Reviewed for

Insurance and Protection ( 4 )

Mortgages ( 1 )

Pensions ( 44 )

Equity Release ( 1 )

Retirement income (annuities, drawdown) ( 22 )

Investments and Savings ( 36 )

Pension Transfers - Non Specialist ( 5 )

Long Term Care ( 9 )

Pension Transfers - Specialist ( 2 )

Financial Planning ( 9 )

Financial Mentoring ( 5 )

Financial Coaching ( 3 )

Reviewers' assets

£500k+ ( 2 )

£200k - £500k ( 3 )

£100k - £200k ( 8 )

£50k - 100k ( 4 )

Up to £50k ( 9 )

Client reviews

This adviser has some reviews that were left while they were employed at a different firm to the one they are at now.

First impression from a user who is not yet a client

May, 2024

Overall

Please provide a brief comment about your experience with Kevin

Kevin was exactly what we needed; someone who although clearly very professional and knowledgable was friendly, approachable and able to explain the philosophy of financial planning, and the service he offers in a simple and relatable way. This, and being clear about the steps involved along the way allowed us to make the decision to use Kevin to help us plan for the future. We are now looking forward to working with Kevin, rather than being fearful of how best to plan for our future.

First impression from a user who is not yet a client

April, 2024

Overall

Please provide a brief comment about your experience with Kevin

My meeting with Kevin was informative, thought provoking, friendly and relaxed. We discussed a large range of topics and it has given me a lot of hope for a secure retirement going forward.

First impression from a user who is not yet a client

April, 2024

Overall

Please provide a brief comment about your experience with Kevin

My wife and I had a good meeting with Kevin. Kevin was kind enough to offer refreshments before conducting a relaxed and informative meeting where Kevin took on board all our pension/financial issues and got the ball rolling to investigate a financial plan which would suit us. All costs were discussed at the meeting. We have agreed to use Kevin's services as we have confidence in him . He knows the financial world and we are happy to have selected him to conduct our financial affairs.

First impression from a user who is not yet a client

March, 2024

Overall

Please provide a brief comment about your experience with Kevin

Meeting Kevin has been an absolute game-changer for me. From our very first meeting, I felt like I was in capable hands. His depth of knowledge and expertise in financial planning is truly impressive.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

I wanted to simplify my pensions and make the most of what I have financially .

How has Kevin Owens helped you?

Kevin has helped me organise all my pensions into one pot, given me advice how to manage other assets and formulated a plan for my future.

Have you seen the outcome you were hoping for?

Yes, Kevin has been informative and answered any questions I have had. I was having difficulties understanding the complexities of the pension world and I feel I now have a better grasp of this.

What could they have done better?

Nothing. Kevin has been quick to respond to any of my questions . I have been using his services for the last couple of months and I feel kevin has given me good sound advice .

Kevin's reply

Thank you so much for the lovely review! Kevin

Repeat review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Ayrshire

This review is a follow-up review from a client who left a review previously.

How has Kevin Owens helped you since your last review?

Kevin continues to advise me on my ongoing retirement plan and regularly assures me, by clear explanations, that the plan is working as it should. His clear advice and the effectiveness of the plan, allows me to continue to do the things I plan to do with my retirement going forward, despite the anxiety caused by the current global financial situation and cost of living crisis.

Kevin's reply

Thanks for the review! Kevin

Repeat review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Ayrshire

This review is a follow-up review from a client who left a review previously.

How has Kevin Owens helped you since your last review?

Kevin continues to keep me satisfied that my savings and investments are appropriately distributed and as safe as possible in the current financial climate.

Kevin's reply

Thanks for the review. Kevin

Repeat review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Ayrshire

This review is a follow-up review from a client who left a review previously.

How has Kevin Owens helped you since your last review?

The current global financial situation is still very volatile and the cost of living crisis has affected my family, as it has everyone. Kevin has re-assured me and given sensible and appropriate advice to suppress my anxiety regarding my current and future financial situation. Thanks Kevin.

Kevin's reply

Thanks for the review!

First impression from a user who is not yet a client

November, 2023

Overall

Please provide a brief comment about your experience with Kevin

Kevin was very professional and knowledgeable.

Kevin's reply

Thanks so much for the review! We are looking forward to building your financial plan. Kevin

First impression from a user who is not yet a client

September, 2023

Overall

Please provide a brief comment about your experience with Kevin

Friendly, helpful, clear and concise. Made complex topics easy to understand.

