Rachel Lummis

What were the circumstances that caused you to initially look for an adviser?

Needing to release equity to buy my ex out of the house for a divorce settlement, the standard high street lenders could not lend me the funds I needed to keep a house over my head.

How has Rachel Lummis helped you?

Finding Rachel at X-Press Mortgages opened up many alternative lenders a bit more flexible with their criteria to enable me to borrow the necessary funds. Rachels contacts and experience with a broad spectrum of lenders enabled her to find the right lender, at very competitive rates in a volatile market, to suit my affordability, employment and age.

Have you seen the outcome you were hoping for?

Definitely, I have kept a house over my head to provide security and home environment for me and my children for now and into the future. The cost was also more affordable than I thought with careful negotiations on rates and terms to ensure a mortgage product suitable for all of my circumstances.

What could they have done better?

Nothing. Rachel even managed to obtain a a cheaper rate from the lender I had got a mortgage approval for a short while before completion which reduced my monthly outgoings for a worthwhile amount.

What were the circumstances that caused you to initially look for an adviser?

I wanted to a purchase a buy-to-let property

How has Rachel Lummis helped you?

Rachel has gone above and beyond from securing me with an excellent lender and rate, guiding me through the process and chasing everyone in between to ensure the purchase went as smoothly as possible.

Have you seen the outcome you were hoping for?

yes

What could they have done better?

Absolutely NOTHING!

What were the circumstances that caused you to initially look for an adviser?

Need to remortgage my property

How has Rachel Lummis helped you?

She took all of the stress and worry about remortgaging. I have now remortgaged twice through her. Both have gone seamlessly

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Getting my first mortgage

How has Rachel Lummis helped you?

Rachel has been a godsend helping me navigate being a first-time buyer

Have you seen the outcome you were hoping for?

Absolutely!

What were the circumstances that caused you to initially look for an adviser?

I required a lender for a company property purchase

How has Rachel Lummis helped you?

By finding me the best rates available and in the most tax efficient manner

Have you seen the outcome you were hoping for?

Yes, definitely

What could they have done better?

Not a single thing