Reviewed for
Insurance and Protection ( 6 )
Mortgages ( 4 )
Pensions ( 65 )
Equity Release ( 5 )
Retirement income (annuities, drawdown) ( 51 )
Investments and Savings ( 59 )
Pension Transfers - Non Specialist ( 13 )
Inheritance Planning ( 20 )
Long Term Care ( 2 )
Pension Transfers - Specialist ( 5 )
Financial Planning ( 29 )
Financial Mentoring ( 5 )
Financial Coaching ( 1 )
Reviewers' assets
£500k+ ( 20 )
£200k - £500k ( 16 )
£100k - £200k ( 5 )
£50k - 100k ( 1 )
( 1 )
Client reviews
First impression from a user who is not yet a client
April, 2024
Overall
Please provide a brief comment about your experience with Paul
Paul was on holiday but I had a prompt and very courteous response from his office to arrange a call with a covering advisor
Review from verified client
March, 2024
Overall
Advice
Service
Value
Based in Essex
What were the circumstances that caused you to initially look for an adviser?
Have been with Paul for many years
How has Paul Sanders helped you?
Given good practical advice,always gives us the choice of options
Have you seen the outcome you were hoping for?
Yes, very happy with outcomes
What could they have done better?
No
Paul's reply
Dear Peter Thank you for the review. It's a pleasure looking after you both. Kind regards Paul
First impression from a user who is not yet a client
January, 2024
Overall
Please provide a brief comment about your experience with Paul
Very easy to talk to and highlighted some obvious improvements that we could make very quickly
Paul's reply
Dear Hazel Thank you for the review. It was a pleasure talking to you. Kind regards Paul
Review from verified client
January, 2024
Overall
Advice
Service
Value
Based in East Riding
What were the circumstances that caused you to initially look for an adviser?
Previous advisor was retiring
How has Paul Sanders helped you?
Paul is available ,approachable and provides good advise .
Have you seen the outcome you were hoping for?
In the light of adverse financial conditions and steeply rising inflation my realistic expectations are being achieved.
What could they have done better?
In the difficult circumstances little if anything.
Paul's reply
Dear Andrew Thank you for the review. It is a pleasure looking after you. Kind regards Paul
Review from verified client
December, 2023
Overall
Advice
Service
Value
Based in London
What were the circumstances that caused you to initially look for an adviser?
Poor previous advisor
How has Paul Sanders helped you?
Advise
Have you seen the outcome you were hoping for?
Mostly
What could they have done better?
.
Paul's reply
Dear David Thank you for the review. It is a pleasure looking after you. Kind regards Paul
Review from verified client
December, 2023
Overall
Advice
Service
Value
Based in Cheshire
What were the circumstances that caused you to initially look for an adviser?
Originally for investments and savings long term and recently for retirement and house move.
How has Paul Sanders helped you?
He has been actively engaged in my investments, also knowing my family background has helped with advice and guidance I have received.
Have you seen the outcome you were hoping for?
Yes
Paul's reply
Dear Mike Thank you for the review. It is a pleasure looking after you. Kind regards Paul
Review from verified client
December, 2023
Overall
Advice
Service
Value
Based in Suffolk
What were the circumstances that caused you to initially look for an adviser?
Work Pension
How has Paul Sanders helped you?
Paul has helped me think about my options and scenarios looking at retirement age options/income, maximising my pension contributions and investing into an ISA also to support retirement age options.
Have you seen the outcome you were hoping for?
Appreciate investments have risk and market conditions can impact, I believe however my pension fund is managed well and I have all trust in Paul and his team to help me achieve my desired outcome.
What could they have done better?
Paul is available when I need him, we have planned meetings and also adhoc quick messages should I have any questions, Paul is always quick to respond and extremely helpful. Can't really suggest what could have been done better.
Paul's reply
Dear Donna Thank you for the review. It is a pleasure looking after you. Kind regards Paul
Review from verified client
December, 2023
Overall
Advice
Service
Value
Based in Bedfordshire
What were the circumstances that caused you to initially look for an adviser?
I had several pension pots and wanted to consider consolidation of those
How has Paul Sanders helped you?
Paul is very knowledgeable and approachable and a pleasure to deal with.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing!
Paul's reply
Dear Annemarie Thank you for the review. It is a pleasure looking after you. Kind regards Paul
Review from verified client
December, 2023
Overall
Advice
Service
Value
Based in Hampshire
What were the circumstances that caused you to initially look for an adviser?
Forward planning for retirement
How has Paul Sanders helped you?
Listening to my ideas and then translating them into investments
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing really
Paul's reply
Dear Richard Thank you for the review. It is a pleasure looking after you. Kind regards Paul
Review from verified client
December, 2023
Overall
Advice
Service
Value
Based in Berkshire
What were the circumstances that caused you to initially look for an adviser?
Needed to plan for the future
How has Paul Sanders helped you?
He has made everything very clear for us
Have you seen the outcome you were hoping for?
Yes
Paul's reply
Dear Neil Thank you for the review. It is a pleasure looking after you. Kind regards Paul
Review from verified client
December, 2023
Overall
Advice
Service
Value
Based in Hertfordshire
What were the circumstances that caused you to initially look for an adviser?
Needing pension and savings advice
How has Paul Sanders helped you?
Knowledgeable but friendly and approachable advice
Have you seen the outcome you were hoping for?
Yes
Paul's reply
Dear Emma Thank you for the review. It is a pleasure looking after you. Kind regards Paul
Review from verified client
December, 2023
Overall
Advice
Service
Value
Based in Suffolk
What were the circumstances that caused you to initially look for an adviser?
Thus far it has been the advice and management of my pension
How has Paul Sanders helped you?
Always available if needed, quick to reply. Enabled me to have a picture of my retirement and explains everything simply.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing
Paul's reply
Dear Stephen Thank you for the review. It is a pleasure looking after you. Kind regards Paul
Review from verified client
December, 2023
Overall
Advice
Service
Value
Based in London
What were the circumstances that caused you to initially look for an adviser?
had spare liquidity
How has Paul Sanders helped you?
advice on tax, wider family planning, small investments
Have you seen the outcome you were hoping for?
yes
What could they have done better?
delivered on expectations
Paul's reply
Dear Leon Thank you for the review. It is a pleasure looking after you. Kind regards Paul
Review from verified client
November, 2023
Overall
Advice
Service
Value
Based in Somerset
What were the circumstances that caused you to initially look for an adviser?
Late husband’s pending retirement
How has Paul Sanders helped you?
In general and specific financial planning
Have you seen the outcome you were hoping for?
Mostly
Review from verified client
November, 2023
Overall
Advice
Service
Value
Based in Yorkshire
What were the circumstances that caused you to initially look for an adviser?
Better financial advice
How has Paul Sanders helped you?
Paul is a very personable individual and makes the subject of financial planning easy to understand. I feel more confident about TPO looking after my investments than other external company advisors I have used in the past who haven't been very reliable.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing I can think of.
Review from verified client
November, 2023
Overall
Advice
Service
Value
Based in Suffolk
What were the circumstances that caused you to initially look for an adviser?
Pension Planning
How has Paul Sanders helped you?
