David Gruenstein

David Gruenstein

The Private Office

Minimum savings/pensions: Over £500,000

0203 551 0160
Based in Ealing
View location
Top Rated 2026
Verified since: March, 2020
4.8 out of 5

141 reviews

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 18 June 2026

    David is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed David's status

  • 20

    Recent Client Reviews

    Verified reviews: 100%

    David has received 20 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 23 February 2026

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • Qualifications Uploaded

    Qualifications not yet added

    David has not yet added their qualifications to their profile

  • Transparent Fees

    David has provided information on their typical fees

    David has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 43

    Positive First Impressions

    98% of users who are not yet clients had a positive first experience with David

    98% of VouchedFor users have had a positive (4 or 5 star) first experience with David (based on 43 first impressions)

About

Having read Chemistry at Oxford University, I joined the financial services industry and now have over 25 years’ experience as a financial planner. I strongly believe in a holistic approach to financial planning and have been using cashflow modelling since 2003 to enable this. I am highly qualified as a Fellow of the Personal Finance Society, Chartered Financial Planner and an Affiliate of STEP (Society of Trust and Estate Practitioners). I aim to be a client’s trusted adviser and first port of call in financial decision making. I look after a wide range of private clients and have a broad knowledge across all areas, including pre- and post-retirement planning and tax-efficient investment planning. I often advise clients in conjunction with their other advisers and I have several clients who sadly lack capacity and are looked after by the Court of Protection. I help their deputies/ attorneys manage their affairs. I have expertise in inheritance tax planning and finding effective ways to structure family assets in order to take advantage of the various reliefs available for mitigating liabilities.