0330 038 8938
Based in Welwyn
View locationChecks carried out by VouchedFor
FCA status: Certified by Firm
Joe is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Joe's status
Last checked: 01 January 2026
Joe is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Joe's status
17
Recent Client Reviews
Joe has received 17 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Joe has received 17 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 21 October 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
16
Qualifications Uploaded
Joe has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
16 qualification certificates available to view
Joe has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Joe has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Joe has provided information on their typical fees
Joe has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
I joined the Intelligent Pensions team in 2016, bringing more than 25 years of experience working in financial services. I particularly focus on investments and pensions for individuals and small businesses. Before joining Intelligent Pensions, I worked for four of the major UK Life Insurance offices, building, developing and managing relationships with both financial advisers and their clients. At home, I live with my partner and our three children in Hertfordshire. I enjoy playing and watching most sports, including cricket, football and golf. I am also an FA-qualified football coach and run my own football academy for boys and girls from reception up to the age of 18. At Intelligent Pensions, we recognise that you have a choice when you look for a retirement planning partner. Since 1998, we have been providing comprehensive advice in all areas of retirement planning, maximising the retirement funds, savings and other investments of our clients. We specialise in retirement planning, offering a tailored cashflow plan for every client. This helps them to engage with, visualise and understand their retirement planning strategy and wider financial planning needs. We employ talented specialists to deliver a bespoke client experience. Our numerous awards reflect the high standards we work towards. Get in touch today to see how we can help you on 0800 077 8807.