Thomas Dickson

What were the circumstances that caused you to initially look for an adviser?

we have been with Thomas for almost 30 years as we felt it was a good thing to do to plan for our future.

How has Thomas Dickson helped you?

Thomas is a great advisor. He holds us to account on what we want to achieve with our lives and the implications that has on our financial planning and provides great advice across our portfolio of investments and planning including pensions, ISAs,

Have you seen the outcome you were hoping for?

Yes, he has helped us make the right decisions based on what we want to achieve

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

Needed a professional to help with retirement planning and management of ISA portfolio

How has Thomas Dickson helped you?

Helped with retirement planning which gave us the confidence to stop work and start enjoying retirement

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing obvious

What were the circumstances that caused you to initially look for an adviser?

Wanting the best help possible in understanding and managing our financial affairs.

How has Thomas Dickson helped you?

Given us complete confidence and peace of mind with regard to our financial affairs

Have you seen the outcome you were hoping for?

Definitely.

What could they have done better?

Nothing could have been better. Each year we have a clear view of where we are, and what the long term possibilities are.

Please provide a brief comment about your experience with Thomas

Very through consultation and no hard sell which was very refreshing!

What were the circumstances that caused you to initially look for an adviser?

I decided to seek advice from Thomas because I wanted to feel confident and secure that my financial planning was well-structured for the future. With so many factors to consider, I realised it was essential to have professional guidance to ensure I was making the right decisions and maximising opportunities. Thomas helped me create a personalised plan that aligned with my goals, giving me peace of mind that I was on the right track not just for now, but also for my long-term financial security.

How has Thomas Dickson helped you?

Thomas Dickson has been instrumental in helping me build a clear and structured financial plan that gives me confidence for the future. His expertise has ensured that I’m making well-informed decisions, from investments to tax planning, that are aligned with my long-term goals. What I appreciate most is his ability to explain complex matters in a straightforward way, making it easier for me to feel in control of my financial future. His guidance has given me peace of mind, knowing that I have a solid strategy in place that’s regularly reviewed and adapted as my circumstances evolve

Have you seen the outcome you were hoping for?

Yes, absolutely. Since working with Thomas, I've seen the results I was hoping for. My financial plan is more focused, and I feel much more confident about my future. His advice has been spot on, and I’m already seeing the benefits

What were the circumstances that caused you to initially look for an adviser?

Managing private pension post-divorce

How has Thomas Dickson helped you?

In numerous ways - confidence re: managing my finances and future planning; transferring previous employment pensions into private pension; pension fund investment in relation to my level of risk aversion; future planning; financial decision-making support.

Have you seen the outcome you were hoping for?

Yes 100%

What could they have done better?

All great

What were the circumstances that caused you to initially look for an adviser?

Uncertainty over our overall financial situation

How has Thomas Dickson helped you?

Given us a complete overview & holistic approach to our finances

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

The need for advice

How has Thomas Dickson helped you?

By constant good advice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Investment

How has Thomas Dickson helped you?

Excellent advice and he cares for us his clients

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nil

What were the circumstances that caused you to initially look for an adviser?

Transition from regular earned income to retirement

How has Thomas Dickson helped you?

Thomas has guided us through the financial changes that retirement brings. His knowledge and advice regarding protecting our savings and investments are invaluable. He keeps up to date with our plans and with our family news, in order to suggest ideas to suit our thoughts. We appreciate his reassurance that we should spend and enjoy what we worked so hard to accumulate, whilst continuing to have an eye to long term financial security.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

We wanted to be sure we had the right insurance cover for our personal lives and business interests.

How has Thomas Dickson helped you?

Initial comprehensive review with follow up advice and implementation of new policies. Transfer of pension to more suitable funds. Ongoing review of cover as well as family/business expenditure profitability and sustainability. Cash forecasting and retirement panning reports with assessment and plan for future incomes post retirement. Mortgage rate help and switching. Business insurance, loan cover. Perhaps the most important help has been the reassurance that we have the correct policies in place and our current assets and investments will sustain us as we would like to the end of our lives.

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

Nothing I can think of.

What were the circumstances that caused you to initially look for an adviser?

managing pensions, investing and tax

How has Thomas Dickson helped you?

planning future financial expectations.

Have you seen the outcome you were hoping for?

So far so good

What could they have done better?

good balance of contact as needed, without hassle

What were the circumstances that caused you to initially look for an adviser?

Difficult to keep an eye on all my finances

How has Thomas Dickson helped you?

Particularly helpful on pension planning

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Help with increased mortgage rates

How has Thomas Dickson helped you?

Advice

Have you seen the outcome you were hoping for?

On going

What were the circumstances that caused you to initially look for an adviser?

Trying to amalgamate several pension products

How has Thomas Dickson helped you?

All products under one roof, with carefully managed risk assessments.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Advice has in all circumstances been sound, so nothing could have been done any better.

