James Richards

James Richards

Ernest Grant Ltd

Minimum savings/pensions: Over £100,000

0121 347 6924
Based in Solihull
View location

Top Rated 2025
Verified since: April, 2019

4.9 out of 5

87 reviews


Checks carried out by VouchedFor

  • FCA Regulated

    Last checked: 15 July 2025

    James and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority

  • 16

    Recent Client Reviews

    Verified reviews: 100%

    James has received 16 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 30 June 2025

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • Qualifications Uploaded

    Qualifications not yet added

    James has not yet added their qualifications to their profile

  • Transparent Fees

    Fees not yet added

    James has not yet added their fees to their profile

Checks carried out by VouchedFor

  • FCA Regulated

    Last checked: 15 July 2025

    James and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority

  • 16

    Recent Client Reviews

    Verified reviews: 100%

    James has received 16 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 30 June 2025

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • Qualifications Uploaded

    Qualifications not yet added

    James has not yet added their qualifications to their profile

  • Transparent Fees

    Fees not yet added

    James has not yet added their fees to their profile

Over 20 years experience in the financial advice sector, specialising in advice to both corporate and private clients. I believe passionately that sound financial planning is key to delivering a successful financial future and a prerequisite to our clients achieving their goals. I am proud to work with a highly skilled, motivated and professional support team focused on delivering exceptional client service and continually improving the experience of our clients. In day to day practice my main aim to ensure our clients achieve their financial and lifestyle goals through a range of financial planning solutions and a consistent review process. I look after clients through all walks of life and our corporate clients range from smaller Director owned businesses to large corporate entities. I advise across a range of areas, including but not limited to Retirement & Pension Planning, Investment Planning, Protection & Estate Planning. I also advise corporate clients on a range of Employee Benefit, Workplace Pension and Business Protection solutions. Client care is at the heart of everything we do!

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About James's clients

Based on responses provided by clients who have reviewed this adviser

Clients' level of financial expertise

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Savings

Clients' level of financial expertise

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Adviser Disclaimer

Ernest Grant Ltd is an appointed representative of Sense Network Ltd which is authorised and regulated by the Financial Conduct Authority. We are entered on the FCA Register No 568558 www.fsa.gov.uk/register/home. For consumer help visit www.moneyadviceservice.org.uk