0330 038 8941
Based in Braintree
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FCA Regulated
Andy and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 19 December 2025
Andy and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
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Andy has not received any reviews in the last 12 months
Andy has not received any client reviews in the past 12 months
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Last checked: 31 December 2025
When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.
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Financial Services Professional | Wealth Manager | Financial Planner | Financial Adviser In 2006, Andy was approached to join AXA Wealth and was central to the launch of their award-winning Elevate platform and worked in partnership with successful businesses, including Chapel IFA. Andy's depth of knowledge was further extended when he joined Aegon UK to help build and lead a thriving wealth division. In more recent times, Andy is delighted to be a Director and Financial Adviser of Chapel Wealth Management, where he returned to his passion for delivering bespoke face-to-face financial planning and wealth management services to his clients. With over 20+ years industry experience, Andy has a deep and broad expertise and understanding in many areas, including pension planning, investment planning, inheritance tax planning and trust* planning. *Trusts are not regulated by the Financial Conduct Authority. Your home or other property may be repossessed if you do not keep up repayments on your mortgage. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. Auto-Enrolment products are not regulated by the Financial Conduct Authority. Equity release is a lifetime mortgage or home reversion plan. To understand the features and risks associated with such products, please ask for a personalised illustration. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved xx/xx/xxxx
