

Review from verified client

May, 2022

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

I was looking to re-mortgage to reduce my monthly costs and consolidate some debt

How has Carol Brown helped you?

Carol gave a comprehensive review of my options for a remortgage

Have you seen the outcome you were hoping for?

indeed! excellent outcome, very pleased

What could they have done better?

Nothing, excellent service as always!

Carol's reply

Thank you so much.

Review from verified client

May, 2022

Overall

Advice

Service

Value

Based in Bristol

What were the circumstances that caused you to initially look for an adviser?

Buying first home

How has Carol Brown helped you?

Carol has been extremely thorough and patient in explaining our options for us and supported us all along the way

Have you seen the outcome you were hoping for?

Yes Carol helped us proceed with getting our mortgage accepted in a timely manner

What could they have done better?

Nothing

Review from verified client

February, 2022

Overall

Advice

Service

Value

Based in East Riding

What were the circumstances that caused you to initially look for an adviser?

Re-mortgage of a Buy to let property

How has Carol Brown helped you?

Located the best deal and assisted with swapping the mortgage to another lender

Have you seen the outcome you were hoping for?

Yes, a much reduced monthly interest payment

Carol's reply

Thank you

Review from verified client

February, 2022

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

I was looking to remortgage on a further fixed term basis

How has Carol Brown helped you?

Based on the information I gave to Carol Brown, she reviewed my needs and shared a number of options with me - discussing each in terms of pro's and con's

Have you seen the outcome you were hoping for?

Yes, I have moved to a longer fixed term mortgage, consolidating some other debt with a significant monthly saving

What could they have done better?

I was very happy with the service offered

Carol's reply

Thank you, it has been a pleasure working with you.

First impression from a user who is not yet a client

January, 2022

Overall

Please provide a brief comment about your experience with Carol

Thanks for your phone call Carol, you were very helpful.

Carol's reply

Thank you. It was a pleasure talking to you.

Review from verified client

December, 2021

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

The need to re-mortgage due to our personal circumstances.

How has Carol Brown helped you?

After reviewing our Personal circumstances, Carol came up with various solutions to our circumstance which gave us the opportunity to choose a solution to fit our needs. Without her help, we would not have found the solution we did.

Have you seen the outcome you were hoping for?

Yes, we have.

What could they have done better?

Nothing, she came up with the perfect solution for our circumstance.

Carol's reply

Thank you for your kind words It’s been a pleasure to help

First impression from a user who is not yet a client

December, 2021

Overall

Please provide a brief comment about your experience with Carol

Very thorough explanations of the processes which would be followed. Clear explanations of costs etc and next steps.

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

A property purchase as first time buyers

How has Carol Brown helped you?

Carol helped us review our situation and based on this advised appropriately, recommended products suited towards what we set out to achieve.

Have you seen the outcome you were hoping for?

We have passed the point of contract exchange, yes.

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Wanted someone who was not associated with a specific bank who I felt I could trust.

How has Carol Brown helped you?

She was able to make the process easy and clear. Always able to answer questions.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, if anything I was the issue by being slow with responding.

Carol's reply

Thank you

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Moving house and needing a new mortgage

How has Carol Brown helped you?

She provided advice on possible mortgage options and worked through different options to look for the most suitable. She also advised on life insurance to go with the new mortgage.

Have you seen the outcome you were hoping for?

Yes, we have moved house with a manageable mortgage and new life insurance.

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

I had already used Carol Brown and her services on a previous buying and letting contract. I was extremely impressed with her being proactive, knowledgeable and willing to listen. There was never an issue with contacting her or with a speedy response. Buying selling renting could have been a worrying time but I was given time and reassurance. She was extremely approachable.

How has Carol Brown helped you?

Carol was supportive and reassuring. I never once found a circumstance where she was incorrect or delayed in communication. My son also found her approachable and explained things well. She was so helpful in the first transaction that I was absolutely confident in asking for her services again in a a more complicated buying and renting scenario. If ever asked for a recommendation I always feel confident to put Carol Brown forward.

Have you seen the outcome you were hoping for?

Absolutely and know I can still contact with any questions.

What could they have done better?

I have tried to think of something but can not.

Carol's reply

Thank you so much. It’s always good to stretch my little grey cells

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Bristol

What were the circumstances that caused you to initially look for an adviser?

In 2015 My wife and I were fortunate enough to be in a position where we were ready to purchase our first home together and Carol Brown was recommended to us by a family member. Since that point, Carol has been in regular contact providing us with relevant and current information on how the property market is moving forward and how we best can arrange our finances for a better future.

How has Carol Brown helped you?

Carol has now successfully set up two mortgages for us now and with the potential of a third as we expand yet again from her sound advice.

Have you seen the outcome you were hoping for?

Every operation we have touch on has come to fruition and has been a seamless transaction

What could they have done better?

The only ever hold up in time constraints with these processes has been retrieving information from third parties.

Carol's reply

It has been a pleasure and I hope for many more years to come.

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Buying a property

How has Carol Brown helped you?

Carol helped us to understand our options for mortgages and secure a great deal.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

The service has been excellent.

Review from verified client

November, 2021

Overall

Value

Service

Advice

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Carol was referred to us by a friend. We were so impressed with Carol's service we referred her to two of our friends who have been equally as impressed.

How has Carol Brown helped you?

We were provided with a mortgage and life insurances.

Have you seen the outcome you were hoping for?

Yes, Carol searched high and low for the best value and most suitable mortgage product for us, and went above and beyond compared to other brokers we have previously used.

What could they have done better?

Nothing, she is faultless

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Trying to borrow money for our first house

How has Carol Brown helped you?

Carol has been helping us for 16 years with a number of mortgages always getting us a great deal with great service!

Have you seen the outcome you were hoping for?

Yes, every time!

What could they have done better?

When they get really busy, responses can be delayed.

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Purchase of property

How has Carol Brown helped you?

Carol was really helpful in looking into and advising on the options we had asked her to and others that may be helpful to our situation. Her advice was honest and considered

Have you seen the outcome you were hoping for?

Due to the property being sold elsewhere we did not follow it through

What could they have done better?

Nothing really we were fully informed

Carol's reply

Thank you so much it was a pleasure to help

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

We needed to re-evaluate our finances after retirement.

How has Carol Brown helped you?

Carol helped us decide the best way forward for us and explained, wonderfully, the pro's and con's of equity release.

Have you seen the outcome you were hoping for?

Yes, we're very pleased and excited about the outcome. It has taken away the financial worries we had, made us think about our spending in future and also enabled us to buy a holiday home to enjoy with our family.

What could they have done better?

Can't think of anything.

Carol's reply

It was an honour to work with you. Thank you for your kind words. Enjoy your Christmas too. X

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

We have used Carol a number of times now as our circumstances have changed, and we've needed to review our mortgage situation.

How has Carol Brown helped you?

Carol has helped is in a number of ways, a few years back to obtain a 'buy to let' mortgage in order to be able to help out our son and girlfriend, and more recently to re-mortgage due to our personal circumstances changing

Have you seen the outcome you were hoping for?

Yes, Carol is very good at understanding our personal requirements and preferences, and tailoring advice to meet those.

What could they have done better?

No

Carol's reply

Thank you so much. I love the friendship which has grown over the years. X

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Leicestershire

What were the circumstances that caused you to initially look for an adviser?

Remortgaging of my current property

How has Carol Brown helped you?

Carol did all of the hard work for me and found a fantastic fixed-term mortgage deal. The proactive way she operated has meant I have been able to secure the best possible rate.

Have you seen the outcome you were hoping for?

Yes, I have secured an excellent deal and Carol has given me superb advice throughout the process.

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

I was purchasing my first property and needed advice/assistance with a mortgage.

How has Carol Brown helped you?

She was critical in setting up the mortgage and advising me on all the red tape surrounding it.

Have you seen the outcome you were hoping for?

yes, 100%.

What could they have done better?

NA - she was superb!

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

We were looking for someone whom could give us honest impartial advise on our situation.

How has Carol Brown helped you?

Carol sat down with us, listened to us, understood what we were looking for and did extensive research to help us.

Have you seen the outcome you were hoping for?

We had the best advise we could hope for. It was honest, professional and detailed.

What could they have done better?

In our view, nothing.

Carol's reply

You are very welcome. It has been so good to work with you and I am so happy this will continue

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

Moving house

How has Carol Brown helped you?

Helped with lots of mortgage choices and life insurance choices that met my needs. Very good good service which is on-going until I find a house and has helped with offers on houses by verifying my mortgage in principle when contacted

Have you seen the outcome you were hoping for?

Not yet but hopefully soon

What could they have done better?

Nothing comes to mind

Carol's reply

Thank you. Very happy to be working with you, as long as it takes!

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Re-Mortgage Review of finances Will Life insurance

How has Carol Brown helped you?

All of the above - above and beyond expectations

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

Nothing

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Remortgage

How has Carol Brown helped you?

Carol listened, gave me tailored advice and at a very good value cost, I think.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing.

Carol's reply

Thank you so much. It has been a pleasure working with you.

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

To get the best mortgage deal available with expert advice.

How has Carol Brown helped you?

To find the right mortgage for me.

Have you seen the outcome you were hoping for?

Yes!!

What could they have done better?

nothing, I was happy with everything!

Carol's reply

Thank you so much.

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Leicestershire

What were the circumstances that caused you to initially look for an adviser?

Moving house - review of mortgage

How has Carol Brown helped you?

Advise on process of selling and buying property, mortgage deals available to us and reviewed our insurances.

Have you seen the outcome you were hoping for?

More than as Carol found we had been entitled to make a claim on an insurance.

What could they have done better?

Nothing

Carol's reply

Thank you so much. It has been a pleasure to work with you.

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

I wanted to get my first home and required a mortgage advisor to help me out.

How has Carol Brown helped you?

She provided the right product, was helpful and and answered all of my questions with patience.

Have you seen the outcome you were hoping for?

Yes, the mortgage steps and completion went smoothly.

What could they have done better?

Nothing that i know of.

Carol's reply

Thank you so much Sanju. It has been a pleasure to help.

Review from verified client

October, 2021

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Purchase of a 2nd home

How has Carol Brown helped you?

Excellent mortgage advice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No issues at all. As it happens Carol put in extra effort at the start of the process to mollify the vendor of the property.

First impression from a user who is not yet a client

October, 2021

Overall

Please provide a brief comment about your experience with Carol

Had a very pleasant conversation with Carol. I'm looking forward to meeting with her soon

Carol's reply

Thank you, I too enjoyed talking to you and look forward to meeting you very soon.

Review from verified client

October, 2021

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

A buy-to-let mortgage was nearing its term, and we wanted to extend it/replace it. We needed someone local (during the Covid restrictions) and also someone who would deal with the matter quickly and confidentially.

How has Carol Brown helped you?

Carol was professional and efficient, without us needing to 'chase' her on progress. The 'company portal' was initially complicated, but once mastered, worked well (our lack of technical ability, rather than a problem) It enabled us to keep in touch with what was progressing.

Have you seen the outcome you were hoping for?

The BTL was secured, and accepted.

What could they have done better?

On reflection, and any mortgage is a big financial investment, Carol carried out the work with good humour and an efficient work-rate, and bearing in mind the pandemic restrictions, it all worked well.

Carol's reply

It has been such a pleasure to help and work with you. I am here for you whenever you need me. Best wishes Carol

Review from verified client

October, 2021

Overall

Advice

Service

Value

Based in South Yorkshire

What were the circumstances that caused you to initially look for an adviser?

Buying a property.

How has Carol Brown helped you?

Excellent advice and guidance on mortgages, lenders and financial services. Highly recommend.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing.

Carol's reply

Thank you so much for this lovely review. Always a pleasure working with you and I look forward to the next time. Happiness in your new home always.

First impression from a user who is not yet a client

September, 2021

Overall

Please provide a brief comment about your experience with Carol

Carol has made contact and explained she was away on holiday and that one of her colleagues should have automatically picked her messages and responded.

Carol's reply

Thank you for the amendment. Much appreciated

First impression from a user who is not yet a client

September, 2021

Overall

Please provide a brief comment about your experience with Carol

Carol never contacted me. I attempted to contact her but was unsucessful

Carol's reply

Good morning Steve My sincere apologies for the no contact. I was on holiday last week and whilst we have a system in place for my colleague to pick up the enquiries in my absence, this unfortunately failed. I would very much like to talk to you and will call you this morning. Hopefully, we can turn this around for you. Kind regards Carol

Review from verified client

July, 2021

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

First time mortgage

How has Carol Brown helped you?

Carol was really helpful throughout the whole process in finding us a mortgage. She had our back every step of the way - especially when our solicitors failed/were really slow, she was 100% supportive and took action. She is very professional and we have full confidence in recommending her to anybody considering a first time mortgage or needing financial advice.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

None

Carol's reply

Thanks so much. Great working with you and I will you every happiness in your new home.

Review from verified client

July, 2021

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

Carol helped me re-mortgage my house after a break up and helped me thoroughly from start to finish.

How has Carol Brown helped you?

Guided me thorough my re-mortgage on my home and also arranging the equity release to my ex partner.

Have you seen the outcome you were hoping for?

Yes. 100%. Re-mortgage complete.

Carol's reply

You are very welcome. Thanks

Review from verified client

July, 2021

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

House move

How has Carol Brown helped you?

Mortgage and insurance

Have you seen the outcome you were hoping for?

Yes

Review from verified client

July, 2021

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

We were buying a home during complicated Covid times with a foreign national.

How has Carol Brown helped you?

Carol learned about our unique situation, found us the best rates, walked us through all paperwork, was on top of things always- even amongst 1000 pieces of paperwork. She is knowledgeable, quick and extremely personable. I highly refer her to everyone who asks.

Have you seen the outcome you were hoping for?

Absolutely.

What could they have done better?

No feedback here, all was great.

Carol's reply

Thank you so much Mica, it was a pleasure to work with you both.

Review from verified client

June, 2021

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

First time buyer

How has Carol Brown helped you?

Carol helped us in every way possible arranging our mortgage multiple times as our previous property fell through.

Have you seen the outcome you were hoping for?

Yes for sure

What could they have done better?

Nothing at all, Carol has been amazing throughout the very long process due to the first property falling through.

Carol's reply

Thanks so much. It has been a pleasure working with you and many congratulations and years of happiness x

Review from verified client

May, 2021

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Buying first home

How has Carol Brown helped you?

Carol was great in helping all the way through start to finish of buying our first home, explaining everything and giving great advise and securing us a mortgage that fit our needs.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

NA

Carol's reply

Thank you so much. It’s been a pleasure to help

Review from verified client

May, 2021

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

My partner and I wanted to buy a house and had no idea where to start.

How has Carol Brown helped you?

Carol walked us through the whole buying a house process and gave many option throughout. She went above and beyond answering our questions and gathered additional quotes for insurance etc. Carol initiated the mortgage process and completed the life insurance paperwork.

Have you seen the outcome you were hoping for?