Kevin's reply

Thanks so much for the review, John. Appreciate you taking the time and you know where we are if you require any advice in the future. Kevin

First impression from a user who is not yet a client

May, 2023

Overall

Please provide a brief comment about your experience with Kevin

Kevin was extremely friendly & accommodating. He jumped on a consultation call with me with short notice and was very personable & informative, He explained everything to me clearly and precisely. The call even ran over an hour and he was happy to give me any extra time I needed, wasn’t in a rush to get me off the call which was very much appreciated.

Kevin's reply

Thanks for the review!

First impression from a user who is not yet a client

April, 2023

Overall

Please provide a brief comment about your experience with Kevin

Very open and solid advice

Kevin's reply

Thanks for the review!

Review from verified client

March, 2023

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

Inexperienced in pensions and investments

How has Kevin Owens helped you?

Set up a pension plan, and starting the process of guiding me through my personal and business finances.

Have you seen the outcome you were hoping for?

So far yes, we have a solid plan in place.

What could they have done better?

N/A

Kevin's reply

Thanks for the review! Looking forward to working together over the years ahead. Kevin

First impression from a user who is not yet a client

March, 2023

Overall

Please provide a brief comment about your experience with Kevin

Very professional and knowledgeable.

Kevin's reply

Thanks for the review! Looking forward to getting started on your financial planning. Kevin

Review from verified client

February, 2023

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

I was approaching early retirement with a number of choices required to exit from my employer and invest for the future

How has Kevin Owens helped you?

Kevin helped me (and my wife) understand the process of establishing a portfolio in the market and how to maximise our joint finance position whilst we both exit from work at different times.

Have you seen the outcome you were hoping for?

We have only completed our first year of investment so too early to conclude an outcome. I am confident however that Kevin has set us up with investments appropriate to our respective risk appetite for the future.

What could they have done better?

I am content with the work done to date with Kevin. He is accessible and helpful so no areas identified for improvement so far!. Kevin is now working for his own company having transitioned since I started with him which may be put off new clients however I'd suggest you go along and have a chat then decide.

Kevin's reply

Thanks for the lovely review. Looking forward to seeing you continue to enjoy your retirement. Kevin

Repeat review from verified client

February, 2023

Overall

Advice

Service

Value

Based in Ayrshire

This review is a follow-up review from a client who left a review previously.

How has Kevin Owens helped you since your last review?

Kevin has been in touch regularly with updates on investments and general advice.

Kevin's reply

Thanks for the review.

Review from verified client

February, 2023

Overall

Advice

Service

Value

Based in Kirkcudbrightshire

What were the circumstances that caused you to initially look for an adviser?

I wanted to start putting money away for my pension, but had no idea where to start.

How has Kevin Owens helped you?

Kevin took the time to explain how everything works and advised the best way forward to suit my needs. He really made everything simple to understand and made me feel at ease with the whole process. I would definitely return to him for advice in the future and recommend his services to any of my friends.

Have you seen the outcome you were hoping for?

Kevin has provided everything I asked for. He was also great to work with, easy to speak to and answered emails quickly and professionally.

What could they have done better?

Nothing - he was fantastic.

Kevin's reply

Thanks! It was a pleasure working with you.

Review from verified client

February, 2023

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

I wanted to check my finances were working for me

How has Kevin Owens helped you?

Kevin looked at all my savings, pensions ,shares, etc. to see where I could make my money work better for me

Have you seen the outcome you were hoping for?

Kevin has given me advice on areas that I can improve on and has talked me through the options open to me

What could they have done better?

I am extremely satisfied with the help and advice I received I see no way in which Kevin could have done better

Kevin's reply

Thanks for the lovely review! Kevin

Repeat review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Ayrshire

This review is a follow-up review from a client who left a review previously.

How has Kevin Owens helped you since your last review?

In Dec. 2022 I decided I wanted to retire 6 months earlier than Kevin and I had planned for. Kevin was very understanding. He advised that this is possible and will help me to achieve this.

Kevin's reply

Thanks for the review!

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

I was seeking advice on investment possibilities as I plan for the future.

How has Kevin Owens helped you?

Kevin understood my requirements and provided me with excellent advice which he presented in a very simple and understandable manner.

Have you seen the outcome you were hoping for?

Since investing via Kevin, I have been extremely pleased with the performance.

What could they have done better?

Nothing could have been done better. The advice and communication has been excellent.

Kevin's reply

Thanks for the review! Looking forward to continuing to work on your planning.

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Renfrewshire

What were the circumstances that caused you to initially look for an adviser?

I was looking for advice around my pension and also person savings and investments.

How has Kevin Owens helped you?

