Catherine Collar

Having worked in the mortgage industry since 2003, I bring a vast amount of knowledge and experience to my clients. My approach is holistic—I offer more than just mortgage advice. I liaise not only with lenders, but also with estate agents and solicitors to ensure that every aspect of your property journey is handled with care and professionalism. I also make it a priority to ensure you’re protected with the most appropriate cover for your mortgage, tailored to your unique circumstances. Over the years, I’ve expanded my expertise to include equity release, helping clients unlock the value in their homes later in life. Whether you're looking to supplement your retirement income, support family members, or simply enjoy more financial freedom, I can guide you through the equity release process with clarity and confidence. I began my career in an estate agency in Coventry, then moved to Halifax as a Personal Financial Adviser, where I completed my CeFA qualifications. Missing the mortgage world, I returned in 2010 as a mortgage adviser for Barclays and later became a mortgage Quality Assessor, deepening my understanding of FCA guidelines. After a break to raise my family, I launched Collar Mortgage Services in early 2019—and I haven’t looked back since. Since the pandemic, I’ve embraced video consultations as a flexible alternative to phone or face-to-face meetings, making the process smoother and more convenient for my clients. I’m also not tied to any lender, which means I can search the entire market to find the right mortgage—or equity release—product for you. One of my clients once called me her “guardian angel” after I helped her secure her first home. That kind of feedback means everything to me. Whether you're stepping onto the property ladder, expanding your portfolio, or exploring equity release to unlock the value in your home later in life, I’m here to guide you with care and expertise. Let me be your trusted mortgage doctor—for life. Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.