Yes

Carol's reply

Thank you so much. It has been a pleasure getting to know you. Every happiness x

First impression from a user who is not yet a client

May, 2021

Overall

Please provide a brief comment about your experience with Carol

We had a wonderful experience with Carol. Very professional, friendly and efficient. She found us a great mortgage rate extremely quickly. We’d highly recommend!

Carol's reply

Thank you so much. It is a pleasure to help.

First impression from a user who is not yet a client

May, 2021

Overall

Please provide a brief comment about your experience with Carol

Excellent service , made the process very easy to understand.

Carol's reply

Thanks Oskar. I look forward to it.

First impression from a user who is not yet a client

April, 2021

Overall

Please provide a brief comment about your experience with Carol

Very friendly and professional. Very impressed.

First impression from a user who is not yet a client

March, 2021

Overall

Please provide a brief comment about your experience with Carol

Very quick response.

Carol's reply

Thank you

First impression from a user who is not yet a client

March, 2021

Overall

Please provide a brief comment about your experience with Carol

In 15 minutes Carol, listened, reassured me, gave a great overview of where I was and made me laugh. Before you do anything else give her a call, you won’t regret it and will be wiser and better off for it.

Carol's reply

Thank you

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Moving house

How has Carol Brown helped you?

Yes, researched and seemed out an affordable mortgage for us

Have you seen the outcome you were hoping for?

Yes considering all the various rules and constraints

What could they have done better?

Not sure without having a strong comparison

Carol's reply

It was a pleasure to work with you. Every happiness in your new home

First impression from a user who is not yet a client

February, 2021

Overall

Please provide a brief comment about your experience with Carol

Very helpful and nice to talk Thank you so much

Carol's reply

Thank you so much. I look forward to our meeting later this week.

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Re-mortgage

How has Carol Brown helped you?

Asked for my priorities, searched the market, helped with re-mortgage process.

Have you seen the outcome you were hoping for?

Yes, very much so.

What could they have done better?

Not much, really.

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Remortgage

How has Carol Brown helped you?

Carol helped me remortgage in really difficult circumstances.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. Was perfect.

Carol's reply

You are so welcome. It has been a pleasure working with you both. I spoke to Louis this morning. He was excited to be moving. Take care and keep in touch. Best wishes Carol

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in East Riding

What were the circumstances that caused you to initially look for an adviser?

Mortgage

How has Carol Brown helped you?

Found us a lender to gain our first mortgage

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

First impression from a user who is not yet a client

January, 2021

Overall

Please provide a brief comment about your experience with Carol

Carol is wonderful! Very knowledgeable, professional and honest.

Review from verified client

December, 2020

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

A mortgage and insurance products

How has Carol Brown helped you?

Carol organised our mortgage really promptly; she was really thorough in reviewing our position and clear giving us choices that were suitable for us and affordable. Really clear information was given throughout the process.

Have you seen the outcome you were hoping for?

Yes, we got our mortgage quickly and were able to organise suitable insurances.

What could they have done better?

Nothing, Carol was professional, transparent and quick to respond, with a good secure online system for sharing information and messages.

Review from verified client

December, 2020

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Moving home and requiring a mortgage

How has Carol Brown helped you?

Carol organised our mortgage for us, securing the mortgage in 10 days when the average was much longer during Covid. She was really thorough and clear in what was needed, and ensured repayments were going to be achievable. She also talked us through risk and insurance products without pushing anything on us, again not going for the most expensive product but what would be most appropriate without doubling up on work-related benefits.

Have you seen the outcome you were hoping for?

Yes, we secured our property and moved in last week.

What could they have done better?

Honestly, nothing.

Carol's reply

Thank you so much. Really appreciated.

Review from verified client

December, 2020

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

I needed some one to look at my situation and suggest my best options based on the information I supplied.

How has Carol Brown helped you?

Carol was able to supply the options available to me in a professional manner. Taking on board my lack of computer skills. I was able to get the information both by email and physical copies. She was very patient and approachable at all times.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing. If she wasn't available at the time time of calling, she would soon get back to you. Her office base was able to let you know when she was working from home and supply the relevant contact number. I never felt isolated.

Carol's reply

It has been a true pleasure working with you. Thank you for your kind words.

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

The raising of a mortgage to purchase a property.

How has Carol Brown helped you?

Providing general information about the various mortgage products, helping my daughter to focus on her budget and longer term goals, explaining in full the most appropriate option available.

Have you seen the outcome you were hoping for?

Yes. Carol enabled us to achieve what we thought would be unachievable.

What could they have done better?

Carol was highly professional and well organised. We could not have asked for better.

Carol's reply

Thank you so much. It has been so lovely working with you both.

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in Middlesex

What were the circumstances that caused you to initially look for an adviser?

I needed a mortgage and I am freelance so my colleague recommended Carol.

How has Carol Brown helped you?

With a mortgage and insurance

Have you seen the outcome you were hoping for?

Yes

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Buying our first home looking for a mortgage

How has Carol Brown helped you?

Carol Secured my partner and I a mortgage after carrying out a thorough review of our situation to help decide which mortgage would suit us best.

Have you seen the outcome you were hoping for?

The outcome was excellent, we have a mortgage which helped us buy our first home and we have the cover/insurances we need to protect our large investment

What could they have done better?

I couldn’t fault Carol, she was excellent, she’s easily contactable, friendly, detailed and has extensive knowledge of the work she does

Carol's reply

Thank you so much and every happiness in your new home x

First impression from a user who is not yet a client

October, 2020

Overall

Please provide a brief comment about your experience with Carol

Professional, quick and helpful.

First impression from a user who is not yet a client

October, 2020

Overall

Please provide a brief comment about your experience with Carol

Very detailed, haven’t missed anything, friendly and trustworthy. Would move to work with Carol on my mortgage in the nearest future.

Carol's reply

Thank you so much. I very much look forward to working with you soon. Best wishes Carol

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

First time mortgage

How has Carol Brown helped you?

Mortgage advice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Update details across the whole system as had to double check paper work fir telephone numbers and addresses

First impression from a user who is not yet a client

August, 2020

Overall

Please provide a brief comment about your experience with Carol

Very helpful

Carol's reply

I look forward to working with you soon.

Review from verified client

July, 2020

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Remortgaging in just my name after divorce.

How has Carol Brown helped you?

It took me 5 years to build up the equity and income needed to get a mortgage on my own. Carol kept in touch regularly during that time and thanks to her patience and caring attitude we finally got there!!

Have you seen the outcome you were hoping for?

Yes, very much so.

What could they have done better?

Could not find any fault in the service I received.

Carol's reply

It has been a pleasure getting to know you and helping on your journey.

Review from verified client

June, 2020

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Needed advice about equity release

How has Carol Brown helped you?

She came and explained all the options available and was very patient and understanding

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I can’t think of anything better she could have done, she was happy to come to the house and clearly explain everything

Carol's reply

It has been such a pleasure working with you and thank you for being so hospitable when I visited you. You are one of the world's true gentlemen.

Review from verified client

June, 2020

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Carol Brown helped you?

Helpful advice on Equity Release

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Carol's reply

Thank you so much. It has been an absolute pleasure.

First impression from a user who is not yet a client

May, 2020

Overall

Please provide a brief comment about your experience with Carol

Carol never called and this information was passed back to your staff

Carol's reply

Hi I am so sorry to read this as both myself and colleague have tried to call you. I am glad that we have now made contact and look forward to working with you when you are ready. Kind regards Carol

Repeat review from verified client

May, 2020

Overall

Advice

Service

Value

Based in Hampshire

This review is a follow-up review from a client who left a review previously.

How has Carol Brown helped you since your last review?

Carol has always offered extra help and advice to us for a range of different things. She was amazing at helping us with our 1st mortgage nothing was too much trouble. She was responsive and fast acting.

Carol's reply

Thank you so much. It has always been a pleasure working with you.

Repeat review from verified client

March, 2020

Overall

Advice

Service

Value

Based in Berkshire

This review is a follow-up review from a client who left a review previously.

How has Carol Brown helped you since your last review?

Whilst I haven't had to contact Carol recently, I know she is always willing to discuss any problems I may have. Because of the good advice, service and care in the setting up of my equity release/mortgage the problems are really non existent. The time and care she took, initially, in explaining the details and ramifications to my son and heir was priceless.

Carol's reply

Its always a pleasure to see you, and I think we have helped each other over they years. It's never one way traffic :-)

Repeat review from verified client

March, 2020

Overall

Advice

Service

Value

Based in Berkshire

This review is a follow-up review from a client who left a review previously.

How has Carol Brown helped you since your last review?

We were looking to remortgage for home improvements, Carol was our first port of call. Following the service we got from her when we bought our house we knew she would find us the best product for our needs. She has a very friendly and professional approach and works hard to get you the best rates.

Carol's reply

Thank you. Love working with you guys xx

Repeat review from verified client

March, 2020

Overall

Advice

Service

Value

Based in Wiltshire

This review is a follow-up review from a client who left a review previously.

How has Carol Brown helped you since your last review?

Carol gave excellent advice on my pension planning and helping with equity release.

Repeat review from verified client

March, 2020

Overall

Advice

Service

Value

Based in East Riding

This review is a follow-up review from a client who left a review previously.

How has Carol Brown helped you since your last review?

Carol continues to seek out the best rates available on our "Buy to let" mortgages

Carol's reply

Thanks. Always a pleasure to work with you. x

Repeat review from verified client

March, 2020

Overall

Advice

Service

Value

Based in Berkshire

This review is a follow-up review from a client who left a review previously.

How has Carol Brown helped you since your last review?

By advising and vigorously search for the right level of protection in case of unforeseen circumstances

Carol's reply

You are always a pleasure to work with and your lovely family

Review from verified client

March, 2020

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Needed a mortgage and new life insurance

How has Carol Brown helped you?

She looked at many different providers and helped us to find the mortgage and life insurance that best fit our requirements

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

I can honestly say that there is nothing Carol could have done better.

Carol's reply

Thanks for these lovely comments. It was a pleasure to work with you, I wish you every good wish in your new home

Repeat review from verified client

February, 2020

Overall

Advice

Service

Value

Based in Berkshire

This review is a follow-up review from a client who left a review previously.

How has Carol Brown helped you since your last review?

Again, as with the last time, a product that suited my needs and situation

Carol's reply

Thank you for your kind review. Always a pleasure working with you.

Review from verified client

February, 2020

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

Renewing my mortgage

How has Carol Brown helped you?

Carol has looked after our Mortage for the past 10 years, and will happily look into all options available to us, as our requirements change

Have you seen the outcome you were hoping for?

Yes, and looking to renew the mortgage again this year, moving into another Decade with Carol

What could they have done better?

Not alot really.

Review from verified client

February, 2020

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Needed option for early-redemption

How has Carol Brown helped you?

Was able to scout the market and find the best deal with early-redemption option

Have you seen the outcome you were hoping for?

Yes - got the mortgage

Review from verified client

February, 2020

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

I needed to remove my ex wife from the mortgage.

How has Carol Brown helped you?

It took me a few years and regular reviews with Carol to get the there due to my financial cirmcumstances. She was really supportive and very patient!

Have you seen the outcome you were hoping for?

Absolutely.

What could they have done better?

Nope - could not fault her.

Carol's reply

Thank you so much. We have certainly been on a journey together.

First impression from a user who is not yet a client

February, 2020

Overall

Please provide a brief comment about your experience with Carol

I contacted Carol ended up speaking to another lady and then sent messages and had no reply so not working out

Carol's reply

Hi Steve I am so sorry to read this. I have as you know been away for a few days and we have had problems with our emails which is why you did not get a response. We are changing to a new server today. I would love to continue to work with you and have left you a message this morning. Kind regards Carol.

First impression from a user who is not yet a client

February, 2020

Overall

Please provide a brief comment about your experience with Carol

Never got into contact with us. Not happy wanted your help.

Carol's reply

Hi Teresa I am so sorry to read the above. I have actually left you two voicemails and emailed you, but have been unable to establish contact. I have just left a further voicemail and would still be delighted to help in any way I can. My number is 01635 550179. Kind regards Carol

Review from verified client

January, 2020

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Carol has assisted,advised and completed mortgages on two occasions over the last seven years very efficiently and with a friendly helpful demeanour.She has also assisted us with finding high quality legal and accounting advice since we moved to the area from London,

How has Carol Brown helped you?

As above.

Have you seen the outcome you were hoping for?

Yes.On both occasions.

What could they have done better?

Nothing.

Carol's reply

Thank you for your kind words. It is always a pleasure working with you.

Review from verified client

January, 2020

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Remortgaging and income protection

How has Carol Brown helped you?

In every way, Carol's high level of professionalism and knowledge of the business was obvious as we got the best of all deals and she ensured timely execution at every phase. The best adviser anywhere.

Have you seen the outcome you were hoping for?

Yes, absolute positive result.

What could they have done better?

She does everything humanly possible as default.

Carol's reply

You are so kind. Thank you for sticking with me.

Review from verified client

January, 2020

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

We wanted a mortgage

How has Carol Brown helped you?

She found us a great deal with strong advice.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Carol's reply

Thank you so much. Always love working with you.

Review from verified client

January, 2020

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Wanted to purchase a flat

How has Carol Brown helped you?

She was excellent explaining all what I need to prepare and went through all important information that I was looking for

Have you seen the outcome you were hoping for?

100%

What could they have done better?

I was 100% happy with her service so not really sure what she could do better

Carol's reply

Thank you so much. Look forward to the remortgage!

Review from verified client

January, 2020

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Initially, buying a house but latterly, approaching retirement.

How has Carol Brown helped you?

She introduced me to colleagues and also gave me advice in other areas.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I enjoy the personal side of this firm as well as trusting them professionally.

Carol's reply

Thanks for your kind words. Ditto.

Review from verified client

January, 2020

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

First time buyers and carol came up as the best person to use so we didn’t mind the hour travel to meet carol.

How has Carol Brown helped you?

Carol helped use to work out how much we could do to buy a property and found us the best mortgage company as well as life insurance and home insurance. Carol explained every little thing. We are so grateful that we found carol and I will carry on telling people about the great woman and pass her details on like I have done.

Have you seen the outcome you were hoping for?

We now have a mortgage to a big 3 bedroom house with a very big garden and drive way in a nice are in a semi detached house. Now we have a baby We both have life insurance at a great deal and home insurance

What could they have done better?

Being very honest carol couldn’t approve any thing. Carol was spot on with everything and she was really friendly we’re both very grateful that we started our Journey with carol in our life.

Carol's reply

Thank you so much for your kind words. Would love to meet the little lady so if you are ever in Newbury please do pop in.

Review from verified client

January, 2020

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Broke up with partner and needed advise for a mortgage

How has Carol Brown helped you?

She went above and beyond Carol understood my situation and went all out to help me

Have you seen the outcome you were hoping for?

Yes I now have a mortgage for me and my 2 kids that live with me full time

What could they have done better?

Nothing she was relentless to help me

Carol's reply

Thank you. So pleased you have achieved so much.

