Julian Smith

Review from verified client

January, 2023

What were the circumstances that caused you to initially look for an adviser?

I was buying my first home.

How has Julian Smith helped you?

As a first time buyer and new to the process, Julian took me though how everything worked and what I should expect. Julian secured me a great rate on my mortgage at the time when everything was in flux and I could not be more grateful for the help and support I received. With a good understanding of my situation Julian gave well informed advice about insurance products and I am really happy with what he recommended, it suited my situation perfectly. At all times Julian was courteous and professional, responded quickly to emails and was always happy to talk when we had to discuss something in more detail.

Have you seen the outcome you were hoping for?

Definitely

What could they have done better?

Nothing! The service I received was perfect.

Review from verified client

December, 2022

What were the circumstances that caused you to initially look for an adviser?

We were looking for a financial advisor to help us find and secure a mortgage for our first home.

How has Julian Smith helped you?

Julian is all around excellent, with a good array of comprehensive knowledge and ongoing market colour. In addition, Julian is always very easy to contact taking his clients seriously by quickly answering the phone/email etc. Although our first purchase fell through, Julian helped us to transfer this mortgage to our new property (now home) while keeping a favorable interest rate.

Have you seen the outcome you were hoping for?

Yes

Review from verified client

December, 2022

What were the circumstances that caused you to initially look for an adviser?

Buying and selling a house

How has Julian Smith helped you?

Julian was amazing from start to finish, nothing was ever too much for him and he was prompt to respond always and provide information above what we asked for to be as helpful as he could. For instance working late to make sure we got our new mortgage offer through before the rates increased. We also had many failed attempts but her persevered happily.

Have you seen the outcome you were hoping for?

Yes definitely!

What could they have done better?

Nothing !

Review from verified client

December, 2022

What were the circumstances that caused you to initially look for an adviser?

Julian helped me remortgage my house to support my daughter's flat purchase. He made the process painless and I never felt rushed to make a decision. He was patient, professional and found me an excellent offer via the Nationwide Building Society. Even after our purchase he made time to answer further questions. I have no hesitation in recommending Julian, his knowledge of the world of mortgages was second to none!

How has Julian Smith helped you?

He helped me find a competitive ten year remortgage

Have you seen the outcome you were hoping for?

Yes. I have been able to help my daughter buy her first property.

What could they have done better?

Nothing. The service was great!

Review from verified client

December, 2022

What were the circumstances that caused you to initially look for an adviser?

Help with finding a mortgage

How has Julian Smith helped you?

Julian has helped us both with our first mortgage and or re-mortgaging.

Have you seen the outcome you were hoping for?

Yes, on both occasions everything went very smooth

What could they have done better?

Nothing...all perfect.

Review from verified client

December, 2022

What were the circumstances that caused you to initially look for an adviser?

Re-mortgage and taking out 2nd mortgage.

How has Julian Smith helped you?

He helped us meet our requirements, gone above and beyond to liaise and help push through the contracts, great advice and experience, personal and friendly service.

Have you seen the outcome you were hoping for?

Yes! Very pleased!

What could they have done better?

Nothing, absolutely pleased.

Review from verified client

December, 2022

What were the circumstances that caused you to initially look for an adviser?

Purchase of a new property

How has Julian Smith helped you?

Julian helped find and secure a mortgage

Have you seen the outcome you were hoping for?

Yes, in the current financial climate Julian found me great terms.

Review from verified client

December, 2022

What were the circumstances that caused you to initially look for an adviser?

Purchasing a new property, so required Mortgage assistance. Julian had been highly recommended to me by a friend.

How has Julian Smith helped you?

Julian was excellent in finding me a great mortgage and offering advice when there were delays in the sale/purchase.

Have you seen the outcome you were hoping for?

Yes, everything was dealt with quickly and efficiently.

What could they have done better?

Absolutely nothing. Julian was excellent and I cannot rate him highly enough.

Review from verified client

December, 2021

What were the circumstances that caused you to initially look for an adviser?

I needed one

How has Julian Smith helped you?

On top of all the issues, always helpful no matter what the query was

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

All good

Review from verified client

December, 2021

What were the circumstances that caused you to initially look for an adviser?

Needed a mortage

How has Julian Smith helped you?

By setting my mortage up, and in the process of setting up protection for life and critical ins

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing at all. Great service throughout

Review from verified client

October, 2021

What were the circumstances that caused you to initially look for an adviser?

Having used Julian Smith previously it was an absolute no brainer to go back to such a professional and efficient mortgage advisor. He puts you at ease through every step of the process with a completely calm and pleasant manner.

How has Julian Smith helped you?