Kevin has looked at my pension pot and changed the funds based on my lifestyle. He has also set up life insurance and a stocks and shares isa.

Have you seen the outcome you were hoping for?

Yes so far everything has run smoothly.

What could they have done better?

I don’t feel I’ve been invested long enough to judge that.

Kevin's reply

Thanks for the review! Looking forward to continuing to work with you on your long-term planning.

Repeat review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Ayrshire

This review is a follow-up review from a client who left a review previously.

How has Kevin Owens helped you since your last review?

Kevin took time to understand my short, medium and long-term needs and gave good advice based on this.

Kevin's reply

Thanks! Always a pleasure working with you on your long-term financial planning!

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

We were looking for advice on retirement pension and understanding of our financial situation going forward with our retirement plans

How has Kevin Owens helped you?

Kevin has helped greatly in sorting all the necessary documents saving us the stress of dealing with unfamiliar paperwork and questionnaires which has allowed us to go forward into retirement easier.

Have you seen the outcome you were hoping for?

We are more than happy with the outcome of Kevin’s endeavours

Kevin's reply

Thank you so much for the lovely review. I can’t wait to see you enjoy your retirement! Looking forward to continuing to work with you on your planning.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

We were looking for advice on our pensions and if we needed to make any changes or additions.

How has Kevin Owens helped you?

Kevin was able to give us advice and information about our pensions and lump sums and we are now confident that we have choices about when we can retire.

Have you seen the outcome you were hoping for?

Kevin gave us different options about how our money is working for us and what we could do to make a few changes when the time is right.

What could they have done better?

Nothing. More than happy with the service provided by Kevin.

Kevin's reply

Thanks for the lovely review. Looking forward to continuing to work with both of you.

First impression from a user who is not yet a client

November, 2022

Overall

Please provide a brief comment about your experience with Kevin

Kevin was very professional, knowledgeable and showed a genuine interest in helping us. I left our meeting feeling much reassured and very keen to continue dealing with Kevin.

Kevin's reply

Thanks for the review! Looking forward to your imminent retirement and working with you going forward.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

After being made redundant I wanted a health check on my savings and private pension plan to put my mind at rest that I was saving enough for my future

How has Kevin Owens helped you?

After giving Kevin my financial information he put together a financial plan where he could show me how my savings and pension were performing for me and he was also able to amend details etc to show how it may look in the future if I was to make a few changes.

Have you seen the outcome you were hoping for?

I was hoping that Kevin would be able to put my mind at rest in respect to what I was saving and he definitely has done that he also gave me advice as to where I could go from here so as to maximise my savings and pension for the future

What could they have done better?

I have no issues with the advice I received or with the availability of appointment and the helpfulness of Kevin so see way in which Kevin could have improved the service I received

Kevin's reply

Thanks for the lovely review! Looking forward to continuing to work with you on your planning.

Repeat review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Ayrshire

This review is a follow-up review from a client who left a review previously.

How has Kevin Owens helped you since your last review?

He regularly keeps in touch and assures me that my retirement plan is still on track to allow me to continue my retirement as I intended and he demonstrates this in simple terms which I can easily understand.

Repeat review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Ayrshire

This review is a follow-up review from a client who left a review previously.

How has Kevin Owens helped you since your last review?

Kevin keeps regularly in touch with me and gives me advice regarding my continued retirement and management of my investments. The current gloomy global financial situation has caused some understandable anxiety but Kevin's knowledge of the investment products he advised me to use, has addressed my initial concerns and I am grateful for his continued advice. Obtaining advice from Kevin has been a completely different experience from that I had with my previous advisors and I am more than happy to continue working with him. He has been a breath of fresh air!

Repeat review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Ayrshire

This review is a follow-up review from a client who left a review previously.

How has Kevin Owens helped you since your last review?

Kevin has monitored my savings and investments, organised by him after I first met with him and he has addressed concerns I had regarding these due to the current global crisis. He has caused me to be less worried.

Kevin's reply

Thanks for the review and I look forward to continuing to work with you on your retirement planning.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

In the lead up to my early retirement I was seeking advice with regards to my pension and financial planning for my post-employment years

How has Kevin Owens helped you?

Kevin reviewed investment options with myself, including discussion on benefits and risk. He took time to understand my lifestyle and future goals and explained options in a clear and understandable way. He has created a financial plan for myself for the foreseeable future which allows me to plan ahead with the knowledge that my financial situation is secure in retirement.

Have you seen the outcome you were hoping for?

