Nikki Pipping

Review from verified client

April, 2024

What were the circumstances that caused you to initially look for an adviser?

In the beginning, I sought help in finding the best place to invest savings.

How has Nikki Pipping helped you?

After burying my head in the sand over my financial situation for far too long, Nikki is helping me navigate a way forward.

Have you seen the outcome you were hoping for?

It is an ongoing learning process and there are no quick fixes, but Nikki ensures I understand the choices.

What could they have done better?

Nikki, in my opinion, is passionate about her work and in giving her clients the best advice available.

Nikki's reply

Thanks for taking time to offer your feedback, it was lovely to see you as always!

Review from verified client

March, 2024

What were the circumstances that caused you to initially look for an adviser?

After my divorce, I needed to implement a Pension Sharing Order and I also needed to plan for my future

How has Nikki Pipping helped you?

Provided advice, helpful information and actioned the Pension Sharing Order. This has not been finalised yet.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

At the moment, I cannot think of anything.

Nikki's reply

Thank you so much for taking time to offer feedback from our first meetings. It has been a pleasure getting to know you over the past few months, and I really look forward to working with you to achieve your goals in this next phase of your life.

Review from verified client

March, 2024

What were the circumstances that caused you to initially look for an adviser?

When I retired I was keen to make sure that any funds I have are safely invested

How has Nikki Pipping helped you?

Nikki has been really helpful. She is very experienced and obviously fully understands the financial climate and has always ensured my money is protected and available if I need it.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, I am very happy with the excellent service I have been receiving.

Nikki's reply

It is always lovely to see you for our annual review and I am grateful to you for taking time to offer feedback.

Review from verified client

March, 2024

What were the circumstances that caused you to initially look for an adviser?

Good sense

How has Nikki Pipping helped you?

Meeting annually to review every aspect of my finances but short and long term

Have you seen the outcome you were hoping for?

Yes, more than expected each review that takes place

What could they have done better?

Nothing

Nikki's reply

Always lovely to meet up for our review, thank you so much for taking time to offer feedback!

Review from verified client

February, 2024

What were the circumstances that caused you to initially look for an adviser?

Advice on future investments. Also advice on LPA and inheritance procedures required to pass on to my daughter and family.

How has Nikki Pipping helped you?

Advised myself and my wife on what to do to in able to ensure everything is in order for my daughter to access my inheritance easily without any complications.

Have you seen the outcome you were hoping for?

Yes. Without any problems.

What could they have done better?

Nothing. Everything was explained to myself, my wife and daughter in basic terms. Easy to take in and understand.

Review from verified client

February, 2024

What were the circumstances that caused you to initially look for an adviser?

I wanted to consolidate my pensions.

How has Nikki Pipping helped you?

Nikki explained the process and advised how a Pension plan would work. She gave me so much information I wasn't aware of and made it really easy to make decisions.

Have you seen the outcome you were hoping for?

Definitely.

What could they have done better?

Nothing.

Review from verified client

February, 2024

What were the circumstances that caused you to initially look for an adviser?

Being self employed and wanting to start saving money for retirement/future plans.

How has Nikki Pipping helped you?

Nikki has really helped me to organise my finances and savings. She’s great at explaining current situations with the markets and how this can affect savings etc. Nikki’s advise in clear and concise and I feel really confident in her ability and knowledge.

Have you seen the outcome you were hoping for?

Yes I’m really glad that I made the decision to seek financial advice and I’m pleased with how it’s going.

What could they have done better?

Nothing I feel that Nikki is really organised, knowledgeable and the meetings we have a very productive.

Review from verified client

January, 2024

What were the circumstances that caused you to initially look for an adviser?

Needed help with my finances/pensions to enable a decent retirement for my wife and myself.

How has Nikki Pipping helped you?

Nikki has been there for us at every point in our retirement journey. We are now at a point where we have no worries for our future In our later years. Due to her product and financial knowledge, things have been explained to us so we understand and can make decisions based on facts and figures from good information.

Have you seen the outcome you were hoping for?

Completely and feel safe that it will cover us for our foreseeable future.

What could they have done better?

If it were a test l would give Nikki 100% everytime. Have never felt l needed further information after a call or a visit .

Review from verified client

November, 2023

What were the circumstances that caused you to initially look for an adviser?

I was looking around to move a investment,

How has Nikki Pipping helped you?

Nikki has taken time to talk through investment plans and organised a plan that i am comfortable with and what's ideal my investment.

Have you seen the outcome you were hoping for?

Yes I have with the time and great advice from Nikki,

What could they have done better?

Absolutely nothing first class service

Nikki's reply

Thank you for taking the time for your feedback, it was lovely as always to talk for our annual review and I look forward to continuing to work with you for your future.

Review from verified client

November, 2023

What were the circumstances that caused you to initially look for an adviser?

I was looking to move my pension investment and plan for some inheritance for my children,

How has Nikki Pipping helped you?

Nikki has taken the time to talk through investment plans in depth, making you feel at ease and not pushing you into something you don't want do,

Have you seen the outcome you were hoping for?

Yes I have, some ups and downs but always a good return with superb advice ?

What could they have done better?

Absolutely nothing making you fell at ease with great explanation and care taken for the service you require.

Review from verified client

November, 2023

What were the circumstances that caused you to initially look for an adviser?

