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- Investments and Savings
- Pensions
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- Retirement income (annuities, drawdown)
- Pension Transfers
- Inheritance Planning
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- Financial Coaching
Do you need a pension transfer specialist?
YES - choose if:
- You want to transfer a final salary or defined benefit pension (one from your employer that promises to pay out a certain income based on how much you earn when you retire)
- You want to transfer a pension (either through your employer or a personal one) that has a guaranteed benefit, like a Guaranteed Minimum Pension
- PLEASE NOTE that transferring out of a final salary scheme is unlikely to be in the best interests of most people
NO - choose if:
- You want to transfer a pension you have through your employer that is made up only from regular contributions from your salary, plus added regular contributions from your employer
- You want to transfer a standard personal pension you’ve previously set up
- You want to transfer a pension where you have a ‘Guaranteed Annuity Rate’, but no other types of guaranteed benefit
Not sure? Find out more about pension types at the Pensions Advisory Service website
Filter results:
Services
- Investments and Savings
- Pensions
- Mortgages
- Retirement income (annuities, drawdown)
- Pension Transfers
- Inheritance Planning
- Equity Release
- Insurance and Protection
- Auto Enrolment
- Long Term Care
- Financial Planning
- Financial Mentoring
- Financial Coaching
Do you need a pension transfer specialist?
YES - choose if:
- You want to transfer a final salary or defined benefit pension (one from your employer that promises to pay out a certain income based on how much you earn when you retire)
- You want to transfer a pension (either through your employer or a personal one) that has a guaranteed benefit, like a Guaranteed Minimum Pension
- PLEASE NOTE that transferring out of a final salary scheme is unlikely to be in the best interests of most people
NO - choose if:
- You want to transfer a pension you have through your employer that is made up only from regular contributions from your salary, plus added regular contributions from your employer
- You want to transfer a standard personal pension you’ve previously set up
- You want to transfer a pension where you have a ‘Guaranteed Annuity Rate’, but no other types of guaranteed benefit
Not sure? Find out more about pension types at the Pensions Advisory Service website
Savings/Pensions Level
Adviser Gender
Showing the top 5 rated and reviewed Financial Advisers and Mortgage Brokers near Kirkcaldy (out of 164)
Our Best Match algorithm, which uses a combination of factors such as distance from your location and number of reviews, suggests this professional is the best suited to you based on your filter selections.
4 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
David Cameron-Harper
Cairn Independent
4 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Top Rated 2026
Kirkcaldy (0.22 miles away)
Independent Financial Adviser
Verified since September, 2020
Savings/pensions: Over £100,000
Top Rated 2026
63 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Graeme McInally
Mearns & Company
63 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Top Rated 2026
Edinburgh (9.63 miles away)
Independent Financial Adviser
Verified since March, 2024
Savings/pensions: Over £500,000
Top Rated 2026
75 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Katrina Bruce
Mearns & Company
75 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Top Rated 2026
Edinburgh (9.63 miles away)
Independent Financial Adviser
Verified since March, 2024
Savings/pensions: Over £250,000
Top Rated 2026
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53 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Aurelija Buckute
Mearns & Company
53 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Top Rated 2026
Edinburgh (9.63 miles away)
Independent Financial Adviser
Verified since March, 2024
Savings/pensions: Over £250,000
Top Rated 2026
2 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Graeme Fernie
True Potential Wealth Management LLP
2 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Kirkcaldy (1.10 miles away)
Restricted Financial Adviser
Verified since October, 2022
Free one hour initial consultation
Savings/pensions: Over £100,000