Yes definitely. I have a much better understanding of my financial situation and with regular review meetings I have the ability to discuss both long and short term plans with Kevin. I feel reassured now that I have retired that my finances are secure and should allow me to live comfortably for many years.

What could they have done better?

Can’t think of anything.

Kevin's reply

Thanks for the review! Looking forward to continuing to work with you on your financial planning moving forward. Excited for you to achieve all your retirement goals!

First impression from a user who is not yet a client

October, 2022

Overall

Please provide a brief comment about your experience with Kevin

Very open and honest advice

Kevin's reply

Thanks for the review and I look forward to hopefully working together on your planning in the future. Kevin

Review from verified client

May, 2022

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

Retirement planning

How has Kevin Owens helped you?

Fully explored all my options as I contemplate my plans for retirement.

Have you seen the outcome you were hoping for?

Yes - my discussions with Kevin have given me a much better understanding of the options open to me.

What could they have done better?

Kevin offered me a professional, courteous service at all times. I could not have asked for any more. Excellent service.

Kevin's reply

It was a pleasure reviewing your financial planning.

Review from verified client

October, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

I needed to figure out how to save for retirement, being employed for 12 years and then self employed for 6 years at 35 I realised I needed to get on top of it now before it became a problem.

How has Kevin Owens helped you?

Kevin discussed my budget for saving and living. took the figures and gave me a projection of what I would have to retire on and when based on the saving value. he also directed me towards the most tax efficient way to do things along with mitigation for other plans that may occur and balancing this out. Kevin also took on board ISA savings for my son to set him up far better than I would otherwise with my own knowledge or amateur advice. Because of this my son will be in a great place for affording a first house comfortably. Kevin has also continued to help even after the payments made etc to speak to old pension providers and sort things out into far more detail than I had expected.

Have you seen the outcome you were hoping for?

Yes.

Kevin's reply

Thanks for the review! Looking forward to the many years ahead working on your family's financial planning. Kevin

Review from verified client

October, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

I had a sum of money available to me from a previous pension redress and was seeking independent financial advice on options available to me for my future retirement.

How has Kevin Owens helped you?

Kevin discussed my requirements in detail, assessing my current and future income and estimated expenditure along with my attitude to risk. He was extremely helpful in explaining various options in layman’s terms which allowed me to make a decision and pursue one of the options. He was very approachable, happy and able to answer all of my queries which gave me the re-assurance I needed before committing to my decision. It is also useful to know that I can have regular reviews with Kevin to ensure that as my circumstances change, the product I have chosen is still meeting my requirements.

Have you seen the outcome you were hoping for?

Yes, I have chosen a pension drawdown product which allows me maximum flexibility to use my pension pot as and when I need to whilst still having a regular income.

What could they have done better?

Nothing

Kevin's reply

Thanks for the review! Really appreciate it and I’m looking forward to continuing to work with you on your planning as you near retirement. Kevin

Review from verified client

October, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

Disgruntled and lack of personal service with previous financial investment company.

How has Kevin Owens helped you?

Concise advice on investment and facilitated the transfer of funds from previous company.

Have you seen the outcome you were hoping for?

Funds have been transferred without any issues. Too early to see a return on the investments.

What could they have done better?

Nothing.

Kevin's reply

Thanks for the review! Looking forward to working with you on your planning over the coming years. Kevin

Review from verified client

October, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

Checking out my pension options for the coming years

How has Kevin Owens helped you?

Guiding me through the investment side of the pension and explaining the options when time comes to retire

Have you seen the outcome you were hoping for?

To early yet but can follow and understand the option I’ve taken

Kevin's reply

Thanks for the review! Looking forward to working with you on your planning over the coming years. Kevin

First impression from a user who is not yet a client

October, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Please provide a brief comment about your experience with Kevin

Kevin was professional and courteous and obviously knows what he is talking about

Kevin's reply

Thanks for the review. I look forward to hopefully working with you on your retirement planning. Kevin

Review from verified client

October, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

I am looking to retire as soon as financially possible.

How has Kevin Owens helped you?

I have had 2 other financial advisors since 2014, neither of which have ever offered me advice re. when I can financially afford to retire or what I need to do to facilitate this. Both only ever advised me to investment in the financial products that they were selling, which at the time I assumed was going to be of help to me retiring early.... Kevin is the only financial advisor I have dealt with that actually tried to sort out if & when I could afford to retire, and what I need to do to facilitate this.

Have you seen the outcome you were hoping for?

Yes, as I now have a financial plan in place for retirement which I did not have before I met Kevin.

What could they have done better?

