Reviewed for

Insurance and Protection ( 117 )

Mortgages ( 276 )

Pensions ( 3 )

Equity Release ( 4 )

Retirement income (annuities, drawdown) ( 1 )

Investments and Savings ( 3 )

Pension Transfers - Non Specialist ( 1 )

Long Term Care ( 2 )

Financial Planning ( 2 )

Reviewers' assets

£500k+ ( 2 )

£200k - £500k ( 3 )

£100k - £200k ( 7 )

( 1 )

£50k - 100k ( 19 )

Up to £50k ( 117 )

Client reviews

Review from verified client

March, 2024

Overall

Advice

Service

Value

Based in Suffolk

What were the circumstances that caused you to initially look for an adviser?

Buying to let.

How has Nick Spolton helped you?

Finding best interest rates.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

-

Review from verified client

February, 2024

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We wanted to make an educated choice of mortgage and so looked for professional help

How has Nick Spolton helped you?

Nicks research and advice was pivotal in our decision making. He also took the hassle out of arranging the mortgage and so all we needed to do was provide information and make decisions based on his guidance.

Have you seen the outcome you were hoping for?

Absolutely. A straightforward mortgage application with honest advice and we feel assured that we got the best deal to suit our individual needs

What could they have done better?

Nothing, it was all excellent.

Review from verified client

February, 2024

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying a new house

How has Nick Spolton helped you?

Yes, Nick was off great help. Not just in terms of directing us to a good deal, but helping us understand the process and putting us at ease at a stressful time.

Have you seen the outcome you were hoping for?

The outcome has been perfect.

What could they have done better?

I honestly can't imagine what could be done better.

Review from verified client

February, 2024

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

My husband and I were first time buyers and were trying go get a mortgage when we went to Nick for advice.

How has Nick Spolton helped you?

Nick was really friendly and knowledgeable, he helped us through every step of the way, from our first meeting with him discussing budgets and finance, all the way through to helping us secure a mortgage offer and being able to purchase our first home. We had a number of challenges along the way and he was always there to support and offer advice. He goes above and beyond to get you the best mortgage deal possible and ensure it's affordable for you in the future.

Have you seen the outcome you were hoping for?

We were overjoyed with the mortgage offer that Nick got for us and he helped us to secure our first much loved home.

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Needing help with a morgage

How has Nick Spolton helped you?

Nick has helped me tremendously. I came to Nick for a morgage 4 years ago with a low credit score and he worked mega hard to get me one . I've now recently sold my property and Nick is again helping with me with trying to get the best deal on a morgage with my partner. This guy is a legend!

Have you seen the outcome you were hoping for?

Yes i have

What could they have done better?

Nick couldn't have done any better. He did everything spot on.

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Mortgage advice

How has Nick Spolton helped you?

Very approachable and very knowledgeable regarding offering the best Mortgage suitable for our needs

Have you seen the outcome you were hoping for?

Yes had the mortgage now for over 2 years and very happy with it

What could they have done better?

Nothing

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I'm a self employed contractor and was struggling to get a mortgage application sorted for my circumstances

How has Nick Spolton helped you?

Gave me good advice and sorted out mortgage application with me face to face and other personal insurance

Have you seen the outcome you were hoping for?

The mortgage application went through with no problem

What could they have done better?

Nothing. always available to contact with help and information

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Mortgage with new partner

How has Nick Spolton helped you?

Very helpful with advice and exploring best mortgages offers. Nick also helped me with medical insurance.

Have you seen the outcome you were hoping for?

Yes we got our dream home thanks to a mortgage that was affordable for us. Medical insurance gave me peace of mind.

What could they have done better?

Nothing, it was all informative and helpful!

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

not knowing where to start and without experience of how to choose the best option

How has Nick Spolton helped you?

Nick help and advice me to choose the bespoke’s mortgage for me

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Give me a coffe more

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Following Nick helping our initial remortgage and associated insurances and protection, we knew exactly who to ask for help with our recent review

How has Nick Spolton helped you?

Nick was thorough and methodical in his help and advise, and explained the process and allowed us to make informed decisions about what would be best for us

Have you seen the outcome you were hoping for?

Most definitely

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We were looking for a mortgage on a new self build home.

How has Nick Spolton helped you?

Nick was able to secure a great 5 year fixed deal for us, he always went the extra mile, great communication, and easy to deal with.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Needed a mortgage

How has Nick Spolton helped you?

Found me a mortgage to suit my needs

Have you seen the outcome you were hoping for?

Yes

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Leicestershire

What were the circumstances that caused you to initially look for an adviser?

Mortgage renewal

How has Nick Spolton helped you?

Advised on mortgage renewals

Have you seen the outcome you were hoping for?

yes

What could they have done better?

N/A

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Suffolk

What were the circumstances that caused you to initially look for an adviser?

Remortgage

How has Nick Spolton helped you?

Buy properties

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Used Nick Spolton before and he has always provided me with good advice

How has Nick Spolton helped you?

Finding the right mortgage deal

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

In my opinion, nothing

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Nottinghamshire

What were the circumstances that caused you to initially look for an adviser?

Remortgage on current property

How has Nick Spolton helped you?

Help me find the best deal for our mortgage

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, All done perfect, like always

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I wanted to but a house

How has Nick Spolton helped you?

Nick advised me on mortgage

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Everything is perfect and professionally

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Remortgage

How has Nick Spolton helped you?

Yes

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We needed to review our mortgage and life cover

How has Nick Spolton helped you?

Nick gave us sound advice without loads of jargon and explained every step with patience. He has a great understanding of how to help people and I would be more than happy to recommend him

Have you seen the outcome you were hoping for?

We have definitely seen great benefits in talking to Nock

What could they have done better?

Absolutely nothing second to none advice and support

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I wanted advice about porting my mortgage and also how it would fit in with the fixed rate period ending. I was planning move to help my financial situation.

How has Nick Spolton helped you?

Nick helped with my initial query but was also perceptive in picking up that I didn't really want to move. This gave me the courage to take my house off the market. Nick then helped me with remortgaging as a way to get my finances on a stronger footing. His research was thorough, he explained everything very clearly, gave me regular updates and chased legal for me. There is no way I could have managed things without Nick's expertise and wisdom.

Have you seen the outcome you were hoping for?