We needed somewhere safe to put our savings, a prudent investment.

How has Nikki Pipping helped you?

Nikki gave us a good insight and advice into an area where we are not experts, she listened to our requirements and expertly crafted a solution to our needs. Thank you Nikki

Have you seen the outcome you were hoping for?

In todays financial climate Nikki has kept our savings secure, in line with our wishes. Well done.

What could they have done better?

Nothing, Nikki listened carefully to our requirements and crafted the perfect solutions. I would have no hesitation in recommending to anyone. She has dealt with my extended family for many years.

Nikki's reply

Lovely to see you both as always, and thank you for taking the time to offer feedback from our latest meeting. I look forward to working with you for many years to come.

Review from verified client

November, 2023

What were the circumstances that caused you to initially look for an adviser?

I had loads of small pensions that needed to be together in one place.

How has Nikki Pipping helped you?

She's put them all in on pot and is updating me and advising me on a yearly basis.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, she's fab!

Nikki's reply

Lovely to see you again for our annual review, and thank you for taking the time out to offer your feedback.

Review from verified client

November, 2023

What were the circumstances that caused you to initially look for an adviser?

My husband died and left me some money so I needed to get some financial advice

How has Nikki Pipping helped you?

Yes

Have you seen the outcome you were hoping for?

Yes, steady progress over the years

What could they have done better?

I don't know

Nikki's reply

Thank you so much for taking the time out to offer feedback. It was lovely to meet up for our annual review as always. Looking forward to hearing more about the next chapter of your life.

Review from verified client

September, 2023

What were the circumstances that caused you to initially look for an adviser?

I needed extra financial advice and help as my current Pension company were very unhelpful and difficult to deal with.

How has Nikki Pipping helped you?

Nikki has been very professional and extremely helpful as to dealing with my pension company and helping me move forward with my pension.

Have you seen the outcome you were hoping for?

Hoping to very soon.

What could they have done better?

I am very pleased with the service I’ve received and Nikki couldn’t have done any better.

Nikki's reply

It has been lovely getting to know you in our meetings, thank you for your patience and for taking the time to offer feedback. I look forward to working with you moving forward.

First impression from a user who is not yet a client

August, 2023

Please provide a brief comment about your experience with Nikki

Listened well and suggested a practical approach to planning. Less detailed explanation of what would be covered and less software for me to assess assumptions made than the other advisor I saw but looked fine.

Nikki's reply

Thanks so much for taking the time to offer feedback, which I will take on board. I wish you all the best moving forward.

Review from verified client

August, 2023

What were the circumstances that caused you to initially look for an adviser?

Divorce

How has Nikki Pipping helped you?

Organising a pension plan for my future now my divorce has been finalised.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Nikki's reply

Thank you so much for taking time to offer feedback on our meetings. I promise to do my best to support you moving forward and look forward to helping you work towards your financial future.

First impression from a user who is not yet a client

August, 2023

Please provide a brief comment about your experience with Nikki

Got hold of me straight away very helpful

Review from verified client

July, 2023

What were the circumstances that caused you to initially look for an adviser?

Future planning for my elderly parents.

How has Nikki Pipping helped you?

Nikki was brilliant - first she made sure she got a really thorough understanding of our situation, the different factors involved - not just the financial ones, but the human ones as well. Then she was able to give me really helpful practical advice. She was also able to impart this clearly in a way that someone like me, with no financial understanding, could grasp easily.

Have you seen the outcome you were hoping for?

Absolutely - I have a much clearer idea now of the different options we have, and what the law is.

What could they have done better?

really, nothing - she was just excellent!

Nikki's reply

Thanks so much for sharing your feedback from our meeting. I hope you feel clearer about the options available to you and your parents.

Review from verified client

June, 2023

What were the circumstances that caused you to initially look for an adviser?

I was left a sum of money and needed advice as to the best way to invest it.

How has Nikki Pipping helped you?

She's been very thorough in her advice to me, also very understanding

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Nikki's reply

So lovely to see you again, and thank you for taking the time to offer feedback. :-)

Review from verified client

June, 2023

What were the circumstances that caused you to initially look for an adviser?

From the sale of my house and needing to make the money work for me so that i could dip into the interest that it hopefully make for me! and not into my initial investment!.

How has Nikki Pipping helped you?

Nikki has been so supporting in helping me with the decision that i have chosen to go with!, Nikki has also been super quick in replying to any emails that i have needed a reply too and does her best to make sure that i understand things!.

Have you seen the outcome you were hoping for?

I`ve not just yet but that`s only because we are still finalising the paperwork! but almost there.

What could they have done better?

In Nikki`s case i think she has done all she can for me so far and has been very patient with me as i know i have tried to be very cautious in making any decisions

Nikki's reply

Thank you so much for taking the time to offer feedback and for trusting me with your investment. I promise I'll do my best to look after you

Review from verified client

May, 2023

What were the circumstances that caused you to initially look for an adviser?

Before retirement and being recently separated from my husband at the time, I wanted advice as to how to use my money wisely

How has Nikki Pipping helped you?

Nikki has given advice to enable me to make decisions re appropriate investments

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I’m not aware that anything could have been done better.

Review from verified client

May, 2023

What were the circumstances that caused you to initially look for an adviser?

Retirement & wanting advice on investments.

How has Nikki Pipping helped you?

