Arsie De Luna Gonzales
Owl Financial
0330 038 8942
Based in Ashford
View locationTop Rated 2026
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedbackVerified since: October, 2024
Limited Protection Adviser
Arsie is a limited Protection Adviser, meaning Arsie can advise across a limited set of insurance products, which may be provided by companies that Arsie works with. This limitation may allow Arsie to offer an improved service, but it’s important you understand how these products compare with others available.5 out of 5
Checks carried out by VouchedFor
FCA status: Authorised by Firm
The firm this adviser works for is FCA regulated and has confirmed that this adviser is authorised to provide protection adviceLast checked: 18 April 2026
The firm this adviser works for is FCA regulated and has confirmed that this adviser is authorised to provide protection advice
68
Recent Client Reviews
Arsie has received 68 client reviews in the past 12 months; 100% of these have been verifiedVerified reviews: 100%
Arsie has received 68 client reviews in the past 12 months; 100% of these have been verified
Limited Protection Adviser
Arsie is a limited Protection Adviser, meaning Arsie can advise across a limited set of insurance products, which may be provided by companies that Arsie works with. This limitation may allow Arsie to offer an improved service, but it’s important you understand how these products compare with others available.Last checked: 28 December 2025
Arsie is a limited Protection Adviser, meaning Arsie can advise across a limited set of insurance products, which may be provided by companies that Arsie works with. This limitation may allow Arsie to offer an improved service, but it’s important you understand how these products compare with others available.
Qualifications Uploaded
Arsie has not yet added their qualifications to their profileQualifications not yet added
Arsie has not yet added their qualifications to their profile
7
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Arsie (based on 7 first impressions)100% of users who are not yet clients had a positive first experience with Arsie
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Arsie (based on 7 first impressions)
About
I have worked as a Financial Adviser since 2023. Prior to this, I built over five years of experience in the Health Management Organisation (HMO) sector with Intellicare in the City of Manila, where I served as a Liaison Nurse Officer from 2006 to 2011. In this role, I supported corporate clients in accessing and maximising their healthcare benefits during hospital admissions at leading institutions including Makati Medical Center, Manila Doctors Hospital, and Chinese General Hospital. I am also a Registered Nurse and currently work part-time at Kingston Hospital NHS Foundation Trust in the UK. My dual background in healthcare and financial advice gives me a unique perspective on risk, protection, long-term planning, and the real-life impact of financial decisions. My professional interests include investment planning, general insurance, and healthcare-related financial protection. I am particularly passionate about helping clients build clarity and confidence around their financial futures. My client base is diverse, ranging from young professionals taking their first steps in financial planning to clients approaching retirement and estate planning. It is both a privilege and a responsibility to be entrusted with such personal information — understanding not only financial circumstances, but also the hopes, concerns, and aspirations that sit behind them. I believe that being an effective adviser requires more than technical expertise. While sound knowledge is essential, the true value lies in listening carefully, understanding what truly matters to each client, and building trusted, long-term relationships. Outside of work, my time is centred around my family. I am deeply grateful for the opportunities I have had and aim to give back to the community.
