Reviewed for

Insurance and Protection ( 9 )

Mortgages ( 15 )

Pensions ( 68 )

Equity Release ( 2 )

Retirement income (annuities, drawdown) ( 48 )

Auto Enrolment ( 2 )

Investments and Savings ( 33 )

Pension Transfers - Non Specialist ( 14 )

Inheritance Planning ( 5 )

Long Term Care ( 2 )

Pension Transfers - Specialist ( 12 )

Financial Planning ( 5 )

Financial Mentoring ( 1 )

Reviewers' assets

£500k+ ( 5 )

£200k - £500k ( 12 )

£100k - £200k ( 11 )

£50k - 100k ( 8 )

Up to £50k ( 9 )

Client reviews

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I needed advice about the wisdom of merging two frozen pensions and the possibility of moving the respective pensions to get the best return on my investment. As a 51 year old my pensions have gained rather more importance recently!

How has Martin Brennan helped you?

Martin came and met with me and my husband personally in our home. I talked to him about my current situation and the queries I had over my pensions. Martin asked me detailed questions and sent over a variety of questionnaires and surveys to ascertain the level of risk I would be happy with and my understanding of finance. He researched my current pensions and explored the other pensions available and then came back to see me with a detailed report as to my situation and how it could be bettered. His report was clear and concise and I trusted Martin completely. I was happy to combine and transfer both pensions and will see how they progress with the ongoing advice and support of Martin.

Have you seen the outcome you were hoping for?

I was given advice and information about my situation, which was what I wanted and will now have to wait and see how the pension progresses!

What could they have done better?

Nothing

Martin's reply

Felicity, thanks so much for providing feedback on my service and I'm really pleased that my advice has been helpful for you. Rest assured, I will continue to monitor your pensions and I'm available should you have any questions at any time.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Worcestershire

What were the circumstances that caused you to initially look for an adviser?

Recommendation

How has Martin Brennan helped you?

Retirement planning, pensions and savings advice

Have you seen the outcome you were hoping for?

Yes

Martin's reply

Thank you for your feedback John, it is very much appreciated.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

My initial request was regarding a number of private pensions I wanted to consolidate.

How has Martin Brennan helped you?

Martin helped me to consolidate my pensions and gave me the information and advice I needed to help plan my finances in the future

Have you seen the outcome you were hoping for?

Yes I am happy with where I am now and feel in control if my finances now I have retired

What could they have done better?

I am happy with Martins service and don’t see anything that could have been improved

Martin's reply

Many thanks for your feedback Corinne, its very much appreciated. I look forward to meeting at our next review, but if you have any changes or questions in the interim, please let me know.

Review from verified client

October, 2023

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I am due to retire and wanted advice about managing my lump sum and two small private pensions.

How has Martin Brennan helped you?

He attended my home for a free initial discussion, then after talking through my circumstances gave me reassurance, some simple advice and the comforting words that he didn’t think I need him! He set my mind at rest, and kindly offered for me to contact him if I had any follow up questions. I had been a little reluctant to speak with a financial advisor, but I was very impressed by his professionalism and approachability.

Have you seen the outcome you were hoping for?

Yes - reassurance about my overall financial plans.

What could they have done better?

Nothing. Somebody less scrupulous might have taken me on as a client unnecessarily. He listened to who I was and what I wanted from my retirement finances, then advised honestly in line with that.

Martin's reply

Kate, thank you for your feedback, it is very much appreciated. I'm glad I was able to assist you in plotting the best path to retirement. I wish you all the best and a happy retirement.

Repeat review from verified client

September, 2023

Overall

Advice

Service

Value

Based in West Midlands

This review is a follow-up review from a client who left a review previously.

How has Martin Brennan helped you since your last review?

Martin is very much a professional and gives me his expert advice to a very high standard. He gives me the confidence knowing he is only a call away and the annual review is very comprehensive and informative. I am very grateful for his support and level of service I receive.

Martin's reply

Many thanks for your feedback Gerry, it is very much appreciated. I'll endeavour to monitor your portfolio and look forward to our next conversation. If you need to check anything in the interim, just let me know.

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in Staffordshire

What were the circumstances that caused you to initially look for an adviser?

Befor and After reiterment advise

How has Martin Brennan helped you?

Martin Brennan has helped me a great deal with his advise I am happy with the way things are going

Have you seen the outcome you were hoping for?

Under the circumstances of the last few year's I think it is the best I could have done

What could they have done better?

Martin has given me options and advice and honestly Don't think he could Do any more

Martin's reply

Many thanks for your feedback Mick, it is very much appreciated.

Review from verified client

July, 2023

Overall

Advice

Service

Value

Based in Staffordshire

What were the circumstances that caused you to initially look for an adviser?

I was looking for a specialist in ESG advice

How has Martin Brennan helped you?