Yes. My financial situation is much better and I'm really glad I didn't move house.

What could they have done better?

Nothing at all.

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Applying for a mortgage

How has Nick Spolton helped you?

Yes, it was fantastic, one to one service. Great value.

Have you seen the outcome you were hoping for?

Yes very much felt supported throughout.

What could they have done better?

Nothing. Nick and his team were conntactable, reassuring, helpful and clearly explained what my choices were.

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I was looking at housing options and the possibility of a new house and new mortgage or a re mortgage of current property.

How has Nick Spolton helped you?

Nick went through a number of different options and scenarios with various financial options. He was very conscientious and sensitive to my situation and I didn't feel at all pressured for any specific product.

Have you seen the outcome you were hoping for?

Yes, I managed a new mortgage and some long term planning.

What could they have done better?

Nothing;

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Local search

How has Nick Spolton helped you?

Mortgage advice. We have used him twice. We will use Nick every time and highly recommend.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. Nick is very professional with sound advise.

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Moving house needed new mortgage

How has Nick Spolton helped you?

Secured the best deal without being pushy for me.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

To help with the help to buy scheme and home insurance / morgage

How has Nick Spolton helped you?

Explains in depth any questions or queries I had in a professional manner

Have you seen the outcome you were hoping for?

Yes I shall be using him again come Jan 2025 for the remorgage

What could they have done better?

Nothing excellent

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We needed to get a mortgage and advice

How has Nick Spolton helped you?

Yes

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Norfolk

What were the circumstances that caused you to initially look for an adviser?

First time buyers looking for a mortgage

How has Nick Spolton helped you?

Nick was very informative and professional throughout and we achieved exactly what we had in mind from the start with excellent advice and guidance from Nick.

Have you seen the outcome you were hoping for?

Yes

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

A rather complicated domestic situation meant that I did not feel confident enough to apply for a mortgage but Nick sorted everything out with ease and managed to get me not only a mortgage but a brilliant deal!

How has Nick Spolton helped you?

Without Nick I doubt I would have known how to get a mortgage bearing in mind my complex situation but he did it!

Have you seen the outcome you were hoping for?

Yes, perfect outcome!

What could they have done better?

Nothing, he sorted everything out, always reassuring me it would be fine!

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Looking for a mortgage

How has Nick Spolton helped you?

Helped me understand and obtained a mortgage for me to buy my own home

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Norfolk

What were the circumstances that caused you to initially look for an adviser?

I was looking to buy my first home and needed advice on how to go about things, what I could get on a mortgage etc.

How has Nick Spolton helped you?

Nick was absolutely outstanding in all aspects of his service. He gave valuable advice, explained the whole process in detail and went above and beyond to find me the best deal on a mortgage.

Have you seen the outcome you were hoping for?

100% I achieved the outcome I was looking for. I was overwhelmed and delighted to secure a mortgage thanks to Nick.

What could they have done better?

Nothing at all, outstanding from start to finish. So friendly and made me feel comfortable throughout.

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Extension

How has Nick Spolton helped you?

Great service

Have you seen the outcome you were hoping for?

Yes Nick was very helpful.

What could they have done better?

Nothing

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Mortgage advice and deals

How has Nick Spolton helped you?

Made the whole mortgage application run smoothly.

Have you seen the outcome you were hoping for?

Mortgage deal achieved

What could they have done better?

Nothing.

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Tyne and Wear

What were the circumstances that caused you to initially look for an adviser?

Looking for a mortgage

How has Nick Spolton helped you?

Indicated and guided through best deals and what would be best suited for my needs.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We were looking to buy our first shared home together.

How has Nick Spolton helped you?

Nick came highly recommended by several of my contacts. He made the process of sorting out a mortgage very easy, I have attempted this before myself and I wish that I had known him on that occasion. He made the whole application so simple and all we had to do was answer a few basic questions and sign. He did the rest.

Have you seen the outcome you were hoping for?

Yes, All the payments were sorted and we have now been the new house for 2 years.

What could they have done better?

I cannot fault any of the process as Nick and his team are extremely organised.

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

My husband and I needed mortgage advice to buy a home to live in and convert to a buy to let mortgage on our former home.

How has Nick Spolton helped you?

Nick really helped, he gave us expert advice and secured a brilliant interest rate for us. Nick made the process efficient and hassle free, thank you.

Have you seen the outcome you were hoping for?

Yes absolutely, we are very happy with the outcome.

What could they have done better?

Nothing.

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I needed a mortgage and the market was so confusing.

How has Nick Spolton helped you?

Nick went above and beyond to find the right mortgage providers with the best deals to suit my budget. He was diligent, professional and very patient at a stressful time. We had issues with the sellers and the solicitors and Nick was amazing in helping us overcome this.

Have you seen the outcome you were hoping for?

We now have our dream home. Thank you Nick!!!

What could they have done better?

Nothing in all honesty

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Inherited 50% share of house and needed mortgage for the other half

How has Nick Spolton helped you?

He was very helpful as we didn't realise we needed to have a remortgage rather than a first mortgage. And was able to answer all questions

Have you seen the outcome you were hoping for?

Yes they did, and kept us informed at all times

What could they have done better?

Nothing

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Mortgage advice for new house purchase.

How has Nick Spolton helped you?

Mortgage advice.

Have you seen the outcome you were hoping for?

Yes, good mortgage deal allowing us the purchase the home we wanted.

What could they have done better?

Nothing, excellent service.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

First time buyer

How has Nick Spolton helped you?

Helped me find a mortgage and organise insurances

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Self build mortgage and looking for a fixed mortgage deal following completion of house build

How has Nick Spolton helped you?

Nick gave excellent advice . I had completed a self build project and he ensured I obtained the mortgage that best suited my needs . Nick liaised with my solicitor to ensure my mortgage was completed before the rate increased . Nick went above and beyond . I do not believe I would have the excellent deal I have if it wasn’t for Nick and his team

Have you seen the outcome you were hoping for?

Yes . I obtained a mortgage at a great rate

What could they have done better?

They could not have done any more . The service was outstanding

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Due to our circumstances we found we needed to see an independent advisor as the banks were unable to find a product that suited our needs. From the first phone call Nick put us at ease and reassured us that he could help.

How has Nick Spolton helped you?