Professional reasoned knowledgeable advice provided
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Happy as is
Review from verified client
October, 2023
Overall
Advice
Service
Value
Based in Hertfordshire
What were the circumstances that caused you to initially look for an adviser?
A lump sum income
How has Paul Sanders helped you?
Clearly and calmly explained and helped to navigate through the complexities of investing including tax implications
Have you seen the outcome you were hoping for?
Yes, sound advice
First impression from a user who is not yet a client
October, 2023
Overall
Please provide a brief comment about your experience with Paul
First time I have met Paul. So far so good.
Paul's reply
Dear Michael Thank you for your review. I look forward to hearing from you in due course. Kind regards Paul
Review from verified client
October, 2023
Overall
Advice
Service
Value
Based in London
What were the circumstances that caused you to initially look for an adviser?
I was looking for financial planning to support long term goals.
How has Paul Sanders helped you?
Paul has provided me with very relevant advice and increased awareness of my options. I now have a much better understanding of what I need to do to reach my goals.
Have you seen the outcome you were hoping for?
I feel much more prepared and informed.
Paul's reply
Dear Debbie Thank you for the review. It's a pleasure looking after you. Kind regards Paul
Review from verified client
October, 2023
Overall
Advice
Service
Value
Based in London
What were the circumstances that caused you to initially look for an adviser?
I was considering early retirement
How has Paul Sanders helped you?
He recommended long term strategies and products to help secure extra income out of my savings and investments.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Given the current uncertainites, nothing.
Paul's reply
Dear Richard Thank you for the review. It's a pleasure looking after you. Kind regards Paul
First impression from a user who is not yet a client
October, 2023
Overall
Please provide a brief comment about your experience with Paul
We had one online meeting, and Paul quickly grasped my circumstances and was knowledgeable about the issues I face.
Paul's reply
Dear Mark Thank you for the review. Best wishes Paul
First impression from a user who is not yet a client
September, 2023
Overall
Please provide a brief comment about your experience with Paul
A very promising initial virtual meeting - my wife and I look forward to meeting Paul in person to further the discussion
Paul's reply
Dear Jonathan Thank you for the initial review. Kind regards Paul
First impression from a user who is not yet a client
September, 2023
Overall
Please provide a brief comment about your experience with Paul
The advice I received from Paul Sanders was superb. He immediately grasped the essential points about my elderly mother's finances and gave me a wealth of sound practical advice as to what I could do to improve her returns. It was such a pleasure to speak to someone who has prior experience of people in her position and who took the time to explain his suggestions in a way I could understand them. He is definitely one of the good guys!
Paul's reply
Dear Helen Thank you for the review. I look forward to speaking to you again in due course. Kind regards Paul
First impression from a user who is not yet a client
August, 2023
Overall
Please provide a brief comment about your experience with Paul
We had a poor start as there was confusion over my telephone number. After that we had a good exchange of information and I have been sent information on one of the company's investment portfolios - which is helpful.
Review from verified client
August, 2023
Overall
Advice
Service
Value
Based in East Sussex
What were the circumstances that caused you to initially look for an adviser?
Became pensioners with some spare money to invest.
How has Paul Sanders helped you?
He has been extremely helpful in many ways as we are not particularly financially knowledgeable.
Have you seen the outcome you were hoping for?
To some degree
What could they have done better?
I don’t think so.
Paul's reply
Dear Tom Thank you for the review. It's a pleasure looking after you both. Kind regards Paul
First impression from a user who is not yet a client
August, 2023
Overall
Please provide a brief comment about your experience with Paul
Excellent service received by Paulat my first meeting
Review from verified client
August, 2023
Overall
Value
Service
Advice
Based in Oxfordshire
What were the circumstances that caused you to initially look for an adviser?
Approaching retirement, several pensions and investment pots, wanted to simplify them and have a tax efficient income
How has Paul Sanders helped you?
Has explained things as clearly as possible and always checked that his understanding is the same as mine about what to do
Have you seen the outcome you were hoping for?
Yes, completely
What could they have done better?
It's probably the nature of the beast as I'm not a specialist but I often can't get my head around what's being said
Paul's reply
Dear Phil Thank you for the review. It's a pleasure looking after you both. Kind regards Paul
Review from verified client
August, 2023
Overall
Advice
Service
Value
Based in Monmouthshire
What were the circumstances that caused you to initially look for an adviser?
Pension
How has Paul Sanders helped you?
I feel that the right decisions have been made, in close consultation with me. Paul has become a friend too, which is important in building trust both ways.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing really!
Paul's reply
Dear Robert Thank you for the review. It's a pleasure looking after you. Kind regards Paul
Review from verified client
July, 2023
Overall
Advice
Service
Value
Based in Surrey
What were the circumstances that caused you to initially look for an adviser?
Inheritance
How has Paul Sanders helped you?
He has been both professional and personable explaining strategies and policies in a readily understandable way. Genuinely takes time time to ensure advice fits with our circumstances and any changes in our position.
Have you seen the outcome you were hoping for?
Considering the unforeseen challenges posed by covid and russia, yes.
What could they have done better?
None that I can think of.
Paul's reply
Dear Simon and Carol Thank you for the review. It is a pleasure looking after you both. Kind regards Paul
Review from verified client
July, 2023
Overall
Advice
Service
Value
Based in Suffolk
What were the circumstances that caused you to initially look for an adviser?
Recommended by employers
How has Paul Sanders helped you?
Understands my needs, down to earth and very knowledgeable
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing
Paul's reply
Dear Ian Thank you for the review. It is a pleasure looking after you both. Kind regards Paul
Review from verified client
July, 2023
Overall
Advice
Service
Value
Based in Warwickshire
What were the circumstances that caused you to initially look for an adviser?
WEVE BEEN DEALING WITH THE PRIVATE OFFICE FOR 15 YEARS
How has Paul Sanders helped you?
HUGELY INFLUENTIAL IN PENSION ADVICE AND FUTURE PLANNING
Have you seen the outcome you were hoping for?
YES
What could they have done better?
NOTHING
Paul's reply
Dear Nathan Thank you for the review. It's a pleasure looking after you. Kind regards Paul
Review from verified client
July, 2023
Overall
Advice
Service
Value
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
I wanted a good independent financial adviser for pension planning
How has Paul Sanders helped you?
Goo Quality advice provided at all times
Have you seen the outcome you were hoping for?
Yes
Paul's reply
Dear Adam Thank you for the review. It's a pleasure looking after you. Kind regards Paul
First impression from a user who is not yet a client
July, 2023
Overall
Please provide a brief comment about your experience with Paul
I never give 5 stars, but first meeting couldn't have been any better. I like what I've heard so far
First impression from a user who is not yet a client
July, 2023
Overall
Please provide a brief comment about your experience with Paul
Willing to listen, understanding of my situation
Paul's reply
Hi John Thanks for the review. Kind regards Paul
First impression from a user who is not yet a client
July, 2023
Overall
Please provide a brief comment about your experience with Paul
Friendly and helpful discussion with no hard sell.
Paul's reply
Hi Paul Thanks for the review. Kind regards Paul
Review from verified client
July, 2023
Overall
Advice
Service
Value
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
Recently retired and wanted to discuss financial planning and inheritance tax implications going forwards.
How has Paul Sanders helped you?
He has given us confidence and reassurance that our future is fine and helped with inheritance planning.