Nothing that I know of

Kevin's reply

Thanks for the review! Looking forward to our future meetings as you close in on retirement. Kevin

Review from verified client

May, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

I was seeking advice regarding a sensible investment of a relatively small sum of money.

How has Kevin Owens helped you?

Kevin provided me with straightforward and simple advice which seemed appropriate to me. I did not hesitate to follow this advice.

Have you seen the outcome you were hoping for?

The investment performed as predicted by Kevin.

What could they have done better?

I was extremely pleased with the quality of service and advice that was provided by Kevin. In my mind, there is nothing more he could have done.

Kevin's reply

Thanks for the review!

Review from verified client

April, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

I am elderly and have some savings and thought that I may not be saving these in the most profitable way.

How has Kevin Owens helped you?

Kevin gave me simple and clear advice regarding how to better invest my savings.

Have you seen the outcome you were hoping for?

My savings are now securely invested and performing well.

What could they have done better?

I am satisfied with the outcome and I don’t believe they could have done any better.

Kevin's reply

Thanks for the review!

Review from verified client

April, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

I was planning to retire early and was disappointed with previous advice and poor customer service given to me by other advisors.

How has Kevin Owens helped you?

Kevin enhanced and re-organised my pension plan and tailored it towards a retirement date which I was able to bring forward. He carefully explained the process I will use to draw down from my pension moving forward while simultaneously maximising the value of my other investments, ensuring future longevity of my retirement plans.

Have you seen the outcome you were hoping for?

Yes, I have successfully brought my retirement date forward using the plan provided by Kevin and I am now retiring in only a few weeks time.

What could they have done better?

Everything I asked for was achieved.

Kevin's reply

Thanks! Looking forward to working with you during your well earned retirement! Enjoy!

Review from verified client

April, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

After having received a disappointing customer service experience from a previous advisor, I sought an alternative advisor who I hoped would provide a much better service.

How has Kevin Owens helped you?

Kevin gave me assurances regarding the quality of the advice and customer service he could and would provide if I chose to use him and since I have chosen to enlist his services, his assurances have been fulfilled and exceeded.

Have you seen the outcome you were hoping for?

The investments overseen and managed by Kevin have all performed realistically and as predicted by Kevin.

What could they have done better?

I am happy that these investments have performed in line with the current global financial situation.

Kevin's reply

Thanks for the review and I look forward to our next meeting. Kevin

Review from verified client

April, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

Reaching the latter part of my career I though it was more than time to look at my retirement planning from a financial perspective

How has Kevin Owens helped you?

He helped by clarifying a number of aspects and I believe set me on the path in terms of planning for retirement

Have you seen the outcome you were hoping for?

It’s very early days, however I am quietly confident that we have a good plan for the first 12 months at least.

What could they have done better?

Not sure at this ealry stage that I have any real feedback on this question

Kevin's reply

Thanks for the review! Looking forward to continuing to work together on your financial planning.

Review from verified client

April, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

Looking at retirement ages and seeking to make long-term financial plans.

How has Kevin Owens helped you?

Finances were slightly messy, with a number of pensions, ISA's and other savings account. A vast amount of paperwork to read through and number of Financial providers to contact. All very efficiently managed by Kevin. Pension advise and finances now more organised, with a plan for the future.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

N/A.

Kevin's reply

Thanks for the review! I look forward to continuing to work together on your financial planning.

Review from verified client

April, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

Needed expert advice on financial matters

How has Kevin Owens helped you?

Kevin, has been very helpful in suggesting ways to invest my moneys, for growth, and also encouraged me, to spend money, without worry about my financial future.

Have you seen the outcome you were hoping for?

At the moment financial wise, things are going in the right direction

Kevin's reply

Thanks for the review! It was a pleasure as always and I look forward to our next meeting.

Review from verified client

April, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

I am self employed trades person so a pention a good thing for me to do sooner than later but I had no knowledge of how to go about it.

How has Kevin Owens helped you?

Kevin helped me start my pention and his ability to explain every aspect of the process and what was involved was top class any questions I had were answered in a way that was easy for me to understand and full of information.

Have you seen the outcome you were hoping for?

Yes 100% I was very un-sure of where to even begin starting a pention and Kevin walked me through step by step, and clearly has a wealth of knowledge it many aspects of finance any future financial planning I have will be done with his company.

What could they have done better?

Not really I had a spacific goal in mind and Kevin helped me get on the right path to it in a professional and welcoming manner simple as that. Top class service.

Kevin's reply

Thanks for the great review. Really looking forward to continuing to work together over the years ahead!

