Richard Effio

I am an experienced Mortgage and Protection Adviser based in Swinton, Salford, Greater Manchester. I have worked in financial services for over 20 years and over half of that time has been within the mortgage sector providing advice. During my career, I have worked all over the Greater Manchester area, from places like Sale and Urmston, up to Bury and Rochdale, and having grown up around Salford and the surrounding areas, I have good knowledge of the local market and the city centre. In the last 5 years I have brought this experience over to the broker world which allows me to provide my clients with holistic advice on mortgage and protection. This is important to me as being able to be on hand for my clients and provide exceptional customer service is just as important as finding the right mortgage and protection solution. My services include advice for: - First Time Buyers - Residential Home Movers - Residential Remortgage - Buy to Let purchase - Buy to Let Remortgage - Ltd company Buy to Let Outside of work, my hobbies are sport and music. I have been involved in coaching local football for the past 10 years and have played in a band for even longer, so you may see me around on a football field coaching (or trying to play!) or watching live music (or trying to play!). YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. • Most Buy to Let mortgages are not regulated by the Financial Conduct Authority. • Right Choice Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. • Approved by The Openwork Partnership on 04/12/2024