Nick was incredibly thorough in his searches but kept us informed throughout the process as to what he was trying to achieve for us. We hit a few dead ends but throughout he remained positive, the right deal came up and we took it. I felt Nick was very easy to deal with, he answered all my questions, no matter how silly they may have been - sorry Nick! :)

Have you seen the outcome you were hoping for?

I am now in my 2nd property that Nick has help me with, even on the 2nd time around he still answered my silly questions...yes I had more! On both occasions I feel we got the best deal possible for us.

What could they have done better?

His coffee making skills are slightly lacking...

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Nottinghamshire

What were the circumstances that caused you to initially look for an adviser?

With my partner we would like to buy a house and Nick was recommended by my sister.

How has Nick Spolton helped you?

First of all he explained everything and went through the process with us. He is always available when I need him.

Have you seen the outcome you were hoping for?

Yes, Nick is very helpful and explained whole process and answer all difficult and less difficult questions.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

House purchase.

How has Nick Spolton helped you?

Nick has been there for us on more than one occasion, both finding the best mortgage for us and releasing further funds when we needed it.

Have you seen the outcome you were hoping for?

Absolutely ?

What could they have done better?

The office could have been more accessible. But, I understand even this has been resolved.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

To guide us through sale and purchase of property.

How has Nick Spolton helped you?

He went above and beyond his job discription to help the sale go through. Without his guide and actions, everything would have fell through. Can’t thank him enough.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

He did exactly what we hoped at a very fast and highly professional speed. Always available and the move was only made possible because of his actions.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Recommended on social media

How has Nick Spolton helped you?

Stress free house purchase

Have you seen the outcome you were hoping for?

Definitely

What could they have done better?

Nothing great professional service

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Nick was recommended to me by the Estate Agent after having made an offer on my first time house purchase.

How has Nick Spolton helped you?

Nick helped me by taking the time to get a clear idea of my financial position and which mortgage products would be most suitable to meet my needs. He also submitted my mortgage application however before doing so ensured he had absolutely everything paperwork and evidence to make the process hassle free, my mortgage application was processed and I had my decision and offer within a few days.

Have you seen the outcome you were hoping for?

Absolutely! And crucially, having anticipated an increase in mortgage rates was advised to take a 5 year fixed deal almost 18 months ago, I am very grateful of this in the current climate and have another 3 years for this to hopefully settle down a little.

What could they have done better?

I was pleased with the service from start to finish, Nick acted on things on a timely manner and followed up with agent/ Solicitors- I am grateful hearing others stories about mortgages to have had the advice and help I had.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We were looking to move house & wanted to understand how much we could borrow

How has Nick Spolton helped you?

Nick spent time discussing our options & understanding what was important to us

Have you seen the outcome you were hoping for?

Yes both my husband & I were able to make a decision on the best outcome for us

What could they have done better?

Nothing, Nick gave us clear well explained advice

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I was looking for an advisor to help me find my first mortgage.

How has Nick Spolton helped you?

He managed, researched and provided me with all the options then took care of getting it authorised.

Have you seen the outcome you were hoping for?

Yes

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We were looking to buy our first home and wanted to consult with a mortgage advisor to see what the best options were for us.

How has Nick Spolton helped you?

Nick has been exceptionally helpful in providing us with all of the relevant information, explaining everything to us, and answering any questions we had to see what the best options were for us and our situation. He has always been so prompt with his replies to our emails too. Kasia was also very helpful in providing us with information regarding insurance and what was available to us. This was again something we were very unsure of, so all of this helped us immensely.

Have you seen the outcome you were hoping for?

Yes, definitely. We are so glad that we took Nick's advice on various issues as it really has given us the best outcome.

What could they have done better?

Nothing, the service was all we wanted and so much more.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Was looking at purchasing a property

How has Nick Spolton helped you?

Nick has arranged my mortgage for me

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I have dealt with Nick on a professional level for several years, and when the time came to purchase my new house, I knew that I would receive the same level of high quality service and advice. There was no question in my mind that Nick was the right choice.

How has Nick Spolton helped you?

Nick helped us to look at our mortgage at the time and advised on how best to move forward to enable us to have a revised mortgage to purchase our current home. Being self employed, I was extremely grateful to him for the advice given which resulted in a successful mortgage offer.

Have you seen the outcome you were hoping for?

Absolutely, 100%.

What could they have done better?

Nothing, Nick is a first rate advisor with years of experience. I would use him again if we ever change property, and will certainly continue to use his services when we come to re-mortgage in the future.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying our first home

How has Nick Spolton helped you?

Nick was excellent from start to finish with knowledge and Advice. The house we bought was non standard construction with complications, Nick went the extra mile and did some extra research to ensure we knew exactly what road we were on and found us the best deal at the time of purchase

Have you seen the outcome you were hoping for?

Yes, almost a year in our home

What could they have done better?

Nothing, he exceeded our expectations

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying my first house

How has Nick Spolton helped you?

He helped with explaining different mortgages, different ways in which first time buyers can buy

Have you seen the outcome you were hoping for?

100% yes

What could they have done better?

absolutely nothing

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Initially a new mortgage, then a renewal following a fixed rate ending

How has Nick Spolton helped you?

Nick was able to source the best deal For my circumstances on both occasions

Have you seen the outcome you were hoping for?

Very happy

What could they have done better?

No improvement required

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Nottinghamshire

What were the circumstances that caused you to initially look for an adviser?

Initially first time buyer, now term is up for renewal

How has Nick Spolton helped you?

Helped weigh out options we were unsure on

Have you seen the outcome you were hoping for?

Yes

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Mortgage

How has Nick Spolton helped you?

Nick has helped myself and my husband twice now, highly recommend Nick, he is very knowledgeable in what he does and always works hard to secure the best rates possible. He kept us up to date every step of the way and we would not go to any one else in the future but Nick. Thank you!

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing!!

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying our house

How has Nick Spolton helped you?

Nick and his team were amazing as we were first time buyers so really helped us through everything so much so my son has just bought a new house and also used Nick

Have you seen the outcome you were hoping for?

Yes we have our dream house

What could they have done better?

Nothing at all

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

i was looking for an adviser to find me a mortgage deal , and tried Nick , he was awesome and helpful.

How has Nick Spolton helped you?

He helped me find the best mortgage deal.

Have you seen the outcome you were hoping for?

Yes i am happy with the result.

