Sapna Malde

Sapna Malde

KVM Mortgages UK

Minimum mortgage: Over £100,000

0203 544 6810
Based in Pinner
View location

Top Rated 2025
Verified since: January, 2021

5 out of 5

76 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 14 May 2025

    Sapna is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Sapna's status

  • 12

    Recent Client Reviews

    Verified reviews: 100%

    Sapna has received 12 client reviews in the past 12 months; 100% of these have been verified

  • Independent Mortgage Adviser

    Last checked: 02 January 2025

    Sapna can advise across a wide range of mortgage products in the market. It is important to ask if Sapna checks lenders’ direct-only deals.

  • Qualifications Uploaded

    Qualifications not yet added

    Sapna has not yet added their qualifications to their profile

  • Transparent Fees

    Fees not yet added

    Sapna has not yet added their fees to their profile

  • 11

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Sapna

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Sapna (based on 11 first impressions)

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 14 May 2025

    Sapna is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Sapna's status

  • 12

    Recent Client Reviews

    Verified reviews: 100%

    Sapna has received 12 client reviews in the past 12 months; 100% of these have been verified

  • Independent Mortgage Adviser

    Last checked: 02 January 2025

    Sapna can advise across a wide range of mortgage products in the market. It is important to ask if Sapna checks lenders’ direct-only deals.

  • Qualifications Uploaded

    Qualifications not yet added

    Sapna has not yet added their qualifications to their profile

  • Transparent Fees

    Fees not yet added

    Sapna has not yet added their fees to their profile

  • 11

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Sapna

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Sapna (based on 11 first impressions)

I am a whole of market mortgage and protection consultant and believe in providing an exceptional service to my clients. I ensure my clients understand what they are signing up to and can afford what they are borrowing. No technical terms, just clear and impartial advice. - I am also available 6 days a week. The world of finance is traditionally male-dominated, yet many people prefer a FEMALE financial adviser. I am empathetic, understanding and patient but I also come with 22 YEARS experience in the financial industry. I have worked on a global scale for some of the top firms in finance and so I know what it takes to come from a humble beginning and then earn your place in the industry. My clients are never just another client to me. I will go above and beyond to find the best solution for you.

Offers available through VouchedFor

Contact Sapna through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Sapna's clients

Based on responses provided by clients who have reviewed this adviser

Clients' level of financial expertise

Household income

Mortgage value

Savings

Clients' level of financial expertise

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