Richard Johnston

What were the circumstances that caused you to initially look for an adviser?

As I was approaching my planned retirement age, I was keen to have a sense check on my post retirement plans and finances.

How has Richard Johnston helped you?

Richard provided clear advice and guidance on the available options and helped inform our pension plans and investment decisions. Richard articulated the risks associated with the various options very clearly and supported us at every stage in the implementation of the selected approach.

Have you seen the outcome you were hoping for?

Given the current instability in the financial markets, it is unclear the outcome; however, the selected platform has assisted in ensuring that we can monitor and fully understand the impact of changes.

What could they have done better?

I was fully satisfied with the result achieved.

What were the circumstances that caused you to initially look for an adviser?

Coming up to retirement

How has Richard Johnston helped you?

Given good advise regarding the best ways to utilise allowances

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

I had a number of pensions and needed to understand how they could be best used for my retirement.

How has Richard Johnston helped you?

The pensions were consolidated and Richard carefully explained the various options available to provide an income.

Have you seen the outcome you were hoping for?

I am very satisfied with my current arrangements

What could they have done better?

I don't believe that there is anything that I am aware of that could be improved

What were the circumstances that caused you to initially look for an adviser?

Been a client of AAB for a number of years

How has Richard Johnston helped you?

Came up with investment opportunities that met my requirements

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

My wife and I are both retired and we were looking for an organisation to manage our pension fund. We met with 3 different companies and we felt Richard to be approachable, understanding and very knowledgeable. He took the time to fully understand our financial situation and who we were as individuals. This gave us comfort that our money would be invested in a manner to meet both our financial needs and lifestyle objectives.

How has Richard Johnston helped you?

Richard has given us the feeling that our financial future is in the hands of someone who knows and understands what our future goals are as people.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. Richard has fully met and even exceeded our expectations.