Review from verified client

January, 2020

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

Remortgage

How has Carol Brown helped you?

Working tirelessly to find the best deal

Have you seen the outcome you were hoping for?

Yes

Carol's reply

Thank you. looking forward to working with you again in the very near future.

Review from verified client

January, 2020

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Needed a reliable financial adviser and Carol was recommended to me.

How has Carol Brown helped you?

Carol helped me and my wife to arrange our equity release.

Have you seen the outcome you were hoping for?

Most definitely.

What could they have done better?

There is nothing that Carol could have done any better - she was clear, concise and extremely knowledgeable.

Carol's reply

Thank you for your kind words. I do hope you are coping well. If you need further help please don't hesitate to come back to me.

Review from verified client

January, 2020

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Me and my boyfriend wanted to know how much money we could borrow for our first mortgage together!

How has Carol Brown helped you?

She helped us find the best mortgage for us.

Have you seen the outcome you were hoping for?

Yes! 100%

What could they have done better?

Nothing. Carol was great throughout. She always took my calls, answered any question i had and was there throughout the whole process.

Carol's reply

Thanks so much. I look forward to seeing you tomorrow again.

Review from verified client

January, 2020

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

I was buying my first property.

How has Carol Brown helped you?

secured me an excellent Mortgage offer.

Have you seen the outcome you were hoping for?

yes

What could they have done better?

Everything was perfect.

Carol's reply

Thank you. I am pleased you are enjoying your new home

Review from verified client

January, 2020

Overall

Advice

Service

Value

Based in Worcestershire

What were the circumstances that caused you to initially look for an adviser?

Needed Mortgage and various Insurances

How has Carol Brown helped you?

Carol secured Mortgage and Insurances by searching all market and getting best deals out there.

Have you seen the outcome you were hoping for?

Carol worked hard for me and got what I needed ie Mortgage and Insurance

What could they have done better?

I think Carol does a great job from start to finish and I will use her services again soon.

Carol's reply

Thank you so much. I look forward to the next purchase.

Review from verified client

January, 2020

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

We needed to review the mortgages for our property portfolio.

How has Carol Brown helped you?

Carol was able to go to the whole of the market in order to get the best deal for us.

Have you seen the outcome you were hoping for?

Yes. We were able to have a full review and feel confident we had the best mortgage deals in place, it fixed rate terms

What could they have done better?

Nothing. The service was excellent.

Carol's reply

Thank you so much for the lovely review. Always a pleasure working with you.

Review from verified client

January, 2020

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I had to take out a gifted mortgage and Carol assisted me and my wife in doing this.

How has Carol Brown helped you?

Carol was able to access a mortgage provider who would do this for us as it was very hard.

Have you seen the outcome you were hoping for?

Yes very much so.

What could they have done better?

There was nothing she could do further.

Carol's reply

Thank you so much for your kind words. It was a pleasure to help.

Review from verified client

November, 2019

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Re-mortgaging a property to fund home improvements

How has Carol Brown helped you?

Having met with Carol to discuss my circumstances, means and requirement, she looked at the best option of re-financing and advised as to how much (or little) it was going to cost to re-mortgage. Once I agreed, Carol set out the paperwork for finalising and the new Mortgage company took over to finalise the change of lender.

Have you seen the outcome you were hoping for?

Yes, the finance came through within about 10 weeks.

What could they have done better?

There was quite a bit of additional paperwork to fill out - maybe offer a 2nd meeting to work through it more quickly?

Carol's reply

Thank you for your lovely review. I will now be offering a second meeting to go through the paperwork, which I assume you mean the legal paperwork? Definitely a coffee and a catch up.

Review from verified client

November, 2019

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Have always done so

How has Carol Brown helped you?

Explained options without giving preferences then agreed with our choice. Sorted out suitable companies (mortgage & legal) Chased up with a couple of problems and always kept us informed

Have you seen the outcome you were hoping for?

Yes - money in bank!

What could they have done better?

None

Carol's reply

Thank you.

Review from verified client

November, 2019

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Buying our first property

How has Carol Brown helped you?

Carol has gone above and beyond by making the whole process feel more personal for myself and my family. I would highly recommend her for her honest, friendly advice and great knowledge in her field which can feel otherwise daunting for first time buyers.

Have you seen the outcome you were hoping for?

Yes, we have now settled into our first home with payments which Carol made sure would be comfortably affordable!

Carol's reply

Thank you so much. It has been a pleasure to work with you. I wish you many happy years in your new home.

Review from verified client

November, 2019

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

buying a house so needed a mortgage and then the life cover necessary to protect my family in the event anything should happen to me.

How has Carol Brown helped you?

Carol listened to our needs and fully understood our situation and circumstances and then advised accordingly, giving us several options and explaining them fully so we could make a decision knowing all the facts and consequences. Carol was always very quick in responding to any of our queries via email and always available on the phone to speak to us.

Have you seen the outcome you were hoping for?

We were delighted with the outcome, securing a mortgage at a very good rate for a very good time period which will give us security through some challenging and uncertain times due to Brexit.

Carol's reply

It's been a total pleasure. Enjoy your new home. x

Review from verified client

November, 2019

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

First mortgage application

How has Carol Brown helped you?

Carol helped us in understanding the terminology involved in Mortgages, helped us secure a mortgage in principle, finalised the application for us and provided us with impartial advice on financial protection.

Have you seen the outcome you were hoping for?

Yes, Carol helped us find the correct type of mortgage, the terms that suited us and the insurances that we can afford at this time.

Carol's reply

Thanks James. Every good wish in your new home.

Review from verified client

November, 2019

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Remortgage options

How has Carol Brown helped you?

Suitable product for my longer term

Have you seen the outcome you were hoping for?

Yes a suitable outcome

Carol's reply

Thank Andy.

Review from verified client

November, 2019

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

!st. occasion alongside a friend I was assisting following her father's death to arrange mortgage on the property to buy out the other beneficiary's share . 2nd. occasion to raise capital against my own property by way of equity release/lifetime mortgage

How has Carol Brown helped you?

In both cases identified suitable & competitive product & saw process through to completion .

Have you seen the outcome you were hoping for?

In both cases - Yes

What could they have done better?

Nothing comes to mind

Carol's reply

Thank you Peter, both times have been an absolute pleasure.

Review from verified client

November, 2019

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

We were planning to buy our first property and needed mortgage advice to help us assess what options were available to us.

How has Carol Brown helped you?

Carol was fantastic: she helped us understand the benefits and drawbacks of all options including Help to Buy Vs full mortgage. She helped us to create a mortgage illustration based on what was comfortable and realistic for our family and we proceeded to go ahead with a mortgage, where she secured us a great deal. She also helped advise us on relevant insurances to secure our family's future and was incredibly helpful in advising and answering questions throughout the long house purchasing process (and as first time buyers we had many questions!) The process was dealt with quickly, professionally and efficiently and I'd absolutely recommend her services.

Have you seen the outcome you were hoping for?

Yes, we are thrilled to have just moved into our first home - without Carol's advice we were unlikely to have opted for a full mortgage but with her help we are feeling secure and confident with our budgeting and repayments which we are very thankful for.

What could they have done better?

N/A

Carol's reply

Thank you so much Hannah - it has been a pleasure working with you and your lovely family. Every happiness for years to come.

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Moving house

How has Carol Brown helped you?

Arranged a mortgage quickly and efficiently , she took the stress out of a stressful situation. Age was against me and being self employed is t the easiest application. Carol was very friendly and easy to get on with . (Same surname-no relation)

Have you seen the outcome you were hoping for?

Yes absolutely, I am in my new house.

What could they have done better?

Nothing, very happy all round.

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

We met with Carol to go through applying for a mortgage for our house purchase.

How has Carol Brown helped you?

Carol arranged the mortgage for us, and submitted the application. Once it was complete and our purchase was almost finalised, we met with Carol again to go through protection options and Carol then submitted life insurance, critical illness and income protection application with us, after recommending the best products for our needs.

Have you seen the outcome you were hoping for?

We have now completed our house purchase and the applications Carol submitted for us are all now complete and policies in force. The process took longer than we expected, but this was due to delays with our solicitor.

Carol's reply

Thanks Lucinda, it was a pleasure working with you. I wish you every happiness in your new home.

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Carol has helped us in the past with an Equity Release mortgage.

How has Carol Brown helped you?

Carol found another equity-release mortgage lender with a reduced interest rate which suited us as we can now make much needed improvements to our property.

Have you seen the outcome you were hoping for?

Yes

Carol's reply

Thanks Pam. I certainly will keep in contact. Hope the improvements go well. Best wishes Carol

First impression from a user who is not yet a client

August, 2019

Overall

Please provide a brief comment about your experience with Carol

Very professional

Carol's reply

Thank you Edward

Review from verified client

July, 2019

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Moving house.

How has Carol Brown helped you?

Found mortgage to suit our financial situation. Income protection, life insurance etc.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

June, 2019

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Needing to look at re-mortgage options as reached the end of the initial term on previous mortgage

How has Carol Brown helped you?

Provided exactly the options we asked for with all necessary information to make decision and found ways for us to achieve what we are looking for even when they proved difficult.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

As she arranged my previous mortgage, I would have been happy for her to have contacted me as my term came to an end to offer to help, rather than me contacting her. Mainly because I like reminders, which is entirely personal!

First impression from a user who is not yet a client

May, 2019

Overall

Please provide a brief comment about your experience with Carol

Fast, efficient and helpful - just what we were looking for!

First impression from a user who is not yet a client

May, 2019

Overall

Please provide a brief comment about your experience with Carol

We have had our first appointment with Carol regarding mortgages. She was happy to help and provided clear information and solved our questions .

Review from verified client

May, 2019

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

Our fixed term mortgage due to end

How has Carol Brown helped you?

Looked at our personal circumstances and tailored options to suit our requirements.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

We were really pleased with Carol's advice and cannot think of anything she could have done better.

First impression from a user who is not yet a client

April, 2019

Overall

Please provide a brief comment about your experience with Carol

Very professional great knowledge friendly and helpful

First impression from a user who is not yet a client

April, 2019

Overall

Please provide a brief comment about your experience with Carol

Carol but me at ease straight away. Very informative, so helpful. Looking forward to working with her through my Mortgage application. Would highly recommend Carol.

Review from verified client

March, 2019

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

To extend the lease on my flat

How has Carol Brown helped you?

She helped me secure a second mortgage to pay for a lease extension in very complicated circumstances

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

First impression from a user who is not yet a client

March, 2019

Overall

Please provide a brief comment about your experience with Carol

Re mortgage - When I initially contacted Carol I was very nervous due to my current financial situation but from the first call Carol really put my mind at ease - she said 'I am not here to judge you but to help you' those words meant so much to me. When we had our first meeting, again Carol was amazing at explaining everything to me in layman's terms, which was really appreciated I honestly could not have wished for a better person to guide me through this transition. I would 100% recommend Carol to anyone.

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

My previous mortgage had reached its full term but I was unable to clear the debt. Anxious to explore any avenue which would enable me to stay in the family home I took the advice of Santander and went to unbiased.co.uk I thus met Carol.

How has Carol Brown helped you?

In a matter of days of days Carol, having read the scenario, phoned to say she thought she could help me. A week later she came to the house and laid out specifically how I might obtain a lifetime mortgage. This was followed up with a written account of all that we had discussed'

Have you seen the outcome you were hoping for?

Yes, but the last six months has not been an easy ride. The conditions required were quite demanding but greatly helped by Carol's optimistic and cheerful assurance that all would be well in the end.

What could they have done better?

I have nothing to add, see above

First impression from a user who is not yet a client

February, 2019

Overall

Please provide a brief comment about your experience with Carol

Our first communication was wonderful and I wanted to you her services. However, I sent two emails confirming a meeting between her and my partner and I, and to-date she has never responded. Following our first communication she informed me that she will send an email confirming a few issues on next steps along with her address in Newbury where our meeting is due to take place on the 13 Feb 2019. I never received such an email. Sooooooo disappointed, and while there are other reasons I didn't list here - i will not be advancing this matter anymore. Thanks. Jerry :-(

Carol's reply

Hi Jerry I am so sorry to read this and a little perplexed. You send me a message via vouchedfor on 1 February, which I replied directly to you to confirm I was free on 13th March as requested in your email of 1st February, not 13 February as mentioned above. In this email to you on 1 February I asked you to confirm a suitable time. I so far have not had a reply to this email. Should you wish to pick this up again, please let me know. I do have you in the diary for 13 March, time to be confirmed. Once the time had been confirmed, I would then send our usual email with the document request, and full details of the appointment.

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Looking for a buy to let mortgage

How has Carol Brown helped you?

She gave me terrific support advice and help

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

bought me lunch

First impression from a user who is not yet a client

December, 2018

Overall

Please provide a brief comment about your experience with Carol

She was wonderful, compassionate and extremely helpful with my current situation. I look forward to seeing her tomorrow.

Review from verified client

December, 2018

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Originally buying a house that my son could then live in More recently because of the outstanding service I received then I have asked for advice on buying another house.

How has Carol Brown helped you?

Carol was recommended to me and I can see why. As far as I am concerned when buying the house she was the only professional in the process that was firstly worth the money charged and in fact very good value but she was on top of the process throughout the whole transaction. There is nothing I can fault her on and everything to commend her. I would probably not be looking at the process of house buying again at this present time if it were not for the advice again of Carol. Communicated well and was knowledgable and problem solved.

Have you seen the outcome you were hoping for?

A successful purchase of a house for my son and the possibility of purchasing another house with the knowledge that using the services of Carol means I have full confidence in her integrity and hard work. She chased and drove on the process. Would unreservedly recommend her.

What could they have done better?

I am sure constructive comments are beneficial but in this case I can not think of anything Carol could have done better. She communicated well and in a timely manner, was knowledgable, problem solved and pushed the other professionals into appropriate timescales

First impression from a user who is not yet a client

December, 2018

Overall

Please provide a brief comment about your experience with Carol

She called me promptly and explained her service and fee. We arranged a meeting

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

To understand the options on equity release, and look for the best deal. In recent months the equity needed to be ported to a new property so help was need to complete that activity.

How has Carol Brown helped you?

She advised on the best course of action, and outlined options available. She was persistent in chasing the equity company to fulfil their obligations, and she was always happy to go above and beyond when needed.

Have you seen the outcome you were hoping for?

The equity release was ported as expected,

What could they have done better?

Nothing that I can think of.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Renewal of mortgage was required.

How has Carol Brown helped you?

Carol found great deal for us and arranged our new mortgage.

Have you seen the outcome you were hoping for?

Yes - we are saving money every month!

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

Finding a mortgage,

How has Carol Brown helped you?

Found me a suitable mortgage and organised the whole thing,yes,

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I don't know

Review from verified client

November, 2018

Overall

Advice

Value

Service

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

Buying a new house with my partner required and mortgage and life insurance.

How has Carol Brown helped you?

