Josif Galev

Josif Galev

JVA Mortgages

Minimum mortgage: Over £250,000

0330 038 8938
Based in Worcester-Park
View location
Top Rated 2025
Verified since: February, 2021
5 out of 5

78 reviews

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 31 October 2025

    Josif is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Josif's status

  • 11

    Recent Client Reviews

    Verified reviews: 100%

    Josif has received 11 client reviews in the past 12 months; 100% of these have been verified

  • Independent Mortgage Adviser

    Last checked: 26 September 2025

    Josif can advise across a wide range of mortgage products in the market. It is important to ask if Josif checks lenders’ direct-only deals.

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  • 4

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Josif

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Josif (based on 4 first impressions)

With 13 years of experience as an Estate Agent, I have acquired extensive expertise in the mortgage and real estate industry. My knowledge isn't limited to being an Estate Agent; I have also gained valuable insights as a homeowner and a buy-to-let landlord. This diverse background led me to pursue a career as a mortgage adviser. Throughout my professional journey, I have successfully handled high-value properties, surpassing 10 million in London, catering to the needs of discerning clients. Originally from Macedonia, I have resided in London for more than two decades. Alongside English, I am fluent in Macedonian, Bulgarian, and Serbo/Croatian. This linguistic proficiency enables me to effectively communicate and understand the unique requirements of clients from different cultural backgrounds. By delivering personalized and exceptional service, I have established strong working relationships with all my clients. My ability to tackle complex and challenging cases has set me apart in the industry. I genuinely enjoy the day-to-day challenges that come with assisting clients in purchasing their homes. The satisfaction I derive from helping individuals achieve their homeownership goals is immeasurable. Outside of work, my family is my top priority, and I dedicate most of my spare time to them. In addition, I have a passion for travel and indulge in playing basketball as a personal hobby.