Siju Raju Varghese
Owl Financial
0330 038 8939
Based in Wakefield
View locationTop Rated 2026
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: October, 2024
Limited Protection Adviser
Siju is a limited Protection Adviser, meaning Siju can advise across a limited set of insurance products, which may be provided by companies that Siju works with. This limitation may allow Siju to offer an improved service, but it’s important you understand how these products compare with others available.
4.9 out of 5
Checks carried out by VouchedFor
FCA status: Authorised by Firm
The firm this adviser works for is FCA regulated and has confirmed that this adviser is authorised to provide protection advice
Last checked: 18 February 2026
The firm this adviser works for is FCA regulated and has confirmed that this adviser is authorised to provide protection advice
36
Recent Client Reviews
Siju has received 36 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Siju has received 36 client reviews in the past 12 months; 100% of these have been verified
Limited Protection Adviser
Siju is a limited Protection Adviser, meaning Siju can advise across a limited set of insurance products, which may be provided by companies that Siju works with. This limitation may allow Siju to offer an improved service, but it’s important you understand how these products compare with others available.
Last checked: 30 December 2025
Siju is a limited Protection Adviser, meaning Siju can advise across a limited set of insurance products, which may be provided by companies that Siju works with. This limitation may allow Siju to offer an improved service, but it’s important you understand how these products compare with others available.
Qualifications Uploaded
Siju has not yet added their qualifications to their profile
Qualifications not yet added
Siju has not yet added their qualifications to their profile
8
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Siju (based on 8 first impressions)
100% of users who are not yet clients had a positive first experience with Siju
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Siju (based on 8 first impressions)
I work as a Protection Advisor for Owl Financial, which specialises in financial protection for individuals and families across the UK. I joined the business in 2024 and am qualified to advise on a wide range of cover options. Being better protected can make a massive difference in the event of serious injury, sickness or death. It’s a privilege to be able to help customers and their families, who can benefit from much needed cover in times of need. We work with leading insurances providers – companies you can trust to be there should you have to make a claim. I’m based in the wakefield, but my customer base stretches much further than that.