Clio Livingston

As a financial adviser, my mission is to help you achieve your financial goals and secure a stable future for you and your loved ones. Life is full of uncertainties, and I’m here to guide you through them—whether you’re deciding the right time to retire, protecting your assets, or optimizing how you manage your hard-earned money. I understand how vital it is to have someone you can trust, feel comfortable discussing your finances with, and rely on for long-term support. Expert Knowledge: With my background as an accountant, I bring extensive expertise in navigating markets, tax laws, and financial products. My goal is to help you make well-informed decisions that benefit your financial future. Key Areas of Focus: Building and preserving capital Managing cash and borrowings Tax-Efficient Investment Planning Protecting individuals and businesses from financial risk Retirement planning Trust and estate planning Detailed Cash Flow Modelling Regular Reviews: Life is ever-changing, and your financial plan should adapt accordingly. Through consistent reviews, we’ll ensure your plan stays aligned with your evolving goals, providing peace of mind and long-term security. With my background in accounting and a commitment to bespoke advice, I focus on delivering a comprehensive strategy that’s both practical and forward-thinking. My aim is to help you manage, protect, preserve, and grow your wealth in the most tax-efficient way possible. If you’re ready to take control of your financial future and work toward achieving your goals, I’d love to help. Contact me today to arrange a no-obligation 1-2-1 consultation: Clio Livingston 07404287911 clio.livingston@sjpp.co.uk https://www.linkedin.com/in/clio-livingston-msc-dippfs-5a3abba6/ SJP Approved 28/1/2025 Your home or other property may be repossessed if you do not keep up repayments on your mortgage. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved xx/xx/xxxx