Shine Jose

Shine Jose

Sterling Street Limited

0330 038 8941
Based in Plymouth
View location
Top Rated 2025
Verified since: July, 2024
5 out of 5

33 reviews

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 26 May 2025

    Shine is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Shine's status

  • 28

    Recent Client Reviews

    Verified reviews: 100%

    Shine has received 28 client reviews in the past 12 months; 100% of these have been verified

  • Independent Mortgage Adviser

    Last checked: 24 January 2025

    Shine can advise across a wide range of mortgage products in the market. It is important to ask if Shine checks lenders’ direct-only deals.

  • 1

    Qualifications Uploaded

    1 qualification certificate available to view

    Shine has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Fees not yet added

    Shine has not yet added their fees to their profile

  • 5

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Shine

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Shine (based on 5 first impressions)

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 26 May 2025

    Shine is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Shine's status

  • 28

    Recent Client Reviews

    Verified reviews: 100%

    Shine has received 28 client reviews in the past 12 months; 100% of these have been verified

  • Independent Mortgage Adviser

    Last checked: 24 January 2025

    Shine can advise across a wide range of mortgage products in the market. It is important to ask if Shine checks lenders’ direct-only deals.

  • 1

    Qualifications Uploaded

    1 qualification certificate available to view

    Shine has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Fees not yet added

    Shine has not yet added their fees to their profile

  • 5

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Shine

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Shine (based on 5 first impressions)

Hi, I’m Shine Jose, an experienced Protection Adviser with a unique background that combines 16 years of expertise in Radiology and healthcare with a deep understanding of financial protection. Having worked as a Radiology Quality Officer with the Dubai Health Authority for six years, I transitioned into the financial sector, bringing a strong attention to detail, problem-solving skills, and a commitment to quality traits that are essential when providing expert protection advice. I specialize in offering tailored protection policies from top providers, using a "cherry-picked" model that ensures my clients receive the best solutions based on their specific needs and circumstances. Whether it's life insurance, income protection, accident protection or critical illness cover, I always aim to provide comprehensive advice that balances both their protection needs and budget. I have also recently completed certification as a mortgage adviser, expanding my ability to offer expert advice in this area as well. With an MSc in Radiology and an MBA in Hospital Administration, my background allows me to approach protection advising with a strategic mindset, ensuring that clients make well-informed decisions for their financial future. I am committed to providing personalized service that helps clients achieve financial security and peace of mind. Get help with everything from buying your first property, to remortgaging, or funding investment in property. Warning: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Most Buy to Let mortgages are not regulated by the Financial Conduct Authority.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

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