Giving advice on investing and topping up pensions. Helping to investigate missing NI payments and way forward with this. Explaining options in relation to wills & powers of attorney etc.

Have you seen the outcome you were hoping for?

Due to current climate the investments have not done as well as hoped but Nikki gives us confidence that they are doing as well as we can expect at this time.

What could they have done better?

We have been very happy with the service and so far have no improvements to suggest.

Nikki's reply

Lovely to see you for our annual review in person at last! Thanks for taking time to offer feedback, I really do appreciate it.

First impression from a user who is not yet a client

May, 2023

Please provide a brief comment about your experience with Nikki

Very helpful and easy to understand

Nikki's reply

Thanks for taking the time to give me feedback, it was lovely meeting you and I look forward to working with you.

Review from verified client

April, 2023

What were the circumstances that caused you to initially look for an adviser?

We needed advice re a safe way to invest a lump sum.

How has Nikki Pipping helped you?

Nikki helped us navigate the numerous options, ensuring that we were fully aware of the risk levels.

Have you seen the outcome you were hoping for?

Yes. The recommended product has performed brilliantly.

What could they have done better?

Nothing

Review from verified client

March, 2023

What were the circumstances that caused you to initially look for an adviser?

I've got a number of pensions after having moved jobs over the years but wasn't sure what to do with them all and also to understand what I was going to be surviving on when I get older

How has Nikki Pipping helped you?

Nikki reviewed my pensions, gave me some really helpful advice but more than anything explained it all so that I knew what I'd got, what options I had

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, it's been an absolute pleasure dealing with Nikki

Nikki's reply

Thanks so much for taking the time to review our initial meetings. It has been lovely meeting you!

First impression from a user who is not yet a client

March, 2023

Please provide a brief comment about your experience with Nikki

Nikki was very helpful and understanding, didn’t try to force any decisions and genuinely wanted to get to know what felt right for me.

Review from verified client

February, 2023

What were the circumstances that caused you to initially look for an adviser?

My wife and I wanted to find an adviser that would help us understand how well our Pensions could support us through retirement, and help us put financial plans in place to help us manage our pensiosn and savings in the best way.

How has Nikki Pipping helped you?

Nikki spent time getting to know our circumstances and our requirements through an initial meeting, and followed this up with a very thorough second meeting where we explored our financial positon and our options for achieving our aims. From the outset we felt Nikki was exactly the right adviser for us. As you would expect Nikki is clearly an expert in her field, but additionally she is friendly, patient and a great communicator who is able to explain complex issues clearly. We feel that Nikki is genuinely interested in our well being and that she is putting our interests first. This confidence and trust is so important given how much impact financial decisions have.

Have you seen the outcome you were hoping for?

Yes, could not have expected to have achieved more in the time Nikki has been advising us.

Nikki's reply

It has been lovely getting to know you and your family, and I look forward to being able to help you achieve your financial goals. Thanks for taking the time to offer feedback on our initial meetings.

Review from verified client

February, 2023

What were the circumstances that caused you to initially look for an adviser?

I wished to consolidate all my existing pensions

How has Nikki Pipping helped you?

Nikki and I met to discuss my requirements to consolidate my pensions, we spoke about all my options, and she explained the service she could provide. She also provided full information and documentation on the service and the company.

Have you seen the outcome you were hoping for?

Yes, Nikki helped and provided professional advice throughout the process. I now have all my pensions consolidated and Nikki helps and supports with any questions.

What could they have done better?

Nothing I am 100% happy with the service I have received

Nikki's reply

Thanks so much for taking the time to write feedback on our meetings so far. I very much look forward to working with you to ensure your future financial success.

First impression from a user who is not yet a client

February, 2023

Please provide a brief comment about your experience with Nikki

Gave great advice with no pressure to book a further appointment.

Review from verified client

February, 2023

What were the circumstances that caused you to initially look for an adviser?

I was advised to sort out my different pensions and contacted Collective Financial Planning. I was allocated to Nikki and have been working with her since February 2020.

How has Nikki Pipping helped you?

I was really ignorant about pension matters and Nikki explained everything to me in simple terms. I merged several pensions I had into a Pension Plan which is really simple to access and I can see on a daily basis how it is performing. She has also helped with Life Insurance.

Have you seen the outcome you were hoping for?

Her knowledge is amazing and I feel comfortable about my retirement and the outcome is better than I expected.

What could they have done better?

Nothing.

Nikki's reply

Lovely to see you as always, and thank you so much for taking the time to write feedback on my service. I look forward to working with you and helping you secure the fabulous retirement you deserve!

Review from verified client

February, 2023

What were the circumstances that caused you to initially look for an adviser?

My work pensions were not working for me, due to my lack of knowledge. Nikki was recommended to me by a friend in the mortgage business.

How has Nikki Pipping helped you?

Nikki helped me to consolidate the various pensions into a single entity which made a huge difference. She also explained how to access my lifetime allowance. Her knowledge also helped us in Equity release discussions with a lifetime mortgage broker.

Have you seen the outcome you were hoping for?

Despite the volatility of the market, my portfolio is still in credit.

What could they have done better?

Nothing. She has always made herself available for queries and explanations, and I really value her help and guidance

Nikki's reply

It was lovely to meet up for our review, and thank you for taking the time to give your feedback. It is a pleasure working with you, and I look forward to hearing all about your travels later this year!