He has given comprehensive, relevant advice in a pleasant, timely and efficient manner

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing!

Martin's reply

Many thanks for your feedback Erica, it is very much appreciated.

Review from verified client

June, 2023

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Im coming to retirement age, and some of my pension pots have been losing a lot of money. I need to decide the best way to move forward in securing my pension pots. I was reluctant at going down the road of getting an advisor, as you hear so many horror stories.

How has Martin Brennan helped you?

Martin really explained things to be, in a manner that was aimed at my level of knowledge. No question was too silly. He has made the whole process easy and 'painless'. He has helped settle my mind, so as to have a clearer understanding of some vitally important steps for my future retirement.

Have you seen the outcome you were hoping for?

At the moment, I have been able to consolidate my pension pots, (in hopefully a more secure pension account), with a provider who in the future will be able to provide the pension options I will be looking for.

What could they have done better?

Nothing really, some issues have arisen with my old provider, who delayed the process of providing information on my pension pots, but Martin dealt with this for me, and made a complaint.

Martin's reply

Many thanks for your feedback Mary, I'm really pleased to have helped you. I'll continue to provide advice to ensure that you stay on track to achieve your goals.

Review from verified client

June, 2023

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Needed pension advice.

How has Martin Brennan helped you?

Guided me through the pension and investment system.

Have you seen the outcome you were hoping for?

Overall I am satisfied.

What could they have done better?

We would all like better results from investments, but we have to be realistic.

Martin's reply

Many thanks for your feedback Martin, it's much appreciated to ensure my advice remains effective. I'll continue to monitor things over the course of the year until our next review, but let me know if you require anything in the interim.

Review from verified client

May, 2023

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I was retiring at 65 and I needed advice, I logged on to a Government website for local advisors and not overly impressed with most of them for various reasons. It came down to two of them both living very local to me I chose to speak to Martin first because I liked his website and he looked straight forward. I spoke to him and we hit it off immediately so made an appointment for him to come to see me and my wife.

How has Martin Brennan helped you?

I had my company pension when I left and it was a nice surprise to see how good it was and how many options there were for me to consider. That's why you need an advisor to explain the options fully, Martin took the time to help us work out what were our best options and helped understand what we needed for our future. You need to get the balance between the amount of cash you take and the amount of pension you need. He even contacted my employers to check a couple of facts about my pension which turned out to be very beneficial to me and it was nice to know that in is opinion it was a very good pension and felt he couldn't have improved upon it. I also had three smaller pensions which I had collected over a 30 year period with various firms gave all the details to him and found out that there was quite a substantial amount. He advised combining all three into a drawdown type of pension, it has been excellent, and although over the years I have made many withdrawals totalling around £30,000 the performance of the investments have replenished my fund. We have found him always very professional, friendly, and always ready to answer any questions you have if you contact him, we look forward to his annual visit because you know you will get a full update and report of what is going on.

Have you seen the outcome you were hoping for?

More than I could have hoped for.

What could they have done better?

Not sure what more he could have done

Martin's reply

Many thanks for your feedback Steve, it is really appreciated. I'm really pleased that the plans that we put in place have been successful and are allowing you to enjoy your retirement. I'll continue to monitor the plan over the course of the year, but please let me know if you have any questions at any time . I look forward to meeting up with you and Judy at our next review meeting.

Review from verified client

May, 2023

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Losing a lot of money with existing so called safe option with pension provider.

How has Martin Brennan helped you?

Outlining why I have lost so much money in these extraordinary circumstances

Have you seen the outcome you were hoping for?

Not yet

What could they have done better?

Fast and efficient service. Only time will tell if advice pays off.

Martin's reply

Thank you for your feedback Robert. I'll monitor my recommendations to you and I'm confident you will achieve the outcome that you desire.

Review from verified client

May, 2023

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

My previous adviser retired

How has Martin Brennan helped you?

Sound financial advice and understanding of my attitude to investments to give me the income I need.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing really

Martin's reply

Many thanks for your feedback Marilyn, it is very much appreciated. I look forward to continuing to provide you with advice in the future.

Repeat review from verified client

May, 2023

Overall

Advice

Service

Value

Based in West Midlands

This review is a follow-up review from a client who left a review previously.

How has Martin Brennan helped you since your last review?

Martin assisted in arranging the lump sum payment from my Aviva pension, and also arranging the amalgamation of my person pension with Royal London and my works pension from Aegon. In order to obtain the best drawdown payments to suit my current needs, whilst limiting any tax implications

Martin's reply

Many thanks for your feedback Martin, and I'm glad that you are confident in achieving your goals. Just let me know if you have any questions at any time and I look forward to our next meeting.

Review from verified client

April, 2023

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I was approaching retirment and was unclear on how best to invest my lump sum.

How has Martin Brennan helped you?

