0330 038 8941
Based in Bank
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: October, 2022
5 out of 5
Checks carried out by VouchedFor
FCA Regulated
Charles and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 22 May 2025
Charles and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
3
Recent Client Reviews
Charles has received 3 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Charles has received 3 client reviews in the past 12 months; 100% of these have been verified
Limited Mortgage Adviser
Charles can advise across a limited set of mortgage products, which may be provided by companies Charles works with. This limitation may allow Charles to offer an improved service quality and lower fees, but it’s important you understand how these products compare with others available.
Last checked: 08 May 2025
Charles can advise across a limited set of mortgage products, which may be provided by companies Charles works with. This limitation may allow Charles to offer an improved service quality and lower fees, but it’s important you understand how these products compare with others available.
Qualifications Uploaded
Charles has not yet added their qualifications to their profile
Qualifications not yet added
Charles has not yet added their qualifications to their profile
Transparent Fees
Charles has not yet added their fees to their profile
Fees not yet added
Charles has not yet added their fees to their profile
9
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Charles (based on 9 first impressions)
100% of users who are not yet clients had a positive first experience with Charles
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Charles (based on 9 first impressions)
Checks carried out by VouchedFor
FCA Regulated
Charles and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 22 May 2025
Charles and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
3
Recent Client Reviews
Charles has received 3 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Charles has received 3 client reviews in the past 12 months; 100% of these have been verified
Limited Mortgage Adviser
Charles can advise across a limited set of mortgage products, which may be provided by companies Charles works with. This limitation may allow Charles to offer an improved service quality and lower fees, but it’s important you understand how these products compare with others available.
Last checked: 08 May 2025
Charles can advise across a limited set of mortgage products, which may be provided by companies Charles works with. This limitation may allow Charles to offer an improved service quality and lower fees, but it’s important you understand how these products compare with others available.
Qualifications Uploaded
Charles has not yet added their qualifications to their profile
Qualifications not yet added
Charles has not yet added their qualifications to their profile
Transparent Fees
Charles has not yet added their fees to their profile
Fees not yet added
Charles has not yet added their fees to their profile
9
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Charles (based on 9 first impressions)
100% of users who are not yet clients had a positive first experience with Charles
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Charles (based on 9 first impressions)
Virtus Financial Planning Limited is a Partner Practice of St. James's Place Wealth Management. St. James's Place, a FTSE 100 company, has built a reputation as being one of the UK's leading wealth management organisations. We specialise in delivering investment planning and pension advice to people who wish to achieve or maintain financial security. Whatever the solution required, we respond with reliable and personal advice to suit our clients’ individual requirements. Importantly, we do not impose 'client criteria' conditions and our excellent service levels are exactly the same for all individuals. Your home or other property may be repossessed if you do not keep up repayments on your mortgage. Equity release is a lifetime mortgage or home reversion plan. To understand the features and risks associated with such products, please ask for a personalised illustration. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved xx/xx/xxxx
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Charles's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
Household income
Mortgage value
Savings
Clients' level of financial expertise
No reviews matching your filter selections.
VouchedFor Disclaimer
Please Note: While VouchedFor.co.uk undertakes significant effort to ensure the information provided on this website is correct, it is your responsibility to confirm its accuracy with the adviser. Any decisions you take having spoken with the adviser must be made by you on the basis of your own investigations. Use of this website is subject to the website terms & conditions and privacy policy. Local rates apply from a BT Landline when calling 0845 numbers, costs from mobiles and other operators may vary.