Review from verified client

February, 2023

What were the circumstances that caused you to initially look for an adviser?

My parents organising their finances

How has Nikki Pipping helped you?

Tremendously, open, honest, and good sense advice. She does exactly what it says on the tin with a calm, caring, happy attitude.

Have you seen the outcome you were hoping for?

Most definitely.

What could they have done better?

She always goes above and beyond.

Nikki's reply

Lovely to see you for our annual review, and I look forward to seeing you soon! Thanks so much for taking time to write feedback!

Review from verified client

January, 2023

What were the circumstances that caused you to initially look for an adviser?

We had several pensions in various places and we needed to plan for our future.

How has Nikki Pipping helped you?

Consolidated some pensions we could and gave us what monies we could have when. Great realistic view done with professionalism! Thanks

Have you seen the outcome you were hoping for?

Yes indeed

What could they have done better?

No

Nikki's reply

Lovely to see you as always! Thanks so much for taking the time to write a review, really appreciate it! x

Review from verified client

January, 2023

What were the circumstances that caused you to initially look for an adviser?

To invest my money for the future and watch it grow with nikki’s advice.

How has Nikki Pipping helped you?

She explains things simply in away you understand which makes you feel comfortable.

Have you seen the outcome you were hoping for?

Yes things are moving in the right direction.

What could they have done better?

I am pleased with how things are progressing and trust Nikki that she has my best interests at heart.

Nikki's reply

Thanks for taking the time to offer feedback. Lovely to see you this week for our annual review and look forward to catching up later this year as planned.

First impression from a user who is not yet a client

December, 2022

Please provide a brief comment about your experience with Nikki

I met Nikki for an initial consultation and was very impressed by her way of addressing all my questions and concerns regarding how to best plan for my retirement. Wen the time comes, I will definitely chose Nikki as my advisor. Highly recommended.

Review from verified client

October, 2022

What were the circumstances that caused you to initially look for an adviser?

The need to get our finances in order and value for money

How has Nikki Pipping helped you?

Pointing us in the right direction with regard to our savings

Have you seen the outcome you were hoping for?

Up and down in a difficult climate difficult to say

What could they have done better?

Difficult to say

Nikki's reply

Lovely to see you both for our annual review. thank you so much for taking time to offer feedback. Stay well and look forward to talking to you again soon

First impression from a user who is not yet a client

October, 2022

Please provide a brief comment about your experience with Nikki

Nikki very good Nikki explain all the questions that my wife asked as a result we are going to use Nikki as our Financial adviser

Review from verified client

October, 2022

What were the circumstances that caused you to initially look for an adviser?

Savings

How has Nikki Pipping helped you?

Great guidance and support. Very informative and honest. She even called while recovering from Flu!

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

NA

First impression from a user who is not yet a client

September, 2022

Please provide a brief comment about your experience with Nikki

Friendly, helpful, supportive and shows great empathy and understanding.

Nikki's reply

Thanks for taking the time to offer feedback on our initial meetings, I look forward to working with you moving forward and helping you reach your goals.

Review from verified client

September, 2022

What were the circumstances that caused you to initially look for an adviser?

Accessing and moving personal pensions

How has Nikki Pipping helped you?

Nikki helps us understand the options and the tax implications of these varies options

Have you seen the outcome you were hoping for?

We are still in process of accessing my various pensions and hope to have the outcome that was projected

Nikki's reply

Thanks for spending time offering feedback, I look forward to working with you to achieve your financial goals :-)

Review from verified client

August, 2022

What were the circumstances that caused you to initially look for an adviser?

After becoming self employed, I realised I needed some advice in relation to setting up a pension. Nikki was recommended to me by a colleague.

How has Nikki Pipping helped you?

Nikki has helped my transfer my pension from my previous employer and set up a new one that I can contribute to each month.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing, Nikki has been absolutely brilliant.

Nikki's reply

Thanks so much for taking the time to review my service, it was lovely to catch up with you again, and I look forward to continuing to work with you in the future. :-)

Review from verified client

August, 2022

What were the circumstances that caused you to initially look for an adviser?

Inheritance that I wanted to invest

How has Nikki Pipping helped you?

Given strong clear advise on the best way to invest taking into consideration everything by really getting to know my situation

Have you seen the outcome you were hoping for?

Haven’t invested for long enough yet

First impression from a user who is not yet a client

July, 2022

Please provide a brief comment about your experience with Nikki

Professional, knowledgeable, very quick at getting things sorted.

Nikki's reply

It was lovely to meet you, thank you so much for taking the time out to write a review, I really appreciate it!

Review from verified client

May, 2022

What were the circumstances that caused you to initially look for an adviser?

Funds were not doing anything stuck in a bank account

How has Nikki Pipping helped you?

Nikki has been our advisor for a few years since being recommended by a friend and from the start has explained everything we could do with our funds by way of investments (with all the possible risks involved) and also how to manage our pensions and make the most out of them. We also get a full quarterly report detailing our various investments and at any time we could contact Nikki for her advice.

Have you seen the outcome you were hoping for?

Over the years the outcome has been as expected but obviously external events (Covid pandemic and Brexit) did have an effect which would have been worse for our finances if Nikki had not sorted them for from the beginning.

What could they have done better?