Martin explained the options open to me very clearly, and was able to answer all of my many questions in a way that I could understand. My experience and knowledge of financial management and tax efficiency is very limited. Martin's approach has been absolutely invaluable and I am very grateful to him.

Have you seen the outcome you were hoping for?

Absolutely, in fact my outcome has exceeded my expectations.

What could they have done better?

No improvement needed.

Martin's reply

Many thanks for your feedback Jackie, I'm really pleased that I was able to help you and I look forward to providing advice in the future.

First impression from a user who is not yet a client

March, 2023

Overall

Please provide a brief comment about your experience with Martin

Very friendly and approachable, made us feel at ease and answered all questions, left with food for thought and a clearer plan

Review from verified client

March, 2023

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

To be able to access and use the 25% tax free element of my pension

How has Martin Brennan helped you?

Martin found an option for me to combine and switch my pensions. Also, suggested, taking a lump sum and a regular monthly amount rather than the maximum of my 25% tax free element.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. I couldn’t fault Martin’s knowledge, experience and expertise

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Staffordshire

What were the circumstances that caused you to initially look for an adviser?

I needed help setting up an investment portfolio and pension plan.

How has Martin Brennan helped you?

Martin has consistently provided guidance and assistance with my investments.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

I've been perfectly happy with Martin's work.

Martin's reply

Thank you for your feedback Steve, I appreciate it and I look forward to providing you with advice in the future.

Review from verified client

September, 2022

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I needed an advisor to help witn my private pension.

How has Martin Brennan helped you?

His expertise & experience helped guide me through all the options available to me.

Have you seen the outcome you were hoping for?

Yes. Very much so.

What could they have done better?

Not a lot more to be honest. I got what I needed.

Martin's reply

Many thanks for your feedback Ian, it's very much appreciated. I'll continue to monitor your portfolio and I look forward to meeting again at the annual review. If you require anything in the interim, just let me know.

Repeat review from verified client

September, 2022

Overall

Advice

Service

Value

Based in West Midlands

This review is a follow-up review from a client who left a review previously.

How has Martin Brennan helped you since your last review?

Martin continues to give me his expert advice. He also informs me regularly of any changes to my pension that I need to be aware of. His advice is very important and welcomed.

First impression from a user who is not yet a client

September, 2022

Overall

Please provide a brief comment about your experience with Martin

Extremely helpful. I have every confidence that he will be able to help me make sound financial decisions in the future.

Review from verified client

April, 2022

Overall

Advice

Service

Value

Based in Warwickshire

What were the circumstances that caused you to initially look for an adviser?

I was looking for advice on how to save towards retirement.

How has Martin Brennan helped you?

Martin able to provide me with a detailed review of options available to me.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

I was very happy with the service provided.

Martin's reply

Paul and Sian, many thanks for your comments and I look forward to providing you with ongoing advice in pursuit of your objectives

Review from verified client

April, 2022

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I had received a lump sum and wished to invest it wisely with a view to longer term financial security. A friend recommended Martin.

How has Martin Brennan helped you?

He has helped me with financial planning for the future so that I feel more confident about the investments I have made. We have looked at the ethical and sustainable aspect of investment, which is important. I very much appreciated the time Martin took to explain the finer details of investments and he was always happy to answer questions. I felt that our discussions were very useful.

Have you seen the outcome you were hoping for?

I am happy with the investments I have made.

Martin's reply

Many thanks for your feedback Carol, your comments are very much appreciated. I look forward to providing you with ongoing advice, and please let me know if you have any questions at any time.

Repeat review from verified client

April, 2022

Overall

Advice

Service

Value

Based in West Midlands

This review is a follow-up review from a client who left a review previously.

How has Martin Brennan helped you since your last review?

Martin helped me obtain cash from my pension whilst I was going through health problems which meant I have had to stop work temporarily and my salary stopped. I was unable to receive any benefits although I tried, so taking money from my pension was my only option. Of course we are going through a price hike too with all the bills going up, so again, this was a very welcome financial cushion. I don't know what I would have done without this option.

Martin's reply

Many thanks for your feedback Tina, it is very much appreciated.

Review from verified client

March, 2022

Overall

Advice

Service

Value

Based in Worcestershire

What were the circumstances that caused you to initially look for an adviser?

Poor performance and no contact from my pension provider caused me to look elsewhere and Martin came highly recommended

How has Martin Brennan helped you?

Martin helped us sort out a very confusing mortgage and set out plans for us to pay this off in the timescale and then looked at my pension which I was not happy with. He will be keeping a keen eye on my portfolio and providing information and advice which I simply do not have the time or knowledge about.

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

Nothing

Martin's reply

Many thanks for your feedback Jon, it is very much appreciated. I look forward to providing you with ongoing advice.

Review from verified client

February, 2022

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I originally contacted Martin in December 2021 while trying to decide what to do with my recently matured pension fund. My existing pension provider seemed perplexingly disinterested in offering me practical post retirement investment advice and I was at a loss to know what to do for the best.

