0330 038 8942
Based in St-Albans
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FCA Status: Pending
Checks for Prabs and/or the firm they work for (or are appointed representatives of) are currently pending
This check is pending
Checks for Prabs and/or the firm they work for (or are appointed representatives of) are currently pending
6
Recent Client Reviews
Prabs has received 6 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Prabs has received 6 client reviews in the past 12 months; 100% of these have been verified
Independent Mortgage Adviser
Prabs can advise across a wide range of mortgage products in the market. It is important to ask if Prabs checks lenders’ direct-only deals.
Last checked: 26 June 2025
Prabs can advise across a wide range of mortgage products in the market. It is important to ask if Prabs checks lenders’ direct-only deals.
Qualifications Uploaded
Prabs has not yet added their qualifications to their profile
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Prabs has not yet added their qualifications to their profile
Transparent Fees
Prabs has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Prabs has provided information on their typical fees
Prabs has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Checks carried out by VouchedFor
FCA Status: Pending
Checks for Prabs and/or the firm they work for (or are appointed representatives of) are currently pending
This check is pending
Checks for Prabs and/or the firm they work for (or are appointed representatives of) are currently pending
6
Recent Client Reviews
Prabs has received 6 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Prabs has received 6 client reviews in the past 12 months; 100% of these have been verified
Independent Mortgage Adviser
Prabs can advise across a wide range of mortgage products in the market. It is important to ask if Prabs checks lenders’ direct-only deals.
Last checked: 26 June 2025
Prabs can advise across a wide range of mortgage products in the market. It is important to ask if Prabs checks lenders’ direct-only deals.
Qualifications Uploaded
Prabs has not yet added their qualifications to their profile
Qualifications not yet added
Prabs has not yet added their qualifications to their profile
Transparent Fees
Prabs has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Prabs has provided information on their typical fees
Prabs has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
I have been helping customers with their Mortgage & Protection needs for over 20 years. Personally, I have worked most of my "Mortgage life" in North London and Hertfordshire so know those areas very well indeed. As an Experienced Advisor I have made our Mission Statement a simple one: "To offer full advice & recommendation for all your mortgage & protection needs, whilst offering you the smoothest possible journey". Over 350 5 Star Google Reviews also confirm our ethos! I set up P & M Financial Ltd and we now have clients all over the UK, we help our clients buy or remortgage no matter where you want to buy or own a property. We also offer Teams/ Zoom calls (instead of home visits) that way it is still kind of Face to Face, but no actual contact as such. We have full admin support so you are looked after from start to finish as well. Now my children have grown into adults, my wife and I decided to get a Husky for our first dog, but as a result I am an early bird often out on dog walks.
Offers available through VouchedFor
Contact Prabs through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Prabs's clients
Based on responses provided by clients who have reviewed this adviser
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Please Note: While VouchedFor.co.uk undertakes significant effort to ensure the information provided on this website is correct, it is your responsibility to confirm its accuracy with the adviser. Any decisions you take having spoken with the adviser must be made by you on the basis of your own investigations. Use of this website is subject to the website terms & conditions and privacy policy. Local rates apply from a BT Landline when calling 0845 numbers, costs from mobiles and other operators may vary.
Adviser Disclaimer
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE P&M Financial Ltd is an appointed representative of Sesame Ltd which is authorised and regulated by the Financial Conduct Authority. FCA Register No 918753. Registered in England & Wales under number: 11709323 at 655 Hitchin Road, Luton, Bedfordshire, LU2 7UP Calls may be recorded for training and monitoring.