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- Investments and Savings
- Pensions
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- Retirement income (annuities, drawdown)
- Pension Transfers
- Inheritance Planning
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- Financial Coaching
Do you need a pension transfer specialist?
YES - choose if:
- You want to transfer a final salary or defined benefit pension (one from your employer that promises to pay out a certain income based on how much you earn when you retire)
- You want to transfer a pension (either through your employer or a personal one) that has a guaranteed benefit, like a Guaranteed Minimum Pension
- PLEASE NOTE that transferring out of a final salary scheme is unlikely to be in the best interests of most people
NO - choose if:
- You want to transfer a pension you have through your employer that is made up only from regular contributions from your salary, plus added regular contributions from your employer
- You want to transfer a standard personal pension you’ve previously set up
- You want to transfer a pension where you have a ‘Guaranteed Annuity Rate’, but no other types of guaranteed benefit
Not sure? Find out more about pension types at the Pensions Advisory Service website
Filter results:
Services
- Investments and Savings
- Pensions
- Mortgages
- Retirement income (annuities, drawdown)
- Pension Transfers
- Inheritance Planning
- Equity Release
- Insurance and Protection
- Auto Enrolment
- Long Term Care
- Financial Planning
- Financial Mentoring
- Financial Coaching
Do you need a pension transfer specialist?
YES - choose if:
- You want to transfer a final salary or defined benefit pension (one from your employer that promises to pay out a certain income based on how much you earn when you retire)
- You want to transfer a pension (either through your employer or a personal one) that has a guaranteed benefit, like a Guaranteed Minimum Pension
- PLEASE NOTE that transferring out of a final salary scheme is unlikely to be in the best interests of most people
NO - choose if:
- You want to transfer a pension you have through your employer that is made up only from regular contributions from your salary, plus added regular contributions from your employer
- You want to transfer a standard personal pension you’ve previously set up
- You want to transfer a pension where you have a ‘Guaranteed Annuity Rate’, but no other types of guaranteed benefit
Not sure? Find out more about pension types at the Pensions Advisory Service website
Savings/Pensions Level
Adviser Gender
Showing the top 5 rated and reviewed Financial Advisers and Mortgage Brokers near Luton (out of 1394)
Our Best Match algorithm, which uses a combination of factors such as distance from your location and number of reviews, suggests this professional is the best suited to you based on your filter selections.
43 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Veerah Sswamy
Lilac Financial Limited
43 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Top Rated 2026
Limited Protection Adviser
Luton (2.44 miles away)
Verified since November, 2020
Top Rated 2026
13 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Alistair Norton
GHL Direct
13 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Top Rated 2026
Luton (1.96 miles away)
Restricted Financial Adviser
Verified since November, 2015
Free one hour initial consultation
Savings/pensions: Over £100,000
Mortgage value: Over £100,000
Top Rated 2026
75 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Dean McSloy
The Private Office
75 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Top Rated 2026
Harpenden (5.14 miles away)
Independent Financial Adviser
Verified since November, 2018
Free one hour initial consultation
Savings/pensions: Over £500,000
Top Rated 2026
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9 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Christopher James
Wealth Matters
9 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Top Rated 2026
Luton (1.01 miles away)
Independent Financial Adviser
Verified since January, 2021
Free one hour initial consultation
Savings/pensions: Over £500,000
Top Rated 2026
15 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Prabs Kapadia
P & M Financial Ltd
15 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Top Rated 2026
Luton (1.97 miles away)
Independent Mortgage Adviser
Verified since June, 2025
Free one hour initial consultation
Mortgage value: Over £250,000
Top Rated 2026