Richard's reviews
Reviewed for
Insurance and Protection ( 21 )
Mortgages ( 43 )
Equity Release ( 4 )
Reviewers' assets
£500k+ ( 1 )
£200k - £500k ( 2 )
£100k - £200k ( 1 )
£50k - 100k ( 2 )
Up to £50k ( 22 )
Review
by a verified client in Lancashire
13 days ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
First time buyer, needed advice as the bank alone is unable to provide such assistance/advice
How has Richard Effio helped you?
Richard has helped me to get the best mortgage deal, he then explained the whole process of buying an house such insurance/will etc
Have you seen the outcome you were hoping for?
Yes
Review
by a verified client in Manchester
20 days ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I was selling my house having spilt up with a partner and needed my own mortgage.
How has Richard Effio helped you?
He secured my mortgage for me and also completed my renewal. He has helped, reassured me and been on hand to help and guide me through the process.
Have you seen the outcome you were hoping for?
Yes and more!!
What could they have done better?
No
Review
by a verified client in South Yorkshire
a month ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Remortgaging our property
How has Richard Effio helped you?
Got a new deal with a lender and took equity from property
Have you seen the outcome you were hoping for?
Yes
Review
by a verified client in Lancashire
3 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I was exploring products which could release additional equity than my existing lender for an extension project.
How has Richard Effio helped you?
Ric provided advise on options available to me, which resulted in a product with a new lender and a better outcome than I had found through my own research.
Have you seen the outcome you were hoping for?
Yes
Review
by a verified client in Lancashire
3 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
coming to the end of my mortgage in a challenging and volatile time.
How has Richard Effio helped you?
listened to my reasoning, advised on all options, we agreed time and type and he worked his magic and came back with the options. Ric was prompt, polite and pleasantly pushy when needed.
Have you seen the outcome you were hoping for?
sure have, i'm happy with my rate.
What could they have done better?
got me a cheaper mortgage...? kiddin - not much more could hv been done and it was definitely better than i was looking at on my own.