She brokered the mortgage for us and also got the best life insurance cover available.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

N/A

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

I was a first time buyer and needed help getting my mortgage and understanding all the technical aspects of doing so

How has Carol Brown helped you?

Carol was fantastic when it came to explaining all the complicated areas of the mortages e.g what types of mortages we could go for etc. She guided us through every step of the mortgage process, helping us to make the best informed decision and explained everything thoroughly. She then also sent off our mortgage forms for us.

Have you seen the outcome you were hoping for?

Yes definitely

First impression from a user who is not yet a client

November, 2018

Overall

Please provide a brief comment about your experience with Carol

Carol has provided us with fantastic advice. Her knowledge and experience has opened our eyes to the additional options available to us which we had not even considered before!

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

We wanted to raise some money on the value of our house.

How has Carol Brown helped you?

Talked through all the aspects of equity release appertaining to our situation.

Have you seen the outcome you were hoping for?

Yes, we have been able to do the things we wanted

What could they have done better?

We can't think of anything!

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

WE WERE Looking to raise funds for an extension to our property

How has Carol Brown helped you?

Carol had previously assisted in providing a mortgage for our property so we asked her for advice on raising funds for a proposed extension and came up with Equity Release money

Have you seen the outcome you were hoping for?

yes we are very pleased with the result

What could they have done better?

nothing more could have been done as far as we are concerned. satisfied customers

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

Due to being on a University Fixed Term Research Contract, it was very difficult for me to accurately predict my chances of getting a mortgage.

How has Carol Brown helped you?

Carol was friendly, confident, but also very mindful of my contract and was dedicated to finding us a mortgage product that will suit our needs.

Have you seen the outcome you were hoping for?

We definitely saw the outcome we desired and are looking forward to moving into our new property soon.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

I needed to re-mortgage my property and the thought the best route would be to go through a financial advisor. Carol was recommended to me and I gave her a call.

How has Carol Brown helped you?

Carol has helped us on two occasions of re-mortgaging our property and also help us with life getting the appropriate life insurance in place. Her sound understanding in this area meant that we've received the best service. I would recommend her to anyone who wants financial advice.

Have you seen the outcome you were hoping for?

In the two times we've asked for assistance from carol, both outcomes have been achieved.

What could they have done better?

I don't really feel the need to give any constructive feed back on Carols approach to her work as her level of knowledge, experience ,understanding and approach to the particular cases in question meant that we've come away satisfied customers.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

I have been using Carol for my mortgages and life protection of nearly 10 years, re-mortgaging every 2-3 years.

How has Carol Brown helped you?

Carol always delights with her ability to seek a solution to any mortgage challenge I throw at her!

Have you seen the outcome you were hoping for?

Always above and beyond expectations, she always delivers products and rates that are above what I expect.

What could they have done better?

nothing - excellent service all round, keep it up!

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

I wanted to write my will

How has Carol Brown helped you?

Carol was extremely pleasant and very helpful, a pleasure to deal with.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Carol did everything I needed

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Rutland

What were the circumstances that caused you to initially look for an adviser?

needing advice on Mortgages, Health insurance and equity release

How has Carol Brown helped you?

Arranged Health insurance and Mortgage

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Happy with Carol's level of service

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

Looking for a mortgage renewal...

How has Carol Brown helped you?

Gave advice......

Have you seen the outcome you were hoping for?

Good mortgage arrangement and further understanding...

What could they have done better?

Nothing.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Yorkshire

What were the circumstances that caused you to initially look for an adviser?

Mortgage and life insurance

How has Carol Brown helped you?

Carol helped me with my first purchase and then helped me port my mortgage when I moved. She made a very complicated process very easy and took all the stress away

Have you seen the outcome you were hoping for?

Yes am now living in my dream home

What could they have done better?

Nothing. Carol was always on the end of the phone and responded very quickly. She really did go above and beyond.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in East Riding

What were the circumstances that caused you to initially look for an adviser?

Purchase of a new house

How has Carol Brown helped you?

Review of mortgage products available

Have you seen the outcome you were hoping for?

Yes definitely

What could they have done better?

Nothing. Every aspect of our dealings with Carol was great. She was reassururing through the whole process and laid everything out in a very simple manner. We now also have more disposable income available due to the mortgage she found!

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

I wanted to get the right mortgage for our specific circumstances and Carol had access to such products and provided good advice

How has Carol Brown helped you?

She found the right product at the right rate

Have you seen the outcome you were hoping for?

Yes - property purchased

What could they have done better?

n/a

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

I needed to borrow some money to buy shares in the company that I am a director of. This was proving impossible as most lenders would not lend for share purchases.

How has Carol Brown helped you?

Carol contacted several providers and asked them to consider my application even though the purpose of my remortgage was to purchase shares. She persuaded them to 'think outside of the box'.

Have you seen the outcome you were hoping for?

Yes. My remortgage was successful.

What could they have done better?

N/a

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Having saved for a deposit on a house my partner and I needed to find a mortgage advisor

How has Carol Brown helped you?

We were both fairly unsure of ins and outs of getting a mortgage as it we were first time buyers. Carol talked us through everything we needed to do, making our application seem effortless. We have now moved into our new home and have never been happier

Have you seen the outcome you were hoping for?

We have needed up with a better outcome than we expected with a fixed low interest rate of 2.9% for five years.

What could they have done better?

There absolutely no reason we can think of to be critical of Carol. She knows the job like the back of her hand and was professional from start to finish.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Buying a house

How has Carol Brown helped you?

She advised us along the way, from mortgage to insurance to protection

Have you seen the outcome you were hoping for?

Yes

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Remortgage needed a Fixed Rate as Interest rotates going up

How has Carol Brown helped you?

She listened to what we wanted. We needed a solution that would offer a fixed rate and for us to settle our mortgage in full within 5 years if we kept overpaying and saving

Have you seen the outcome you were hoping for?

Absolutely. A fixed term with great rate for five years with 10% overpayment per year and the ability to offset any savings to reduce interest payments tilll the five years are up. After that or before that if we pay early redemption fees we should be able to be mortgage free in 5 years.

What could they have done better?

No she was helpful form first consultation throughout he whole process even when we decided to change our figures and overpay on the old Mortgage first...

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

We have reviewed our mortgage with Carol in the past, and then more recently when we had a change in family circumstances Carol helped us find a solution. We are now using her again to review our existing mortgage.

How has Carol Brown helped you?

Carol understood the situation we found ourselves in and helped us find a solution which worked for everyone. Now our circumstances have changed again we have reviewed our existing mortgage and found a better alternative.

Have you seen the outcome you were hoping for?

Yes, Carol has appreciated our situation and found a much better deal for us.

What could they have done better?

Cannot think of anything at this time.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Initially our first mortgage, followed by re-mortgage and now a mortgage on a new home

How has Carol Brown helped you?

She arranged our first mortgage (with protection) 7 years ago, has since re-mortgaged and now in the process of completing on a new home, for which Carol has arranged the mortgage and protection

Have you seen the outcome you were hoping for?

Absolutely, Carol has been a fantastic help. I'm not really too interested in the mechanics of how the mortgage works, I know Carol will sort the best option out for me

What could they have done better?

Nothing to fault if I am honest

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Mortgage was up for renewal

How has Carol Brown helped you?

Provided me with the mortgage deal bes suited to me

Have you seen the outcome you were hoping for?

yes

What could they have done better?

Filled out all the paperwork too

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

remortgage

How has Carol Brown helped you?

Looked into market for best rate etc

Have you seen the outcome you were hoping for?

yes

What could they have done better?

She could not have done better

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Moving house and seeking life insurance

How has Carol Brown helped you?

Provided a good mortgage package and comprehensive and competitive life insurance for the whole family.

Have you seen the outcome you were hoping for?

Yes, we are moving again and will be seeking Carol's support.

What could they have done better?

I know some mortgage brokers are able to collect their fees from the mortgage provider rather than the client - I am not sure how this works but that would be even more helpful financially.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Leicestershire

What were the circumstances that caused you to initially look for an adviser?

Purchasing a house with my partner

How has Carol Brown helped you?

Gave us an enormous amount of advice on the home-buying process, found the best mortgage deals for us and supported us in finding life insurance

Have you seen the outcome you were hoping for?

Yes, we moved in last year and are enjoying our new home immensely

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

We were looking to sort out our future.

How has Carol Brown helped you?

Carol is excellent. She provides best in class support, really listens to her clients, is prompt to respond and also flexible when we were a little tricky!

Have you seen the outcome you were hoping for?

Yes, Carol predominantly advised on several mortgages, and in each case found us a deal we understood, which she articulated well, and which led to a successful and timely completion.

What could they have done better?

She made good suggestions and was great at understanding our needs.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Buying a house

How has Carol Brown helped you?

Researched whole market and secured best deal available

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Carol went above and beyond so can’t actually think of anything on that occasion that she could have done better

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Personal circumstances

How has Carol Brown helped you?

Carol provided the knowledge and advice that I needed to obtain a mortgage.

Have you seen the outcome you were hoping for?

Definitely! I got my mortgage and found a property which I shall be moving into soon. I thank carol with all my heart for assisting me through the process.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Remortgage

How has Carol Brown helped you?

She organise everything from the beginning till the end it is the second time already that I have chosen her and for sure will choose her again

Have you seen the outcome you were hoping for?

O yes absolutely I was very happy

What could they have done better?

I think she did excellent job so I do not know what more or better could she done

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I was buying a second home and needed a mortgage, and advice on the most sensible way forward.

How has Carol Brown helped you?

Finding the right property took more than three years with several false starts. Carol helped every step of the way, often turning around figures and advice in a very short space of time, to help where time was of the essence. And this in spite of sales falling through on two or three occasions, meaning that Carol did not recoup her commission. She could not have been kinder or more approachable, and explained everything with clarity and speed at every step.

Have you seen the outcome you were hoping for?

I did! I bought the second home in July 2018 and am delighted with the product and the service the Carol provided.

What could they have done better?

I can't think of anything that Carol could have done better. Her service was exemplary, and because I knew I could trust the advice she was giving me, it was a joy to get her to do all the work for me. The cost of this was such good value, and priceless really, in terms of the time and worry saved.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Remortgaging property

How has Carol Brown helped you?

Trawled the market on my behalf to find suitable mortgage products

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, Carol was brilliant from start to finish in what were difficult circumstances

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

We were remortgaging a buy to let property as the interest rates we were paying seemed excessive.

How has Carol Brown helped you?

Carol identified some great deals which truly suited our circumstances.

Have you seen the outcome you were hoping for?

Yes - our mortgage payments were significantly reduced.

What could they have done better?

Nothing I am aware of.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Need to explore equity release at favourable terms rather than releasing funds from long standing and lucrative investments. Following investigation into various companies, we were recommended by a friend to contact Carol. Carol, by far was the best value for money in every part of the process .

How has Carol Brown helped you?

Carol was most helpful, in every way, always on hand by telephone and email,and in person, when we needed help and reassurance, the end result was just what we needed.

Have you seen the outcome you were hoping for?

Without a doubt, we have such a relaxed feeling about our future retirement. No worries at all.

What could they have done better?

Nothing

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

I was seeking advice for a new mortgage and property purchase.

How has Carol Brown helped you?

Carol talked me though all the options and even when the property kept changing she was incredibly helpful in finding the right product for me.

Have you seen the outcome you were hoping for?

Yes, I secured my mortgage and bought the house my family wanted.

What could they have done better?

Nothing - would highly recommend Carol

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

Was looking to secure my finacial future me and my family

How has Carol Brown helped you?

Put together the right Mortgage long term for my family future

Have you seen the outcome you were hoping for?

Yes as I am really in a good financial position now and on track to pay of my mortage

What could they have done better?

I am struggling to find something. As I have been met with all what I wanted to achieve and probably more

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

New mortgage requirement

How has Carol Brown helped you?

Carol helped us find a good deal on a mortgage

Have you seen the outcome you were hoping for?

yes

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

We were looking for a IFA to match us with our mortgage. We needed someone who had the ability to deal with a complex case as we own business.

How has Carol Brown helped you?

Carol was able to successfully match us with a mortgage and we completed our purchase within 1 month. We had tried other advisors and none were anywhere near as efficient as Carol.

Have you seen the outcome you were hoping for?

Yes

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

First mortgage.

How has Carol Brown helped you?

Landed a mortgage for us and helped us with any question we had! Even on a Sunday.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Need for additional finance via equity release

How has Carol Brown helped you?

Carol Brown impresses my wife and I with her knowledgeable professionalism. She did not pressure us and gave us time to consider the decision we were making. She clearly made us aware of all the advantages and disadvantages of many of the options available. Once we had decided upon the action to take, she progressed our application swiftly,keeping us informed at every stage. It is without reservation I recommend Carol Brown.

Have you seen the outcome you were hoping for?

We are totally satisfied with the outcome

What could they have done better?

It is difficult add to the comment above. From the moment Carol came into our home she put us at ease and clearly explained everything to us in an unhurried way

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Leicestershire

What were the circumstances that caused you to initially look for an adviser?

Purchasing a house with my partner

How has Carol Brown helped you?

Provided valuable financial and mortgage advice, searched a number of deals to find the best mortgage product for us. She also assisted in finding life insurance providers and gave us some very helpful general guidance on the home-buying process.

Have you seen the outcome you were hoping for?

Yes; we moved in around 1 1/2 years ago and it has been fantastic, I can't thank Carol enough for her help and her patience with all our questions

What could they have done better?

Nothing!

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

We were purchasing a new house in 2017 and needed advice on mortgages, specifically how to manage or use our 2 existing tracker mortgages in addition to the extra borrowing we needed. We also needed advice on how to cover ourselves in the event of one of us losing a salary.

How has Carol Brown helped you?

Carol was able to give great advice and a range of solutions. She took on board our situation, with an impending maternity leave to account for too, and our plans to have a reduced income for approx 5yrs whilst we have young family.

Have you seen the outcome you were hoping for?

Yes, we have a fixed rate mortgage, allowing us to plan for our outgoings and we feel well protected against loss of earnings.

What could they have done better?

Carol did all she could for us. She was unable to provide details for mortgage offers with our own bank but this was due to their restrictions to deal directly with customers, not with brokers, so was beyond Carol's control.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

Applying for a mortgage

How has Carol Brown helped you?

Carol got us the mortgage we wanted

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

We needed to re-mortgage as we approached retirement.

How has Carol Brown helped you?

Carol found the perfect product in a difficult market for older people

Have you seen the outcome you were hoping for?

Definitely

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Remortgage and buying a new property.

How has Carol Brown helped you?

Carol advised me on the products available, explained to me all of my options and then took care of all the necessary paperwork and procedures from start to finish. I found her very friendly, knowledgable, helpful and professional aswell as very efficient.

Have you seen the outcome you were hoping for?

Yes

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Remortgage required on existing property

How has Carol Brown helped you?

Carol searched and found a renewal with a competitive interest rate and fixed term ability

Have you seen the outcome you were hoping for?

Successful outcome which all happened very quickly

What could they have done better?

