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- Investments and Savings
- Pensions
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- Retirement income (annuities, drawdown)
- Pension Transfers
- Inheritance Planning
- Equity Release
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- Financial Coaching
Do you need a pension transfer specialist?
YES - choose if:
- You want to transfer a final salary or defined benefit pension (one from your employer that promises to pay out a certain income based on how much you earn when you retire)
- You want to transfer a pension (either through your employer or a personal one) that has a guaranteed benefit, like a Guaranteed Minimum Pension
- PLEASE NOTE that transferring out of a final salary scheme is unlikely to be in the best interests of most people
NO - choose if:
- You want to transfer a pension you have through your employer that is made up only from regular contributions from your salary, plus added regular contributions from your employer
- You want to transfer a standard personal pension you’ve previously set up
- You want to transfer a pension where you have a ‘Guaranteed Annuity Rate’, but no other types of guaranteed benefit
Not sure? Find out more about pension types at the Pensions Advisory Service website
Filter results:
Services
- Investments and Savings
- Pensions
- Mortgages
- Retirement income (annuities, drawdown)
- Pension Transfers
- Inheritance Planning
- Equity Release
- Insurance and Protection
- Auto Enrolment
- Long Term Care
- Financial Planning
- Financial Mentoring
- Financial Coaching
Do you need a pension transfer specialist?
YES - choose if:
- You want to transfer a final salary or defined benefit pension (one from your employer that promises to pay out a certain income based on how much you earn when you retire)
- You want to transfer a pension (either through your employer or a personal one) that has a guaranteed benefit, like a Guaranteed Minimum Pension
- PLEASE NOTE that transferring out of a final salary scheme is unlikely to be in the best interests of most people
NO - choose if:
- You want to transfer a pension you have through your employer that is made up only from regular contributions from your salary, plus added regular contributions from your employer
- You want to transfer a standard personal pension you’ve previously set up
- You want to transfer a pension where you have a ‘Guaranteed Annuity Rate’, but no other types of guaranteed benefit
Not sure? Find out more about pension types at the Pensions Advisory Service website
Savings/Pensions Level
Adviser Gender
Showing the top 5 rated and reviewed Financial Advisers and Mortgage Brokers near Ayr (out of 157)
Our Best Match algorithm, which uses a combination of factors such as distance from your location and number of reviews, suggests this professional is the best suited to you based on your filter selections.
3 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Kevin Owens
One50 Financial Planning Ltd
3 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Top Rated 2026
Ayr (0.27 miles away)
Independent Financial Adviser
Verified since April, 2020
Free one hour initial consultation
Savings/pensions: Any level
Top Rated 2026
19 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Nick Callaghan
Roxburgh Financial Services
19 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Top Rated 2026
Troon (6.02 miles away)
Independent Financial Adviser
Verified since February, 2016
Free one hour initial consultation
Savings/pensions: Over £50,000
Mortgage value: Over £250,000
Top Rated 2026
10 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Craig Trainor
One Financial Solutions
10 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Top Rated 2026
Ayr (0.33 miles away)
Independent Financial Adviser
Verified since July, 2025
Free one hour initial consultation
Savings/pensions: Over £50,000
Top Rated 2026
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9 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Jacqueline Hillan
Roxburgh Financial Services
9 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Top Rated 2026
Troon (6.02 miles away)
Independent Financial Adviser
Verified since February, 2016
Free one hour initial consultation
Savings/pensions: Over £50,000
Mortgage value: Over £250,000
Top Rated 2026
0 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Callum Yorke
Goldstone Wealth Management
0 recent client reviews
This is the number of client reviews the adviser has received in the last 12 months
Prestwick (2.85 miles away)
Independent Financial Adviser
Verified since July, 2021
Free 30 minute initial consultation
Savings/pensions: Over £100,000