How has Martin Brennan helped you?

From the outset Martin has made sense of what financial routes were available to me, patiently explaining any jargon or technicalities I was unsure about. His approach has at all times been professional, unpressurised and customer led, with investment options clearly presented for me to carefully consider before proceeding. His advice has at all times felt unbiased and diligently tailored to my circumstances.

Have you seen the outcome you were hoping for?

As a result of Martin’s assistance I have chosen an investment vehicle which I feel reassured will provide me with a regular income from a fund that will be competently managed to optimise any potential for additional capital growth. I therefore feel my expectations so far have been fully realised.

What could they have done better?

I can’t think of anything else at present. I would therefore rate my initial customer experience with Martin as excellent, and feel confident that this support will continue to be on hand as and when further investment decisions need to be made as time goes by. I’m therefore happy to recommend Martin without reservation.

Martin's reply

Many thanks for your feedback Paul, your comments are very much appreciated. I look forward to providing you with ongoing advice on the management of your pension and please let me know should you have any questions at any time. Thanks again, Martin.

Review from verified client

January, 2022

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I decided that with my retirement approaching I needed advice on how my current pensions were performing and what options were available to try and maximise my investments.

How has Martin Brennan helped you?

Martin is very knowledgeable and thorough. He discussed what my retirement plans were then he did some research on my current pensions. It became apparent that they were not set to achieve my desired outcome and some were not achieving what they could have been in the current market. After reviewing all Martin’s advice, I decided to amalgamate them into one policy which was more suited to my needs. Martin did all the paperwork and kept me informed of every stage of the process. I now feel I have more control of my investment and thanks to him I am more knowledgeable of the pension market. I feel happy that Martin will now be monitoring my investment and giving me any necessary advice going forward.

Have you seen the outcome you were hoping for?

I am certain with Martin now managing my pension I will achieve my desired outcome.

What could they have done better?

Martin couldn’t have done anything better, my only regret is that I didn’t seek his advice sooner.

Martin's reply

Many thanks for your feedback John, it is very much appreciated. I'm really pleased to have been able to assist you with your pension planning and I look forward to monitoring our plan in the years to come.

Repeat review from verified client

December, 2021

Overall

Advice

Service

Value

Based in West Midlands

This review is a follow-up review from a client who left a review previously.

How has Martin Brennan helped you since your last review?

Since the last review with the help of Martin I have been able to retire early. During the last year he advised me to move my investments to a different plan, the result has been that they had a significant increase over the last year. He was able to show me comparison between my investments and the competition and how they had exceeded the competition. He is always able to explain clearly complex financial information and also take into account personal requirements. I fully recommend him.

Martin's reply

Many thanks for your feedback Dave, it is very much appreciated. I'm really pleased that your plans for early retirement have worked out so well, and I look forward to providing you with advice in the years to come. Just let me know if you have any questions at any time.

Repeat review from verified client

December, 2021

Overall

Advice

Service

Value

Based in West Midlands

This review is a follow-up review from a client who left a review previously.

How has Martin Brennan helped you since your last review?

By explaining carefully and thoroughly how the investments have performed. The written report he provided was clear and understandable as were the accompanying verbal explanations.

Martin's reply

Many thanks for your feedback Karen, it is really useful to know that our reviews are of value. I'm happy with the modifications we have agreed with your portfolio, and look forward to continuing to provide you with advice in the years to come.

Repeat review from verified client

December, 2021

Overall

Advice

Service

Value

Based in West Midlands

This review is a follow-up review from a client who left a review previously.

How has Martin Brennan helped you since your last review?

Martin has just carried out my first annual pension review, at which he showed me latest reports of my pension's performance over the last 12 months compared with the rest of the market and also how the product itself has compared over a 5 year period. We went through the reports with Martin once again explaining how the investments were broken down, the reasoning behind this and how the Covid situation has impacted investments, showing the trend indicated by the graphs in the report. After this first teview, I am even more confident that I chose the right financial advisor. Martin is knowledgeable, able to explain things in layman's terms and I feel that my pension pot is in good hands. I would have no hesitation in recommending his services.

Martin's reply

Many thanks for your comments Gary, they are very much appreciated. I look forward to continuing to provide advice in the years to come and let me know if you have any questions at any time.

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I was turning 55 and wanted to stop working. I needed an income and had 4 pensions which I wanted to transfer into one policy to drawdown from.

How has Martin Brennan helped you?

Martin Brennan met with me and my husband to go through exactly what I needed. Martin then went away and did research on my 4 policies and came up with one policy with an ethical investment which I could drawdown from until I reach retirement age and receive my old age pension from the government.

Have you seen the outcome you were hoping for?

Yes, I now have one policy and am receiving a monthly income.

