John Harris

John Harris

Cooper Associates Mortgages

John's reviews

Reviewed for

Insurance and Protection ( 4 )

Mortgages ( 24 )

Equity Release ( 18 )

Reviewers' assets

£100k - £200k ( 2 )

( 1 )

£50k - 100k ( 1 )

Up to £50k ( 18 )

Review

by a verified client in Oxfordshire

2 months ago

Overall

Advice

Service

Value

What were the circumstances that caused you to initially look for an adviser?

I live in a Listed Property that requires some upkeep and renovations and the cost of living against only pension income required me to look at Equity Release. John provided very professional advice on what was the best solution for us. He also provided an assessment that due to a Deed of Covenant on our Title then some Lenders would not be in a position to offer.

How has John Harris helped you?

The existence of the Deed of Covenant provided some real challenges for out Legal Team such that our original solicitors walked away from us without notice. John found us another Legal Team that were happy to take on the challenge although they were not certain a solution would be available to us. A triage of John, our Legal Team and ourselves liaising with the Lender were able to bring this activity to a successful conclusion albeit over a period of 5 months

Have you seen the outcome you were hoping for?

Unfortunately due the period taken to resolved these issues our original offer expired and we did receive a new offer albeit with an increased interest rate. Even this new offer we considered was competitive in a market that we now understand is quite different to the main commercial mortgages market.

What could they have done better?

This has been very much a Learning Experience for us all where in more than one occasion we felt that we would never get the right outcome. We never deal in hindsight..

John:

Thanks so much for taking the time to leave such a comprehensive review. Whilst it we hit some unexpected bumps in the road, I am so pleased for you that we got there in the end. I really appreciate your understanding throughout what was at times a very difficult process. This case will no doubt allow others with similar circumstances to benefit in the future and highlights how Equity Release can be a fantastic financial planning tool. I look forward to staying in touch and supporting you as and when you need my help. Many thanks, John
Review

by a verified client in Bristol

2 months ago

Overall

Advice

Service

Value

What were the circumstances that caused you to initially look for an adviser?

We needed advice on and support for equity release to supplement our pensions.

How has John Harris helped you?

John provided comprehensive advice following a consultation and identified the most suitable lender.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I was satisfied with John's advice.

John:

Thank you for taking the time to leave a review of my services, I really appreciate it. I'm glad we were able to secure a solution to support your retirement goals, alongside the advice from your financial adviser. I will look forward to speaking again in the future. Many thanks, John
Review

by a verified client in Bristol

4 months ago

Overall

Advice

Service

Value

What were the circumstances that caused you to initially look for an adviser?

Divorce

How has John Harris helped you?

Get equity release

Have you seen the outcome you were hoping for?

Yes

John:

Thanks so much for your review. It's been a pleasure helping you to remain in your home. I will look forward to speaking again in a years time, however get in touch if you need anything in the meantime. Kind regards, John
Review

by a verified client in Devon

4 months ago

Overall

Advice

Service

Value

What were the circumstances that caused you to initially look for an adviser?

Remortgage required due to current deal expiring.

How has John Harris helped you?

As always, John dealt with the whole end-to-end process of remortgaging & arranging appropriate insurance seamlessly in his usual friendly and professional way. 10/10

Have you seen the outcome you were hoping for?

Yes, despite rates increasing since our last mortgage, we feel we have secured the best deal possible.

What could they have done better?

N/A

John:

Thanks so much for taking the time to leave a review. I really appreciate your kinds words and will look forward to helping you again in the future when your mortgage is due for renewal. Many thanks, John.
Review

by a verified client in Somerset

4 months ago

Overall

Advice

Service

Value

What were the circumstances that caused you to initially look for an adviser?

We were looking into buying our first home, and John was recommended to us.

How has John Harris helped you?

John has helped us secure our first home and he helped us every step of the way, you can really see his passion and care towards his client.

Have you seen the outcome you were hoping for?

With the help of John we were able to buy our first home.

John:

Thanks so much for your review. Helping you both to buy your first home was an absolute pleasure and I will take great pride in the responsibility of helping you navigate your financial choices in the future. Speak soon, John.