In the present Economic climate nothing

Nikki's reply

Thanks so much for taking the time to write feedback following our annual review. Lovely to see you both, take good care until next time

Review from verified client

May, 2022

What were the circumstances that caused you to initially look for an adviser?

Needed help with a pension transfer and sorting my finances out.

How has Nikki Pipping helped you?

Nikki has provided excellent advice. She is extremely knowledgeable and hard working. Always easy to communicate with and provide expert solutions.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Nikki's reply

Thanks so much for taking time out of your busy schedule to write a review. It was great to meet for our first annual review, and I really look forward to working with you over the years to come to help you meet your goals.

Review from verified client

May, 2022

What were the circumstances that caused you to initially look for an adviser?

To advise me how to invest my money to optimum effect for my retirement

How has Nikki Pipping helped you?

By listening to my goals and concerns, making suggestions and explaining thoroughly my different options.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I don’t think so

Nikki's reply

Thanks for taking the time to write a review, so lovely to catch up again, looking forward to a proper face to face cuppa sometime soon

First impression from a user who is not yet a client

May, 2022

Please provide a brief comment about your experience with Nikki

Nikki listened patiently at our initial meeting to discuss pension and retirement planning. This area is a minefield and there is still much to learn but I came away knowing more than I did before. I still have many questions but Nikki has provided literature for my further reading as I explore options.

Review from verified client

May, 2022

What were the circumstances that caused you to initially look for an adviser?

I thought it was wise to seek professional advice when planning for the future.

How has Nikki Pipping helped you?

Nikki helps us to think about the future and the investment strategies to achieve our goals

Have you seen the outcome you were hoping for?

yes, we have seen continued growth in our investments, above what we would have achieved with a simple savings account.

What could they have done better?

We could have been braver and increased our investments sooner. We appreciated that Nikki has never pressure us to make any decisions.

Review from verified client

April, 2022

What were the circumstances that caused you to initially look for an adviser?

I was in need of a fiscal "health check" some years ago to combine pension pots and reinvigorate my ISAs and protections

How has Nikki Pipping helped you?

Nikki has given my entire portfolio an overhaul. I now have a unified pension pot, strong ISA and even other investments opportunities that i wasn't aware of before working with Nikki

Have you seen the outcome you were hoping for?

Yes - i have great growth in my various investments and well on the way to early retirement!!

Nikki's reply

Always lovely to meet up for our annual review, thanks for taking the time to share your experience. I'm so glad to be able to work with you to help you retire early!

First impression from a user who is not yet a client

March, 2022

Please provide a brief comment about your experience with Nikki

Down to earth, friendly and extremely knowledgeable. A pleasure to speak to and put me at ease immediately. Looking forward to meeting Nikki.

Nikki's reply

It was a pleasure talking to you, I am looking forward to meeting you too :-)

Review from verified client

February, 2022

What were the circumstances that caused you to initially look for an adviser?

Needed some advice about pension query

How has Nikki Pipping helped you?

Nikki responded to my email quickly and dealt with the pension questions I needed to ask efficiently and explained the answers thoroughly and clearly, very pleasant to deal with,

Have you seen the outcome you were hoping for?

Yes I have with little fuss,

What could they have done better?

110% Nothing fantastic response and very professional manor

Review from verified client

February, 2022

What were the circumstances that caused you to initially look for an adviser?

Inheritance.

How has Nikki Pipping helped you?

Nikki knows her stuff ! She has helped, guided and advised me through my life changes over the last 4 years. She really cares about getting the right outcome for you.

Have you seen the outcome you were hoping for?

So much better than expected.

What could they have done better?

I don’t think she could have, she always gives her best in any situation.

First impression from a user who is not yet a client

February, 2022

Please provide a brief comment about your experience with Nikki

Very clear and generous with time

Review from verified client

January, 2022

What were the circumstances that caused you to initially look for an adviser?

Needed professional help with our pensions and finances

How has Nikki Pipping helped you?

Absolutely brilliant. Have passed our friends to her to help.

Have you seen the outcome you were hoping for?

Yes most definitely.

What could they have done better?

Nothing all good

Nikki's reply

So lovely to see you both this morning. Thanks for your kind comments x

Review from verified client

January, 2022

What were the circumstances that caused you to initially look for an adviser?

I had different pensions which I wanted to amalgamate.

How has Nikki Pipping helped you?

Nikki explained how pensions work and how much better it would be to have a pension portfolio as this would mean the money left in it after my death would go to my children rather than a pension which stops after my death. She did all the work on my behalf, contacting all the companies and talked me through everything. She explained everything to me in simple terms.

Have you seen the outcome you were hoping for?

Definitely. There is an excellent platform which shows an up to date balance of my portfolio whenever I want. We have regular contact where Nikki updates me and makes sure there re no issues or changes in my circumstances.

What could they have done better?

Nothing

Nikki's reply

Any time! It was lovely to see you again this week for our annual review. I look forward to working with you for many years to come!

Review from verified client

January, 2022

What were the circumstances that caused you to initially look for an adviser?

Just before my retirement, I had multiple pension funds in place, which caused a lot of effort to manage. Nikki was recommended by a friend.

How has Nikki Pipping helped you?

Nikki explained how the pension system was structured and identified several options which would make life easier for me, and would also work to my financial advantage. Her knowledge and guidance was invaluable and enabled me to make the most suitable choice of pension for me circumstances.