What could they have done better?

Martin couldn't have done any more. Martin was very helpful and I am satisfied with the outcome.

Martin's reply

Thank you for your kind words Julie and I'm really pleased to have helped you. I look forward to providing you with advice in the coming years, and let me know if you ever have any questions at all.

Review from verified client

October, 2021

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I had a number of pensions which I wanted to consolidate. I was also seeking to reduce the level of charges that I was paying.

How has Martin Brennan helped you?

Martin explained the options that were available to me clearly and concisely.

Have you seen the outcome you were hoping for?

All my pensions have now been consolidated into one pot, which will be easier to manage.

Martin's reply

Many thanks for your comments Jackie. I look forward to continuing to provide you with advice in the coming years.

Review from verified client

October, 2021

Overall

Advice

Service

Value

Based in Staffordshire

What were the circumstances that caused you to initially look for an adviser?

Nearing pension age. Recently widowed, Lots of small pension pots plus several work pensions and various money plans.

How has Martin Brennan helped you?

Martin took the time to explain my options and helped me consolidate all my existing plans, invest where applicable and offered advice on those I should allow to run their course for the best financial benefit making use of existing tax rules.

Have you seen the outcome you were hoping for?

Yes, Thanks to Martin's patience and explanations I now have a clear understanding of where my money is invested and what I have available and I will receive once I reach retirement age.

What could they have done better?

Nothing, Martin explained every step (Several times if required). Very impressed with his professional attitude.

Martin's reply

Many thanks for your feedback John, it is very much appreciated. I'm really pleased that I've been able to help you and I look forward to providing you with advice for many years to come.

Review from verified client

October, 2021

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I had several small pensions and I wanted to amalgamate them all into one provider

How has Martin Brennan helped you?

He helped me sort the transfer of funds and enrolled me with a Pension provider suitable for my needs and I am now debt free.

Have you seen the outcome you were hoping for?

Yes, and I'm pleased with the results

What could they have done better?

Nothing. Martin has resolved all my requirements

Martin's reply

Many thanks for your comments Roz, they are very much appreciated. I look forward to providing you with advice for many years to come.

Repeat review from verified client

October, 2021

Overall

Advice

Service

Value

Based in West Midlands

This review is a follow-up review from a client who left a review previously.

How has Martin Brennan helped you since your last review?

I have been a widow for the last three years and I rely on Martin to give me guidance . He has never failed to give me excellent support being such an expert in his field.

Martin's reply

Thank you Christiane, your feedback is very much appreciated. I will endeavour to maintain this service for many years to come.

Repeat review from verified client

September, 2021

Overall

Advice

Service

Value

Based in West Midlands

This review is a follow-up review from a client who left a review previously.

How has Martin Brennan helped you since your last review?

Since the pandemic stock market slump, Martin advised a change in my investments. That advice was spot on & has worked out really well.

Martin's reply

Many thanks Ian, I'm really pleased that things are progressing well. I will continue to monitor things, and thank you for your feedback.

Repeat review from verified client

September, 2021

Overall

Advice

Service

Value

Based in Shropshire

This review is a follow-up review from a client who left a review previously.

How has Martin Brennan helped you since your last review?

Martin fully understands my needs and my attitude to risk. Has closely monitored investments and in the last year proposed changes using evidence based reasoning. Having agreed to the changes, and in a very short period my revised choices have out performed the former choices significantly.

Martin's reply

Many thanks Patrick, I'm very glad that all is progressing well. Thank you for your feedback

Repeat review from verified client

September, 2021

Overall

Advice

Service

Value

Based in West Midlands

This review is a follow-up review from a client who left a review previously.

How has Martin Brennan helped you since your last review?

Martin’s personal and professional guidance has given me a detailed annual review, which was comprehensive and very informative in helping me understand, in my terms, the best pension options available to me in a very highly competitive market place.

Martin's reply

Thank you Gerry. My aim is maintain those service standards for many years to come. Thanks once again.

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

To bring all our savings together and plan for future our security.

How has Martin Brennan helped you?

Martin took the time to listen to our requirements before presenting us with several options to consider.

Have you seen the outcome you were hoping for?

Early days but we are confident that the option we chose will suit our requirements.

What could they have done better?

Martin has made himself available to us throughout the pandemic.

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Staffordshire

What were the circumstances that caused you to initially look for an adviser?

Purchasing a house

How has Martin Brennan helped you?

Helped us find the best mortgage and life insurance policy

Have you seen the outcome you were hoping for?

Yes

Martin's reply

Many thanks for the review Joe, and thanks to you and Rosie for your prompt assistance through the process. I hope that you are enjoying your new home! And please feel free to discuss pension, investment or financial planning matters should you require it. All the best, Martin

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

We were first time buyers and didn't really know what the best mortgage deals were.

How has Martin Brennan helped you?