He put a mortgage together for us and I wouldn’t use anyone else and have recommended his services to others.

Have you seen the outcome you were hoping for?

Without hesitation we got the best deal on our mortgage and couldn’t be happier.

What could they have done better?

Nothing! Julian is a very committed and competent financial advisor who makes life as easy as possible.

Review from verified client

October, 2021

What were the circumstances that caused you to initially look for an adviser?

We were due to remortgage and wanted to make sure we knew about all of the options available to us.

How has Julian Smith helped you?

Julian talked through our circumstances, found suitable options discussing the pros and cons of each to help us make a more informed decision.

Have you seen the outcome you were hoping for?

Absolutely.

What could they have done better?

Nothing at all. We are pleased with the service start to finish and will be coming back to Julian next time round.

Review from verified client

October, 2021

What were the circumstances that caused you to initially look for an adviser?

To sort out aquiring a new mortgage

How has Julian Smith helped you?

sorting me the best deal taking in consideration my particular situation

Have you seen the outcome you were hoping for?

yes

What could they have done better?

nothing

Review from verified client

October, 2021

What were the circumstances that caused you to initially look for an adviser?

I needed a mortgage quickly and my finances were non-standard

How has Julian Smith helped you?

Extremely good communicator and able to get the mortgage offer in a few days

Have you seen the outcome you were hoping for?

Yes

Review from verified client

October, 2021

What were the circumstances that caused you to initially look for an adviser?

First time buyer

How has Julian Smith helped you?

Helped me understand the whole process, reassured me, found the best rates and offered alternatives. Very professional.

Have you seen the outcome you were hoping for?

Yes and very pleased.

What could they have done better?

Nothing - very professional and well pleased.

Review from verified client

October, 2021

What were the circumstances that caused you to initially look for an adviser?

Julian has been recommended to me when I was buying my first home.

How has Julian Smith helped you?

Julian has been very helpful for me. As a first time buyer I had many questions and he patiently explained to me all the procedures.

Have you seen the outcome you were hoping for?

Yes, I have moved in to my new home.

What could they have done better?

Honestly, I couldn't wish for a better financial adviser

Review from verified client

October, 2021

What were the circumstances that caused you to initially look for an adviser?

Looking for a mortgage when upscaling to a larger property with garden and room for business use.

How has Julian Smith helped you?

Julian found us a competitive deal for the mortgage in the property we eventually settled on. He was also very flexible and responsive when we were assessing various options through the property search.

Have you seen the outcome you were hoping for?

Absolutely.

What could they have done better?

Nothing. Very efficient and helpful.

Review from verified client

October, 2020

What were the circumstances that caused you to initially look for an adviser?

I was buying my first flat with a friend.

How has Julian Smith helped you?

Julian was a massive support through this whole process, my friend and I really felt like we could rely on him and trust his opinion. This made our lives so much easier during what was a very stressful time with estate agents and solicitors not being particularly useful or helpful!

Have you seen the outcome you were hoping for?

Yes definitely - I would 100% recommend.

Review from verified client

September, 2020

What were the circumstances that caused you to initially look for an adviser?

Mainly mortgages

How has Julian Smith helped you?

With over 90% of all my mortgages

Have you seen the outcome you were hoping for?

Definitely

What could they have done better?

Maybe diversified a bud more

Review from verified client

September, 2020

What were the circumstances that caused you to initially look for an adviser?

A re-mortgage and buying a property.

How has Julian Smith helped you?

I bought a flat and have re-mortgaged 3 times

Have you seen the outcome you were hoping for?

Yes definitely!

Review from verified client

July, 2020

What were the circumstances that caused you to initially look for an adviser?

For the mortgage on a property back in 2015 and then the remortgage in 2020.

How has Julian Smith helped you?

Without Julian I don't think I would be on the property ladder. Finance is not my strong suit and that is a huge understatement. I'm a mortgage providers worst nightmare, I'm self employed and chaotic with my bookkeeping! He is patient and proactive - I would recommend him to anyone.

Have you seen the outcome you were hoping for?

Absolutely. Yes

What could they have done better?

Short of actually paying my mortgage for me....No

Review from verified client

July, 2020

What were the circumstances that caused you to initially look for an adviser?

Taking out a mortgage.

How has Julian Smith helped you?

Helped us quickly secure an affordable mortgage with a competitive rate. Julian was always accessible and responded very promptly, he was always happy to chat through the silliest of questions and never put us under pressure to accept/sign up.

Have you seen the outcome you were hoping for?

Yes, 100%.

What could they have done better?