All satisfactory

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

I have turned to Carol and her company, Hopwood Ash, for all my financial information needs. I receive expert advice delivered in an extremely perosnal and friendly manner. I have recommended Carol and her company to friends and colleagues.

How has Carol Brown helped you?

Initially Carol arranged a mortgage deal for me that was specifically designed for my needs. She also helped me to sort out my will and I have used her company for pension advice.

Have you seen the outcome you were hoping for?

Most definitely.

What could they have done better?

I cannot fault the service I have had from Carol. My only advice would be to say "When it ain't broke, don't fix it".

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

New Mortgage

How has Carol Brown helped you?

Carol helped me find the best mortgage available to me at the time. Carol is the best Financial adviser I have come across. Excellent.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Needed to mortgage buy to let and main residence

How has Carol Brown helped you?

Surveyed markets and provided an excellent deal in short timescales

Have you seen the outcome you were hoping for?

Yes

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

We were looking for advice on whether we could secure mortgages to enable us to buy a house. This was going to be a second home that we would move to in the next year or two.

How has Carol Brown helped you?

Carol was able to secure a 1st charge mortgage and sencond charge loan on our existing property. We had to borrow the money this way as the property we are buying is not morgageable

Have you seen the outcome you were hoping for?

Absolutely. It was quite hard to find the lenders but Carol sorted it all out and we now own the house that we will be moving to!

What could they have done better?

Carol communicated well with us and kept us appraised of progress with different options. There were set backs but I don't think we could have anticipated them.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

My husband and I wanted to get onto the property ladder.

How has Carol Brown helped you?

Carol helped us by explaining all our options. She also warned us of anything that might slow our application, such as our recent 6-month sabbatical where we went travelling. Carol made the process very clear. She was also our first point of call when we found a property that we loved - she made sure everything for our application and agreement in principle was ready - she worked so thoroughly and speedily.

Have you seen the outcome you were hoping for?

Yes - the process has been smooth and we have a mortgage that we can afford whilst buying our dream first home.

What could they have done better?

Carol has done everything she possibly could for us - always answered our calls and emails.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

I was a first time buyer with no previous knowledge or experience of the housing market and very little in terms of deposit (5%).

How has Carol Brown helped you?

Carol was fantastic in literally trawling the various lenders to identify a lender willing to help us. She met us at our rented home and listened carefully to our circumstances and desired outcomes, and was able to cater her search for a lender accordingly. There was only one feasible option and the lender in question was not an easy organisation to work with. Carol played her role to perfection, negotiating and liaising with the lender and myself to steer both parties through the process and ultimately allowing my partner and I to purchase our first home. Over the years Carol has guided us through remortgaging on 2 separate occasions, guiding us towards better deals each time. This has resulted in a significant reduction in our monthly repayments whilst still allowing us to make progress on repaying the overall amount.

Have you seen the outcome you were hoping for?

Absolutely. We have the home we wanted and we're making progress on our repayments. Carol has also offered some fantastic advice on how to proceed in the short/medium term with the financial uncertainty caused by Brexit.

What could they have done better?

I genuinely do not think Carol could have done anything better.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Needing to look at the future because of age.

How has Carol Brown helped you?

Great advice not pushing giving different options and explained everything

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No Carol could not have done better as everything was excellent.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

I was looking for suitable mortgage options for a property in London.

How has Carol Brown helped you?

She found me a great mortgage option that met my needs.

Have you seen the outcome you were hoping for?

Yes

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

We wanted to know all the various options and have a professional to ask questions.

How has Carol Brown helped you?

Carol helped us find the most suitable mortgage for us while explaining us the reasons why every step of the way.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I find it hard to find something that Carol could do better.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

My husband and I were in a unique situation where we were moving to NZ without jobs and wanted to rent out our house. This meant we needed a buy to let mortgage. After being turned down by everyone I called, a friend recommended Carol and she immediately put my mind at ease, telling us it would be no problem. Within a few weeks the mortgage was finalised and we were able to rent out our house and move to New Zealand. 2 years later, our fixed rate deal was up for renewal. After contacting a well known free mortgage broker, I was told my current provider would not give us a new deal so was offered a single unaffordable option. I returned to Carol, who said this was not the case and within 2 days had secured and finalised a new deal with my current provider.

How has Carol Brown helped you?

As detailed above, Carol put my mind at ease and secured the deals quickly and proficiently.

Have you seen the outcome you were hoping for?

Yes, I was able to rent out my house while being in NZ.

What could they have done better?

Nothing!

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Looking for both new and remortgages

How has Carol Brown helped you?

As always excellent in working with us to achieve the best possible outcome and value

Have you seen the outcome you were hoping for?

Absolutely in every respect

What could they have done better?

I really struggle to find any areas she could improve upon

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in East Riding

What were the circumstances that caused you to initially look for an adviser?

Buy to let portfolio

How has Carol Brown helped you?

Obtained a further Buy to Let mortgage

Have you seen the outcome you were hoping for?

Yes, mortgage obtained at favourable rates despite ever stricter borrowing requirements

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Middlesex

What were the circumstances that caused you to initially look for an adviser?

I am a freelancer and struggled to find the right sort of mortgage on my own, that suited my needs.

How has Carol Brown helped you?

Carol listened to all my requirements and found a suitable mortgage.

Have you seen the outcome you were hoping for?

Yes, very happy.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Staffordshire

What were the circumstances that caused you to initially look for an adviser?

we were taking the next big step and buying our first home.

How has Carol Brown helped you?

Carol made a huge scary process so simple, and explained things clearly to us so we could make informed choices. sometimes working past 8 o’clock to make sure our paperwork was all in order for the best chances of success.

Have you seen the outcome you were hoping for?

yes in january of this year, we moved into our first home.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

We needed to apply for a new mortgage for a house move

How has Carol Brown helped you?

She was amazing, sourced a mortgage provider that met our needs, and helped us find insurance

Have you seen the outcome you were hoping for?

Absolutely, she enabled us to move into our dream home.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Re-mortgage

How has Carol Brown helped you?

Carol helped to sort out the best deal for me and was on the end of the phone or email every step of the way

Have you seen the outcome you were hoping for?

Yes

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

New mortgage

How has Carol Brown helped you?

Sourcing a mortgage that met my needs

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing Carol was brilliant

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Needed a mortgage

How has Carol Brown helped you?

From a mate

Have you seen the outcome you were hoping for?

Yes

Review from verified client

November, 2018

Overall

Value

Service

Advice

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Needed a new mortgage but one which takes me beyond 65. This was tricky to do accurately online and even a visit to my bank didn't fill me with confidence.

How has Carol Brown helped you?

Carol took all my financial info (insurance, daily costs, savings, earnings, pension, credit history etc etc) and found a selection of good value mortgage policies that would take fir my criteria.

Have you seen the outcome you were hoping for?

Yes. I have a 5 year fixed rate Mortgage deal which term was too far beyond 65. I've since moved into my new house. Carol also arranged the appropriate life and health insurance policies in line with the mortgage.

What could they have done better?

Can't think of anything!

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in East Lothian

What were the circumstances that caused you to initially look for an adviser?

Mortgage for our daughters

How has Carol Brown helped you?

Carol's advice was insightful and very helpful.

Have you seen the outcome you were hoping for?

Very much so.

What could they have done better?

Nothing

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

I was looking to move and been in a difficult financial situation and wanted to know my options.

How has Carol Brown helped you?

Amazingly yes she did for two years she helped me improve my credit score gave me great advice and reviewed my case and options continually to help my partner and I achieve our dream of owning a house together.

Have you seen the outcome you were hoping for?

Yes we have a beautiful home, great credit history and mortgage now we’ve got a little girl to complete everything. Time to move again soon...

What could they have done better?

Carol was amazing at every juncture and I really couldn’t have asked for better or more professional and constructive support.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I have come to Carol twice once to get my first mortgage and for my remortgage.

How has Carol Brown helped you?

Carol informed me of the best rates and also what documents I needed in order to get my mortgage.

Have you seen the outcome you were hoping for?

Yes I have.

What could they have done better?

Nothing.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Remortgage

How has Carol Brown helped you?

She secured a remortgage, then we decided to move house so also helped with the new mortgage

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

As we weren't ready to commit to our financial product for a while, an idea of the expiry of various options might have helped us on timing of our decisions but I understand that most products can be withdrawn without notice.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Mortgage for a large size family on single income and subsequent second charge loan after extensive renovation. The sort of thing you won't get with high street lenders.

How has Carol Brown helped you?

Not only did Carol secure the mortgage that we need, she was also on top of cost incured from the renovation and we look forward to remortgaging through her next year.

Have you seen the outcome you were hoping for?

Yes absolutely.

What could they have done better?

She is simply the best out there. She should just continue with her realistic and optimistic view and advise.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

I needed a mortgage and did not have perfect credit rating so needed assistance finding suitable lender.

How has Carol Brown helped you?

Carol was great, she found a lender for me for a mortgage that I would never have been able to achieve by myself.

Have you seen the outcome you were hoping for?

Yes, we are very happy in our home and went back to Carol for our re-mortgage

What could they have done better?

Honestly no, Carol is very responsive to emails and queries, we never felt rushed meeting in person and everything was explained. Very happy with the service and outcomes.

First impression from a user who is not yet a client

November, 2018

Overall

Please provide a brief comment about your experience with Carol

Carol's reply

Thanks Andrea, I look forward to working with you when you are ready.

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

The need to release equity from our house.

How has Carol Brown helped you?

Carol explained in detail exactly what would be involved and gave us her recommendations, which were precisely tailored to our needs.

Have you seen the outcome you were hoping for?

Yes, and in a very short timescale.

What could they have done better?

Cannot think of anything that Carol could have done any better. First class service from start to finish.

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Wanting to find a mortgage.

How has Carol Brown helped you?

Carol gave us excellent advice and answered all our questions with infinite patience as we explored lots of different options.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Hard to find anything. Carol always replied promptly to our questions and e-mails and researched our requirements speedily and came up with idea solutions.

Review from verified client

September, 2018

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Buy to let mortgages.

How has Carol Brown helped you?

She found us a competitive mortgage.

Have you seen the outcome you were hoping for?

yes, I now have two.

Review from verified client

June, 2018

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

We were looking to ease our financial commitments whilst our children are still in full time education prior to longer term retirement planning.

How has Carol Brown helped you?

Carol explained our options very clearly and was able to access a different type of mortgage plan that exactly suited our current needs, leaving various options for the future once we retire.

Have you seen the outcome you were hoping for?

We were very happy with Carol's recommendations and the eventual outcome. It is unlikely that we would have been able to source this type of policy on our own and are grateful for Carol's patience and perseverance in obtaining the best result we could have hoped for.

What could they have done better?

We were very happy with Carol's work for us.

Review from verified client

April, 2018

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

We spoke to Carol for advise in getting a complex mortgage. She was very helpfull and knew the market very well.

How has Carol Brown helped you?

Carol was amazing at finding a deal for us with a complex case with a very short timescale. She was informative and very knowledgeable. Carol chased up the case to make sure everything was in place to achieve the outcome we wanted. Her personalised service was invaluable to us. Carol was always at the end of the phone with advise and dealt with everything professionally and personally. We are very pleased with the service that was provided to us and we will definately be opting for more advise in the very near future.

Have you seen the outcome you were hoping for?

We were able to achieve our outcome within the timescale required. We are very happy with the outcome and this could not have been achieved without Carols hard work and commitment to our case from start until end.

What could they have done better?

I believe Carol did everything that we couldve wished for. I would recommend the services 100%.

Review from verified client

March, 2018

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

New mortgage for another property of bigger size to accommodate family need.

How has Carol Brown helped you?

Carol provided timely and reliable advice on available options given our affordability and chase down the best mortgage offer anyone can get in the market.

Have you seen the outcome you were hoping for?

Yes absolutely.

Review from verified client

February, 2018

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

I needed first time mortgage assistance.

How has Carol Brown helped you?

Carol found me a mortgage when I thought I would not be able to get one. She is very understanding and sorted everything for me. Very quick and professional service. I went back to Carol for my remortgage.

Have you seen the outcome you were hoping for?

Yes, I have a home I am very happy with and my new mortgage deal is saving me money.

What could they have done better?

Carol has been great for us, responsive communications and always has time for you. I have been very happy with her service and cannot fault anything.

First impression from a user who is not yet a client

February, 2018

Overall

Please provide a brief comment about your experience with Carol

Incredibly pleased to have has the chance to talk to Carol. I found her advice to be incredibly helpful. Most importantly the advice and recommendations were not dressed with jargon but given in plain language with no fluff. I look forward to speaking to her again soon.

Review from verified client

January, 2018

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

REMORTGAGE.

How has Carol Brown helped you?

FASCILITATING REMORTAGE.

Have you seen the outcome you were hoping for?

YES.

What could they have done better?

NOTHING

Review from verified client

November, 2017

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Remortgaging.

How has Carol Brown helped you?

Identified the products and managed the process from start to finish.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Very little. I was very happy with the service provided and the alternative solutions that Carol found for me when we came across obstacles with providers.

Review from verified client

September, 2017

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

I was a first-time buyer looking for a mortgage.

How has Carol Brown helped you?

Carol was absolutely brilliant! I now own my own property and it's all down to her! Being a first-time buyer, I had absolutely no clue about the house-buying process- Carol guided me through the whole way and was patient, understanding and kind throughout. How anyone could put up with the number of calls and questions from a client is beyond me! Thank you so so much, Carol!.

Have you seen the outcome you were hoping for?

Yes! I now own my own property!.

What could they have done better?

I'm not sure there's much, really!

Review from verified client

September, 2017

Overall

Advice

Service

Value

Based in East Lothian

What were the circumstances that caused you to initially look for an adviser?

Purchase my first home.

How has Carol Brown helped you?

Managed to secure me a mortgage.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing, we had a few blips along the way but none which were the result of anything Carol had done wrong. She went over and above her role to ensure I got the desired outcome.

First impression from a user who is not yet a client

September, 2017

Overall

Please provide a brief comment about your experience with Carol

I was very surprised about how quickly Carol responded to my email. We have arrange an appointment within the next week.

Carol's reply

Thanks Jayne, I look forward to meeting you.

Review from verified client

September, 2017

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

We were buying our first mortgaged home.

How has Carol Brown helped you?

Carol gave us many different mortgage options, explained them all really simply and didn't mind repeating herself or explaining something in many different ways for us to understand. She found us the best mortgage offer, and beat ones we had tried finding ourselves. Carol is friendly and easy to talk to, which made the whole process not only more enjoyable but much easier.

Have you seen the outcome you were hoping for?

Yes. Today we have had the exchange phone call so everything is now complete and we pick up the keys in the next few days.

Review from verified client

August, 2017

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Needed someone to guide and advice me on the processes involved in making a first time home purchase.

How has Carol Brown helped you?

Carol made sure every stage of the process was as smooth as possible. Her professional service made my first house purchase looked simplier and less stressful than I initially thought it will be. She even made us realise our previous insurance premiums were too expensive. She didn't end there, but also took the time to swatch the whole of the market to find us a better deal.

