0330 038 8939
Based in Wigan
View locationTop Rated 2026
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: June, 2024
5 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Stephen is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Stephen's status
Last checked: 28 January 2026
Stephen is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Stephen's status
23
Recent Client Reviews
Stephen has received 23 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Stephen has received 23 client reviews in the past 12 months; 100% of these have been verified
Independent Mortgage Adviser
Stephen can advise across a wide range of mortgage products in the market. It is important to ask if Stephen checks lenders’ direct-only deals.
Last checked: 15 January 2026
Stephen can advise across a wide range of mortgage products in the market. It is important to ask if Stephen checks lenders’ direct-only deals.
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Stephen has not yet added their qualifications to their profile
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Stephen has not yet added their qualifications to their profile
Transparent Fees
Stephen has not yet added their fees to their profile
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Stephen has not yet added their fees to their profile
6
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Stephen (based on 6 first impressions)
100% of users who are not yet clients had a positive first experience with Stephen
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Stephen (based on 6 first impressions)
After enjoying a successful 20-year career in the financial services industry, including a decade as a qualified mortgage advisor, I took the leap to start my took the leap to go self-employed three years ago. My goal was to create a better work-life balance and offer a more personalized service to clients navigating the often stressful process of securing a mortgage. I am delighted to have accumulated over 100 5-star reviews, verified through Google, showcasing the satisfaction of my customers. https://goo.gl/maps/rg7bkXUmW9ZuS9NS8 Renowned for my friendly and knowledgeable approach, I am known as a bit of a cheeky chappy in the industry. Clients appreciate my exceptional organizational skills, boundless energy, and proactive nature in liaising with lenders, estate agents, and solicitors. I take pride in going above and beyond for every client, working flexible hours to accommodate their needs and delivering a top-notch 5-star service. My world revolves around my nine-year-old daughter, Sophie, whose presence inspired me to pursue a self-employed path for better work-life integration. I also find immense joy in my pets - two dogs named Duke and Penny, as well as two cats named Floyd and Jimmy. And let's not forget my unwavering support for Queen’s Park Rangers! SGB Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority. Just Mortgages Direct Limited Registered office: Colwyn House, Sheepen Place, Colchester, Essex, CO3 3LD. Registered in England No: 2412345.