Have you seen the outcome you were hoping for?
Yes, Paul’s advice has been timely and invaluable. He listens, takes time to understand the context, the client’s propensity for risk and advises accordingly. He is patient and objective; he does not try to override the client’s decisions.
What could they have done better?
In our case nothing in particular, he has fulfilled the brief we gave him.
Paul's reply
Dear Lorriane Thank you for the review, it's much appreciated and is a pleasure looking after you both. Kind regards Paul
First impression from a user who is not yet a client
June, 2023
Overall
Please provide a brief comment about your experience with Paul
really helpful and looking forward to the follow up
First impression from a user who is not yet a client
June, 2023
Overall
Please provide a brief comment about your experience with Paul
It was an informative and entertaining call. Paul listened and took on board my comments and I liked the approach that he outlined
First impression from a user who is not yet a client
June, 2023
Overall
Please provide a brief comment about your experience with Paul
Excellent, professional and honest. Enjoyed dealing with Paul!!
Review from verified client
May, 2023
Overall
Advice
Service
Value
Based in Warwickshire
What were the circumstances that caused you to initially look for an adviser?
Totally out of my depth with pensions
How has Paul Sanders helped you?
Made everything make sense
Have you seen the outcome you were hoping for?
Pretty confident I will do
Paul's reply
Dear Dawn Thank you for your review. It is a pleasure looking after you, Kind regards Paul
First impression from a user who is not yet a client
May, 2023
Overall
Please provide a brief comment about your experience with Paul
I had previously felt overburdened with so much advice and options, I really felt overwhelmed. I was perhaps a little single minded and blunt in putting forward my expectations to Paul. He listened carefully to what I'd said and explained in simple terms what a more realistic outcome for my investment could look like. He was calm, competent and reassuring. I look forward to the outcome when I'm in receipt of my funds and can move forward.
Paul's reply
Dear Anne Thank you very much for your review. I look forward to following up in due course. Kind regards Paul
First impression from a user who is not yet a client
May, 2023
Overall
Please provide a brief comment about your experience with Paul
A very useful and informative initial exchange of ideas, pending an assessment of my individual situation. Paul was direct and clearly well versed in the areas of concern to me, and helpfully put me in touch with a legal colleague.
Paul's reply
Dear Neville Thank you for the review. It was a pleasure speaking to you. I look forward to following up soon. Kind regards Paul
First impression from a user who is not yet a client
April, 2023
Overall
Please provide a brief comment about your experience with Paul
Clear communication and incisive observations by Paul marked our interaction.
Paul's reply
Dear Mallika Thank you for the review. It was a pleasure speaking to you. I look forward to following up soon. Kind regards Paul
Review from verified client
April, 2023
Overall
Advice
Service
Value
Based in Suffolk
What were the circumstances that caused you to initially look for an adviser?
Pension planning
How has Paul Sanders helped you?
The advice allowed me to retire early
Have you seen the outcome you were hoping for?
Exceeded
What could they have done better?
N/a
Paul's reply
Dear Kelvin Thank you for the review. It's a pleasure looking after you. Speak soon. Paul
Review from verified client
April, 2023
Overall
Advice
Service
Value
Based in London
What were the circumstances that caused you to initially look for an adviser?
Pension review and Investment advice following the voluntary wind up of my Limited company
How has Paul Sanders helped you?
Paul has given me reassurance that the financial planning decisions I have taken are appropriate considering short and long term objectives and has provided strong insight and advice to suggest changes to my portfolio to meet these objectives
Have you seen the outcome you were hoping for?
Yes - Overall very happy with the advice / recommendations, all of which I have implemented
Paul's reply
Dear Will Thank you for the review. It's a pleasure looking after you. Speak soon. Paul
Review from verified client
April, 2023
Overall
Advice
Service
Value
Based in Suffolk
What were the circumstances that caused you to initially look for an adviser?
Company Pension through Paul and the company he works for with added benefits of financial review, planning finances and investments
How has Paul Sanders helped you?
Excellent knowledge, information, guidance with all option’s explored with Paul, has certainly helped me to to be best prepared for now and the future.
Have you seen the outcome you were hoping for?
Yes in terms of my pension and investments progression and ongoing catch ups
What could they have done better?
Can’t think of anything which means Paul is doing an amazing job
Paul's reply
Dear Donna Thank you for the review. It's a pleasure looking after you. Thanks Paul
Review from verified client
April, 2023
Overall
Advice
Service
Value
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
Requirements for management of savings and financial olanning advice.
How has Paul Sanders helped you?
Pro-active and solutions-driven advice; timely responses.
Have you seen the outcome you were hoping for?
Yes.
Paul's reply
Dear David Thank you for the review. It is a pleasure looking after you. Kind regards Paul
Review from verified client
March, 2023
Overall
Advice
Service
Value
Based in London
What were the circumstances that caused you to initially look for an adviser?
My salary increased substantially and I wanted to make the best decisions and investments with the money
How has Paul Sanders helped you?
Paul has helped me to make decisions that have helped me plan financially for the future including opening a SIPP, pension investments, while making the most of my existing cash flow and minimising my tax by optimising where to put my money
Have you seen the outcome you were hoping for?
I feel confident in Paul's expertise, his advice has proven accurate and beneficial
What could they have done better?
nothing, paul is great at keeping in touch and explaining everything fully
Paul's reply
Thanks Kate It's a pleasure looking after you! Speak soon Paul
Review from verified client
March, 2023
Overall
Advice
Service
Value
Based in East Riding
What were the circumstances that caused you to initially look for an adviser?
Investment
How has Paul Sanders helped you?
Investments
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
We sometimes struggle with automatic and computerised communications
Paul's reply
Thanks Kathy It's a pleasure looking after you. Speak soon Paul
First impression from a user who is not yet a client
March, 2023
Overall
Please provide a brief comment about your experience with Paul
I have had an initial phone call with Paul to discuss whether there are better options for us regarding our pension funds and current financial adviser arrangements.
Paul's reply
Dear David Thank you very much for your review. I look forward to our follow up discussions. Kind regards Paul
First impression from a user who is not yet a client
March, 2023
Overall
Please provide a brief comment about your experience with Paul
Paul took the time to understand my particular circumstances and gave some very sound advice on specific areas of concern. I look forward to the follow- up call
Paul's reply
Dear Simon Thank you for the review. I look forward to following up soon. Kind regards Paul
First impression from a user who is not yet a client
March, 2023
Overall
Please provide a brief comment about your experience with Paul
I am not yet a paying client, but I appreciated Paul's work.
Paul's reply
Dear Matthew Thank you for the review. Speak soon Paul
Review from verified client
March, 2023
Overall
Advice
Service
Value
Based in West Sussex
What were the circumstances that caused you to initially look for an adviser?
Looking to consolidate pensions from previous roles.
How has Paul Sanders helped you?
The 3 pensions were transferred and Paul has been mindful to ensure they are now in a SIPP which is suitable for my age and future needs. He takes time to consider all the variables in my life, and provides sound advice regarding top ups and pension forecasts.
Have you seen the outcome you were hoping for?
Yes
Paul's reply
Dear Jane Thank you for the review. It's a pleasure looking after you. Kind regards Paul
Review from verified client
March, 2023
Overall
Advice
Service
Value
Based in London
What were the circumstances that caused you to initially look for an adviser?