What were the circumstances that caused you to initially look for an adviser?

Retirement of previous advisor

How has Thomas Dickson helped you?

Formulated a strutured approach to investment allowing us to make safe financial decisions

Have you seen the outcome you were hoping for?

In terms of forecast yes, but too early to know if the forecast will transpire

What could they have done better?

Nothing, all good

What were the circumstances that caused you to initially look for an adviser?

Planning ahead of the sale of my business to ensure that income and investments post sale would be appropriate for my families needs.

How has Thomas Dickson helped you?

Confirming that the plan in place was going to work and to show how a plan for the future could be more ambitious in terms of what we could achieve for the future.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Am happy with their service - it is both personal and professional in approach - we are understood as people with personal as well as universal requirements.

What were the circumstances that caused you to initially look for an adviser?

Having started a family we wanted some advice for long term planning.

How has Thomas Dickson helped you?

He has helped clarify what our priorities are and ensure we continually revisit these on a yearly basis as our circumstances change.

Have you seen the outcome you were hoping for?

Yes, very happy with the overall plan and ongoing advice.

What were the circumstances that caused you to initially look for an adviser?

I need one and he is way better than my last one

How has Thomas Dickson helped you?

Great help above and beyond. Honest and personal advice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

All good

What were the circumstances that caused you to initially look for an adviser?

Plan for investment and retirement

How has Thomas Dickson helped you?

Provided very detailed and reassuring guidance and advice on a broad range of investment topics.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing! I’m 100% satisfied

What were the circumstances that caused you to initially look for an adviser?

Long term financial planning and investment

How has Thomas Dickson helped you?

Firstly, He took the time to understand what my personal long and short term needs were towards financial stability and retirement planning. On that basis he provided the investment advice and action necessary

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Imminent retirement and my own lack of understanding or interest in learning anything about pensions, financial planning and investment.

How has Thomas Dickson helped you?

He stops me worrying about 'money'. Not completely. I do need a meeting every 6/12 to a year just to re-boost my confidence around money and spending it! I trust him to make the best decisions for me. The element of trust is crucial. I was cautious at first but now I know Thomas 'gets' me and tailors his advice to my individual outlook on life and living.

Have you seen the outcome you were hoping for?

Yes. Thomas's advice has enabled me to live my dream. Without his advice I would definitely have been to scared to spend as I have on a new 'soul singing' property. Without his advice my quality of life would be significantly less exciting than it is!

What could they have done better?

I have no idea! From my perspective everything is done in a very timely professional and friendly way.

What were the circumstances that caused you to initially look for an adviser?

Life-long self-employment, so required advice before and after sale of my dental practice to optimise financial planning for retirement

How has Thomas Dickson helped you?

Friendly, professional advice on all relevant aspects of financial planning

Have you seen the outcome you were hoping for?

100%

What could they have done better?

Presentation of data required improvement - this has been acted on Appendix data could be more accurate

What were the circumstances that caused you to initially look for an adviser?

Bereavement.

How has Thomas Dickson helped you?

He has helped me to understand my financial situation and that I am in the position to enjoy my retirement.

Have you seen the outcome you were hoping for?

Yes, I understand my finances much better now and feel confident for the future.

What were the circumstances that caused you to initially look for an adviser?

For financial planning

How has Thomas Dickson helped you?

Thomas, Bhavna, and the entire team at Wealthwide continue to thoroughly impress me with their exceptional level of service and expertise in the financial realm. From the outset, Thomas demonstrated a deep commitment to understanding our financial goals and tailoring their advice to meet our unique needs. Their approach is both personalized and comprehensive, ensuring that no stone is left unturned when it comes to optimizing my financial portfolio. One of the standout qualities of Wealthwide is their dedication to providing great and suitable advice. Thomas, with his wealth of experience, brings a keen understanding of market dynamics and economic trends, allowing him to offer insights that are not only timely but also incredibly valuable. Bhavna complements this with her meticulous attention to detail, ensuring that every aspect of my financial plan is well-thought-out and aligned with my objectives. The team at Wealthwide goes above and beyond to educate their clients, demystifying complex financial concepts and empowering them to make informed decisions. Their transparency and clear communication fostered a sense of trust, which is crucial when it comes to financial matters. What sets Wealthwide apart is their proactive approach to financial planning. They stay ahead of market changes and economic shifts, allowing them to provide timely advice that positions clients for success. I felt confident that I was in capable hands throughout the entire process. In addition to their expertise, the team at Wealthwide excels in customer service. Thomas, Bhavna, and the entire staff were always responsive and attentive to my inquiries. Their commitment to client satisfaction is evident in every interaction, making the overall experience seamless and enjoyable. In conclusion, I cannot recommend Wealthwide highly enough. Thomas, Bhavna, and the team have exceeded my expectations, providing not just financial advice, but a partnership in achieving my financial goals. If you're seeking a financial advisory company that combines expertise with a personalized touch, look no further than Wealthwide. They are truly amazing at what they do.