Martin was recommended to us by several family members and he advised us on our mortgage and life insurance and found us the best deals that were best suited for us.

Have you seen the outcome you were hoping for?

Yes, we are now home-owners!

What could they have done better?

It would have been nice to meet in person but obviously, with COVID, that wasn't an option. Nevertheless, Martin did everything he could to keep us updated through email and Skype and was very helpful!

Martin's reply

Many thanks Rosie, your review is very much appreciated. Thank you for your and Joe's prompt responses throughout, it really helped. I'm really pleased that you are enjoying your new home and I look forward to that time that we can meet in person, hopefully in the not too distant future!

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Warwickshire

What were the circumstances that caused you to initially look for an adviser?

I needed to transfer a pension lump sum to a policy that allows drawdown as I was approaching 75.

How has Martin Brennan helped you?

He arranged the transfer to a suitable policy

Have you seen the outcome you were hoping for?

At the moment yes.

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I recently decided to take early retirement and needed the advice of a financial advisor to decide how best to take my pension. I contacted three advisers and Martin stood out as being the most personable, very knowledgeable and able to put things in a language I easily understood. I felt he would give the most personal service. My only reservation was that being a sole advisor rather than belonging to a larger practice and as I had come to him 'cold' rather than through a recommendation from family or a friend, I didnt know whether to trust my pension funds with him. However, after a good deal of research, checking and following my gut feelings, I decided to use Martin's servives.

How has Martin Brennan helped you?

Martin has been a delight to work with. It is obvious that he has a great knowledge of financial matters including tax efficiency, has worked hard and promptly to move my pension to a company that has historically performed much better and gave illustrated options of my choices going forward. The fees of Martin and the chosen new pension provider are better, too.

Have you seen the outcome you were hoping for?

My 'new' pension plan has been put into place, I am looking forward to, hopefully, a long and happy retirement and am quietly confident that I have chosen the right financial adviser. Martin has always been very responsive, 'person-centred', a great listener and has always given a thorough explanation of any advice he is giving, whilst being open to any suggestions I may have had, too.

What could they have done better?

I don't feel that Martin could have done anything better and have been very happy with his services so far.

Martin's reply

Gary, I really appreciate your feedback and I aim to remain worthy of your 'glowing' feedback. Many thanks to you for your assistance throughout this process, it is a great help to have any questions answered so accurately and promptly. I look forward to speaking with you again soon.

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

We wanted to move house and needed another mortgage. Martin has support us for many years.

How has Martin Brennan helped you?

Martin was able to find us another mortgage for our new home, which was difficult due to the circumstances of COVID-19. Martin went above and beyond to find the best deal for us. If it wasn't Martin's dedication and hard work we wouldn't be moving house. Communication is excellent, extremely professional and very efficient. I would not use anyone else than Martin.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing at all! Excellent service

Martin's reply

Thanks so much for that review Lindsey, it is really appreciated. And thanks for your help with getting all the documents and any information so quickly. And for the stories! I wish you and the family all the best and look forward to catching up soon.

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I was approaching my 55th birthday.

How has Martin Brennan helped you?

Martin gave me very detailed, helpful and prompt advice, confirming my various options, and the reasons for his suggestions.

Have you seen the outcome you were hoping for?

Yes. Thanks a lot Martin.

Martin's reply

Many thanks Matt, this is very much appreciated. Let me know if you have any questions at all, and I will keep an eye on things until our review. Thanks again, Martin

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I was coming up to an age when my personal pensions mature and need impartial advice on how to move forward.

How has Martin Brennan helped you?

Martin was able to find long lost company pensions, that I had not any correspondence with, as well as working out some of my pensions work

Have you seen the outcome you were hoping for?

The outcome has been more than I could have expected. I advise I have been given will enable me to move forward in a more secure position.

What could they have done better?

I know they have to follow the procedures when a new client comes forward but it would help if the paper work at the beginning could be tailored towards the client. As I was 2 months away from my pensions maturing the forms I had was asked to complete were not required for my position.

Review from verified client

August, 2020

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I was reaching my retirement age of 66 and requested pension advice via unbiased.com. Martin contacted me promptly offering me his financial services.

How has Martin Brennan helped you?

Martin has assisted and advised me in choosing the best available pension options to meet my requirements.

Have you seen the outcome you were hoping for?

Martin has ensured that I have been informed throughout the process in finding the best pension to suit my needs.

What could they have done better?

Martin is a very understanding professional in giving his help and guidance throughout the pension process to achieve the best results.

Martin's reply

Many thanks for the feedback Gerry, it is very much appreciated. I look forward to providing help and assistance to you for many years to come.

Review from verified client

July, 2020

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

I had a number of standalone pensions and wanted to understand the best way to make them work for me. Martin came via a personal recommemndation

How has Martin Brennan helped you?

