Filter results:
Services
- Investments and Savings
- Pensions
- Mortgages
- Retirement income (annuities, drawdown)
- Pension Transfers
- Inheritance Planning
- Equity Release
- Insurance and Protection
- Auto Enrolment
- Long Term Care
- Financial Planning
- Financial Mentoring
- Financial Coaching
Do you need a pension transfer specialist?
YES - choose if:
- You want to transfer a final salary or defined benefit pension (one from your employer that promises to pay out a certain income based on how much you earn when you retire)
- You want to transfer a pension (either through your employer or a personal one) that has a guaranteed benefit, like a Guaranteed Minimum Pension
- PLEASE NOTE that transferring out of a final salary scheme is unlikely to be in the best interests of most people
NO - choose if:
- You want to transfer a pension you have through your employer that is made up only from regular contributions from your salary, plus added regular contributions from your employer
- You want to transfer a standard personal pension you’ve previously set up
- You want to transfer a pension where you have a ‘Guaranteed Annuity Rate’, but no other types of guaranteed benefit
Not sure? Find out more about pension types at the Pensions Advisory Service website
Filter results:
Services
- Investments and Savings
- Pensions
- Mortgages
- Retirement income (annuities, drawdown)
- Pension Transfers
- Inheritance Planning
- Equity Release
- Insurance and Protection
- Auto Enrolment
- Long Term Care
- Financial Planning
- Financial Mentoring
- Financial Coaching
Do you need a pension transfer specialist?
YES - choose if:
- You want to transfer a final salary or defined benefit pension (one from your employer that promises to pay out a certain income based on how much you earn when you retire)
- You want to transfer a pension (either through your employer or a personal one) that has a guaranteed benefit, like a Guaranteed Minimum Pension
- PLEASE NOTE that transferring out of a final salary scheme is unlikely to be in the best interests of most people
NO - choose if:
- You want to transfer a pension you have through your employer that is made up only from regular contributions from your salary, plus added regular contributions from your employer
- You want to transfer a standard personal pension you’ve previously set up
- You want to transfer a pension where you have a ‘Guaranteed Annuity Rate’, but no other types of guaranteed benefit
Not sure? Find out more about pension types at the Pensions Advisory Service website
Savings/Pensions Level
Adviser Gender
Showing the top 5 rated and reviewed Financial Advisers and Mortgage Brokers near Bedford (out of 984)
24 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Kandeepan Shanmuganathan
Lilac Financial Limited
24 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Top Rated 2026
Limited Protection Adviser
Bedford (2.02 miles away)
Verified since October, 2020
Free one hour initial consultation
Top Rated 2026
51 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Michael Pitt
Just Mortgages Direct Limited
51 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Top Rated 2026
Bedford (6.93 miles away)
Limited Mortgage Adviser
Verified since September, 2023
Mortgage value: Any level
Top Rated 2026
0 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Tom Filipczak
Grove Life Ltd
0 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Whole of Market Protection Adviser
Bedford (0.30 miles away)
Verified since December, 2025
5 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Emily Pool
Happy Planet Financial Planning
5 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Top Rated 2026
Bedford (0.66 miles away)
Independent Financial Adviser
Verified since January, 2021
Free one hour initial consultation
Savings/pensions: Over £100,000
Top Rated 2026
10 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Aga Drozd
Ramsay and White Wealth Management Limited
10 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Top Rated 2026
Bedford (2.02 miles away)
Independent Financial Adviser
Verified since October, 2025
Free one hour initial consultation
Savings/pensions: Over £50,000
Mortgage value: Over £100,000
Top Rated 2026