Have you seen the outcome you were hoping for?

Yes-definitely

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I needed a reputable person who was willing to listen to my goals in life and providing clear and concise advice

How has Thomas Dickson helped you?

Enabled me to plan towards retirement

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Been with Thomas for the last 20years. Every year they exceed my expectations

What were the circumstances that caused you to initially look for an adviser?

Advice on investments

How has Thomas Dickson helped you?

By giving both financial and lifestyle advice.

Have you seen the outcome you were hoping for?

Yrs

What were the circumstances that caused you to initially look for an adviser?

I know Thomas professionally

How has Thomas Dickson helped you?

To bring some order to what would otherwise be chaos

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

cannot think if anything

What were the circumstances that caused you to initially look for an adviser?

The need to plan for post business sale

How has Thomas Dickson helped you?

Thomas has highlighted the effects of current wealth on our life after sale

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Very little

What were the circumstances that caused you to initially look for an adviser?

Sold my business so looking to invest the funds.

How has Thomas Dickson helped you?

Helped me find the best interest rates for invested funds. Then reorganised my pension to be better aligned to my risk and outcomes.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

I wanted to get ready for retirement.

How has Thomas Dickson helped you?

Taking time to help me plan.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

We we’re moving house

How has Thomas Dickson helped you?

He has personally helped us move house -find a mortgage and also replan our finances

Have you seen the outcome you were hoping for?

Absolutely

What were the circumstances that caused you to initially look for an adviser?

ISA and Critical Health Insurance.

How has Thomas Dickson helped you?

Thomas has helped us make the right decisions on how to invest and use our funds. His advise over many years has been invaluable.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Needed experienced and expert advice re. retirement planning and long-term management of assets

How has Thomas Dickson helped you?

Ensured that we are able to rest assured that our financial needs can and will be met in the ways that we wished as we enter retirement

Have you seen the outcome you were hoping for?

Yes, Thomas is excellent at communicating advice in a way easily understood without jargon. Regular contact and always available should any immediate needs arise.

What could they have done better?

We could have taken our leap of faith re. financial planning advice sooner and taken more 'liberating luxuries' sooner!

What were the circumstances that caused you to initially look for an adviser?

Protect and grow my savings

How has Thomas Dickson helped you?

detailed advice about how to prepare for retirement, pension contributions

Have you seen the outcome you were hoping for?

yes

What could they have done better?

nothing

What were the circumstances that caused you to initially look for an adviser?

Financial planning

How has Thomas Dickson helped you?

Advice on matters as above

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Funds to protect and invest

How has Thomas Dickson helped you?

Kept all in focus

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

o

What were the circumstances that caused you to initially look for an adviser?

Thomas was recommended to us by our business coach in 2012. He's been a key focal point for our personal financial planning ever since.

How has Thomas Dickson helped you?

Thomas is a great listener and there is nothing he hasn't seen in the industry. His personality is one where he is invested in the success of his clients. By advising on everything to do with financial planning including the concept of 'when is enough enough' is his key strength.

Have you seen the outcome you were hoping for?

Absolutely, we are guided to make good decisions by Thomas and his team at Wealthwide which has led to us growing our family wealth whilst increasing our business assets.

What could they have done better?

To be honest there isn't anything I feel Wealthwide could improve on. They are innovative and at the cutting edge of technology whilst maintaining a strong human core of empathy and care for their clients. Wealthwide improves itself before I have ever noticed the need to suggest anything.

What were the circumstances that caused you to initially look for an adviser?

Always been long term planning

How has Thomas Dickson helped you?

Giving us a long term helicopter view of our finances. Showing us worst case scenarios; the opportunities we have to give from our warm hearts instead of from cold (dead) hands; reassurance re long term care if necessary; ideas for long term care

Have you seen the outcome you were hoping for?

Absolutely!

What could they have done better?

Can’t think of anything. Thomas and his superb team are professional, personable, available, consistent in their ongoing care.

What were the circumstances that caused you to initially look for an adviser?

Looking for a long-term plan to ensure maximum benefits from investments and spending

How has Thomas Dickson helped you?

Thomas has been able to create a future plan where our ability to save, invest and spend is accurately planned and to ensure investments are maximised

Have you seen the outcome you were hoping for?

Yes, many times over

What were the circumstances that caused you to initially look for an adviser?

We have been a client of Thomas’s for over ten years. Our need for an adviser back then was driven by how best to manage the proceeds of a business sale.

How has Thomas Dickson helped you?

Thomas put us on strong foundations from the beginning and by building a solid relationship with us has advised us in accordance with our needs, values and beliefs.

Have you seen the outcome you were hoping for?