Have you seen the outcome you were hoping for?

I have been in receipt of good financial returns on my pension pot in spite of the instability of the market through the pandemic.

What could they have done better?

Nikki met all my requirements, and I cannot think of anything which could have been better.

Nikki's reply

Thanks so much, it was lovely to see you for our annual review, I look forward to working with you for many years to come

Review from verified client

January, 2022

What were the circumstances that caused you to initially look for an adviser?

My Husband and I have always thought its imperative to have an annual review of your financial affairs and having the support of a informative and supportive financial advisor is a must for us from a young age. We wanted someone who could understand our requirements and gave us advice and knowledge on different areas of finance.

How has Nikki Pipping helped you?

Nikki has helped with all of our long and short term investments for us as a couple and also our children. We have asked advice on pensions and simplified our finances to gain the most from our investments.

Have you seen the outcome you were hoping for?

Yes, we continue to work closely with Nikki and will continue to have annual reviews. I know I can also always ask at any point any financial questions I may have

What could they have done better?

No - I find the amount and level of information perfect.

Nikki's reply

Thanks for taking time to write a review. It was lovely to see you both, I look forward to our reviews and meetings.

Review from verified client

January, 2022

What were the circumstances that caused you to initially look for an adviser?

wanting to retire

How has Nikki Pipping helped you?

yes - made process simple and easy to understand

Have you seen the outcome you were hoping for?

yes

What could they have done better?

can't think of anything right now - Interview conducted over zoom due to covid

Nikki's reply

Thanks for taking the time out to leave a review. I look forward to working with you both moving forward to help you enjoy your retirement!

Review from verified client

January, 2022

What were the circumstances that caused you to initially look for an adviser?

I have been a client of Collective Financial Planning for over 10 years, initially when I was married and my husband and I were planning for the future. After divorcing and having my own investments I needed to keep the services of a financial adviser.

How has Nikki Pipping helped you?

Nikki always gives good advice and has up to date knowledge of the markets that affect my personal circumstances.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Nikki's reply

Thanks for writing a review, lovely to see you for our annual review. I look forward to continuing to work with you

First impression from a user who is not yet a client

November, 2021

Please provide a brief comment about your experience with Nikki

She has been more than helpful & accommodating & explained everything in detail. I look forward to continuing my relationship with her.

Nikki's reply

Thanks for taking the time to write a review, I very much look forward to working with you too.

Review from verified client

November, 2021

What were the circumstances that caused you to initially look for an adviser?

Wanted a better savings scheme / Investment plan for our children.

How has Nikki Pipping helped you?

Nikki gave us options for what we wanted and advised us accordingly .

Have you seen the outcome you were hoping for?

At this stage having only just set it up - I’m happy with the plan.

What could they have done better?

N/A

Review from verified client

November, 2021

What were the circumstances that caused you to initially look for an adviser?

I have no idea about finances and needed to set up a pension.

How has Nikki Pipping helped you?

She has been dedicated to finding me funds that suit my needs and my ethical stances. There is no way I would have had the time or understanding to do this level of research or create the portfolio she has and she's done a fantastic job. Of course, I'm only just investing so I have no idea how it will perform but Nikki is very approachable and friendly and seems very good at her job so I feel reassured.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

November, 2021

What were the circumstances that caused you to initially look for an adviser?

Re-mortgage application required pension information

How has Nikki Pipping helped you?

Nikki helped with retrieving my pension information and consolidating them all.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

October, 2021

What were the circumstances that caused you to initially look for an adviser?

Poor ISA percentages and advice on opening trust funds for grandchildren

How has Nikki Pipping helped you?

Geared us on the right course for investment

Have you seen the outcome you were hoping for?

Very good results so far

What could they have done better?

Nothing

Nikki's reply

Thanks so much for taking the time to write a review. Lovely to see you both for our annual review, take very good care.

Review from verified client

September, 2021

What were the circumstances that caused you to initially look for an adviser?

I wanted to know more about my Pension.

How has Nikki Pipping helped you?

She gave great advice about my pensions.

Have you seen the outcome you were hoping for?

We are still finding more information about my pension.

What could they have done better?

Everything was perfect.

Nikki's reply

It was lovely to meet you, looking forward to helping you with your retirement plan

Review from verified client

September, 2021

What were the circumstances that caused you to initially look for an adviser?

i had a number of pension products from different providers which i wanted to move into one product and nikki helped me with this

How has Nikki Pipping helped you?

by explaining the products i had already had and given information on how they would perform if i left them with the original providers compared to if i moved them over into one product

Have you seen the outcome you were hoping for?

yes definitely

What could they have done better?

nothing !!!

Nikki's reply

Thanks so much for taking time to write a review, it is a joy to work with you and I look forward to helping you achieve your goals

First impression from a user who is not yet a client

September, 2021

Please provide a brief comment about your experience with Nikki

Nikki called me and I immediately knew from the call that she was helpful and understood my situation. Met for a coffee and a financial chat and she explained my options to me in such a way that I knew I could trust her with my monetary future. Lovely person and very friendly to boot. A start to a fantastic working relationship I think. :)

Review from verified client

September, 2021

What were the circumstances that caused you to initially look for an adviser?

Managing our pensions and finances in a way that best works for our future.

How has Nikki Pipping helped you?

