Ben Cartwright

Ben provides a holistic and comprehensive service to his clients, covering all aspects of financial planning. His client base consists mainly of City-based professionals who are aiming to optimise existing portfolio performance and generate tax-efficient growth. Some of the areas Ben focuses on are: - Lump sum investments - ISAs - Retirement planning and pensions - Post-retirement planning - Tax-efficient Investments - Protection Planning The favourable tax treatment of ISAs may not be maintained in the future and is subject to changes in legislation. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved 20/04/2023