Retiring have received funds from sale of shares in employer and inheritance.
How has Paul Sanders helped you?
He has helped me to focus on expenditure requirements and my appetite for risk. He has provided the comfort I needed around my own thoughts.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing to date.
Paul's reply
Dear Simon Thank you for the review. It's a pleasure looking after you. Kind regards Paul
First impression from a user who is not yet a client
March, 2023
Overall
Please provide a brief comment about your experience with Paul
I have had an initial meeting with Paul and he was very knowledgeable, professional and helped me to feel at ease. I have had a great experience so far and would highly recommend
Paul's reply
Dear Amy Thank you very much for your review. I look forward to our follow up. Best wishes Paul
First impression from a user who is not yet a client
January, 2023
Overall
Please provide a brief comment about your experience with Paul
We only had our first call. Pauls is very nice and he seem geniuinly interested in helping us with our financial planning. We're looking forward to our next call.
Paul's reply
Dear Ignacio Thank you for the review. Best wishes Paul
First impression from a user who is not yet a client
December, 2022
Overall
Please provide a brief comment about your experience with Paul
Paul is an informative individual he provide clarity on pension options and forward work program
Paul's reply
Dear Rajan Thank you for the review. Kind regards Paul
Review from verified client
November, 2022
Overall
Advice
Service
Value
Based in Hampshire
What were the circumstances that caused you to initially look for an adviser?
Retirement planning and long term investment
How has Paul Sanders helped you?
Paul has been very helpful in explaining the whole process and after reviewing my financial situation has provided me with the advise that will enable me to have a good control of my long term finances in order to continue my lifestyle well into retirement.
Have you seen the outcome you were hoping for?
Yes I now have a plan for managing my financial affairs long term in feel confident that I will have the lifestyle I desire now and in retirement
Paul's reply
Dear Bashir Thank you for the review. It is a pleasure looking after you. Kind regards Paul
First impression from a user who is not yet a client
November, 2022
Overall
Please provide a brief comment about your experience with Paul
Friendly, thorough, personable; seems to know the issues; explained the company and services well. Early days, but pleased nonetheless.
Review from verified client
November, 2022
Overall
Advice
Service
Value
Based in Surrey
What were the circumstances that caused you to initially look for an adviser?
Most appropriate investment strategy following inheritance together with financial planning leading up to retirement and post retirement income involving pension options.
How has Paul Sanders helped you?
Paul and his team have been professional and approachable at all times and could not have done more.
Have you seen the outcome you were hoping for?
The fiscal returns over the last year have been disappointing obviously but were largely unforeseeable and portfolio losses have been minimised through diversification.
What could they have done better?
Nothing, seriously!
Paul's reply
Dear Simon and Carol Thank you very much for the review. It is a pleasure looking after you both. Kind regards Paul
First impression from a user who is not yet a client
November, 2022
Overall
Please provide a brief comment about your experience with Paul
Paul was really easy to talk to, friendly, clear, professional and very reassuring. He gave my some really helpful advice regarding an inheritance. I look forward to speaking with him again in the near future.
Review from verified client
November, 2022
Overall
Advice
Service
Value
Based in Oxfordshire
What were the circumstances that caused you to initially look for an adviser?
I neded one
How has Paul Sanders helped you?
He has always given good advice and help
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing
Paul's reply
Dear Julian Thank you for the review. It is a pleasure looking after you. Speak soon Paul
Review from verified client
November, 2022
Overall
Advice
Service
Value
Based in Monmouthshire
What were the circumstances that caused you to initially look for an adviser?
Looking for a trustworthy place for my pension
How has Paul Sanders helped you?
Always there with sound and innovative advice
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Not really
Paul's reply
Dear Robert Thank you for the review. It is a pleasure looking after you. Speak soon Paul
Review from verified client
November, 2022
Overall
Advice
Service
Value
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
Having very good independent financial advice is very important
How has Paul Sanders helped you?
Trustworthy, professional, expert in his field
Have you seen the outcome you were hoping for?
Yes - a great service
Paul's reply
Dear Adam Thank you. It is a pleasure looking after you. Speak soon. Paul
Review from verified client
November, 2022
Overall
Advice
Service
Value
Based in West Sussex
What were the circumstances that caused you to initially look for an adviser?
3 old pensions which would be better consolidated
How has Paul Sanders helped you?
Paul took me through the different options and considered my age, working expectations and the type of lifestyle I would like upon retirement. Since initially consolidating my pensions, we have reviewed my SIPP to ensure it is covering my needs and I keep Paul appraised of any changes to my situation so we can ensure I have the best for me.
Have you seen the outcome you were hoping for?
yes
What could they have done better?
I am happy with the service received
Paul's reply
Dear Jane Thank you for the review. It's a pleasure looking after you. Speak soon. Paul
Review from verified client
October, 2022
Overall
Advice
Service
Value
Based in Suffolk
What were the circumstances that caused you to initially look for an adviser?
Company pension and subsequent retirement
How has Paul Sanders helped you?
Set up of drawdown pension, regular reviews, retirement financial advice.
Have you seen the outcome you were hoping for?
Generally yes, in challenging market
What could they have done better?
Fully satisfied
Review from verified client
October, 2022
Overall
Advice
Service
Value
Based in Kent
What were the circumstances that caused you to initially look for an adviser?
I am reaching retirement age, and was looking for independent advice to make sure I could afford to retire comfortably.
How has Paul Sanders helped you?
I was looking for advice regarding my pension and retirement. Paul gave me excellent advice around my pension, but also gave me great financial advice on forward planning that I had not even considered. This was given not only in a professional manner, but also in a friendly way so that I could easily understand all the issues, in what is becoming a complex matter. Fo anyone seeking fantastic independent advice look no further.
Have you seen the outcome you were hoping for?
Yes I have been given great advice.
What could they have done better?
Nothing
Paul's reply
Dear Neil Thanks for the review. Kind regards Paul
Review from verified client
October, 2022
Overall
Advice
Service
Value
Based in Essex
What were the circumstances that caused you to initially look for an adviser?
They where our company pension adviser’s
How has Paul Sanders helped you?
His advice,explanations are very good.
Have you seen the outcome you were hoping for?
Yes strong growth and financial stability in retirement
What could they have done better?
Nothing
Paul's reply
Hi Peter Thank you for the review. I look forward to catching up soon. Kind regards Paul
Review from verified client
October, 2022
Overall
Advice
Service
Value
Based in Hampshire
What were the circumstances that caused you to initially look for an adviser?
I wanted to obtain independent financial advice from a trustworthy adviser
How has Paul Sanders helped you?
5 years
Have you seen the outcome you were hoping for?
My investments have maintained the value that I expected relative to global financial markets
What could they have done better?
Paul has always listened to my requests, concerns and opinions then communicated financial options and outcomes to me in a clear and concise manner.
Paul's reply
Dear Rob and Sue Thank you for the review. It's a pleasure looking after you both. Kind regards Paul
Review from verified client
October, 2022
Overall
Advice
Service
Value
Based in Suffolk
What were the circumstances that caused you to initially look for an adviser?
Retirement planning
How has Paul Sanders helped you?
Given clear and honest advice and advised caution when appropriate.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing.
