Kandeepan Shanmuganathan
Lilac Financial Limited
0330 038 8939
Based in Bedford
View locationTop Rated 2026
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedbackVerified since: October, 2020
Limited Protection Adviser
Kandeepan is a limited Protection Adviser, meaning Kandeepan can advise across a limited set of insurance products, which may be provided by companies that Kandeepan works with. This limitation may allow Kandeepan to offer an improved service, but it’s important you understand how these products compare with others available.4.9 out of 5
Checks carried out by VouchedFor
FCA status: Authorised by Firm
The firm this adviser works for is FCA regulated and has confirmed that this adviser is authorised to provide protection adviceLast checked: 12 April 2026
The firm this adviser works for is FCA regulated and has confirmed that this adviser is authorised to provide protection advice
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Recent Client Reviews
Kandeepan has received 24 client reviews in the past 12 months; 100% of these have been verifiedVerified reviews: 100%
Kandeepan has received 24 client reviews in the past 12 months; 100% of these have been verified
Limited Protection Adviser
Kandeepan is a limited Protection Adviser, meaning Kandeepan can advise across a limited set of insurance products, which may be provided by companies that Kandeepan works with. This limitation may allow Kandeepan to offer an improved service, but it’s important you understand how these products compare with others available.Last checked: 15 April 2026
Kandeepan is a limited Protection Adviser, meaning Kandeepan can advise across a limited set of insurance products, which may be provided by companies that Kandeepan works with. This limitation may allow Kandeepan to offer an improved service, but it’s important you understand how these products compare with others available.
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Qualifications Uploaded
Kandeepan has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below1 qualification certificate available to view
Kandeepan has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
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Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Kandeepan (based on 23 first impressions)100% of users who are not yet clients had a positive first experience with Kandeepan
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Kandeepan (based on 23 first impressions)
Approved by The Openwork Partnership on 06/10/2025. ✨ About Me I am a Protection Adviser at Lilac Financial Limited, specializing in financial protection for individuals and families across the UK. In addition, I work as an Area Sales Manager for Owl Financial, where I recruit and develop advisers to achieve their goals in financial protection advice. Since joining the industry in August 2014, I have been qualified to advise on a wide range of cover options. I believe that being better protected can make a massive difference in the event of serious injury, sickness, or death. It is a privilege to support customers and their families with protection that can provide peace of mind and financial security in times of need. About Lilac Financial At Lilac Financial, we believe in the value of personalized advice. Our advisers are trained to the highest standards, with the quality of advice constantly assessed to ensure it is appropriate and tailored to client needs. With a combined 27 years of experience in financial services, our team is passionate about delivering the ultimate customer experience. We offer advice across a wide range of protection products and can also introduce you to trusted partners for mortgages, re-mortgages, commercial insurance, and private medical insurance. Additional Services We also provide will writing (offered in our own right). Please note that will writing is not regulated by the Financial Conduct Authority and is not part of the Openwork offering. Get in Touch If you’re looking for personal protection, home protection, or advice on safeguarding your family’s financial future, please reach out. There is no obligation to buy – we are here to help, and you’ll find us friendly, professional, and easy to work with. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE LILAC FINANCIAL LIMITED is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorized and regulated by the Financial Conduct Authority.