What could they have done better?

he did his best , more than my expectation.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Nick arrived in our lives when we were making BIG decisions. He has a wonderful absence of the sheepskin coated smarm of most people who work in finance. He was objective and honest! Thanks, Nick.

How has Nick Spolton helped you?

Got us a great deal! It wasn’t easy!

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

I think, at one point, he needed to retie a shoelace…(this means…nothing!)

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Potential house move

How has Nick Spolton helped you?

Many ways

Have you seen the outcome you were hoping for?

_

What could they have done better?

Nothing

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Mortgage rate expiring

How has Nick Spolton helped you?

Nick has given me various mortgage options and advised of the best rate to go for my circumstances.

Have you seen the outcome you were hoping for?

Yes I have got my mortgage offer sorted so it will go through in February in plenty of time.

What could they have done better?

Nothing.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Initially to buy my ex husband out of our house and then again when I moved again

How has Nick Spolton helped you?

Nick found me a mortgage that was perfect for me when I bought my ex out of the house. When I moved again he found he another fantastic mortgage deal. Nick is fantastic, he responds quickly and knows exactly what you need

Have you seen the outcome you were hoping for?

Yes - 100%

What could they have done better?

Nothing - I will use Nick again in the future when the need arises and wouldn’t hesitate in recommending him to everyone

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

From my previous bad experience when I have lost my dream house and lost lots of money for nothing because the company with I was working did not advise me properly

How has Nick Spolton helped you?

He maid it happened With his advice about finances,I was abale to buy the house

Have you seen the outcome you were hoping for?

Yes Nick was grate had lots of patience with me after my first bad experience I was asking a million of questions to him and he took the time to reply to all of them

What could they have done better?

Nothing,all was perfect

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying a house

How has Nick Spolton helped you?

He was very friendly and helpful

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Everything was spot on

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Purchase of first house

How has Nick Spolton helped you?

He provided continuous and bespoke support throughout the process going above and beyond to make it as stress free as possible.

Have you seen the outcome you were hoping for?

Despite unexpected hurdles that Nick helped us navigate we eventually moved into our first home.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Myself and parter were looking into buying a new property, and Nick was very helpful with finding the best mortgage deal that suited us. He also helped with insurance policy.

How has Nick Spolton helped you?

Provided us with lots of information and was always there to answer any questions we had.

Have you seen the outcome you were hoping for?

Yes, we bought our beautiful house

What could they have done better?

There was nothing else Nick could have done to help.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

To find the best deal while renewing my mortgage.

How has Nick Spolton helped you?

Nick has been professional and efficient throughout the process. Explaining clearly the options out there and finding the best deal for me.

Have you seen the outcome you were hoping for?

Yes a mortgage that is affordable and allows me to be confident with my current finances.

What could they have done better?

N/A

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

New Mortgage

How has Nick Spolton helped you?

Source the best deal for my personal financial circumstances

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We needed help with finding the best way / deals on a remortgage

How has Nick Spolton helped you?

Nick really helped us not only finding the best remortgage deal that was on the market but also his advice was so helpful

Have you seen the outcome you were hoping for?

Yes, we are really happy with the rate we got especially in the current economy situation

What could they have done better?

Nothing!!

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I wanted to move house, but could not find a lender.

How has Nick Spolton helped you?

Nick not only found me multiple lenders, but gave me advice to increase my credit score and helped me argue my case with my existing lender to port to my new property and save a substantial amount.

Have you seen the outcome you were hoping for?

Yes, and he even helped me get my offer on a new house accepted quickly.

What could they have done better?

Nothing

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I was recommended nick by a friend.

How has Nick Spolton helped you?

Mortgage advice and calculating my options

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Re mortgage

How has Nick Spolton helped you?

Very friendly , trustworthy service , lots of advice and options with no pressure . Perfect service in my mind

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Really only thing that Nick could do extra is give a nice chocolate biscuit with the coffee !

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Securing a mortgage for buying our first house

How has Nick Spolton helped you?

Nick worked tirelessly to secure us a mortgage offer when this was no easy feat due to the mortgage rates rising daily. We can honestly say we would not have our home today if it wasn’t for Nick at Spolton mortgages! He really is the best!

Have you seen the outcome you were hoping for?

100%, not only did Nick do everything he could for us, working extra hours to secure us our mortgage he also sorted out our life and home insurance too.

What could they have done better?

Nothing. We cannot fault a single part of the process. Nick went above and beyond to ensure he got us the best deal possible.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

First time buyers who were looking for support and advice from a friendly, recommended advisor.

How has Nick Spolton helped you?

Nick has been readily available to contact. He is personable and knowledgeable and made us feel well supported and guided through mortgaging and remortgaging our house.

Have you seen the outcome you were hoping for?

Yes. Would highly recommend.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Looking for a mortgage for new house.

How has Nick Spolton helped you?

Nick found a suitable mortgage for us, at the best possible rate.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing that I can think of

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

As first time buyers, we didn't know the first thing about mortgages so we thought it was best to seek help.

How has Nick Spolton helped you?

He found the best mortgage rates/deals that suits us and he was very good at explaining everything along the way. He made the whole process really easy.

Have you seen the outcome you were hoping for?

Yes, absolutely no complaints.

What could they have done better?

Nothing at all.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Our fixed term with our existing mortgage provider was coming to an end

How has Nick Spolton helped you?

Nick helped us with remortgaging our house. He found us the best deal available at the time and was extremely informative. He made something which could be potentially stressful, pain free and he always kept us in the loop with updates.

Have you seen the outcome you were hoping for?

Yes we have successfully remortgaged and saved money based on the deal he found us

What could they have done better?

Nothing

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Recommended to me by a friend.

How has Nick Spolton helped you?

He has secured a mortgage and has given free information and clarity in the past few years with regards to remortgaging early, very helpful.

Have you seen the outcome you were hoping for?

The outcome was certainly better than expected given current climate and Bank of england interest rates, always ensured we took the right moves to lock in a good deal.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Nick was already known to me, with the industry and things to know, I felt this was a mine field of information, Nick explained everything we needed to know, and made it simple to understand.

How has Nick Spolton helped you?

Nick has helped us with finding the best deal for us , and been an absolute pleasure to deal with , we have passed his name onto other friends and friends of friends , Nick has also been able to help these too!