Paul's reply
Dear Nicky and Pete Thank you for the review. It's a pleasure looking after you both. Kind regards Paul
Review from verified client
October, 2022
Overall
Advice
Service
Value
Based in Suffolk
What were the circumstances that caused you to initially look for an adviser?
This was arranged by my employer MSC Shipping
How has Paul Sanders helped you?
Good clear advice and making the workings of pension’s easier to understand.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing all good
Paul's reply
Dear Nick Thank you for the review. It's a pleasure looking after you both. Kind regards Paul
First impression from a user who is not yet a client
October, 2022
Overall
Please provide a brief comment about your experience with Paul
Had a really lovely chat with Paul who gave my partner and I some much needed reassurances about our financial plans, great tips, and introduced us to some contacts to help with our specific needs. Thanks so much!
First impression from a user who is not yet a client
October, 2022
Overall
Please provide a brief comment about your experience with Paul
First Impression very good, based on first phone call conversation
First impression from a user who is not yet a client
October, 2022
Overall
Please provide a brief comment about your experience with Paul
Very confident Advisor who listened to me and was direct with the initial advice
First impression from a user who is not yet a client
September, 2022
Overall
Please provide a brief comment about your experience with Paul
Very professional but friendly meeting which answered all my questions and I felt that Paul had my best interests at heart.
First impression from a user who is not yet a client
August, 2022
Overall
Please provide a brief comment about your experience with Paul
A very pleasant person to talk to, having extreme patience when communicating with someone -me- who has a hearing deficiency, and is clear when offering advice.
Paul's reply
Dear Phillip Thank you very much for the review. It was lovely speaking to you. Kind regards Paul
Review from verified client
August, 2022
Overall
Advice
Service
Value
Based in Bristol
What were the circumstances that caused you to initially look for an adviser?
Had money to invest
How has Paul Sanders helped you?
He has given good advice which I am happy to follow.
Have you seen the outcome you were hoping for?
Yes in most cases
Paul's reply
Dear Carol Thank you for the review. It is a pleasure looking after you. Kind regards Paul
First impression from a user who is not yet a client
August, 2022
Overall
Please provide a brief comment about your experience with Paul
Paul was very professional and explained everything clearly
Paul's reply
Dear Lorraine Thank you very much for your review. I enjoyed our conversation. Kind regards Paul
Review from verified client
July, 2022
Overall
Advice
Service
Value
Based in East Sussex
What were the circumstances that caused you to initially look for an adviser?
We had money sitting not working well for us !
How has Paul Sanders helped you?
Merged our assets into investments that initially gained value, until the downturn this year.
Have you seen the outcome you were hoping for?
Yes and no due the recent downturn in investment.
What could they have done better?
Probably not.
Paul's reply
Dear Tom Thank you for the review. It is a pleasure looking after you both. Kind regards Paul
First impression from a user who is not yet a client
July, 2022
Overall
Please provide a brief comment about your experience with Paul
Pleasant, knowledgeable and direct. We found the initial conversation to be informative and look forward to the discovery meeting.
Paul's reply
Dear Colin Thank you for the feedback. I enjoyed speaking to you both. Kind regards Paul
First impression from a user who is not yet a client
July, 2022
Overall
Please provide a brief comment about your experience with Paul
Paul was very knowledgeable and provided honest, very helpful advice and perspective.
Paul's reply
Dear Rob Thank you. It was a pleasure speaking to you. Best wishes Paul
First impression from a user who is not yet a client
June, 2022
Overall
Please provide a brief comment about your experience with Paul
Paul seems very knowledgeable, honest and can explain things in words I can understand.
Paul's reply
Dear Justine Thank you very much for the review. Kind regards Paul
Review from verified client
April, 2022
Overall
Advice
Service
Value
Based in Suffolk
What were the circumstances that caused you to initially look for an adviser?
As arranged by former employer
How has Paul Sanders helped you?
Explaining the complexities of drawdown in a simple way.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing
Paul's reply
Dear Nick Thank you for your review. It is a pleasure looking after you both. Best wishes Paul
Review from verified client
April, 2022
Overall
Advice
Service
Value
Based in Suffolk
What were the circumstances that caused you to initially look for an adviser?
MSC
How has Paul Sanders helped you?
Good advice
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing
Paul's reply
Dear Ian Thank you for your review. It is a pleasure looking after you. Best wishes Paul
Review from verified client
April, 2022
Overall
Advice
Service
Value
Based in Oxfordshire
What were the circumstances that caused you to initially look for an adviser?
I needed someone to provide advice.
How has Paul Sanders helped you?
Yes
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing
Paul's reply
Dear Julian Thank you for the review. It's a pleasure looking after you. Kind regards Paul
Review from verified client
April, 2022
Overall
Advice
Service
Value
Based in Oxfordshire
What were the circumstances that caused you to initially look for an adviser?
Pensions
How has Paul Sanders helped you?
Pension planning
Have you seen the outcome you were hoping for?
Yes
Paul's reply
Dear Sara Thank you for the feedback. Always a pleasure looking after you. Kind regards Paul
First impression from a user who is not yet a client
April, 2022
Overall
Please provide a brief comment about your experience with Paul
Paul was very pleasant, competent and confident in his approach.
First impression from a user who is not yet a client
February, 2022
Overall
Please provide a brief comment about your experience with Paul
I had an initial interview for financial advice and felt that Paul had been honest and transparent.
Paul's reply
Dear David Thank you very much for the review. Hopefully speak soon. Kind regard Paul
First impression from a user who is not yet a client
January, 2022
Overall
Please provide a brief comment about your experience with Paul
Great experience and some good initail things to think about. Thank you.
Paul's reply
Thank you Graham. I look forward to following up soon. Kind regards Paul
First impression from a user who is not yet a client
December, 2021
Overall
Please provide a brief comment about your experience with Paul
The initial consultation was helpful understand what can I do with my financial situation. It was easy to understand as Paul explained in laymen terms without any jargon.
Paul's reply
Dear Manish Thank you very much for your review. Kind regards Paul
First impression from a user who is not yet a client
November, 2021
Overall
Please provide a brief comment about your experience with Paul
A very helpful and unhurried initial discussion that provided an introduction to TPO and Paul and allowed sufficient time to cover our circumstances and existing portfolio. Paul's questions and insights were much appreciated.
Paul's reply
Dear Michael Thank you again for the positive review. I look forward to following up in due course. Kind regards Paul
First impression from a user who is not yet a client
September, 2021
Overall
Please provide a brief comment about your experience with Paul
I have not heard from Pail
Paul's reply
TPO is genuinely sorry for the mix up that occurred. Your enquiry was not passed on to me due to someone else with a similar name contacting the company at the same time, and it was purely a result of human error trying to avoid duplication. Please accept my apologies for the mistake and let me know if I can help in any way, now or in the future.
First impression from a user who is not yet a client
September, 2021
Overall
Please provide a brief comment about your experience with Paul
Friendly. Explained the workings of TPO well and ascertained my needs succinctly.
