Jessica Cook

I’m a Financial Planner and Chartered Member of the CISI, specialising in advising UK residents and internationally mobile clients. My work focuses on cross-border financial planning for those leaving the UK, relocating overseas, or living abroad. I provide trusted, evidence-based advice to help clients structure their wealth efficiently, plan confidently, and build financial resilience across multiple jurisdictions. In an increasingly complex world, marked by rising tax pressures, evolving UK residency rules, and greater global mobility. I help clients protect, grow, and pass on their wealth with confidence. Every plan begins with a clear understanding of each client’s financial position, tax landscape, and family priorities, creating strategies that are coherent, adaptable, and built for the long term. Extensive experience in international and non-resident finance, I often help clients unlock opportunities they hadn’t realised were possible—whether that means improving tax efficiency, simplifying offshore structures, or aligning global investments with long-term goals. In today's challenging market environment, characterised by rising tax pressures and shifting geopolitical dynamics, it's more critical than ever to ensure your wealth is optimally structured, efficiently organised, and future-proofed. I also specialise in guiding individuals and families through the complexities of relocating abroad. My expertise lies in addressing the unique financial challenges that accompany cross-border moves, particularly in Inheritance Tax (IHT) planning and navigating Double Taxation Agreements. As well as pensions and pension transfers. Relocating can be a complex and stressful process, especially when it comes to managing your financial affairs across multiple jurisdictions. My deep understanding of international tax laws enables me to provide tailored advice that ensures compliance while optimising your financial outcomes. I’m Jessica Cook, Wealth Adviser to international professionals and families worldwide, recognised in the 2022 Times Newspaper Guide to the UK’s Top Rated Financial Advisers. With a background in law and a former career at the Financial Times, I also regularly contribute as a financial columnist for various publications. Areas of expertise include: Defined Benefit/Final Salary Pension Transfers/Maximising pension lifetime allowance (LTA) Portfolio Management Portfolio reviews/rebalancing - Reducing ongoing charges Pension transfers and pensions planning/ SIPPs and QROPS Cash-flow forecasting Estate and IHT planning Life insurance and protection Lifetime holistic financial planning Utilising Double taxation treaties To understand more, whether residing in the UK or offshore, contact me today for a no-obligation initial discussion. You can find out more about me by visiting my website at: https://aeswealthadviser.com The minimum wealth level for defined benefit transfers is £750,000. The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested. Tax treatment varies according to individual circumstances and is subject to change.