James Coghlan

James Coghlan

Ellis James Financial

Minimum mortgage: Over £50,000

0117 295 7680
Based in Bristol
View location
Top Rated 2026
Verified since: July, 2021
5 out of 5

207 reviews

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 11 February 2026

    James is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed James's status

  • 24

    Recent Client Reviews

    Verified reviews: 100%

    James has received 24 client reviews in the past 12 months; 100% of these have been verified

  • Independent Mortgage Adviser

    Last checked: 03 February 2026

    James can advise across a wide range of mortgage products in the market. It is important to ask if James checks lenders’ direct-only deals.

  • 1

    Qualifications Uploaded

    1 qualification certificate available to view

    James has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    James has provided information on their typical fees

    James has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 5

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with James

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with James (based on 5 first impressions)

My name is James Coghlan and I have worked in estate agency and financial services since 1990 in Bristol, South Wales, Wiltshire, Gloucestershire and with clients all across the UK. Helping people to achieve their financial goals and realise their home ownership dreams is my passion. I have extensive experience in dealing with all kinds of customers and transaction types with 35 years served in the property and financial services industry My aim is to deliver excellent client outcomes through a personal service tailored to your needs, my customer reviews are testament to that. I understand that sometimes mortgages and insurance can seem a bit daunting but I will explain everything in plain English so you can be sure that you are getting the right advice that perfectly suits your needs. If you are short of time or a "frequent flier" with mortgages I can deal with your matter swiftly, professionally the minimum fuss whilst still providing the most cost-effective solution. I live in North Bristol in my cottage with my wonderful Wife and teenage Son. When I am not advising clients or spending time with my family you will probably find me tinkering with a classic car or playing bass guitar in a band.