Paul's reply
Dear Simon Thank you very much for your initial review. I look forward to following up. Best wishes Paul
First impression from a user who is not yet a client
August, 2021
Overall
Please provide a brief comment about your experience with Paul
I was impressed both with the speed with which Paul understood my financial position and his ability to then provide focused, clear and relevant advice. I was also struck that after the initial free consultation, he concluded by recommending that I didn't need any more advice at the moment. He left me confident in the choices that I had to make now (around pension drawdowns). I have strongly recommended him to others in my family that need advice.
Paul's reply
Dear Marcus Thank you very much for the review. I very much enjoyed our conversations. Best wishes Paul
First impression from a user who is not yet a client
June, 2021
Overall
Please provide a brief comment about your experience with Paul
First impression is that Paul is very approachable and knowledgeable although this was just an initial meeting and we did not get into too many details.
First impression from a user who is not yet a client
June, 2021
Overall
Please provide a brief comment about your experience with Paul
All good thanks
Review from verified client
June, 2021
Overall
Advice
Service
Value
Based in East Sussex
What were the circumstances that caused you to initially look for an adviser?
The limited increase in savings and investment I was getting.
How has Paul Sanders helped you?
With some excellent advice.
Have you seen the outcome you were hoping for?
It is definitely heading that way.
What could they have done better?
Currently very happy with how things are going.
First impression from a user who is not yet a client
May, 2021
Overall
Please provide a brief comment about your experience with Paul
I will when I have time
Review from verified client
April, 2021
Overall
Advice
Service
Value
Based in West Sussex
What were the circumstances that caused you to initially look for an adviser?
I had 3 old pensions which I wanted to amalgamate into 1 which gave greater flexibility, plus I wanted some professional advice on future planning
How has Paul Sanders helped you?
Paul was thorough in understanding my financial history and what I wanted for the future. He took time to explain exactly what each pension or investment would involve and potentially yield, and tailored the final solution so we could be confident it would meet my needs. His advice has been outstanding and I feel very confident in the strategies he has put into place for me.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing
Review from verified client
April, 2021
Overall
Advice
Service
Value
Based in Suffolk
What were the circumstances that caused you to initially look for an adviser?
Pension advise
How has Paul Sanders helped you?
Financial planning and investment
Have you seen the outcome you were hoping for?
Yes, excellent returns in a difficult climate
What could they have done better?
Nothing
Paul's reply
Dear Ian Thank you very much. It is a pleasure looking after you both. Speak soon. Paul
Review from verified client
April, 2021
Overall
Advice
Service
Value
Based in Yorkshire
What were the circumstances that caused you to initially look for an adviser?
Accumulated wealth through earnings as a partner. Retired now but work part-time via a company as a tax consultant and have multiple trustee and director roles.
How has Paul Sanders helped you?
Lively debates on strategy for making best use of the accumulated wealth.
Have you seen the outcome you were hoping for?
Yes - I was a personal tax partner with a Big 4 firm so am pretty savvy on personal financial matters but I need someone to cross-check and sometimes challenge my thinking - which Paul does.
Paul's reply
Dear Mike Thank you very much. It is a pleasure looking after you. Speak soon. Paul
First impression from a user who is not yet a client
April, 2021
Overall
Please provide a brief comment about your experience with Paul
Clear information.
First impression from a user who is not yet a client
March, 2021
Overall
Please provide a brief comment about your experience with Paul
It was a pleasure to have an initial introductory phone meeting with Paul last week. There were no time constraints and we were able to get to know Paul and the service he through The Private Office would be able to provide. Hopefully Paul was able to get an overall picture of our circumstances. Going forward we are very much looking forward to our next video conference meeting to establish a plan going forward.
First impression from a user who is not yet a client
March, 2021
Overall
Please provide a brief comment about your experience with Paul
really helpful chat - even if there seems little immediate need for us to work together.
First impression from a user who is not yet a client
March, 2021
Overall
Please provide a brief comment about your experience with Paul
A follow-up exploration meeting been arranged. After that not sure.
First impression from a user who is not yet a client
March, 2021
Overall
Please provide a brief comment about your experience with Paul
Very clear and concise, follow-up discussion wil allow greater clarity.
First impression from a user who is not yet a client
February, 2021
Overall
Please provide a brief comment about your experience with Paul
I had a very positive experience and would happily recommend Paul to others based on my experience. I had a first meeting with Paul to cover my current situation and my requirements. Paul was very open, clear, helpful and straightforward in our discussion. It was made very clear that any advice would be independent and there was no pressure put on me.
Paul's reply
Dear Richard Thank you for the review. I really enjoyed our conversation. Best wishes. Paul
Review from verified client
February, 2021
Overall
Advice
Service
Value
Based in Essex
What were the circumstances that caused you to initially look for an adviser?
Yearly review of SIPP
How has Paul Sanders helped you?
Understood our financial position and plans.reassured us that we are in a strong financial situation
Have you seen the outcome you were hoping for?
Yes, good to have support and advice
What could they have done better?
Nothing, advice and information very clear
Review from verified client
February, 2021
Overall
Advice
Service
Value
Based in Kent
What were the circumstances that caused you to initially look for an adviser?
Withdrawal of funds from a Lloyds pension scheme
How has Paul Sanders helped you?
Original transfer dealt with by previous adviser. Paul has been our advisor since the original advisor left and has been looking after our investments and my pension since.
Have you seen the outcome you were hoping for?
Yes.
What could they have done better?
Happy so far although charges seem a little on the high side.
First impression from a user who is not yet a client
February, 2021
Overall
Please provide a brief comment about your experience with Paul
Paul is very personable and described clearly the way forward. He has given me things to think about which I need to do to take things forward.
Review from verified client
February, 2021
Overall
Advice
Service
Value
Based in Kent
What were the circumstances that caused you to initially look for an adviser?
Initially we required general advice on wealth management to finance our retirement. This has progressed over the years to include advice and guidance on national insurance, taxation, shares and transfers of ISA.’s and also pensions into a SIPP and the management of those funds.
How has Paul Sanders helped you?
Paul has been advising us for several years and the recent help is for a change in our circumstances and the need for additional personal pension advice and the best way to start drawing off from our pension funds.
Have you seen the outcome you were hoping for?
The advice is ongoing but Paul’s advice has always been both clear and understandable at a level that makes sense to us. Paul understands our requirements, goals and financial standing and guides us in a helpful manner. The outcome from our recent meeting gave us further clarity and the actions from the call were detailed in a follow up e-mail. I am sure together we will achieve our goals.
What could they have done better?
Paul’s advice is always useful and pitched and presented at the right level for us. He always details future actions and completes them, so I’m not sure what more he could be doing for us at the moment.
Paul's reply
Hi Terry Thank you very much for the review. It is a pleasure looking after you and Sue. Kind regards Paul
First impression from a user who is not yet a client
February, 2021
Overall
Please provide a brief comment about your experience with Paul
Initial experience was very positive. I'm looking forward to the second discussion to see how things progress (hence the maybe in the box for "services in future" )
Paul's reply
Dear Angela Thank you for the review. I am looking forward to our follow up discussion. Kind regards Paul
First impression from a user who is not yet a client
January, 2021
Overall
Please provide a brief comment about your experience with Paul
I had a pretty straightforward question for Paul. In our 30 min free phone conversation, he was able to give me plenty of really helpful information regarding the issue I wanted to discuss with him. He was perfectly clear, resourceful and friendly. I would certainly use his services again in the future for more complex issues.