Yes and as our desired needs and outcomes have morphed over time we continue to see them being achieved.

What could they have done better?

We can’t think of anything.

What were the circumstances that caused you to initially look for an adviser?

I had had a number of IFA's earlier in my career and I came to look back on their advice with some disappointment. I changed to Thomas approximately 15 years ago on a recommendation from a colleague who was a satisfied customer. The clarity and detail of the advice that I have received from Thomas since then has been ideal for my needs. With the support of his team he has tailored his services to my evolving needs in a way that has always made me feel well informed about my financial situation and that my planning for the future fits closely to my needs and wishes.

How has Thomas Dickson helped you?

He has helped me with pension, investment and inheritance tax planning. He and his team have also advised me for a number of mortgage applications. His support and advice when I was going through divorce was absolutely crucial in my being able to manage a deeply traumatic financial situation.

Have you seen the outcome you were hoping for?

Yes, so far!

What could they have done better?

It is difficult to think of many examples. Some years ago an administrative error resulted in a change of investment that I had requested not being carried out. Once this became apparent Thomas initiated a comprehensive complaints resolution process that entirely settled the matter and illustrated a very professional approach.

What were the circumstances that caused you to initially look for an adviser?

I had a pension fund and investments so I needed advice regarding these.

How has Thomas Dickson helped you?

I know that Thomas is always at the end of the phone if I need help!

Have you seen the outcome you were hoping for?

I would think so.

What could they have done better?

I’m happy with everything they do.

What were the circumstances that caused you to initially look for an adviser?

Needed advice

How has Thomas Dickson helped you?

Financial security

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Don’t know

What were the circumstances that caused you to initially look for an adviser?

Private pension investment and transfers

How has Thomas Dickson helped you?

I understand my finances, pension invested according to my risk profile, guidance with financial and future planning

Have you seen the outcome you were hoping for?

100%

What could they have done better?

N/A

This review is a follow-up review from a client who left a review previously.

How has Thomas Dickson helped you since your last review?

Financial planning for retirement/sale of business

What were the circumstances that caused you to initially look for an adviser?

Uncertainty about correct financial decisions

How has Thomas Dickson helped you?

Excellent and constant advice and support delivered well

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I can't think of anything

This review is a follow-up review from a client who left a review previously.

How has Thomas Dickson helped you since your last review?

Another helpful and useful meeting. Although we were invited to travel to Thomas’ offices in Birmingham, we chose to accept the online invitation for convenience. As usual, we were given time to update Thomas on our plans, our hopes, and our concerns, before moving on to the agenda we’d prepared together. The Wealthwide team had worked with us in advance of our meeting, to ensure figures were up to date, so that we got the most out of our discussion. We feel very satisfied that Thomas continues to monitor our financial situation. He takes on board our particular needs, and listens carefully to our thoughts and ideas, adjusting his advice so that we feel confident to make decisions that suit us.

What were the circumstances that caused you to initially look for an adviser?

Pension planning and investment advice

How has Thomas Dickson helped you?

Future security reassurance

Have you seen the outcome you were hoping for?

Yes

This review is a follow-up review from a client who left a review previously.

How has Thomas Dickson helped you since your last review?

Reassurance in an unsettled market

This review is a follow-up review from a client who left a review previously.

How has Thomas Dickson helped you since your last review?

Management of investments

This review is a follow-up review from a client who left a review previously.

How has Thomas Dickson helped you since your last review?

Continued professional and friendly service as our IFA for the last 8 years - Thomas provides a full review of our financial situation, income and investments on an annual basis, as well as projections for us up to age 100 Recently he has given sound advice on IHT planning, as well as answering our questions regarding the effect of recent rises in the inflation rate on our investments - we feel he provides excellent value for money

This review is a follow-up review from a client who left a review previously.

How has Thomas Dickson helped you since your last review?

He was able to advise us regarding Trust funds set up for our children and financial planning regarding this along with our other investments and pensions.

What were the circumstances that caused you to initially look for an adviser?

I wanted to know we were doing sensible things with our investments and spending

How has Thomas Dickson helped you?

He showed exactly what positive would be in the future (in various scenarios) so that I feel confident about the future and what I can spend

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. All good

What were the circumstances that caused you to initially look for an adviser?

Becoming a widower at a relatively young age. Realising that I had never considered my financial situation in changed circumstances.

How has Thomas Dickson helped you?

By understanding my particular circumstances; by helping me to appreciate my financial situation and so enabling me to invest my savings with a view to taking early retirement without worrying.

Have you seen the outcome you were hoping for?

Yes - it has been a changing landscape, but Thomas has always been rereads to adapt the plan accordingly.

What could they have done better?

Very little. I was perhaps much more naive with regards to finances than Thomas might have appreciated at the outset, but he was always able to explain once I learnt how to ask the right questions.