First impression from a user who is not yet a client

April, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Please provide a brief comment about your experience with Kevin

I have used Strathayr Financial Services for over 5 years now and have been very happy with their advice. Due to the retirement of our previous consultant we have now moved to Kevin Owens and was very pleased with his presentation and any queries were answered there and then giving me confidence in his knowledge and advice.

Kevin's reply

Thanks! I look forward to continuing to work together on your financial planning.

Review from verified client

March, 2021

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

Within 10 years of retirement so needed to ensure I understood where I needed to be with pension savings.

How has Kevin Owens helped you?

Has clarified my thinking on where I want to be in 5 years, and then in 10 years, helping me to understand timescales and decisions to achieve my desired retirement goals.

Have you seen the outcome you were hoping for?

I have been reassured that I can get the outcomes I had wanted to work towards.

Kevin's reply

Thanks for the review. It is a pleasure working with you!

Review from verified client

March, 2021

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

I was looking for a financial advisor because my life policy ran out.

How has Kevin Owens helped you?

He found the right policy for me. He helped me fill out the paperwork. And he was always available for any questions.

Have you seen the outcome you were hoping for?

Yes. The result is what I expected.

What could they have done better?

I have no objections and recommend Kevin as a financial advisor.

Kevin's reply

Thanks for the review!

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

Made redundant in July 2020

How has Kevin Owens helped you?

Understanding my pension

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I should have been better prepared

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

Made redundant in July 2020

How has Kevin Owens helped you?

Helped me to understand my pension

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I should have been better prepared

First impression from a user who is not yet a client

January, 2021

Overall

Please provide a brief comment about your experience with Kevin

Was a bit anxious in case the advice might be difficult to understand, how wrong, perfectly clear and concise explanation, easy to comprehend. Should have been in touch years ago

Kevin's reply

Thanks! Looking forward to working with you!!

First impression from a user who is not yet a client

January, 2021

Overall

Please provide a brief comment about your experience with Kevin

I first used Kevin when setting up shareholder protection. Subsequently he has provided assistance in setting up my own personal protection and financial planning. He has been very professional, approachable and knowledgable.

Kevin's reply

Thanks for the review! I look forward to working together on your financial planning over the coming years. Kevin

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Hadn’t had any financial advice in the last and wanted to be more sensible with savings, pensions, etc

How has Kevin Owens helped you?

Advised on how to manage our pensions early in our careers and also provided some guidance on investments and saving for our child.

Have you seen the outcome you were hoping for?

We have only had the initial consultation and are in the process of taking the next steps with Kevin.

What could they have done better?

Can’t think of anything that could have been done better in the initial consultation - it was very positive.

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

Fixed term pension coming to end and looking for advice what to do next.

How has Kevin Owens helped you?

Advised me of alternatives and laid out options. Explained the alternatives and ‘guided’ me to a suitable pension plan.

Have you seen the outcome you were hoping for?

Partly. Obviously my plan has only started but everything has been arranged to my satisfaction and I have confidence that, within the constraints of predicting the future, the plan arranged by Kevin meets my needs for the foreseeable future.

What could they have done better?

Nothing I can think of. He was professional and helpful, dropping off documents direct to my home to second guess postal issues during an unusual year.

Kevin's reply

Thanks! I look forward to continuing to work with you on your financial planning over the coming years. Kevin

First impression from a user who is not yet a client

December, 2020

Overall

Please provide a brief comment about your experience with Kevin

Excellent manner. Made clear that there were no "daft questions" and was hugely helpful and knowledgeable.

Kevin's reply

Thanks, it was a please meeting with you and I look forward to working with you on your financial planning moving forward. Kevin

Review from verified client

October, 2020

Overall

Service

Advice

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

Looking for advice on pension planning and review current pension.

How has Kevin Owens helped you?

Kevin looked at current pensions for my wife and myself also a review of pensions from previous employers.

Have you seen the outcome you were hoping for?

Not yet but good sound advice as pensions are long time investments.

What could they have done better?

Do not think Kevin could have been anymore helpful.

Kevin's reply

Thanks for the review. I look forward to catching up with you both again in the future. Kevin

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

I had been advised to seek financial advice following a problem with my pension funds

How has Kevin Owens helped you?

Kevin has been extremely helpful, he has investigated the problem with my current pension company, and provided me with the facts about my situation and has given honest advice on how to manage my situation. He communicates when he says he will, and is always prompt in replying to any queries. I believe he has gone over and above to help me and I feel I can trust his advice.

Have you seen the outcome you were hoping for?

Outcome not concluded as yet, ongoing process

What could they have done better?