Have you seen the outcome you were hoping for?

Without a shadow of a doubt! Nick was excellent for us !

What could they have done better?

Nothing at all, everything was clockwork !

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Wanting to move into my first property.

How has Nick Spolton helped you?

Helped walk me through all steps of the mortgage application and advised me on a manageable and sensible repayment term.

Have you seen the outcome you were hoping for?

Yes, I've had no issues with my mortgage even with the recent rise in rates.

What could they have done better?

Only improvement on service I could think of would have been to advice further on steps to deal with the events of interest rate hikes from banks, but that would mostly speculative anyway.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I was looking for advice and information on if I could secure a mortgage to buy my first home on my own.

How has Nick Spolton helped you?

He helped me secure my first mortgage and provided me with information on all the types available and about fixing a mortgage and how long for. Nick then assisted me again when my original fixed mortgage was coming to an end, he got me sorted for a new mortgage but continued to monitor the interest rates and ended up getting me a rate that was a lot less than the original.

Have you seen the outcome you were hoping for?

Yes on both occasions I have felt supported and listened to by Nick, I appreciated that he didn’t just settle for the first rate he got me and kept looking and keeping me informed on when they had fallen so that I could then decide on the next step.

What could they have done better?

Nothing

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Initial mortgage application and then renewal.

How has Nick Spolton helped you?

Nick was able to explain the different options available to us, and completed the application process making the whole experience very efficient and quick.

Have you seen the outcome you were hoping for?

Yes very happy with the product and end outcome.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We were purchasing a new property and a friend recommended Nick for mortgage advice.

How has Nick Spolton helped you?

Nick searched the mortgage market and offered great advice.

Have you seen the outcome you were hoping for?

Yes, a good mortgage deal provided

What could they have done better?

Great all round. Thank you

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying property

How has Nick Spolton helped you?

Yes

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. Very professional.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We needed to increase our mortgage for renovation works

How has Nick Spolton helped you?

He found us the best deal and gave advice which we had not considered, which saved us money.

Have you seen the outcome you were hoping for?

Yes 100%

What could they have done better?

Nothing

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

My mortgage was coming up for renewal and I also wanted advice about releasing some equity!

How has Nick Spolton helped you?

Nick was extremely helpful in finding me the best deal when it came to renewing my mortgage. He talked through all the options available to me and showed me different scenarios if I did decide to release some equity. He was very professional and clear about everything, making sure I fully understood the procedures.

Have you seen the outcome you were hoping for?

Yes, I was able to renew my mortgage for another 5 years at a reasonable rate and repayment.

What could they have done better?

Nothing in my opinion, as he got in touch when he said he would. Carried out all the relevant checks for me and explained them thoroughly. Helped me secure my mortgage and offered to look through other policies such as my house insurance to check these were the best deals for me.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I was a first time buyer

How has Nick Spolton helped you?

He was able to help me navigate the mortgage world and find the best provider for my circumstances

Have you seen the outcome you were hoping for?

Most definitely

What could they have done better?

I could not find any fault with their service. Always on hand to help and no question left unanswered

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We was looking to remortgage.

How has Nick Spolton helped you?

Searched for and organised our mortgage when fixed term ended.

Have you seen the outcome you were hoping for?

Yes absolutely.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Looking to buy our first home

How has Nick Spolton helped you?

He listened to our situation and found us the best mortgage offer for our circumstances

Have you seen the outcome you were hoping for?

Yes

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying a house

How has Nick Spolton helped you?

Helped to understand our financial situation, what to expect and advising to buy a house for best price.

Have you seen the outcome you were hoping for?

Yes, wr are reallybsatisfied with purchase and mortgage rate

What could they have done better?

In this financial situation it is the best option what we have

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying a new home.

How has Nick Spolton helped you?

Nick worked tirelessly for my partner and I to help get us where we needed to be! He never gave up and thanks to him we are now in our beautiful new home! Could not be happier with the service, the care, the advice and kindness nick showed was above and beyond! Will definitely use him in future and will recommend him to everyone!

Have you seen the outcome you were hoping for?

Yes absolutely!

What could they have done better?

Nothing!

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Me and my boyfriend were looking to buy our first home and had no clue where to start and what to do, but Nick was very helpful in helping us understand everything and made the process less stressful and move along smoothly.

How has Nick Spolton helped you?

Whenever we were unsure about anything he would always be there to help if we were unsure about something. Always went above and beyond to help which was great.

Have you seen the outcome you were hoping for?

Yes! We got into our home and all insurances and mortgage set into place smoothly.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Needed a mortgage and Nick came recommended from a work colleague.

How has Nick Spolton helped you?

Being first time buyers, there were many things we needed our hands holding on, and explaining in detail. Nick was more than happy to oblige, even when it should have been my solicitors providing us with information on how a process should work. The care he took right from the start made the process so much less stressful than it could have been. Initially, a lot of information is asked for, but this is just so they can find the best product to suit our each individuals circumstances so it was well worth the effort as we were approved with the first company he put in for. On top of all this, Nick carefully helped us find a good balance with the insurances we need in order to have peace of mind but not break the bank.

Have you seen the outcome you were hoping for?

Yes. Due to Nicks work upfront, we got the first mortgage we applied for and found insurance which was affordable in all areas.

What could they have done better?

Honestly, nothing.

Review from verified client

June, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We needed to know where we were with our current mortgage and wanted impartial advice. We had been provided with something that we were not happy with. Nick was of great help. Even though we were not arranging our mortgage now, not getting our new property until February, he took the time to advise us of the situation and helped us to get on with planning our future. He talks straight and knows his business.

How has Nick Spolton helped you?

He has helped us plan our next move

Have you seen the outcome you were hoping for?

Nick is on our case

What could they have done better?

Nothing

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Suffolk

What were the circumstances that caused you to initially look for an adviser?

Buying investment properties.

How has Nick Spolton helped you?

Getting me the best deals and saving me time and money.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

First time buyers, unsure if where to start

How has Nick Spolton helped you?

Guided us through the whole process

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No

Nick's reply

Jack, Thank you so much for taking the time to leave us a review. It was a pleasure to help you and please remember that our support doesn't end when your mortgage starts - you only need to ask if there's anything we can help you with at any time. Kindest Regards, Nick

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Mortgage advice

How has Nick Spolton helped you?