It's cliched but from our point of view, nothing. We wanted a mortgage and didn't really know any more than that. Julian dealt with everything, his fees are very reasonable and with his help we got the house we wanted.

Review from verified client

July, 2020

What were the circumstances that caused you to initially look for an adviser?

Mortgage renewal.

How has Julian Smith helped you?

We have been lucky enough to receive Julian’s advice for a few years now and very thankful for his knowledge and professionalism.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

We are honestly very satisfied with the service provided by Julian. He was always in communication with us and kept us up to date with the process. Always happy to answers any questions and very quick in doing so. Thank you.

Review from verified client

June, 2020

What were the circumstances that caused you to initially look for an adviser?

Mortgages for personal residential and BTL properties.

How has Julian Smith helped you?

Provided many different scenarios for potential outcomes of my refinance, sale and potential new mortgage which then allowed me to make a more informed decision

Have you seen the outcome you were hoping for?

Yes sold as opposed to refinance allowed me to purchase the new property

What could they have done better?

NA

Review from verified client

June, 2020

What were the circumstances that caused you to initially look for an adviser?

Review of financial position

How has Julian Smith helped you?

Sought and recommended mortgage and life insurance package.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

No Julian was excellent

Review from verified client

June, 2020

What were the circumstances that caused you to initially look for an adviser?

To advise us on and find a mortgage for the property we were purchasing.

How has Julian Smith helped you?

He got got us a great mortgage and offered very helpful advice.

Have you seen the outcome you were hoping for?

Yes!

Review from verified client

June, 2020

What were the circumstances that caused you to initially look for an adviser?

Required Mortgage.

How has Julian Smith helped you?

Secured mortgage offer tailored to my circumstances

Have you seen the outcome you were hoping for?

Yes, exceeded expectation.

What could they have done better?

N/A

Review from verified client

June, 2020

What were the circumstances that caused you to initially look for an adviser?

Back in 2012 my husband and I decided to sell our home and downsize in order to release equity to buy several buy to let properties

How has Julian Smith helped you?

Julian helped us to get several mortgages on different properties at the same time

Have you seen the outcome you were hoping for?

Absolutely. We have continued to use Julian as our mortgage broker ever since our first transactions. We can always rely on him to find us the best mortgage deal for our needs. He also takes all of the stress out of the process, he is very responsive, always very professional and reliable.

What could they have done better?

I cannot think of anything to be improved

Review from verified client

June, 2020

What were the circumstances that caused you to initially look for an adviser?

Buying out my ex-wife from the house we shared.

How has Julian Smith helped you?

Walked me through every step and assisted in chasing the lender and solicitor when needed

Have you seen the outcome you were hoping for?

Yes

Review from verified client

June, 2020

What were the circumstances that caused you to initially look for an adviser?

I wanted access to all products available in the market

How has Julian Smith helped you?

He picked the best product in the market at the time

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

N/a

Review from verified client

June, 2020

What were the circumstances that caused you to initially look for an adviser?

Change mortgage product

How has Julian Smith helped you?

Completely sourced and with my agreement switched to a good product

Have you seen the outcome you were hoping for?

Yes

Review from verified client

June, 2020

What were the circumstances that caused you to initially look for an adviser?

Remortgage of principal residence and remortgage of investment property

How has Julian Smith helped you?

He secured us new mortgages for both properties on great rates

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I don't have anything to add. We have been very happy with Julian. He is extremely responsive and easy to deal with.

Review from verified client

June, 2020

What were the circumstances that caused you to initially look for an adviser?

First time home buyers.

How has Julian Smith helped you?

Julian found us the best possible mortgage and matched us with the right income protection and life insurance.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing.

Review from verified client

June, 2020

What were the circumstances that caused you to initially look for an adviser?

My friend recommended using Julian's services as he had previously used his services to obtain mortgages. I contacted Julian for advice on obtaining a mortgage on a pre-fabricated timber building - not your average mortgage request!

How has Julian Smith helped you?

Julian provided me with great advice and also went out to varying mortgage providers to find me a suitable lender.

Have you seen the outcome you were hoping for?

I had a great outcome and found a lender that would provide us with the finance required.

What could they have done better?

Nothing! Julian was excellent from the start. He made what was a relatively daunting experience ever so easy and was always on hand to provide support and advice whatever the query!!

Review from verified client

June, 2020

What were the circumstances that caused you to initially look for an adviser?

Being a freelancer and using self assessment for tax returns i needed advice to get a mortgage.

How has Julian Smith helped you?

Made things simple and easy with great communication

Have you seen the outcome you were hoping for?

Yes most definately

What could they have done better?

Nothing at all. Everything was smooth and perfect.