Nikki Pipping

About

Financial Planner In her role as a Financial Planner, Nikki’s focus is giving clients stability, structure, and reassurance at a time when they need it most. She specialises in supporting individuals navigating divorce, helping them clearly understand their options and ensuring pension sharing orders are implemented smoothly and aligned with their longer-term financial goals. Having progressed from paraplanner to Financial Planner, she uses her experience to guide clients through some of life’s most complex transitions in a clear, supportive, and well-organised way. Outside of work, Nikki is happiest when she can get outdoors. She enjoys running and walking her local Parkrun as part of her ongoing ‘Alphabet’ challenge. She also loves travelling, experiencing new cultures, and meeting new people. At Collective Financial Planning, we help clients make confident decisions by providing clear, personal advice that’s tailored to real life, not just numbers. We take the time to understand your goals and explain your options in plain English, so you can move forward feeling informed and supported. If you’d like to get in touch, Nikki can be contacted on 07762 079061 or via email at Nikki.pipping@colfinancial.co.uk. Collective Financial Planning Limited is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Approved by The Openwork Partnership on 17/08/2026 The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested. Get help with setting up auto enrolment as an employer or get a better understanding of an auto enrolment scheme you are signed up to as an employee. Get help with setting specific financial goals, seeing how close you are to achieving them and forming a plan to get on track; whether that is planning for an early retirement or planning to buy your first home. Get help with your inheritance tax planning and understanding the tax implications of the estate you leave or accessing an inheritance you have received. Warning: HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen. Estate Planning is not regulated by the Financial Conduct Authority. Get help with a wide range of investment options, including equities, funds, bonds, and ISAs. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested. Get advice on transferring pensions where you do not need a specialist, for example a standard personal pension or one through your employer that is made up ONLY of regular contributions from you and your employer (this should not be a defined benefit pension). Get help on making a plan for a comfortable retirement; whether it’s starting a pension or understanding how much you should be contributing to one. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested. Get help understanding and evaluating your retirement options, whether it be via an annuity or a drawdown, or discussing the other available retirement income options for you. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.