Paul's reply
Dear Bernd Thank you very much for the review. I look forward to hearing from you soon. Kind regards Paul
First impression from a user who is not yet a client
November, 2020
Overall
Please provide a brief comment about your experience with Paul
Really simple, down to earth explanation of a very complex subject
First impression from a user who is not yet a client
November, 2020
Overall
Please provide a brief comment about your experience with Paul
Paul took time to explain the different considerations to be taken into account. It was actually a pleasant experience not being given a sales pitch to get the business.
Review from verified client
November, 2020
Overall
Advice
Service
Value
Based in Surrey
What were the circumstances that caused you to initially look for an adviser?
Paul now looks after my full family's financial affairs - me and my family, my mother and my in-laws. He helps us get a full understanding of our entire situation managing each portfolio with care and attention required to everyones specific needs.
How has Paul Sanders helped you?
Paul provides the full spectrum of advice from investments, pensions, retirement, future care needs. As well as his own knowledge he uses the full strength and depth of TPO knowledge to give complete confidence that where necessary he has fully researched options as much as he understood our situation and needs.
Have you seen the outcome you were hoping for?
Yes and more. We have a sound view of our finances, clear options for the future laid out, and complete confidence that anything we need or things that change can be addressed immediately.
What could they have done better?
I'm normally very good on my constructive "even better if..." but honestly with Paul I don't have any, except please keep giving us the excellent service we have come to expect!
First impression from a user who is not yet a client
November, 2020
Overall
Please provide a brief comment about your experience with Paul
Had a really good first meeting with Paul, where he provided thorough information about the services, and also took the time to understand our objectives. He was friendly and engaging, and inspired confidence.
Paul's reply
Thank you Emma. It's really appreciated. I am glad you found our first meeting useful.
First impression from a user who is not yet a client
October, 2020
Overall
Please provide a brief comment about your experience with Paul
Paul was very clear and helpful on our first contact and I hope that he can get us sorted in respect of pension payments, financial planning for the future and ultimately our retirement.
Paul's reply
Thank you Neil. I am glad you found our first call informative. It's really appreciated.
First impression from a user who is not yet a client
October, 2020
Overall
Please provide a brief comment about your experience with Paul
Knowledgeable and personable adviser. Gave useful advice. Ethical company. Would happily recommend.
Paul's reply
Thank you very much for the review Ian. I really enjoyed speaking to you.
First impression from a user who is not yet a client
September, 2020
Overall
Please provide a brief comment about your experience with Paul
Paul was extremely helpful and explained everything very well. Myself and my partner have different levels of knowledge of finance and Paul was able to explain on both of our levels. Overall we were really happy with the service and gained a lot from the experience.
First impression from a user who is not yet a client
July, 2020
Overall
Please provide a brief comment about your experience with Paul
Paul is pleasant, easy to speak to and informative.
Review from verified client
March, 2020
Overall
Advice
Service
Value
Based in Berkshire
What were the circumstances that caused you to initially look for an adviser?
Wanted to look after my money affairs better
How has Paul Sanders helped you?
Has provided excellent advice particularly around pensions enabling us to be more efficient with our money
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing
Review from verified client
January, 2020
Overall
Advice
Service
Value
Based in Buckinghamshire
What were the circumstances that caused you to initially look for an adviser?
Conscientious, responsive, easy to work with
How has Paul Sanders helped you?
Advice and expertise
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing
Review from verified client
December, 2019
Overall
Advice
Service
Value
Based in East Riding
What were the circumstances that caused you to initially look for an adviser?
He was foisted onto us because Stuart wanted an easier life!
How has Paul Sanders helped you?
Always pleasant and polite, he has also taken my wife on as a client and she is quite happy.
Have you seen the outcome you were hoping for?
Yes thank you.
What could they have done better?
I don’t think so.
Review from verified client
December, 2019
Overall
Advice
Service
Value
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
I retired as a partner with KPMG and started my own businesses as a sole trader and via a consulting company.
How has Paul Sanders helped you?
Rightly challenged some of my thinking.
Have you seen the outcome you were hoping for?
More expectation than hope. I don't think you should employ a financial adviser in hope. He has certainly met my expectations.
Review from verified client
December, 2019
Overall
Advice
Service
Value
Based in Hertfordshire
What were the circumstances that caused you to initially look for an adviser?
Paul took over my account.
How has Paul Sanders helped you?
He talked through my finances to get a good understanding of my situation and gave me good sensible advice .
Have you seen the outcome you were hoping for?
Hard to say until I see how my funds perform over the next year.
Review from verified client
December, 2019
Overall
Advice
Service
Value
Based in Essex
What were the circumstances that caused you to initially look for an adviser?
He managed my pension fund whilst at work, the upon retirement assist with financial planning.
How has Paul Sanders helped you?
Gives advise on SIP and tax planning etc.
Have you seen the outcome you were hoping for?
Have maintained my pot even though had drawdown cash.
What could they have done better?
The issues with the platform/Ascentric could have been communicated better.
Review from verified client
December, 2019
Overall
Advice
Service
Value
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
Retirement planning
How has Paul Sanders helped you?
Providing quality financial advice
Have you seen the outcome you were hoping for?
Yes thank you
Review from verified client
December, 2019
Overall
Advice
Service
Value
Based in Suffolk
What were the circumstances that caused you to initially look for an adviser?
Retirement
How has Paul Sanders helped you?
Advised and managed portfolio for me and my employers
Have you seen the outcome you were hoping for?
All looking good and Paul always available for questions or review
What could they have done better?
All good, financial conditions currently challenging but Paul reassuring and pragmatic
Review from verified client
December, 2019
Overall
Advice
Service
Value
Based in Hampshire
What were the circumstances that caused you to initially look for an adviser?
Retired and needed to invest lump dum
How has Paul Sanders helped you?
Listened to my needs and fulfilled my requirements with the correct investment
Have you seen the outcome you were hoping for?
100%
What could they have done better?
He has mets my needs at a difficult time so not much more
Review from verified client
November, 2019
Overall
Advice
Service
Value
Based in Cheshire
What were the circumstances that caused you to initially look for an adviser?
Long term planning by TPO and its predecessors
How has Paul Sanders helped you?
With friendly and efficient advice on the matters given above
Have you seen the outcome you were hoping for?
As far as can be judged at the present time
What could they have done better?
I cannot see any way Paul's service could be further improved as it is already exemplary
Review from verified client
November, 2019
Overall
Advice
Service
Value
Based in Suffolk
What were the circumstances that caused you to initially look for an adviser?
Sipp with previous employer
How has Paul Sanders helped you?
Advised on investments
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing
Review from verified client
November, 2019
Overall
Advice
Service
Value
Based in Suffolk
What were the circumstances that caused you to initially look for an adviser?
TPO were our advisers from my employees at Mediterranean Shipping Company.
How has Paul Sanders helped you?
Ensured my fund was transferred and set up for drawdown. Gave me advice on what would be best for my circumstances.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing I can think of
Review from verified client
November, 2019
Overall
Advice
Service
Value
Based in Oxfordshire
What were the circumstances that caused you to initially look for an adviser?
I needed hood advice
How has Paul Sanders helped you?
He provides good solid advice and I believe makes the best of my investments.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing.
