Ionela Toba

Ionela Toba

Mortgage & Life Limited

Minimum mortgage: Over £100,000

0208 166 7217
Based in Queensbury
View location

Verified since: March, 2025

5 out of 5

3 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 24 May 2025

    Ionela is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Ionela's status

  • 3

    Recent Client Reviews

    Verified reviews: 100%

    Ionela has received 3 client reviews in the past 12 months; 100% of these have been verified

  • Limited Mortgage Adviser

    Last checked: 24 February 2025

    Ionela can advise across a limited set of mortgage products, which may be provided by companies Ionela works with. This limitation may allow Ionela to offer an improved service quality and lower fees, but it’s important you understand how these products compare with others available.

  • Qualifications Uploaded

    Qualifications not yet added

    Ionela has not yet added their qualifications to their profile

  • Transparent Fees

    Fees not yet added

    Ionela has not yet added their fees to their profile

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 24 May 2025

    Ionela is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Ionela's status

  • 3

    Recent Client Reviews

    Verified reviews: 100%

    Ionela has received 3 client reviews in the past 12 months; 100% of these have been verified

  • Limited Mortgage Adviser

    Last checked: 24 February 2025

    Ionela can advise across a limited set of mortgage products, which may be provided by companies Ionela works with. This limitation may allow Ionela to offer an improved service quality and lower fees, but it’s important you understand how these products compare with others available.

  • Qualifications Uploaded

    Qualifications not yet added

    Ionela has not yet added their qualifications to their profile

  • Transparent Fees

    Fees not yet added

    Ionela has not yet added their fees to their profile

Hi, I'm Ionela Toba, a dedicated Mortgage and Protection Adviser. I truly love what I do, and it's my passion to guide clients through the process of buying their dream homes. For me, it's not just about securing the right mortgage — it's about being a trusted part of my clients’ journey, helping them navigate every step of the way. Whether it’s finding the most suitable mortgage or ensuring they have the right protection in place, I am committed to providing the best possible advice tailored to each individual's needs. Seeing my clients achieve their homeownership dreams is the most rewarding part of my work, and I take pride in making the process as smooth and stress-free as possible. Services that I can help with and not limited to: First Time Buyers Residential Home Movers Buy-To-Let Right To Buy Adverse Credit Protection(Life cover,Critical Illness and Income Protection) Approved by The Openwork Partnership on 23/05/2025 Mortgage & Life Limited is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority Get help with everything from buying your first property, to remortgaging, or funding investment in property. Warning: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Most Buy to Let mortgages are not regulated by the Financial Conduct Authority.

Offers available through VouchedFor

Contact Ionela through VouchedFor and your initial 30 minute meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Ionela's clients

Based on responses provided by clients who have reviewed this adviser

Clients' level of financial expertise

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Mortgage value

Savings

Clients' level of financial expertise

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Adviser Disclaimer

The advice and services provided by Ionela Toba, Mortgage and Protection Adviser, are intended to help clients make informed decisions regarding their mortgage and protection needs. All advice is based on the information provided by the client, and it is important to note that individual circumstances may vary. Your mortgage and protection options may be subject to change based on future developments, and all services are provided within the scope of current regulations and financial guidelines. It is recommended that clients seek independent legal or financial advice where appropriate. Your home may be repossessed if you do not keep up with repayments on your mortgage.