I cannot suggest anything that could be improved. The service has been excellent!

Kevin's reply

Thank you for taking the time to review my services. I am looking forward to continuing to work on your financial planning.

First impression from a user who is not yet a client

September, 2020

Overall

Please provide a brief comment about your experience with Kevin

Kevin’s advice was very helpful, informative and pitched at the correct level for my needs. Although my requirements are basic at this stage Kevin still showed a genuine interest in helping me. I left our meeting feeling much reassured and very keen to continue dealing with himself and the company.

Kevin's reply

Thanks! I look forward to working with you on your retirement planning moving forward. Kevin

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

I consulted Kevin to review finances in preparation for retirement.

How has Kevin Owens helped you?

Kevin reviewed my finances and pension plans and modelled income for the future. He also gave advice on improving returns from my investments and how to benefit from better understanding how to minimise taxation.

Have you seen the outcome you were hoping for?

It’s to early to tell on the investments but I am much more comfortable that my pensions will be better managed.

What could they have done better?

Can’t think of any improvement opportunities.

Kevin's reply

Thanks, I look forward to continuing to working with you on your financial planning.

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

Redundancy

How has Kevin Owens helped you?

Pension advice

Have you seen the outcome you were hoping for?

Not yet

Kevin's reply

Thanks, I look forward to helping you build a picture of your retirement planning.

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in Lanarkshire

What were the circumstances that caused you to initially look for an adviser?

Financial planning for my retirement

How has Kevin Owens helped you?

Advised on pension planning and also offered an alternative supplier for my ISA Stocks and Shares investments.

Have you seen the outcome you were hoping for?

Too early to confirm this.

What could they have done better?

More flexibility on fee structures.

Kevin's reply

Thanks for the feedback. Looking forward to working on your financial plan over the coming years. Kevin

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

Just needing more advice on what I should be doing with my money

How has Kevin Owens helped you?

He was extremely helpful and made everything easy for me understand. Definitely made me feel like a valued customer

Have you seen the outcome you were hoping for?

Yes, I'll be working with Kevin

What could they have done better?

Honestly couldn't fault him

Kevin's reply

Thanks, looking forward to working on your financial plan and business planning moving forward. Kevin

Review from verified client

June, 2020

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

I was at that stage in life

How has Kevin Owens helped you?

set up pension

Have you seen the outcome you were hoping for?

absolutley - hopefully this will set me up for later life

Kevin's reply

Thanks! Looking forward to working towards your goals moving forward. Kevin

Review from verified client

June, 2020

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

I was looking to start saving regularly each month and with interest rates being low and my goal of saving long-term I was keen to explore available investment options.

How has Kevin Owens helped you?

Kevin explained all options clearly and detailed the advantages and disadvantages of each option. He took note of my own circumstances and his advice was tailored my goals.

Have you seen the outcome you were hoping for?

The service was excellent and my long-term plan is now in process. Kevin will meet with me each year to review the progress made.

What could they have done better?

Nothing really. Everything was efficient and detailed throughout the process.

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

Extra cash from sale of second home and available savings rates very poor

How has Kevin Owens helped you?

He advise on savings that were more advantages and tax friendly

Have you seen the outcome you were hoping for?

Too early to tell

Kevin's reply

Thanks, Ewan. I look forward to working with you on your investment and retirement planning moving forward. Kevin

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

To Invest money from sale of second home

How has Kevin Owens helped you?

Gave information and advise on stock and shares investments. I am not currently working and he advised me to start a personal pension to get government tax relief. It was easy to understand what Kevin was talking about as he delivered it in a straightforward manner.

Have you seen the outcome you were hoping for?

Have only just invested.

What could they have done better?

First financial adviser I have spoken to,

Kevin's reply

Thanks, Avril. I look forward to working with you on your financial plan moving forward. Kevin

Review from verified client

March, 2020

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

Was looking to start up a pension

How has Kevin Owens helped you?

Kevin advised me on how to start my pension , all the pro s and cons involved and gave me a basic understanding of how it works

Have you seen the outcome you were hoping for?

At an early stage maybe 5 years down the line I will see a true outcome and how it all will play out

What could they have done better?

No sure tbh as I was a novice with little understanding of the pension world

Kevin's reply

Thanks for the review, Brian. It's a pleasure working with you on your retirement planning. Kevin

Review from verified client

March, 2020

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

Wanted to transfer moneys from existing company's, to another company, who specialise in retirement funds

How has Kevin Owens helped you?

He gave me the correct information, and was helpful with advice for completed forms, and submission of same, for setting up transfer to London Royal.