Nikki manages our pensions for us and goes above and beyond to provide information and guidance where she feels this would benefit us. Fully trust Nikki to look after us and always considering our best interests.

Have you seen the outcome you were hoping for?

Yes and more.

What could they have done better?

Nothing. Can't recommend Nikki enough, practical and simple advise and support.

Nikki's reply

Thanks so much for taking time out of your crazy day to leave a review. It was lovely to meet up again, looking forward to putting the next stage of our plan together.

Review from verified client

September, 2021

What were the circumstances that caused you to initially look for an adviser?

My partner and I were fortunate to come into some additional funds, and so we wanted to make the most of it.

How has Nikki Pipping helped you?

Nikki continues to provide us with a professional and attentive service. Our annual reviews are very insightful, and everything is explained to us extremely well. It has completely changed our views and strategies when it comes to making financial choices.

Have you seen the outcome you were hoping for?

Yes! Even with the Covid outbreak, our money is performing way above what any high street bank can provide.

What could they have done better?

Honestly nothing. We are so grateful for the service Nikki offers us - thank you!

Nikki's reply

It was lovely to meet for our annual review, and great to work with you guys. Thanks for taking time to review!

Review from verified client

August, 2021

What were the circumstances that caused you to initially look for an adviser?

Myself and my husband have a number of Pension plans that we needed advice on. We felt that we needed to be more proactive rather than reactive but didn't really have much of a clue when it came to what to do next so felt that we needed an expert to help us through the process.

How has Nikki Pipping helped you?

Nikki was excellent. She began by asking us what we wanted from our retirement and we went from there. Every question we asked she responded to in a way that was easy to understand and relevant to our situation, we felt completely at ease with her.

Have you seen the outcome you were hoping for?

Nikki has gone off to work with the information that we gave her and will report back with her findings.

What could they have done better?

Nothing, all good.

Nikki's reply

Thank you for taking the time to offer your feedback. It was lovely meet you both, and I look forward to working with you to help you achieve your dreams.

Review from verified client

August, 2021

What were the circumstances that caused you to initially look for an adviser?

We had a lot of pension paperwork received over many years from multiple companies without really understanding it or knowing whether we were on track to be able to retire. Nikki was outstanding at helping us sort through, understand the policies we had. Giving clear advice on the different policies we had and our options.

How has Nikki Pipping helped you?

Nikki was outstanding at helping us sort through all our paperwork and policies. Giving clear advice on the different policies we had and our options. Nikki took time to understand our views on risk and investing and has helped us to get control of our pensions, investments and retirement.

Have you seen the outcome you were hoping for?

Nikki has helped us get our finances and pensions under control and working to the plan we agreed. She is invaluable in advising us on all our financial and tax related issues - an absolute star.

Nikki's reply

Thank you for taking time to offer feedback on our meetings and the service I provide. It has been an absolute pleasure working with you, and I look forward to helping you achieve all your financial goals.

First impression from a user who is not yet a client

July, 2021

Please provide a brief comment about your experience with Nikki

I emailed Nikki on the recommendation of a neighbour. She immediately returned my email with the offer of a call that same afternoon. Her expertise was obvious from the beginning and she offered some very good practical advise to suit my situation and explained why some products wouldn't suit my needs currently. She was friendly and listened fully before offering and sharing her advice. I will use Nikki's advise in the short term, and plan to take further advice when my circumstances change. thank you.

Nikki's reply

It was lovely to chat with you, I wish you all the best. Thank you so much for taking the time to write a review.

Review from verified client

June, 2021

What were the circumstances that caused you to initially look for an adviser?

I am a single parent looking to leave a legacy to my children if anything goes wrong i.e. I die.

How has Nikki Pipping helped you?

Nikki was extremely knowledgeable and flexible with helping me reach a suitable insurance plan. She listened to my situation and come up with flexible options and I made the final decision from there. Nikki is personable and friendly while obtaining all the information she needs to get in order to do her job well.

Have you seen the outcome you were hoping for?

Yes absolutely! Thank you Nikki, I feel like a huge weight has been lifted off my shoulders!

What could they have done better?

Nothing - it was all perfect and very professional.

Nikki's reply

Thank you so much for taking time out to leave a review. It was a pleasure meeting with you, and I look forward to working with you in the future. x

First impression from a user who is not yet a client

May, 2021

Please provide a brief comment about your experience with Nikki

I am so so greatful for her to cross my path this time of my life, her passion towards helping woman in need is amazing. We just clicked straight away. She knew what I was talking about. She had given her full support with deep empathy and the wide range of financial knowledge. Thank you.

Nikki's reply

Thank you for taking the time to write a review. I am so glad we met and look forward to helping you move forward x

Review from verified client

May, 2021

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Nikki Pipping helped you?

took care of pension lump sum and made astute investments

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

nothing

Nikki's reply

Thanks for taking the time to write a review, this is so helpful. I enjoy our meetings and look forward to working with you for many years to come

Review from verified client

May, 2021

What were the circumstances that caused you to initially look for an adviser?

I needed to review my pensions that had been sitting in a generic fund since leaving my previous employer.

How has Nikki Pipping helped you?