Martin took the time to understand my circumstances, my needs, and my attitude to risk. Once this was understood Martin then explained the options very clearly and without bias. I reviewed the options and then made my decision.

Have you seen the outcome you were hoping for?

I was amazed at how quickly my investment grew year on year. Very impressed. But it does not stop there. Martin as he promised, keeps a very close eye on my portfolio and continues to give me insights into market activity which helps me to make decisions about where my portfolio is invested based on the growth I may be looking for alongside my attitude to risk. I am definitely happy with the outcomes so far.

What could they have done better?

Martin has been doing this for a look time and it shows. He is an empathetic, patient and a very proffesional person. I am struggling to think of what could be improved.

Martin's reply

Patrick, thank you for the review it is very much appreciated. Just let me know if you require anything or have any questions and I look forward to meeting up at our next review.

Review from verified client

July, 2020

Overall

Value

Service

Advice

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Retirement planning and best use of savings.

How has Martin Brennan helped you?

Identification of better options related to the risk I was prepared to take.

Have you seen the outcome you were hoping for?

Generally yes. A small return and a good overview of how investment markets are performing over time.

Review from verified client

July, 2020

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Purchasing new property

How has Martin Brennan helped you?

Martin is very professional, helpful and efficient, he makes the whole process so easy !

Have you seen the outcome you were hoping for?

Yes

Review from verified client

May, 2020

Overall

Advice

Value

Service

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I had a number of pensions that I wanted to be consolidated into one pension pot.

How has Martin Brennan helped you?

Martin provided me with clear honest and straightforward help and advice throught the process.

Have you seen the outcome you were hoping for?

Yes it has exceeded my expectations.

What could they have done better?

I honestly can't think of anything that Martin could have done better for me.

Review from verified client

February, 2020

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

At the age of fifty five i decided to take a quarter of my pension.Reading through my existing polices it was quite apparent that help was required from a financial adviser.Through the official government web site and its links.Martin was first to react and call me directly.

How has Martin Brennan helped you?

My pension policies certainly to me, appeared to be a mine field.These pensions lay dormant for over thirty years.Some of which i never knew i had policy numbers for.With Martins help and all the behind the scenes work that he carried out for me, certainly put my mind at ease.Nothing was to much trouble he explained everything to me more than once making sure i was aware of all my options.Always putting me first.

Have you seen the outcome you were hoping for?

The outcome is yet to be finalised.But all of Martins hard work is certainly heading in the right direction.He keeps me up to speed with every step of of the process.(will of course keep you all posted of my outcome).

What could they have done better?

Martin was prompt with his appointments and his support was invaluable.To someone who knew very little about the pension markets. For me i cannot fault his first class service.As stated always putting me and my finance first.

Review from verified client

February, 2020

Overall

Advice

Service

Value

Based in Northamptonshire

What were the circumstances that caused you to initially look for an adviser?

Need to invest and diversify my money.

How has Martin Brennan helped you?

Good advice and where to place investments, great advice on pensions and how to set them up and consolidate them for early draw down etc.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

It was a complex picture for Martin but it did take quite a while to do all the research and set it all up but all good in the end.

Review from verified client

January, 2020

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I had a pension that I was interested in transferring out.

How has Martin Brennan helped you?

Martin advised me on all my possible options related to my pensions and was able to transfer out a pension for me. He was thorough and clearly explained each stage of the process. We where on a tight timescale and he went out of his way to ensure we met the deadline. His excellent communication meant that I was confident we would achieve the result I needed.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I cannot think of anything, I was really happy with the expert service.

First impression from a user who is not yet a client

January, 2020

Overall

Please provide a brief comment about your experience with Martin

Martin listened to my circumstances and replied with explanations and suggestions. I look forward to a lengthy and rewarding (for both of us), engagement.

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Retiring from teaching and needing advice on what to do with a lump sum of money.

How has Martin Brennan helped you?

Outlined various options

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. He explained everything clearly.

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

We needed someone who has the knowledge as well as whom we could trust to give us advice on our pensions.

How has Martin Brennan helped you?

By giving us the advice and taking the actions that were required.

Have you seen the outcome you were hoping for?

Yes - 100%

What could they have done better?

Nothing. Martin has met all of our expectations!

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I was retiring and needed some advice from an independent adviser.

How has Martin Brennan helped you?

He explained all the different options in an easy way to understand. This enabled me to make an informed decision. He analysed my views on risk and found products to meet my needs.

Have you seen the outcome you were hoping for?

Yes. I am happy with the products chosen and they are preforming well. Martin spends time regularly reviewing my investments and is always available for advice.

What could they have done better?

Martin is a very reliable adviser. I feel he understands my needs and offers excellent advice. I am happy with all the help, sound advice and support he has given me over the last 6 years.

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Warwickshire

What were the circumstances that caused you to initially look for an adviser?

