0330 038 8940
Based in Witham
View locationChecks carried out by VouchedFor
FCA Regulated
Phil and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 04 May 2025
Phil and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
1
Recent Client Reviews
Phil has received 1 client review in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Phil has received 1 client review in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 07 April 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Qualifications Uploaded
Phil has not yet added their qualifications to their profile
Qualifications not yet added
Phil has not yet added their qualifications to their profile
Transparent Fees
Phil has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Phil has provided information on their typical fees
Phil has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Checks carried out by VouchedFor
FCA Regulated
Phil and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 04 May 2025
Phil and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
1
Recent Client Reviews
Phil has received 1 client review in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Phil has received 1 client review in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 07 April 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Qualifications Uploaded
Phil has not yet added their qualifications to their profile
Qualifications not yet added
Phil has not yet added their qualifications to their profile
Transparent Fees
Phil has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Phil has provided information on their typical fees
Phil has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
I have been an Adviser, Planner, writer, trainer and business consultant since 1982. Between 1999 and 2003 I was a Director and subsequently Vice-Chairman of the Society of Financial Advisers (SOFA), now the Personal Finance Society (PFS). Between 2007 and 2012, I was a Director of the Institute of Financial Planning (IFP), and Chair of the Ethics and Practice Standards Committee. Between 2009 and 2014 I was a member of the Financial Planning Standards Board (FPSB) Regulatory Advisory Panel (RAP). Apart from the UK, I have worked with Advisers, Planners and Regulators in the Isle of Man, USA, India, Canada, Monaco, Bulgaria, Hungary, South Africa, Australia, Jersey, Guernsey, Gibraltar and Eire, and have been published in the UK, Europe, the USA, Australia and South Africa. I have served as an Expert Witness to the Courts of England, Gibraltar and Scotland, and has been a guest Lecturer at the City of London University. I have been a judge for ‘Financial Adviser of the year’ awards for a number of publications, both in the UK and internationally, since 2002. In 2005 and 2011, the ‘Professional Adviser’ newspaper voted me in the top 50 most influential IFAs in the UK. In October 2018, and again in 2019, International Adviser magazine nominated me in the ‘Top 100 Most Influential Global figures’. I specialise in working with 'World Citizens' - those whose lives and finances involve more than one country
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Phil's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
Household income
Savings
Clients' level of financial expertise
No reviews matching your filter selections.
VouchedFor Disclaimer
Please Note: While VouchedFor.co.uk undertakes significant effort to ensure the information provided on this website is correct, it is your responsibility to confirm its accuracy with the adviser. Any decisions you take having spoken with the adviser must be made by you on the basis of your own investigations. Use of this website is subject to the website terms & conditions and privacy policy. Local rates apply from a BT Landline when calling 0845 numbers, costs from mobiles and other operators may vary.