He managed to secure us a very affordable mortgage given our circumstances.

Have you seen the outcome you were hoping for?

Definitely, better then we could of imagined.

What could they have done better?

I don't think there could of been anything I would have wanted done better.

First impression from a user who is not yet a client

December, 2022

Overall

Please provide a brief comment about your experience with Nick

Friendly, knowledgeable and very helpful.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Divorce

How has Nick Spolton helped you?

Tailored a mortgage for my needs.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Remortgage

How has Nick Spolton helped you?

As always Nick found us the best mortgage for our needs and gave us the best advice. We wouldn’t dream of seeing any other mortgage broker.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Mortgage due for renewal and to release funds for home improvements

How has Nick Spolton helped you?

Finding the best deal available across the market

Have you seen the outcome you were hoping for?

We were happy with the final outcome

What could they have done better?

A near perfect service I cannot fault

First impression from a user who is not yet a client

November, 2022

Overall

Please provide a brief comment about your experience with Nick

Nick is incredibly patient and helpful. Having never done any of this sort of thing before he’s made it so much less daunting for me and eased my anxiety about it all.

First impression from a user who is not yet a client

November, 2022

Overall

Please provide a brief comment about your experience with Nick

nick went above and beyond. his knowledge was outstanding and incredibly professional. I would highly recommend spolton mortgages.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We were first time buyers looking for advice on applying for a mortgage.

How has Nick Spolton helped you?

Nick had several meetings with us to discuss our options and was always extremely helpful. He took the time to explain everything carefully, ranging from the different types of mortgages to the government help to buy scheme. I rang Nick on several occasions when there was a change in circumstances from either ourselves or the solicitor/builder and Nick always answered, and listened to me carefully and gave me really useful advice.

Have you seen the outcome you were hoping for?

Yes, we were accepted for a mortgage.

What could they have done better?

If Nick gives every client the same level of service he gave us then he will always have a happy customer.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying a new house.

How has Nick Spolton helped you?

Sourced a mortgage lender, helped with getting the correct insurance and chased solicitors for us

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying a house

How has Nick Spolton helped you?

Nick was excellent providing advice for buying my house and help me find a mortgage to suit my needs. He was really approachable and friendly. Would highly recommended to anyone.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, he was so helpful and efficient.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Mortgage coming to the end of fixed rate so needed to apply for a new one.

How has Nick Spolton helped you?

Gave me advice and helped me pick the best option for my circumstances.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We wanted to arrange a mortgage buying new home

How has Nick Spolton helped you?

Excellent service from Nick. He was always at hand to answer calls or meet to discuss

Have you seen the outcome you were hoping for?

Yes we got a good mortgage offer and even when everything recently became difficult with mortgage rates, Nick put our minds at rest and helped sort things.

What could they have done better?

All good

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Wanted to re mortgage

How has Nick Spolton helped you?

Nick was amazing. We were looking to move from a self build mortgage to a normal one. Which was tricky. Nick secured us a fab rate. Fixed. I will definitely be using Nick when I need to remortgage in the future. Or any other financial services. Thank you.

Have you seen the outcome you were hoping for?

Yes definitely

What could they have done better?

Nothing.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Looking to get a mortgage and Nick came highly recommended

How has Nick Spolton helped you?

Nick helped secure the mortgage that we needed, and everything was explained in way that I could easily understand

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

In my opinion, Nick is courteous, knowledgeable in the services he offers/advises on. I cannot think if anything he needs to change or do better.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Mortgage application

How has Nick Spolton helped you?

Knowledgeable, approachable, very informative and genuine.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, Nick and his team were very supportive.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Me and my partner were first time buyers in Lincolnshire, so we went to Nick to help us with our mortgage.

How has Nick Spolton helped you?

Despite only going for help regarding our mortgage, we were supported in so many other ways. Nick helped us with insurance and was there to support us and take us through the housing buying process step-by-step. He also gave us so much advice in regards to our solicitors, estate agents and other providers. He regularly checked in with us to give updates and was happy for us to contact him whenever we needed.

Have you seen the outcome you were hoping for?

We definitely saw the outcome we were hoping for. Due to nicks involvement, it took a lot of stress out of the process, made us feel informed and supported throughout, and enabled our house move to be as smooth as possible.

What could they have done better?

Nothing to add. It couldn't have gone better.

First impression from a user who is not yet a client

November, 2022

Overall

Please provide a brief comment about your experience with Nick

After a brief telephone enquiry Nick arranged a session for a few days later where I was able to go through my remortgage options. It’s a confusing time at the moment and Nick was able to clarify a lot and advise on sourcing my next mortgage.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Looking for a mortgage

How has Nick Spolton helped you?

Excellent service making the process very smooth

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Initially we were looking for a mortgage

How has Nick Spolton helped you?

Nick has helped us on more than one occasion now, always made to feel welcome and highly professional.

Have you seen the outcome you were hoping for?

Always.

What could they have done better?

Nothing that I can think of!

Nick's reply

Hi Steve, It was a pleasure to help you and thank you for taking the time to leave a review. It's great to hear you're happy with our service and please remember that our support doesn't end when your mortgage starts. If there's anything we can help with at any time then we're only a call away. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Needed to buy a house with divorce settlement

How has Nick Spolton helped you?

Find a suitable & affordable mortgage

Have you seen the outcome you were hoping for?

Yes absolutely

What could they have done better?

No all expectations were met

Nick's reply

Hi Helen, Thank you for taking the time to leave a review, It's great to hear you're happy with our service and please remember that our support doesn't end when your mortgage starts. If there's anything we can help with at any time then we're only a call away. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Nottinghamshire

What were the circumstances that caused you to initially look for an adviser?

Looking for house to buy

How has Nick Spolton helped you?

Find the best offer for us Explain everything simply as possible

Have you seen the outcome you were hoping for?

Yes, All done as should

Nick's reply

Hi Marcin, It was a pleasure to help you and thank you for taking the time to leave a review. It's great to hear you're happy with our service and please remember that our support doesn't end when your mortgage starts. If there's anything we can help with at any time then we're only a call away. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Moving home

How has Nick Spolton helped you?

Found us a mortgage

Have you seen the outcome you were hoping for?

Yes, we have moved and got the best deal possible at the time.

What could they have done better?

Nothing. He was superb.