I was looking for a mortgage and believe that a financial advisor is far better placed to understand the market than myself. I had been self employed only a few years and so saw that as additionally challenging to secure the best deal.

How has Martin Brennan helped you?

Martin found me a great deal on a fixed mortgage. He also then looked at my pensions. With an understanding of my financial goals, priorities and attitude to risk, he has been able to find me a high performing pension. Regular reviews give me that confidence that Martin is actively monitoring the performance of the pension so as to safeguard me as much as possible. I appreciate that these reviews helps Martin to stay fully aligned with my thinking and so is best placed to advise me.

Have you seen the outcome you were hoping for?

I have full faith in Martin and believe that he understands me and the market. I believe his questions, challenges and ideas all enable him to offer the best advice for me.

What could they have done better?

Genuinely, I cannot think of anything more I could ask of a financial advisor.

Review from verified client

November, 2019

Overall

Advice

Service

Value

Based in Staffordshire

What were the circumstances that caused you to initially look for an adviser?

Private pension on retirement advice

How has Martin Brennan helped you?

Found suitable plan for pension fund. Completed all paperwork and transfer.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

After one year I am happy with the service, help and advice received from Martin. Would recommend him highly.

Review from verified client

November, 2019

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I had a few pensions with different companies which was confusing so wanted advice on putting them in one pension pot.

How has Martin Brennan helped you?

Advised me on the best way forward,explained all the pros and cons and found a good pension company with low fees.

Have you seen the outcome you were hoping for?

Yes, all my pensions are now in one place , which is easier for me to understand and control.

What could they have done better?

He addressed all my queries and explained them very well.

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Staffordshire

What were the circumstances that caused you to initially look for an adviser?

To discuss pensions and life insurance

How has Martin Brennan helped you?

He explained options and gave us all the information we needed to make our choices and decide what was right for us. He contacts us regularly to review matters and make sure everything is still right for us. He is friendly and professional and always available for advice if we need to speak to him.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I can’t really think of anything he could have done better.

Review from verified client

September, 2019

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Pension became available

How has Martin Brennan helped you?

Talked me through step by step in layman’s terms, which I appreciated.

Have you seen the outcome you were hoping for?

Yes, more than happy

What could they have done better?

I don’t think I could’ve wished for a better financial advisor. Always reliable, responsive

Review from verified client

September, 2019

Overall

Advice

Service

Value

Based in Warwickshire

What were the circumstances that caused you to initially look for an adviser?

Investment advice

How has Martin Brennan helped you?

Gave me confidence to invest

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

His best was fully acceptable to me

Review from verified client

August, 2019

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I was coming up to retirement and wanted advice on pension options

How has Martin Brennan helped you?

Martin carried out a full review of my circumstances and discussed various options relating to pension income as well as a strategy for long term investments. He carried out detailed research on both my individual situation and alternatives for investment including my attitude to risk

Have you seen the outcome you were hoping for?

Yes. I feel much more knowledgeable and in control of my finances now. I trust Martin and have confidence in the advice he gives.

What could they have done better?

Perhaps be more proactive in arranging regular reviews rather than leaving it to the client. But that said, Martin is always available when required. Am very happy with the service provided

Review from verified client

August, 2019

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

My husband and I had recently retired and needed some advice regarding our finances

How has Martin Brennan helped you?

We found Martin very knowledgeable, patient and understanding.

Have you seen the outcome you were hoping for?

We have been very pleased with his advice

What could they have done better?

Martin did his very best to guide us and we are extremely satisfied.

Review from verified client

August, 2019

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

To better understand the investment market and make the best decisions for my future financial health

How has Martin Brennan helped you?

He organised insurance for long term sickness/ unemployment at a reasonable price when needed. Advised on ISA investments and most recently my pension position so it could be future proofed

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

More regular reviews, but the client also needs to be proactive and nudge

Review from verified client

August, 2019

Overall

Advice

Service

Value

Based in Warwickshire

What were the circumstances that caused you to initially look for an adviser?

I had an inheritance to invest.

How has Martin Brennan helped you?

I’m a novice investor but had a clear idea of my ethical goals in investing the money. Martin assessed my goals and circumstances and clearly explained how he proposed to address these. He then did some detailed research and visited again to talk me through his recommendations and to leave an in depth written document explaining his rationale and how it would all work. At this point he was one of three IFAs I was considering, but his approach and the depth and clarity of his work were well ahead of the two competitors. Having said I wanted to go ahead with his recommendations he gave me all the time I needed to do my own background research before ominous back a third time to do all the paperwork. Once this was complete he moved very quickly to set it all up.

Have you seen the outcome you were hoping for?

Yes, the investments are all set up now.

What could they have done better?

I really can’t think of anything. Martin worked at the pace at which I wanted to go and was clear and detailed in his explanations and in answering my questions.

Review from verified client

August, 2019