Have you seen the outcome you were hoping for?

Yes, absolutely brilliant service and finally made our first purchase.

What could they have done better?

Honestly, we don't think she could have done anything better than the brilliant service she provided and this is coming from someone with no knowledge and experience of the British property market and procedures.

Review from verified client

July, 2017

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Remortgage.

How has Carol Brown helped you?

Carol found a mortgage that suited our circumstances.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing

Review from verified client

July, 2017

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Wanted equity release.

How has Carol Brown helped you?

By being easy to talk to, flexible and helpful. I would recommend her.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing really - she did exactly as she should and gave me sensible advice.

Review from verified client

July, 2017

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

I was concerned about my credit score and although I could afford a house I was worried that I would not get a mortgage approved.

How has Carol Brown helped you?

Carol was really helpful in reviewing my case and advising the best solution to arrange everything. I followed her advice explicitly and managed to get everything I needed that ensured my finances were not stretched and that means and my family were protected against all horrors!.

Have you seen the outcome you were hoping for?

Yes, absolutely.

What could they have done better?

No comments

Review from verified client

June, 2017

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

After a messy breakup involving a joint mortgage I approached Carol for advice on my options.

How has Carol Brown helped you?

Carol assessed my situation and took me through all of the available options in a way that was easy for me to understand.

Have you seen the outcome you were hoping for?

I did not think that keeping my house was an option on my salary, but thanks to Carol's knowledge of the mortgage market she identified the perfect lender and the remortgage and transfer of equity happened extremely quickly. This has saved me thousands in additional moving fees, stamp duty and other costs, and allowed me to keep my house which I did not even think was an option before meeting with Carol. I cannot thank her enough!.

Carol's reply

Thank you, it has been a pleasure working with you and I wish you every happiness in the future.

First impression from a user who is not yet a client

June, 2017

Overall

Please provide a brief comment about your experience with Carol

Very professional and friendly. She gave us an excellent understanding of mortgages.

Review from verified client

April, 2017

Overall

Value

Advice

Service

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

I needed buy to let remortgage.

How has Carol Brown helped you?

She found me mortgages, including for a studio flat.

Have you seen the outcome you were hoping for?

Nearly! The offer letters are in, just waiting on the cash.

Review from verified client

April, 2017

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

First time buyer looking to get a mortgage and the insurances needed for all the processes.

How has Carol Brown helped you?

Carol talked me through everything that was needed to get the mortgage, gave me all the different options and explained the pros/cons of each and then when helped set everything up with the banks, also very quickly helped when we had to change things due to completion date getting pushed back a lot.

Have you seen the outcome you were hoping for?

Defiantly, got the all the mortgage sorted and when issues arose with the build, they were quickly sorted and now own my first house.

What could they have done better?

honestly cant think of anything, she helped sort everything out and was always there and quick to resolve when i brought issues to her.

Review from verified client

March, 2017

Overall

Advice

Service

Value

Based in Leicestershire

What were the circumstances that caused you to initially look for an adviser?

Looking to purchase a house and having very little idea about the process or about how to start looking for mortgages.

How has Carol Brown helped you?

Carol assessed our lifestyle to help us ascertain the level of mortgage we could go for. She explained the various deals on offer and advised us on what would be most suitable. Carol understood that we wanted to retain the same kind of lifestyle so helped us gear towards a price range that would still allow us to enjoy ourselves while also being able to invest in our home.

Have you seen the outcome you were hoping for?

Yes - we found a fabulous property and have what we consider to be a very reasonable mortgage deal. I don't think there is any way we could have found such a good deal by ourselves.

Review from verified client

February, 2017

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

First-time buyers applying for a mortgage.

How has Carol Brown helped you?

Carol's comprehensive knowledge and experience greatly helped us with our mortgage application. We felt like we were in incredibly good hands, especially as first time buyers completely new to the whole process. Carol was great at giving reasons for her advice so we could take informed decisions. Above all we appreciated her infinite patience with our (very) many questions!.

Have you seen the outcome you were hoping for?

We were successful with our mortgage application and were very pleased with the product we ended up with. Many thanks to Carol for her invaluable assistance.

Review from verified client

January, 2017

Overall

Advice

Service

Value

Based in Yorkshire

What were the circumstances that caused you to initially look for an adviser?

My husband and I were struggling to get a mortgage through our bank.

How has Carol Brown helped you?

Carol helped us in every way she possibly could. I couldn't fault her in anyway. Carol has been fantastic.

Have you seen the outcome you were hoping for?

Yes we got our mortgage and we couldn't of done it without Carol's help.

What could they have done better?

Absolutely nothing. Carol has been fantastic every step of the way.

Review from verified client

January, 2017

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

poor service from exisitng supplier.

How has Carol Brown helped you?

found a good alternative.

Have you seen the outcome you were hoping for?

yes.

What could they have done better?

one slight confusion at the end - not msterial

Review from verified client

December, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

First time buyer.

How has Carol Brown helped you?

Carol was amazing getting us from start to finish and was great in making sure that it was made clear and simple.

Have you seen the outcome you were hoping for?

Yes, we bought our first house!.

What could they have done better?

There is nothing more Carol could have done for us.

First impression from a user who is not yet a client

November, 2016

Overall

Please provide a brief comment about your experience with Carol

What a lovely experience it was to meet with Carol today! A very nice lady who provided a very informative and helpful service. Carol made us feel valued and respected. We look forward to dealing with her again soon.

Review from verified client

November, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Buying a house.

How has Carol Brown helped you?

She was brilliant very well organised and amazing knowledge was very happy.

Have you seen the outcome you were hoping for?

100%.

What could they have done better?

I think she couldn't do better hard to improve perfection

Review from verified client

November, 2016

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

We were looking to move and Carol had been recommended to us by two separate people.

How has Carol Brown helped you?

Carol found us the best deal possible for both a new mortgage and our life/critical illness insurance . She always had time for us and made sure we received the best offer for our circumstance .

Have you seen the outcome you were hoping for?

Yes , we are now in our new home and are comfortable with our repayments . We are also happy in the knowledge that we are covered for any unfortunate circumstance with our life and critical illness insurance .

What could they have done better?

In all honesty Carol provided an excellent service that I couldn't fault . She made us feel very comfortable from day one in the knowledge she was going to get the best for us .

Review from verified client

October, 2016

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

I need to remortgage. My five year fixed mortgage will come to an end in January and I wanted to start looking for good deals early and so approached Carol Brown for some sound advice.

How has Carol Brown helped you?

Carol was really lovely and welcoming. The world of mortgages can be daunting to any lay person. Carol was patient and explained all the different products in detail to me as well the pros and cons of each. She took time to listen to my circumstances and personalised separate plans for each of my scenarios so that I could see clearly in black and white which one might be best for me. I felt no pressure from her and she even followed up my visit with an email and call to see whether I had any queries regarding the quotes she had provided.

Have you seen the outcome you were hoping for?

Yes I have and will follow up my first appointment with her.

What could they have done better?

During my follow up call I asked about the rates she had provided me and which banks they belonged to. Carol explained which banks she had supplied rates for and that it was an example - she added that the final copy would be more detailed and only if I was happy with the final agreement would I sign and proceed. I was happy with this explanation.

Review from verified client

October, 2016

Overall

Advice

Service

Value

Based in

What were the circumstances that caused you to initially look for an adviser?

First home buyers.

How has Carol Brown helped you?

Carol helped as easily secure a mortgage for our first house.

Have you seen the outcome you were hoping for?

Yes.

First impression from a user who is not yet a client

October, 2016

Overall

Please provide a brief comment about your experience with Carol

N/a

Review from verified client

September, 2016

Overall

Advice

Service

Value

Based in

What were the circumstances that caused you to initially look for an adviser?

As a first-time buyer, I was looking for help in obtaining a mortgage.

How has Carol Brown helped you?

From our first meeting, Carol understood the what I was looking for and unpicked my financial situation. She explained things really clearly and always asked me to call her up if I didn't understand any financial "jargon"! I was delighted with how quickly and thoroughly Carol prepared a Feasibility Report for me the day after our meeting- this was all done before I had decided between her and another mortgage advisor. Her care and attention to detail tipped the balance.

Have you seen the outcome you were hoping for?

I have yet to find a property, so I'm unable to comment on this yet! However, Carol certainly gives me every confidence that I will obtain a mortgage and with a 97% success rate, I'd like to believe I will!.

What could they have done better?

Apart from being a little closer to where I live, there's absolutely nothing!

Review from verified client

September, 2016

Overall

Advice

Service

Value

Based in

What were the circumstances that caused you to initially look for an adviser?

Release retirement funds from the equity of Approx £550.000.

How has Carol Brown helped you?

In every way possible, a very efficient, effective service, also very friendly approach which made us feel confident and relaxed about at an important stage of our retirement. Always contactable, and proactive.

Have you seen the outcome you were hoping for?

Most definately.

What could they have done better?

Nothing

Review from verified client

August, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Remortgage.

How has Carol Brown helped you?

She overcame the difficulties of working with the mortgage works caused by their poorly trained staff and the pointless portfolio system.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing

Review from verified client

July, 2016

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

Ease of Re-mortgaging.

How has Carol Brown helped you?

Carol was able to help us obtain a re-mortgage on our property very promptly with choice, I was very impressed how Carol was able to target the right mortgage providers to meet our particular needs with favourable interest rates in short a space of time. We were very pleased with the outcome.

Have you seen the outcome you were hoping for?

Very much so, well worth the money.

What could they have done better?

Not Applicable

Review from verified client

July, 2016

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I wanted to improve my mortgage deal and wanted to ensure I was able to secure the best product on the market for my circumstances. I was referred to Carol by a long term managing agent and I am so glad he did. Carol is pro active, efficient, excellent at keeping me informed and made sure she was either available even on vacation or ensured some one else was well informed as temporary cover.

How has Carol Brown helped you?

Secured a great offset mortgage.

Have you seen the outcome you were hoping for?

Yes it was the ideal product that I needed and Carol even watched the products post Brexit vote to see of there was anything better.

What could they have done better?

I am not sure there is anything specific Carol could have done better.

Review from verified client

July, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Looking for the right mortgage for my circumstances.

How has Carol Brown helped you?

Carol properly investigated the market and found exactly what I needed. She then managed the process through to completion.

Have you seen the outcome you were hoping for?

I am extremely happy with the service and the outcome. It was a pleasure to work with Carol and would highly recommend her.

First impression from a user who is not yet a client

June, 2016

Overall

Please provide a brief comment about your experience with Carol

After a few problems with emails (they had gone into my spam files) Carol was able to contact me. Unfortunately the quote she provided wasn't quite competitive enough for me to go with. She did however offer to collect the forms needed from work which was very well accepted Thanks Dan

Review from verified client

May, 2016

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Needed assistance with a mortgage.

How has Carol Brown helped you?

Carol Brown provided the most fantastic service ever - over and above what anybody could reasonably expected.

Have you seen the outcome you were hoping for?

YES!.

What could they have done better?

No, Carol Brown was fantastic!

Review from verified client

April, 2016

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Buying a house in Surrey and needing to release equity from a house in Wales.

How has Carol Brown helped you?

Carol helped my wife and I to find a suitable mortgage that suited our requirements and the relevant protections required such as critical illness cover.

Have you seen the outcome you were hoping for?

Yes absolutely, Carol was fantastic, always helpful and had the know how. We bought the house with Carol's full support throughout the process.

What could they have done better?

We honestly cannot think of anything and would not hesitate to use her services again, highly recommended!

Review from verified client

April, 2016

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

With the introduction of MMR, and I was at the time 70, my wife and I could not transfer our original HSBC mortgage to a new property purchase despite the fact the it was deemed to be portable and we had sufficient joint incomes and a LTV of over 80%.

How has Carol Brown helped you?

Carol, after a very professional and extensive review of our financial circumstances arranged a very suitable mortgage for us and ensured that we had sufficient insurance cover. She arranged a mortgage protection policy plus a whole of life policy, at our request, to cover any unforeseen requirements in the future.

Have you seen the outcome you were hoping for?

The outcome was exactly what we wanted to meet our needs. Carol produced some very informative reports when discussing various options.

What could they have done better?

We were very impressed with Carol's professional approach and her advice was excellent. There was nothing more required as she met our expectations in full. If required we will continue to use Carol's expertise in the future and recommend her accordingly

Review from verified client

April, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

we were looking to remortgage and needed some advice.

How has Carol Brown helped you?

Very much so! She was very patient, explained all the options available and found us a great product which suited our needs perfectly.

Have you seen the outcome you were hoping for?

Yes, we were able to quickly move with our re-investments, and made the most of the property curve.

What could they have done better?

We could not ask any more of Carol, she is brilliant!

First impression from a user who is not yet a client

April, 2016

Overall

Please provide a brief comment about your experience with Carol

Carol never bothered to contact me. Very disappointed at the lack of customer service!!!

Carol's reply

I am a little confused by this comment, as we have a meeting booked in my diary for 28th April?

First impression from a user who is not yet a client

April, 2016

Overall

Please provide a brief comment about your experience with Carol

Carol is great! Very helpful, friendly, informative and supportive.

Review from verified client

April, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

First time buyer needing help and assistance.

How has Carol Brown helped you?

Has been a long drawn out process over many years due to my own personal circumstances changing each time but always Carol has remained patient, helpful and supportive reminding me that we will only progress once I am fully ready and feasibility reports can be generated each time I needed.

Have you seen the outcome you were hoping for?

Yes, I am in the final stages now of completing on my new property.

What could they have done better?

I'm not sure to be honest. This process has thrown many curve balls which Carol has dealt with efficiently and skillfully and has kept me in the loop and supported me throughout the process

Review from verified client

April, 2016

Overall

Advice

Service

Value

Based in Avon

What were the circumstances that caused you to initially look for an adviser?

To find an appropriate repayment mortgage.

How has Carol Brown helped you?

Carol totally understood what product we were looking for and our financial circumstances and found an excellent repayment mortgage for us to change to. Carol explained all aspects and the costs involved with coming out of our current mortgage and there were no surprises. It was a very efficient process and she was clear from the outset in terms of what we would need to provide which ensured the process was completed very efficiently.

Have you seen the outcome you were hoping for?

The outcome was exactly what we were hoping for and we will continue to use her services in the future. The choices offered were clearly made available and we successfully obtained the mortgage that we wanted.

What could they have done better?

I have nothing to suggest here, Carol was excellent in every aspect.

Review from verified client

April, 2016

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

We were looking into the feasibility of purchasing a second property to let to our son.

How has Carol Brown helped you?

Carol understood our needs, gave us a number of options and explained the pros and cons of each. Carol was able to help us find the ideal solution for our circumstances.

Have you seen the outcome you were hoping for?

Carol helped us through the process, and as a result we got the outcome we were looking for. This has enabled us to help our son, but ensure that we are still on track to finish the mortgage on our existing property as planned.