Have you seen the outcome you were hoping for?

Yes at the beginning, but unfortunately at the moment the market place is volatile due to Covid 19

What could they have done better?

Due to the currant circumstances at the moment of writing this review eg Covid 19, I think Financial Advisers, should keep in touch with clients, on a regular basis, if/when there is anything of great importance to advise re finance.

Kevin's reply

Thanks for the review, Graham. I'll continue to be in touch during this time so that we can ensure your longer term plan continues to meet your goals. Stay safe. Kevin

Review from verified client

March, 2020

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

We required insurance for a business loan that we were taking out.

How has Kevin Owens helped you?

Kevin took time to understand the cover that we required in relation to the loan that we were taking. In particular, we needed the cover in place at very short notice and Kevin worked really hard to push this through for us.

Have you seen the outcome you were hoping for?

Yes, the policy is in place and the appropriate cover is there if we need it.

Kevin's reply

Thanks for the review, Peter. It was a pleasure working with you to ensure you have appropriate protection in place.

Review from verified client

March, 2020

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

I hadn't paid into a pension for a number of years and I was seeking advice as to the right next steps. Kevin gave clear and thorough advice and I chose an active managed pension.

How has Kevin Owens helped you?

Kevin looked at the market and understood my requirements. He took me through a questionnaire, understanding my current financial position and the position I was aiming for.

Have you seen the outcome you were hoping for?

My pension has been in place for 1 year and I have been very happy with the progress. Kevin regularly updates me.

Kevin's reply

Thanks for the review. I look forward to our next annual meeting.

Review from verified client

March, 2020

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

I was looking for advice regarding a sensible investment of a relatively small amount of cash. I am young but want to plan for the future.

How has Kevin Owens helped you?

Kevin gave me straightforward and simple advice which seemed appropriate to me and I had no hesitation in taking his advice.

Have you seen the outcome you were hoping for?

The investment grew pretty much as predicted by Kevin.

What could they have done better?

Nothing really, his advice and customer service was very good.

Kevin's reply

Thanks for the review, Karl.

Review from verified client

March, 2020

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

My husband and I had a bad experience with another financial advisory organisation and we removed our invested cash due to our dissatisfaction.

How has Kevin Owens helped you?

Kevin gave us great advice which he explained in easily understandable terms and his customer service was excellent.

Have you seen the outcome you were hoping for?

A much better outcome than expected, even when the current Corona virus impact on the financial markets is factored in.

What could they have done better?

Nothing more Kevin could have done.

Kevin's reply

Thanks, Jennifer. I’m glad you now have an appropriate financial plan moving forward. Kevin

Review from verified client

March, 2020

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

I am elderly and had some cash in bank accounts accruing little interest and thought I could have invested this elsewhere with greater benefit.

How has Kevin Owens helped you?

Kevin gave me clear and understandable advice and using his knowledge and expertise, demonstrated to me a simple method whereby I could invest my cash via him at Strathayr and generate a more lucrative return on my investment.

Have you seen the outcome you were hoping for?

Since investing through Strathayr via Kevin, my investment has returned considerably better figures than before.

What could they have done better?

I am very happy with the advice and assistance provided by Kevin and he didn’t need to do any more.

Kevin's reply

Thanks for the review, Celia.

Review from verified client

March, 2020

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

My wife and I had investments and my wife had a pension plan in place with a large Glasgow based Wealth Management company for a number of years and although the funds invested had performed well, in the last few years, we noticed that the customer service being provided was well below that which we would have expected. As a result of this poor service, we lodged a complaint with the company and ultimately removed our investments, sought and took advice from Kevin and invested our funds and pension plan with Strathayr.

How has Kevin Owens helped you?

Kevin gave us advice in an easily understandable manner (In honesty, it needs to be for me!) and his knowledge of Financial planning is impressive and gives us confidence that we have made a sound decision. In addition, we were given a competitive rate for Kevin’s services and advice and we are very happy.

Have you seen the outcome you were hoping for?

The funds which we invested have performed well since invested with Strathayr via Kevin until the very recent slump caused by the Corona Virus pandemic which has affected all financial markets. Kevin has given us advice with regard to this situation and we are confident that the advice he has given is sound.

What could they have done better?

In view of and in comparison to our previous experience of poor customer service with another Wealth Management company, Kevin’s advice and customer service has been outstanding and I feel he could do no more.

Kevin's reply

Thanks, Kevin. It has been a pleasure working on your financial plan to meet your objectives in retirement. As always, I look forward to our next review of your plan. Kevin