Nick's reply

Hi Lee, I've enjoyed helping you and your family. Thank you for taking the time to leave a review, it's great to hear you're happy with our service. Please remember that our support doesn't end when your mortgage starts. If there's anything we can help with at any time then we're only a call away. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Purchase of new house

How has Nick Spolton helped you?

Helped me find a suitable and affordable mortgage. Also helped me sort out suitable insurance. He clearly explained every detail and made sure I was happy at every point. Couldn’t have asked for more.

Have you seen the outcome you were hoping for?

Yes, 100%

What could they have done better?

N/A

Nick's reply

Hi Curtis, It was a pleasure to help you and thank you for taking the time to leave a review. It's great to hear you're happy with our service and please remember that our support doesn't end when your mortgage starts. If there's anything we can help with at any time then we're only a call away. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

First time buyers

How has Nick Spolton helped you?

Nick provided us with all the basic information we needed to support us with buying our first property. He gave us great advice and guided us throughout the whole process. Nick went above and beyond to ensure he could support us as a family. He worked outside his office hours to have meetings with us that worked around our lifestyle.

Have you seen the outcome you were hoping for?

We are almost at completion for buying our first property. There has been hiccups along the road but Nick has stayed in contact throughout to reassure us that sometimes things don't always go as smoothly as we've hoped on the property market.

Nick's reply

Hi Sarah, Thank you for your very kind review. It's been a pleasure to help you throughout the process and we're pleased that you are happy with the service we've provided. Please remember that our support doesn't end when your mortgage starts and we're always just a call away if there's anything we can help you with. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Mortgage life insurance

How has Nick Spolton helped you?

Sorting mortgage n life insurance explained all fully

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Nick's reply

Hi Keith, Thank you for your kind feedback. It's been a pleasure to help so far and hopefully you will soon be in your new home. Please remember that our service does not end when your mortgage starts so if there's anything you need help with then we're just a call away. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Northumberland

What were the circumstances that caused you to initially look for an adviser?

In need of a mortgage

How has Nick Spolton helped you?

Nick, sourced all of the available mortgages available and guided me on the right one for me

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Nick's reply

Hi Chris, Thank you for taking the time to leave a review of our service. We're pleased that you are happy with the service we've provided and please remember that our support doesn't end when your mortgage starts so if there's anything we can help you with then please let us know. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Nottinghamshire

What were the circumstances that caused you to initially look for an adviser?

Buying a first home

How has Nick Spolton helped you?

Helped chase up with different people, went above and beyond, worked late to ensure everything was ready, when there was an issue found the best solution, gave us the best deal with multiple options

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

N/A

Nick's reply

Hi Becky, Thank you for taking the time to leave a review of our service. It was a pleasure to help you and thank you for your kind feedback. Please remember that our service does not end when your mortgage starts so if there's anything you need help with then we're just a call away. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Moving home

How has Nick Spolton helped you?

Helped us with mortgage and life insurance

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, Nick and his team went above and beyond what they needed to do.

Nick's reply

Hi Mark, Thank you for taking the time to leave a review of our service. It's been a pleasure to help you throughout the process and thank you for your kind feedback. Please remember that our service does not end when your mortgage starts so if there's anything you need help with then we're just a call away. Kindest Regards,

First impression from a user who is not yet a client

November, 2022

Overall

Please provide a brief comment about your experience with Nick

Nick has been fantastic with the mortgage process of buying a first home. He is so friendly and made us feel so welcome and answered all of the questions we had. We had very little knowledge prior to meeting with Nick but he explained everything to us and took his time to ensure we understood. I would recommend him to everyone and we will definitely go to him for services in the future. Such a friendly and genuine person - no faults.

Nick's reply

Hi Frances, Thank you for taking the time to leave such a great review. We're happy that you're pleased with the service you've received so far and it's great to hear that you feel better informed as a result. Please remember that we're always here for support when you need us. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Getting my first mortgage

How has Nick Spolton helped you?

He talked and walked me through the process, explaining every step along the way.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Nick's reply

Hi Sam, Thank you for taking the time to leave a review of our service. Thank you for your kind feedback and hopefully you will be very happy in your new home. Please remember that our service does not end when your mortgage starts so if there's anything you need help with then we're just a call away. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

First time buyers - Mortgage

How has Nick Spolton helped you?

Helped us find the right lender and given us so much more information

Have you seen the outcome you were hoping for?

Close to completion.

What could they have done better?

Nothing, fantastic all round.

Nick's reply

Hi Tom, Thank you for taking the time to leave a review of our service. Thank you for your kind feedback and hopefully you will soon be in your new home. Please remember that our service does not end when your mortgage starts so if there's anything you need help with then we're just a call away. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

To help with a mortgage on a new build house.

How has Nick Spolton helped you?

Nick was very professional and dedicated to finding us the best deal and left no stone unturned.

Have you seen the outcome you were hoping for?

Very much so.

Nick's reply

Hi Matt, Thank you for taking the time to leave a review of our service. Thank you for your kind feedback and hopefully you will be very happy in your new home. Please remember that our service does not end when your mortgage starts so if there's anything you need help with then we're just a call away. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

To get a Mortgage

How has Nick Spolton helped you?

Nick found us a very good deal on our mortgage and also has helped with a remortgage and hopefully will get us another good deal when we look to change next year.

Have you seen the outcome you were hoping for?

Very much so.

What could they have done better?

Nothing, even the coffee and biscuits were first class.

Nick's reply

Hi Michael, Thank you for taking the time to leave a review of our service. Thank you for your kind feedback. I've heard that my coffee isn't always the best so it's good to know yours was ok! Please remember that our service does not end when your mortgage starts so if there's anything you need help with then we're just a call away. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying a house

How has Nick Spolton helped you?

Help me secure a favourable interest rate giving a turbulent market

Have you seen the outcome you were hoping for?

Yes

Nick's reply

Hi Alex, Thank you for taking the time to leave a review of our service. Thank you for your kind feedback and hopefully you will be very happy in your new home. Please remember that our service does not end when your mortgage starts so if there's anything you need help with then we're just a call away. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

House purchase - Mortgage

How has Nick Spolton helped you?