What could they have done better?

Carol was very patient in explaining some of the jargon that was difficult to understand, I cannot think of anything else she could have done.

Review from verified client

April, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

First time buyer.

How has Carol Brown helped you?

Researching mortgages and advising us.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

We needed to remortgage.

How has Carol Brown helped you?

Carol was brilliant at understanding our needs out of a mortgage and finding us the right one. We could never have managed without her brilliant expertise and knowledge of the market.

Have you seen the outcome you were hoping for?

Yes we succeeded in getting the 100% interest only mortgage we wanted.

What could they have done better?

None

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Myself and my partner were looking for help to get a mortgage in 2010 when getting a mortgage was very difficult.

How has Carol Brown helped you?

She helped us get a mortgage and gave us very good advice on affordability so that we would not stretch ourselves too far to buy a house .

Have you seen the outcome you were hoping for?

Yes . We have since used Carol when our mortgage came up for renewal and she again gave us good advice and helped us get a good mortgage.

What could they have done better?

Nothing, she is very thorough, she also suggested other financial products such as life insurance and critical illness cover that were useful to have but did not do a 'hard sell' on anything we were not interested in.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Looking for a mortgage.

How has Carol Brown helped you?

Explained the options and pros and cons of each.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing I can think of.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

Remortgage and house move.

How has Carol Brown helped you?

Very accessible, broke everything down so it was clear, easy to understand. Saved me a lot of time and hassle regarding paperwork, and organisation. Most important thing was getting me a much better deal than i found elsewhere, while also making myself and my wife extremely comfortable. We have used her previously for a remortgage, and have just recently used her services for a buy to let mortgage and a house move. She has been very available through out the process, which has been extremely rushed to achieve completion before the end of april. She has also communicated perfectly with my solicitor. She also visited our house to run through our mortgage protection insurance that we wanted and help break everything down for myself and my wife. She has saved us an awful lot of time and effort which has been extremely helpful as we have also recently had a baby and a house move is extremely stressful at this time.

Have you seen the outcome you were hoping for?

100% yes.

What could they have done better?

Honestly, nothing. I am perfectly happy and have already recommended her to friends looking to purchase houses.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Northamptonshire

What were the circumstances that caused you to initially look for an adviser?

Remortgage following change in relationship status.

How has Carol Brown helped you?

Carol researched several options and we discussed and agreed on the one that best suited my situation.

Have you seen the outcome you were hoping for?

Yes, although I have since moved mortgages again due to another change in personal circumstances I have maintained the original life insurance product that Carol suggested.

What could they have done better?

I was Carol's first customer and considering this was a new venture for her she was already professional and knowledgeable in her approach.

First impression from a user who is not yet a client

March, 2016

Overall

Please provide a brief comment about your experience with Carol

Very positive and informative.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

I was purchasing a property and arranging the necessary finance on my own for the first time in 34years.

How has Carol Brown helped you?

Carol made, what was to me a very daunting task, seem easy. She spent a long time explaining all the implications.

Have you seen the outcome you were hoping for?

A very satisfactory conclusion. My property was purchased with help from equity release funding.

What could they have done better?

Not sure I can think of anything.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

I contacted Carol for assistance when looking for mortgage products, and associated insurances. She has also assisted me by putting me in touch with a pension advisor.

How has Carol Brown helped you?

Carol has helped me with my own personal mortgage and also several buy to lets over the years. She has also found me critical life cover, and employment cover.

Have you seen the outcome you were hoping for?

Yes Carol has always gone that extra mile to resolve any issues which arise to get the end result desired. I would not consider going to anyone else.

What could they have done better?

I really cannot think of anything that she could have done more! She has travelled to Swindon to see me, she has worked on Bank Holidays and that to me shows commitment!

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Needed assistance for a mortgage.

How has Carol Brown helped you?

Carol was able to find me the most suitable mortgage which was not straight forward due to my personal circumstances.

Have you seen the outcome you were hoping for?

I was very pleased with the outcome. Carol is very responsive and provides a service I would recommend to others. I am a Finance Director myself but would still recommend Carol as her specialist knowledge is excellent.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

I initially was referred to Carol to help with a re-mortgage, but I have now been using her services for about 8 years for mortgages, finance restructuring and personal insurance and protection.

How has Carol Brown helped you?

Carol helped restructure loans and significantly reduce my monthly outgoings, bringing my finances back into control. Carol was able to understand the requirements I had and offer several suitable solutions for loans and Mortgages to suit my requirements and budget.

Have you seen the outcome you were hoping for?

Apart from regular review of my mortgage and continued reductions on my mortgage spend, over the years I have been using Carol's services my credit rating has improved from Poor to Excellent, she has helped me structure y finances around my changing requirements as we have moved and the family has grown up.

What could they have done better?

Carol is always on top of the mortgage market, and offers up excellent advices and guidance.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

First time buyer.

How has Carol Brown helped you?

Explained the process, recommended helpful tips and sorted out the whole paper work. She was very helpful, friendly yet professional through the whole time. Thank you very much! Very happy with all the help and advice.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing I can recall. I was very hapy with the outcome.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in East Lothian

What were the circumstances that caused you to initially look for an adviser?

We sought mortgage advice and help from Carol.

How has Carol Brown helped you?

Carol provided us with comprehensive advice and guidance on the best and most suitable mortgage for us.

Have you seen the outcome you were hoping for?

Very much so. Carol's help was excellent and, importantly, stress free.

What could they have done better?

There is nothing we can suggest that Carol could have done better.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Mortgage renewel and protection policies.

How has Carol Brown helped you?

Gave us lots of advise and guidance on the best mortgages and policies to protect us.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Carol has always been very information and punctual with all of our things so no she does more than enough

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Renewing a mortgage.

How has Carol Brown helped you?

Provided options, revised them based on our requests. Advised and explained around different ways to reduce mortgage terms. Helped us understand how much we could borrow in different ways.

Have you seen the outcome you were hoping for?

We got clear advice, made a decision and had help making it all happen.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

To find a suitable mortgage to purchase a house.

How has Carol Brown helped you?

Carol talked us through our options and found us a selection of mortgages.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

We were happy with the service given.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

I was introduced to carol by an old school friend who she had helped sort his finances out, carol has helped us remortgage our last house, rental property and managed our mortgage on our new house.

How has Carol Brown helped you?

Sorted out our mortgages and provided advice on the rentatal property with proactive communications when she believes a better product is around.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing - great friendly service

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Leicestershire

What were the circumstances that caused you to initially look for an adviser?

I was looking for my first mortgage and didn't know where to start.

How has Carol Brown helped you?

Carol was fantastic at talking me through the whole process. She was able to sort out what was not a straight forward house purchase. I was able to move in to my first home with confidence that I had the best deal.

Have you seen the outcome you were hoping for?

Absolutely, through different mortgages Carol was always able to organize everything so I was getting the best option for my situation. This has meant that I have now been able to pay off my mortgage just as Carol had planned it out for me.

What could they have done better?

I would struggle to suggest anything more that Carol could have done. Communication was excellent, attention to detail and overall customer service was fantastic. I really felt that Carol had my best interests at heart.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

Moving house.

How has Carol Brown helped you?

Arranging finance.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Wanting to get the best 5year fixed rate deal.

How has Carol Brown helped you?

Listened, guided, found suitable, advised us.

Have you seen the outcome you were hoping for?

Hayes..definitely we did.

What could they have done better?

Nothing springs to mi d

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

We visited Carol at a time we were facing falling income and contemplating selling our property. We had an idea of selling an existing property and purchase another which involved having to find a new mortgage.

How has Carol Brown helped you?

First of all, we wanted to know the likelihood of us securing a new mortgage. Carol assessed our case based on information we provided and although our circumstances did not make it any easier but in the end we managed to achieve our goal.

Have you seen the outcome you were hoping for?

Yes we did thanks to all the support we had from Carol.

What could they have done better?

We are really grateful for all the professional advice and support offered by Carol throughout the period.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Re-mortgaging which then led on to general financial services.

How has Carol Brown helped you?

Carol Brown was very helpful in getting us to understand our needs and future needs which eventually led to us taking out various plans.

Have you seen the outcome you were hoping for?

Yes, it has saved us some money while at the same time making sure we are covered for everything that we need.

What could they have done better?

Carol Brown covered everything that we needed so I'm not sure there was anything she could have done better.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

Carol has now found me 4 Mortgages , and has helped me to expand my property portvolio.

How has Carol Brown helped you?

Carol Helped me find the right product when buying my family home my partner did not have a great credit rating however she found us the right product.

Have you seen the outcome you were hoping for?

All of my goals have been reached with the help of Carol and hope to buy further properties shortly.

What could they have done better?

None

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Homebuying.

How has Carol Brown helped you?

First mortgage.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing, she was brilliant

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

I needed to remortgage my house.

How has Carol Brown helped you?

Carol reviewed the market based on my requirements and provided me with a number options.

Have you seen the outcome you were hoping for?

Yes definitely.

What could they have done better?

Carol's service levels are second to none!

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Needed to raise some money to help a family member.

How has Carol Brown helped you?

Carol clearly explained the advantages and disadvantages of raising cash from the equity in our home. Having done that she searched the market to find the most suitable solution for our needs.

Have you seen the outcome you were hoping for?

Before making our final decision Carol went through everything again to make sure that we were completely clear and understood the contract. Carol is a delightful person to deal with, she showed a professional interest in us and our requirements.

What could they have done better?

Carol did everything and more to assist us. We could not have asked for better advice/service.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Cambridgeshire

What were the circumstances that caused you to initially look for an adviser?

My mortgage is coming to the 3 year point.

How has Carol Brown helped you?

Excellent advice, support and a very professional mortgage advisor.

Have you seen the outcome you were hoping for?

Not yet.

What could they have done better?

Carol has given me superb advice.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Buy to let mortgage advice.

How has Carol Brown helped you?

Brilliant advice and plenty of options provided.

Have you seen the outcome you were hoping for?

Yes Definitely, better than what I originally hoped for.

What could they have done better?

Not much at all, Carol was more than helpful every time we were in contact

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Went throug a divorce and needed to re-mortgage with a big % of interest only at the time, Carol was brilliant in helping, but also taking the stress away.

How has Carol Brown helped you?

Found not just the best options, took time to discuss and make sure I understood fully, and did not rush, but helped me carry on with my own work, had complete trust in what she provided, she also made sure it fitted within my budgets.

Have you seen the outcome you were hoping for?

Yes, due to divorce and equity splits and wanting to provide a home for my 2 lads, I have re-mortgaged 3 times in 5 years, and Carol has handled them all really well and successfully.

What could they have done better?

Difficult to think of something when I have had 3 mortgages,

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

I had used Carol's advice couple of times at the time of buying the house and also during the re-mortgage.

How has Carol Brown helped you?

In both cases she has given the excellent advise in terms of providing the right facts based on my circumstances.

Have you seen the outcome you were hoping for?

Yes over all the outcome was beneficial for me.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

I could not find a solution to the problem of obtaining a self-employed ...........buy-to-let mortgage through the normal financial options.

How has Carol Brown helped you?

She fully understood the issues involved and was able to create a solution very quickly indeed. She works fast and is able to explain complex issues fully so that I understood the process.

Have you seen the outcome you were hoping for?

Recommendations were extremely effective and Carol displayed a quality of persistence and industry during the entire process from first contact to completion of business. I have, to date, obtained 3 separate contracts with major lenders and all have been negotiated by Carol to secure a very affordable rate of interest.

What could they have done better?

No!........she could not have done better in my view. My financial requirements were somewhat different from the mainstream - Carol was the only adviser who was able to offer a solution.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

I needed a mortgage and wanted to explore suitable protection.

How has Carol Brown helped you?

Carol was very thorough and professional in listening to my needs, seeking suitable options and discussion the suitability of them.

Have you seen the outcome you were hoping for?

Yes. I am really pleased with the mortgage deal I got and will use Carol Brown when I need to review my mortgage at the end of its fixed term.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

Moving House.

How has Carol Brown helped you?

Gained a mortgage and gave a comprehensive opinion of mortgage protection.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Remortgage.

How has Carol Brown helped you?

Arrangements made.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Re-mortgaging.

How has Carol Brown helped you?

Carol was able to find a mortgage, which was not possible for us to obtain from normal providers.

Have you seen the outcome you were hoping for?

Definitely.

What could they have done better?

No

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

I was going through a divorce, was selling my house and buying a house for myself.

How has Carol Brown helped you?

Carol was able to get me a very good mortgage deal.

Have you seen the outcome you were hoping for?

Yes. I was really pleased with the outcome.

What could they have done better?

Carol could not have done anything better

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

House move.

How has Carol Brown helped you?

After a meeting with Carol she worked very hard finding us the best mortgage for us and handled everything Very quickly and efficiently.

Have you seen the outcome you were hoping for?

Most definitely, we have a mortgage and all insurance and protection in place from one meeting.

What could they have done better?

I can't think of a reason where the outcome would have been better.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in North Humberside

What were the circumstances that caused you to initially look for an adviser?

Purchasing further "Buy to let" properties.

How has Carol Brown helped you?

Advised on the best mortgage available for our circumstances and took all the hassle out of dealing with the Mortgage Companies.

Have you seen the outcome you were hoping for?

Yes we have successfully completed on a further investment property.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

remortgage of Buy to Let.

How has Carol Brown helped you?

remortgage of Buy to Let.

Have you seen the outcome you were hoping for?

Yes - it exceeded my expectations.

What could they have done better?

Nothing - perfect service

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Gloucestershire

What were the circumstances that caused you to initially look for an adviser?

We were buying a new home.

How has Carol Brown helped you?

Carol, found us a great mortgage package.

Have you seen the outcome you were hoping for?

yes.

What could they have done better?

nothing

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

The purchase of a house we were renting.

How has Carol Brown helped you?

She was able to find sensibly priced mortgages that took into account we were renting the property we were wanting to buy and the fact I run my own business.

Have you seen the outcome you were hoping for?

Carole was extremely professional, gave us some excellent advice and has kept in touch.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

House move.

How has Carol Brown helped you?

Gathered all the information upfront and arranged a great mortgage deal for us.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

We were looking to buy a house and were advised to go through a financial advisor for the mortgage. A friend recommended Carol to me.

How has Carol Brown helped you?

Carol explained all the complexities and responsibilities of obtaining a mortgage and the various situations we should prepare for in order for us to be able to not only obtain a mortgage but also prepare for any circumstances that may arise during our term. She also recommended a solicitor who could help us push through our house sale quickly, which they did.

Have you seen the outcome you were hoping for?

Yes. We obtained a mortgage, bought the house we were hoping for and covered ourselves with some insurances too.

What could they have done better?

Nothing really. Carol was quick to reply, really helpful, really friendly. She put us at ease and made us feel confident we were in great hands!

Review from verified client

March, 2016

Overall

Service

Value

Advice

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

We had an endowment type mortgage due to reach the end of its term. Our investment plans did not achieve the hoped for gains and we were faced with either selling our home or obtaining a new mortgage. As I am well past state retirement most lenders were not interested despite us both having excellent credit ratings with Experian.