Review from verified client
November, 2018
Overall
Advice
Service
Value
Based in Suffolk
What were the circumstances that caused you to initially look for an adviser?
Company Pension management, retirement planning
How has Paul Sanders helped you?
Personal one to one advice, on Pension investment, management, tax efficiency
Have you seen the outcome you were hoping for?
Yes, happy with the position as i approach retirement
What could they have done better?
All has been well so far
Review from verified client
November, 2018
Overall
Advice
Service
Value
Based in Yorkshire
What were the circumstances that caused you to initially look for an adviser?
I was unhappy with my previous advisor and was recommended to Stuart Phillips who eventually passed me over to Paul.
How has Paul Sanders helped you?
I received clear advice and explanations.
Have you seen the outcome you were hoping for?
Generally, steady growth in line with my requests
What could they have done better?
Keep it up,
Review from verified client
November, 2018
Overall
Advice
Service
Value
Based in Suffolk
What were the circumstances that caused you to initially look for an adviser?
Future planning
How has Paul Sanders helped you?
Explained everything clearly - covered various options and undertook a range of forecasts/scenarios for consideration.
Have you seen the outcome you were hoping for?
Not finalised yet but looking promising.
What could they have done better?
No further suggestions to add.
Review from verified client
November, 2018
Overall
Service
Advice
Value
Based in Hertfordshire
What were the circumstances that caused you to initially look for an adviser?
I was reviewing my financial planning generally and wanted to maximize the future for my young daughter.
How has Paul Sanders helped you?
He assessed my situation and illustrated what it would mean going forward and then built a plan to make that happen, adapting it as circumstances changed and evolved.
Have you seen the outcome you were hoping for?
So far the outcome has been positve
Review from verified client
November, 2018
Overall
Advice
Service
Value
Based in North Humberside
What were the circumstances that caused you to initially look for an adviser?
I sold a farm 7 years ago and needed advice where to invest the proceeds of the sale.
How has Paul Sanders helped you?
Initially Stuart Phillips of TPO was my adviser so I have only known Paul for about 3 years. His advice on managing my investments and future tax planning is excellent though not being very savvy about these matters I find some of it difficult to comprehend!
Have you seen the outcome you were hoping for?
Yes, my investments have yielded well and I have been able to draw a comfortable income . However, since March this year the financial situation has meant that my investment portfolio has taken a downturn.
What could they have done better?
Paul is always available to discuss anything but due to his busy schedule phone calls must be prearranged.
Review from verified client
November, 2018
Overall
Advice
Service
Value
Based in Surrey
What were the circumstances that caused you to initially look for an adviser?
I had various pots of savings and ISAs, various insurance/ protection policies and complex pension situation but no time to ensure they were working hard for me and no idea what I needed to have for options on retiring
How has Paul Sanders helped you?
Paul did the initial assessment and scenarios; advised on how I could maximise returns based very specifically on my risk appetite and future plans; taken control of all my assets for me, so that he can make all the changes and make all enquiries needed on my behalf; provided very regular updates and changes to ensure my portfolio performs to our agreed aspirations while the world changes around us; helped me with all my investments and pension changes required since.
Have you seen the outcome you were hoping for?
Absolutely. Firstly I have complete confidence my savings and pension are working hard and are safe; secondly they do everything for me so I don't have to do any of the transactions or find out any information - they take all that burden off me; thirdly everything is performing very well financially and they can very clearly show me my earnings and their fees so I can see the great returns
What could they have done better?
I'm struggling with this. Paul and his team are so proactive in looking after my assets and know my circumstances and plans so well, that I genuinely can't think of anything they could have done better. I feel if there was I could have told them directly and they would have responded positively anyway
Review from verified client
November, 2018
Overall
Advice
Service
Value
Based in Cheshire
What were the circumstances that caused you to initially look for an adviser?
Because I recently divorced and as part of my settlement, I received half of my ex husbands pension.
How has Paul Sanders helped you?
He advised me how to invest my pension in the best way for me, with the best platforms, to achieve an income in my retirement. He also advised me with some other pension and financial matters that have arisen since. He has been so helpful and professional in his approach to me, advice and care.
Have you seen the outcome you were hoping for?
Yes I am happy with the outcome so far.
What could they have done better?
I don’t think he could have advised me any better. We have regular meetings and updates and I feel that if I have any issues, I can turn to Mr Sanders for advice. He is very professional and knowledgeable. He has a very empathetic approach and I am delighted with the service he’s given to me.
Review from verified client
November, 2018
Overall
Advice
Service
Value
Based in Oxfordshire
What were the circumstances that caused you to initially look for an adviser?
I need professional advice
How has Paul Sanders helped you?
He provided competent and professional advice
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing
Review from verified client
November, 2018
Overall
Advice
Service
Value
Based in Suffolk
What were the circumstances that caused you to initially look for an adviser?
Retirement
How has Paul Sanders helped you?
Investment planning, retirement planning, transferring funds between pensions.
Have you seen the outcome you were hoping for?
Yes
Review from verified client
November, 2018
Overall
Advice
Service
Value
Based in Hertfordshire
What were the circumstances that caused you to initially look for an adviser?
I was looking for a financial adviser to invest my savings and plan for Inheritance tax.
How has Paul Sanders helped you?
Paul along with his team went through all my portfolio ,checked my retirement and investment income and other assets. I have two daughters and they were looking to have property of their own. We had long discussionsand meetings and now one of the daughters is owning her own house and the other one has enough funds to purchase her own property. Enough funds are invested to mitigate the inheritance tax as much as possibleand all this withought having to lower my standard of living.
Have you seen the outcome you were hoping for?
Yes.
What could they have done better?
If i had met him ten years back he probably would have been able to save more for inheritance tax.
Review from verified client
November, 2018
Overall
Advice
Service
Value
Based in Suffolk
What were the circumstances that caused you to initially look for an adviser?
Retirement Planning
How has Paul Sanders helped you?
Sound professional advice
Have you seen the outcome you were hoping for?
Not yet but coming soon
What could they have done better?
As required
Review from verified client
November, 2018
Overall
Advice
Service
Value
Based in Essex
What were the circumstances that caused you to initially look for an adviser?
In planning my retirement and further monetary requirements.
How has Paul Sanders helped you?
Give advice and offer suggestions and future planning.
Have you seen the outcome you were hoping for?
Yes, sipp is above inflation and providing me with a good income,advice and information are Continually provided.
What could they have done better?
Possibly more contact when markets are volatile,to give overview.
Review from verified client
November, 2018
Overall
Advice
Service
Value
Based in Suffolk
What were the circumstances that caused you to initially look for an adviser?
This was provided by my employers MSC Shipping
How has Paul Sanders helped you?
Good clear advice re drawdown, what is happening in the markets and what he felt was sustainable regarding drawdown
Have you seen the outcome you were hoping for?
Yes.
What could they have done better?
Nothing more as Paul made everything easier to understand.
Review from verified client
November, 2018
Overall
Advice
Service
Value
Based in Hertfordshire
What were the circumstances that caused you to initially look for an adviser?
A liquidity event linked to the sale of a business.
How has Paul Sanders helped you?
Long term financial planning.
Have you seen the outcome you were hoping for?
I’m happy with the advice received to date.
What could they have done better?
Nothing to note.