0330 038 8940
Based in Shoreham-by-Sea
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: August, 2019
5 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
James is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed James's status
Last checked: 26 April 2025
James is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed James's status
16
Recent Client Reviews
James has received 16 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
James has received 16 client reviews in the past 12 months; 100% of these have been verified
Independent Mortgage Adviser
James can advise across a wide range of mortgage products in the market. It is important to ask if James checks lenders’ direct-only deals.
Last checked: 25 February 2025
James can advise across a wide range of mortgage products in the market. It is important to ask if James checks lenders’ direct-only deals.
3
Qualifications Uploaded
James has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
3 qualification certificates available to view
James has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
James has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
James has provided information on their typical fees
James has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
20
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with James (based on 20 first impressions)
100% of users who are not yet clients had a positive first experience with James
100% of VouchedFor users have had a positive (4 or 5 star) first experience with James (based on 20 first impressions)
Checks carried out by VouchedFor
FCA status: Certified by Firm
James is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed James's status
Last checked: 26 April 2025
James is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed James's status
16
Recent Client Reviews
James has received 16 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
James has received 16 client reviews in the past 12 months; 100% of these have been verified
Independent Mortgage Adviser
James can advise across a wide range of mortgage products in the market. It is important to ask if James checks lenders’ direct-only deals.
Last checked: 25 February 2025
James can advise across a wide range of mortgage products in the market. It is important to ask if James checks lenders’ direct-only deals.
3
Qualifications Uploaded
James has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
3 qualification certificates available to view
James has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
James has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
James has provided information on their typical fees
James has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
20
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with James (based on 20 first impressions)
100% of users who are not yet clients had a positive first experience with James
100% of VouchedFor users have had a positive (4 or 5 star) first experience with James (based on 20 first impressions)
Voted Top UK advisor 5 years in a row through independent client reviews on the Vouchedfor website. One of 1500 advisors recognised for their customer excellence out of 26,000+ advisors in the UK and distributed by The Times newspaper. I have a wealth of experience in the Finance Industry going back to 2004. I offer advice in Mortgages and Protection originally working for a major UK Bank and since 2019 as an independent Mortgage and Insurance Broker for my own firm Home James Finance. From First time Buyers to Professional Landlords, Commercial Deals and Second Charges all the way through to Bridging and Development Finance to Equity Release. I can also help find you conveyancing and surveyor services as well as wealth and pension planning advice through my associates. I also work as an actor in TV and Film and have experience in presenting and voiceover work. My favourite pastime is watching my son training to be a goal keeper in the hope he will someday achieve his dream of playing for Brighton & Hove Albion.
Offers available through VouchedFor
Contact James through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About James's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
Household income
Mortgage value
Savings
Clients' level of financial expertise
This adviser has some reviews that were left while they were employed at a different firm to the one they are at now.
No reviews matching your filter selections.
VouchedFor Disclaimer
Please Note: While VouchedFor.co.uk undertakes significant effort to ensure the information provided on this website is correct, it is your responsibility to confirm its accuracy with the adviser. Any decisions you take having spoken with the adviser must be made by you on the basis of your own investigations. Use of this website is subject to the website terms & conditions and privacy policy. Local rates apply from a BT Landline when calling 0845 numbers, costs from mobiles and other operators may vary.
Adviser Disclaimer
Home James Finance is a trading name of James Wingate Ltd. The firm is an appointed representative of The On-Line Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Home James Finance registered Address is 38 Connaught Avenue, Shoreham by Sea, West Sussex, BN43 5WJ and is registered in England and Wales. LTD Company Number: 12008046