Craig Trainor

About

I’m an independent financial adviser who specializes in ‘wealth management’, a term that covers pensions, investments and protection. I believe my clients’ needs and objectives should be at the forefront of any advice I provide and that, to be truly effective, the advice I give should be provided on an ongoing basis. I hold a Diploma for Financial Advisers (DipFA) and a Statement of Professional Standing from the London Institute of Banking and Finance (LIBF). I live in Troon, South Ayrshire; my clients being located throughout Scotland. Get help with your inheritance tax planning and understanding the tax implications of the estate you leave or accessing an inheritance you have received. Warning: HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen. Estate Planning is not regulated by the Financial Conduct Authority. Get help with a wide range of investment options, including equities, funds, bonds, and ISAs. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested. Get advice on transferring pensions where you do not need a specialist, for example a standard personal pension or one through your employer that is made up ONLY of regular contributions from you and your employer (this should not be a defined benefit pension). Get help understanding and evaluating your retirement options, whether it be via an annuity or a drawdown, or discussing the other available retirement income options for you. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.