Richard Veal

With over two decades of client-outcome focus, I am passionate about helping my clients achieve their financial objectives. But financial planning is about more than just money and I take time to identify the goals and priorities that truly matter to you. Be that family, maintaining lifestyle in retirement or leaving a meaningful lasting legacy. Financial freedom takes discipline and dedication, but it also takes planning. I work closely with my clients to create bespoke financial plans which are tailored to meet their changing needs over time, to ensure their best chance of financial success. I specialise in working with city professionals who typically have different requirements and objectives to the rest of the UK workforce and often require specialist retirement planning strategies to maximise tax efficiency. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved xx/xx/xxxx