How has Carol Brown helped you?

She was able to find a lender with excellent terms who was able to grant a repayment mortga based upon my pension income and the employnt income of.my wife.

Have you seen the outcome you were hoping for?

The new mortgage was granted in January , something that my wife and I had almost given up on ever getting. Our future in our home is now secure.

What could they have done better?

In our view the service offered was excellent

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

remortgaging.

How has Carol Brown helped you?

Carol was able to offer the best advice and when there were diffciulties found what the problems were quickly and was extremely helpful.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

No problems

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

mortgage required for house move.

How has Carol Brown helped you?

Carol researched the market and provided good advise and a choice of products.

Have you seen the outcome you were hoping for?

We were successful in getting the mortgage which suited our needs.

What could they have done better?

Carol did all that we asked

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

I needed a mortgage late on in life after two divorces and so needed individual help and advice.

How has Carol Brown helped you?

Carol found me a mortgage that I could take out until aged 70, knowing that my retirement lump sum would pay off the residual amount owing at age 65.

Have you seen the outcome you were hoping for?

I bought my house!!!!!!!.

What could they have done better?

Carol is very attentive to detail. I could not be more pleased with her service. It meant that I could buy my house when finding a supportive lender on my own would have been very difficult.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Avon

What were the circumstances that caused you to initially look for an adviser?

Due to a wanting mortgage advice for a less than straight forward situation, with three people on the mortgage with one of them self employed.

How has Carol Brown helped you?

Outlined our available borrowing amount, provider options through to securing our mortgage.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

Taking out a new mortgage.

How has Carol Brown helped you?

Carol has helped me find a mortgage that suited my needs. I found her experience invaluable.

Have you seen the outcome you were hoping for?

Definitely.

What could they have done better?

Nothing. Carol was brilliant. She has extensive knowledge and a way with people that enables her to give a "personal touch" and explain the very complex market of mortgages in a very easy way.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

We were first time buyers and needed help to negotiate the complicated market of mortgages.

How has Carol Brown helped you?

She was incredibly helpful, she explained each type of mortagage to us, listed pros and cons of each and then gave examples of the best ones for our individual situation. She listened to what we wanted and smoothly and efficiently organised our mortgage hen assisted us with protection.

Have you seen the outcome you were hoping for?

Yes 100%.

What could they have done better?

Nothing!

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

We were buying our first home as first time buyers and looking for the best mortgage deal.

How has Carol Brown helped you?

From the beginning Carol was friendly and helpful. Carol assessed our needs and found the most suitable mortgage for us. Carol can also help with various protection and insurances.

Have you seen the outcome you were hoping for?

Yes. Not long after Carol found as the right mortgage we moved into our first home.

What could they have done better?

Nothing, Carol was very helpful

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Re-mortgage.

How has Carol Brown helped you?

Carol was very proactive liaising between our accountant to meet the mortgage co's requirements.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Finding the best mortgage deal for our buy to let property.

How has Carol Brown helped you?

Carol arranged a 5year fixed rate mortgage.

Have you seen the outcome you were hoping for?

yes.

What could they have done better?

All good

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Mortgaging for a new property and updating our insurance and protection for said property.

How has Carol Brown helped you?

She provided ongoing personalised advice and got us the best deal for both mortgage and protection.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Supplied information regarding the comparisons made for insurance and protections.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

We needed to fund a large refurbishment and extension on our home to replace tastefully some of the rooms which were suffering from age in our 1890's cottage.

How has Carol Brown helped you?

Carol talked us through the possibility of Equity Release which was the road we eventually went down. In her opinion this was the best option open to us and she worked hard to keep us up to date with the whole process and advised us at every stage of the way.

Have you seen the outcome you were hoping for?

We certainly have, we now have a slightly modern twist on a really lovely character old property which will have enhanced it value hopefully.

What could they have done better?

Thinking about this one I do not consider that there was at any stage any improvement which would have helped enhance the process.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

WAS REFINANCING AND NEEDED A TRUSTWORTHY PROFESSIONAL TO ADVISE ME.

How has Carol Brown helped you?

She visited the house-providing me with several options to suit my needs. She was clear with her instructions and empathetic to my personal circumstances. She was able to take an overview of my finances and investments and advice me objectively.

Have you seen the outcome you were hoping for?

Yes I have saved money with one mortgage so far and am about to complete on a buy to let remortgage that will save me money over the year.

What could they have done better?

There is nothing she could have done better as she was quick with responding to my requests. She provided a complete breakdown of her services and the outcomes of making my financial decisions. She was attentive and i was able to get in touch with her at any time.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in North Humberside

What were the circumstances that caused you to initially look for an adviser?

Purchasing a new house.

How has Carol Brown helped you?

Selecting suitable mortgage and protection products.

Have you seen the outcome you were hoping for?

Yes - definitely.

What could they have done better?

Nothing

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Re-mortgage on a rental property.

How has Carol Brown helped you?

She took her time listening to my requirements and came back with some good options.

Have you seen the outcome you were hoping for?

Yes!.

What could they have done better?

To be honest, her level of service and communication has been good. Very. She's responsive too. Highly recommend her.

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Leicestershire

What were the circumstances that caused you to initially look for an adviser?

As a first time mover I had very little contextual knowledge of the process of procuring a house! I didn't know where to start!.

How has Carol Brown helped you?

Carol was a great help. She clearly explained the steps I would need to take and walked me through the pitfalls of my first house purchase. It was all very straightforward.

Have you seen the outcome you were hoping for?

Yes, the recommendations were great, and I have now purchased my house.

Review from verified client

February, 2016

Overall

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Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Looking for a broker who understood a range of lending criterias due to income being derived from a variety of ways.

How has Carol Brown helped you?

Assisted in finding a lender who allowed for our criteria.

Have you seen the outcome you were hoping for?

Yes very much so.

What could they have done better?

We really appreciated Carols help and at every step she informed us exactly what was happening. Everything was done in a timely way.

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

first time mortgage.

How has Carol Brown helped you?

support and advice given.

Have you seen the outcome you were hoping for?

yes.

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Re-mortgage due to existing lender not competitive.

How has Carol Brown helped you?

Sourced competitive mortgage product for investment purposes.

Have you seen the outcome you were hoping for?

Yes the mortgage has been approved and is now in operation.

What could they have done better?

Very satisfied with the product and it is far more financially competitive

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Moving house.

How has Carol Brown helped you?

Understood our situation and what we were trying to achieve with our house move. Enabled us to maximise our borrowing to secure a mortgage which was affordable for us on a monthly basis.

Have you seen the outcome you were hoping for?

We were able to get the mortgage needed and successfully bought the property we were after.

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

As Equity Release is a lifetime decision I needed expert advice to help me make a decision.

How has Carol Brown helped you?

Carol reviewed my situation thoroughly, then explained in clear language the options open to me. After a decision was made on the best way forward she prepared a couple of proposals for me to consider. She not only clearly explained her fees, but also estimated the likely fees that would be charged by the solicitors, the surveyor and the Mortgage providers.

Have you seen the outcome you were hoping for?

Yes, absolutely.

What could they have done better?

I can't think of anything that she could have done better.

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Wanted to raise money from equity on house to pay for holiday of lifetime of a world çruise to Australia and spend time with our family there.

How has Carol Brown helped you?

She found and arranged a suitable equity release plan for us.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

No,she acted very speedily and listened to our needs

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Due to a change in personal circumstances, my wife and I were in need of securing life insurance, mortgage payment protection and accident, sickness and unemployment cover.

How has Carol Brown helped you?

Carol spent the time to listen and understand our personal circumstances and what we wanted to achieve in relation to insurance and protection. This was followed by sound, clear and easy to understand advice and options for us to consider. Carol was very patient whilst my wife and I considered the policy options. When we had made up our minds as to which policies we wanted to proceed with, Carol did most of the legwork in getting the paperwork together. The process was made very simple and straightforward, (Carol even visited us at our home on a couple of occasions, to help us get things moving quickly). I was exceptionally satisfied with the service I received from Carol.

Have you seen the outcome you were hoping for?

The products we chose (based upon Carol's advice), were and continue to be very well suited to our particular needs. My wife and I are very happy with the advice that we received from Carol. Without her support, I think we may well have struggled to understand the products available on the market at the time. We will use Carol again in the future.

What could they have done better?

Genuinely, I would struggle to find any fault or area for improvement in the service I received from Carol. Her advice was first class, and I found her to always be approachable, friendly and professional.

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Myself and my wife were first time buyers, so having a detailed view of the overall market was important to us. Having Carol to guide us through the process was an essential element.

How has Carol Brown helped you?

Thorough advice, lots of communication and being very friendly. Carol was also very responsive and worked hard for us to get the deals we wanted.

Have you seen the outcome you were hoping for?

100% yes.

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

I needed a mortgage.

How has Carol Brown helped you?

She found me a great deal.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Mortgage advice for buying our first home.

How has Carol Brown helped you?

Carol gave us excellent advice and talked us through the process of getting a mortgage and protection in simple, easy to understand, terms.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

We wanted a load to cover an extension.

How has Carol Brown helped you?

Carol understood what we needed and we believe that she found the best possible deal for us. We felt that our needs were of first importance to her and that we could trust her advice.

Have you seen the outcome you were hoping for?

Yes, absolutely.

What could they have done better?

I don't feel that anything could have been done better.

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

I needed to raise some money to purchase a second house to help my step son and his young family.

How has Carol Brown helped you?

Carol, after understanding my objectives and financial position, used her undoubted knowledge to explain the alternatives that were available. She also took time to explain why other ideas I had were not viable. Having arrived at the solution that was best suited to me she was then able to find a mortgage deal that was better than any I could find on comparison websites.

Have you seen the outcome you were hoping for?

Yes. Everything is going to plan.

What could they have done better?

Nothing I can think of Carol kept me informed every step of the way and provided clear documentation and explanations.

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

mortgage and remortgage.

How has Carol Brown helped you?

By sorting out a mortgage for us, and was very helpful.

Have you seen the outcome you were hoping for?

yes, she was very quick and professional.

What could they have done better?

nothing she is very good at her job.

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in North Humberside

What were the circumstances that caused you to initially look for an adviser?

I was looking for a good Mortgage rate I'd heard that going to an independent mortgage adviser often meant getting a better rate.

How has Carol Brown helped you?

Carol was friendly from the get go, after sending her all the information she needed sh started the search for the best mortgage for my circumstances. She searched multiple of banks and building societies finding the best rate for me. She kept me up to date with her findings and advised me on several aspects of the process I didn't know about. After she found the right mortgage for me she kept the estate agent and solicitors up to date with what was happening, again keeping me up to date with everything. After everything had gone through she checked up to make sure everything was ok and that she had done everything possible to help me. It should also be worth nothing that when I first contact Carol I was worried she might not be able to help due to that fact I was nearly 200 miles away from where she was based. However she assured me that she be happy to help and we did everything through emails and phone calls. I had contacted her because she had been recommended by my cousin who had previously used her.

Have you seen the outcome you were hoping for?

I am now living in my own home with a great mortgage that I couldn't have got if not for Carol's help.

What could they have done better?

Carol was fantastic from the contacting of her to see if she could help to the picking up of my keys from the estate agent when everything had gone through. I do not think there was anything she could have done better.

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

I was buying a house and needed a mortgage.

How has Carol Brown helped you?

She helped me find the right mortgage to suit my circumstances.

Have you seen the outcome you were hoping for?

Very much so, she was amazing and very helpful.

What could they have done better?

There wasn't anything she could have done better really. I guess coming to me rather than me going to her office but that's only minor.

Review from verified client

February, 2016

Overall

Advice

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Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

I had a difficult time getting a mortgage with my partner as I had a bad credit rating due to a previous relationship and my partner had a perfect one. I had a mortgage but wanted to move and purchase somewhere together.

How has Carol Brown helped you?

Carol, from the minute I stepped in the door didn't judge me on my previous mistakes that I felt many other advisors I had visited previously had done. Everything was explained to me in great detail advise was given to sort my situation out and for a review a few months to take place. I made all the changes that had been recommended and ultimately it paid off. Carol was always willing to help and take time out to meet with me even potentially at that time to not necessarily get any deals out of it. Once it looked more positive it wasn't an issue to review everything once again with both me and my partner. The most important factor that Carol offered me was her time and knowledge.

Have you seen the outcome you were hoping for?

Yes most definitely. We have our dream home we ended up with slightly more of a mortgage than we thought we could get but not stretching ourselves. Carol was clear on what we could get and what was realistic to live with and we are not comfortable in going forward. Insurance / Protection was made very clear to us and everything was explained in great detail. We wouldn't be in the property that we are if it wasn't for Carol! Can not recommend highly enough.

What could they have done better?

I do not have any recommendations as Carol was very flexible with her time and was always on hand to answer any questions we had and still have.

Review from verified client

February, 2016

Overall

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Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

I needed a buy-to-let remortgage. Despite having been with them for 5 years, my existing provider was offering a poor value renewal. This was in a market when it was difficult to find a suitable alternative product.

How has Carol Brown helped you?

Carol was very helpful in identifying my requirements, finding several suitable products and helping the renewal process,.

Have you seen the outcome you were hoping for?

The process led to an entirely satisfactory outcome.

What could they have done better?

I found her advice very helpful, including follow up questions. I was entirely happy with the service offered and can offer no suggestions for improvement.

Review from verified client

February, 2016

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Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

I needed help and advice on a mortgage while going through a difficult time.

How has Carol Brown helped you?

Carol was fantastic, she took on board my situation and found the best offer for me.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

For me Carol couldn't have done anything better. She has since been at the end of the phone whenever I have called.

Review from verified client

February, 2016

Overall

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Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

We were moving home and also coming to the end of a fixed term.

How has Carol Brown helped you?

Carol found us a mortgage product and took care of the paperwork.

Have you seen the outcome you were hoping for?

Yes. The mortgage was the easiest part of the house move! Carol was efficient and highly professional. Her advice was well reasoned and we have high levels of confidence in her.

Review from verified client

February, 2016

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Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

For support in finding mortgages.

How has Carol Brown helped you?

Superb advice, options and great customer service.

Have you seen the outcome you were hoping for?

Abslutely.

What could they have done better?

Nothing. I couldn't have asked for more.

Review from verified client

February, 2016

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Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

Buying out first property.

How has Carol Brown helped you?

Managed to obtain us the perfect mortgage after previously being rejected due to having no credit history.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing Carol dealt with everything providing a hassle and stressfree time.

Review from verified client

February, 2016

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Service

Advice

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

I needed to remortgage my house and needed general advice on how best to go about it given that I would be retiring within a few years.

How has Carol Brown helped you?

Carol visited me promptly and had researched several options. We discussed everything and she then negotiated on my behalf whilst I was present and secured the best deal. We discussed a possible equity release in the future.

Have you seen the outcome you were hoping for?

Yes. I had a new fixed term mortgage.