Nikki spent time talking me through the different options available when it came to transferring my pension. She also answered my many questions around lots of different areas of financial advice. We are now moving my pension funds to a far better performing fund and a step closer to my goals for retirement. Nikki is extremely knowledgeable and has helped my understanding of many areas of financial advice. I would definitely recommend her to anybody seeking help in this area. Invaluable advice.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing at all

Nikki's reply

Thanks so much for taking the time to write a review, it has been a pleasure meeting you and I look forward to helping you reach your goals.

First impression from a user who is not yet a client

April, 2021

Please provide a brief comment about your experience with Nikki

Given that the world of pensions and investments is extremely confusing, Nikki explained things very clearly and in a way that I understood. I have a follow up meeting scheduled and even though these are only preliminary conversations, I would hope to enlist Nikki's services in managing my investment.

Nikki's reply

Thanks for taking the time to review our initial conversations, I look forward to our next meeting.

First impression from a user who is not yet a client

April, 2021

Please provide a brief comment about your experience with Nikki

I have been needing to review my pension situation for a while and having lost my longstanding financial advisor due to their retirement I have struggled to find another I can trust. On my fisrt meet with Nikki via Zoom I felt vey comfortable that she understood my needs and clearly explained the current pension landscape in a way that both myself and my wife could understand. She is now reviewing our circumstances and we look forward to being able to build a long term relationship should she be able to guide is in our next steps in preparing for retirement. I feel, on first impressions that she will be able to guide us in the right direction.

Nikki's reply

Thank you. I really appreciate you taking the time to write a review! I look forward to working with you to help you reach your goals.

First impression from a user who is not yet a client

March, 2021

Please provide a brief comment about your experience with Nikki

We have both recently invested with Nikki. In our initial conversations Nikki was warm and friendly and extremely helpful, spending plenty of time explaining the details of what she offered, our options, costs and what we may do in the future.

Nikki's reply

Thanks so much for taking the time to write a review. I look forward to working with you over the years to come to help you meet your financial goals.

First impression from a user who is not yet a client

March, 2021

Please provide a brief comment about your experience with Nikki

I'm an accountant, so I am financially-literate and numerate but not up-to-date with pension law. Nikki adjusted her explanations, knowing that I understood some of the jargon but explained everything in a straightforward and clear way. She talked a lot of sense in a trustworthy way.

First impression from a user who is not yet a client

February, 2021

Please provide a brief comment about your experience with Nikki

I had a very thorough and good meeting first with Nikki - via zoom. We covered a lot of ground and I felt she fully understood my context and why I had contacted her for financial advice and planning. She explained, with clarity, areas that I had not previously understood. Her expertise shone through her professionalism.

Nikki's reply

It was a pleasure to meet you, I really look forward to helping you get through this next stage of your life and building a stable financial future.

Review from verified client

February, 2021

What were the circumstances that caused you to initially look for an adviser?

I've asked Nikki for help with securing mine and my husband's future with pensions and insurances.

How has Nikki Pipping helped you?

She is helping sort out our pensions - personal and work ones. Plus sorting out our life insurances. She also sorted out an insurance for my husband if he becomes sick and can't work. Basically Nikki has helped our secure our finances as best we can if the worst happens.

Have you seen the outcome you were hoping for?

So far it's been brilliant. I love how Nikki keeps in contact and does a review to ensure we getting the best options.

What could they have done better?

Nothing - she is always looking out for our best interests.

Nikki's reply

Thank you for such a lovely review. I love how you now feel so much more in control of your finances!

Review from verified client

January, 2021

What were the circumstances that caused you to initially look for an adviser?

I have always planned ahead in terms of investments and savings and having a long term relationship with a financial advisor is key to managing this. This review was part of a regular consultation.

How has Nikki Pipping helped you?

Nikki has always been very understanding of my investment goals and pension strategy and is happy to talk through my options and give suitable advice.

Have you seen the outcome you were hoping for?

Yes, having talked through my current situation and plans, a way forward was agreed.

What could they have done better?

Nothing at this time

Nikki's reply

Thanks for taking the time to review, it was lovely to 'see' you again!

Review from verified client

January, 2021

What were the circumstances that caused you to initially look for an adviser?

I had a few pensions which I wanted to amalgamate. I didn't understand how they worked and wasn't sure what they were worth.

How has Nikki Pipping helped you?

Nikki explained how my current pensions worked and how by putting them into a portfolio the any balance would still be available for my children to inherit. It also meant I could check whenever I wanted, what it was worth.

Have you seen the outcome you were hoping for?

Absolutely. Despite the impact of Covid19, my portfolio has still increased.

What could they have done better?

Nothing.

Nikki's reply

Lovely to see you again today, thanks for the review.

Review from verified client

January, 2021

What were the circumstances that caused you to initially look for an adviser?

Have had a financial adviser for some time now due to multiple pensions and finances for my retirement. Always like the idea of a professional service and options instead of taking a chance.

How has Nikki Pipping helped you?

Nikki went through all the relevant scenarios that could happen, plus options that could be taken at each point. I am now clearer on my path and realise i have more options than I thought I had. She is a Gem .

Have you seen the outcome you were hoping for?

I believe the outcome will be better than I had hoped for, when I need to make changes to my life and Lifestyle.

What could they have done better?

Nothing . Everything was better than I had expected and things that looked a problem suddenly were not.

Nikki's reply

Many thanks for taking the time to complete this feedback, I look forward to working with you to ensure you have a very successful retirement. x