Nick has been extremely helpful in finding our initial mortgage 2 years ago and then also sorting our renewal out this year. He made something we find usually find quite stressful to do into a positive experience. He is always polite, professions and considerate of our needs. We will definitely use him again in thr future.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, Nick and his team went above and beyond. Helping me input all the information in to the system and finding all the financial information that I need.

Nick's reply

Hi Jodie, Thank you for taking the time to leave a review of our service. It's been a pleasure to help you on both occasions and we're happy we could remove some of the stress for you. Thank you for your kind feedback and please remember that our support does not end when your mortgage starts so if there's anything you need help with then we're just a call away. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We were buying our first property and needed a mortgage.

How has Nick Spolton helped you?

Nick was incredible through out the whole process. As first time buyers we were learning a lot as going along, but Nick explained everything so well, gave us personalised options, and supported through out.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Nick's reply

Hi Sarah, Thank you for taking the time to leave a review of our service. We're happy that you're pleased with the service you received. Thank you for your kind feedback and hopefully you'll both be very happy in your new home. Please remember that our service does not end when your mortgage starts so if there's anything you need help with then we're just a call away. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Remortgage the house

How has Nick Spolton helped you?

Nick gave a no nonsense review of out financial situation and options to consider for the mortgage

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Couldn't really

Nick's reply

Hi John, Thank you for taking the time to leave a review of our service and we're happy that you're pleased with the service you received. Please remember that our service does not end when your mortgage starts so if there's anything you need then please just ask. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I needed to buy my house off my ex-husband and then again when I purchased a new house

How has Nick Spolton helped you?

Nick has found me two mortgages; both with the best rate for what I needed. He was patient and spent a considerable amount of time making sure the mortgage was exactly right for me.

Have you seen the outcome you were hoping for?

Yes, both times the mortgage was successful and the house was purchased.

What could they have done better?

Nothing

Nick's reply

Hi Helen, Thank you for taking the time to leave a great review of our service. It's been a pleasure to help and we're happy that you're pleased with the service you received. Please remember that our service does not end when your mortgage starts so if there's anything you need help with then we're just a call away. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying my first home

How has Nick Spolton helped you?

Provided advice around mortgage products available and the best options for my circumstances.

Have you seen the outcome you were hoping for?

Absolutely! Nick secured a lender for my first time buyer mortgage with a great rate. The fee was great value and as an NHS worker received a discount on the fee. Communication was great. Nick literally took care of everything and kept me updated. I received my mortgage decision really quickly as he ensured all the information the lender required had been provided prior to submitting my application.

What could they have done better?

I couldn't have asked for anything to be done differently.

Nick's reply

Hi Nikki, Thank you for taking the time to leave a review of our service. We're happy that you're pleased with the service you received. Thank you for your kind feedback and hopefully you will be very happy in your new home. Please remember that our service does not end when your mortgage starts so if there's anything you need help with then we're just a call away. Kindest Regards,

First impression from a user who is not yet a client

November, 2022

Overall

Please provide a brief comment about your experience with Nick

Great communication and advice, Nick will always explain everything very clearly and will go an extra mile to make sure what he can offer will meet our needs. Would definitely recommend him.

Nick's reply

Hi Magda, Thank you for taking the time to leave a review. We're looking forward to seeing you again in the future when there are any further questions we can answer for you. We're happy that you're pleased with the service you've received so far and it's great to hear that you felt re-assured and confident following your meeting and we're looking forward to helping you again when anything needs reviewing. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

To secure a mortgage

How has Nick Spolton helped you?

Nick went above and beyond in helping us and advising us about the whole mortgage process. He was understanding of our circumstances and always approachable when we had questions or concerns.

Have you seen the outcome you were hoping for?

Yes. Nick secured a mortgage for us which enabled us to buy the perfect house for our family.

Nick's reply

Hi Hayley, Thank you for taking the time to leave a review of our service. We're happy that you're pleased with the service you received and hopefully you and your family will be very happy in your new home. Please remember that our service does not end when your mortgage starts so if there's anything you need help with then we're just a call away. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Moving home.

How has Nick Spolton helped you?

Nick helped us get a mortgage on the house we really wanted to buy.

Have you seen the outcome you were hoping for?

Yes definitely

What could they have done better?

Nothing

Nick's reply

Hi Lucy, Thank you for taking the time to leave a review of our service. We're happy that you're pleased with what we did for you and please remember that our service does not end when your mortgage starts so if there's anything you need help with then please remember we're just a call away. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying a new house

How has Nick Spolton helped you?

Nick made the whole process of finding the right mortgage very easy.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing really

Nick's reply

Hi Symon, Thank you so much for leaving a review. It was great to be able to support you with finding the best mortgage option and please remember that our service does not end when your mortgage starts. If there's anything we can help you with in the future then we're only a phone call or email away. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We were put in a situation where we needed to buy for a house sooner than we thought!! Nick was extremely helpful straight away and we felt very at ease.

How has Nick Spolton helped you?

Nick has helped us financially and move onto the property ladder with ease - we felt he was reasonable and gave very honest answers and advice which helped us get to where we needed to be. I can't thank him enough for all the help and highly recommend him!

Have you seen the outcome you were hoping for?

Nick had helped us get to where we needed to be with the little savings that we had at such short notice aswell! So yes defiantly the outcome we were hoping for.

What could they have done better?

There isn't anything that Nick could have done better. He has helped us hugely and again we can't thank him enough for his honest advice and support through the process.

Nick's reply

Hi Leanne, It's been a pleasure to support you in buying your own home and we're happy that you are pleased to achieve the outcome you hoped for. Thanks you for taking the time to leave a review and please remember that our support doesn't end when your mortgage starts. If there's anything you need help with then we're always just a call or email away. Kindest Regards,

First impression from a user who is not yet a client

November, 2022

Overall

Please provide a brief comment about your experience with Nick

Good solid mortgage advice. No hard sell just professional advice on the options.

Nick's reply

Hi Clive, It was a pleasure to help you and we're happy that you felt confident and re-assured after the service you received. Thanks you for taking the time to leave a review and please remember, if there's anything you need help with then we're always just a call or email away. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I went to Nick after completing a self build new home with the aid of a self build mortgage and was looking at changing to a new mortgage

How has Nick Spolton helped you?

Nick was highly professional and made sure he found a mortgage that was ideal for my needs and a good rate

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nicks service has been excellent and I will highly recommend him to other people

Nick's reply

Hi Adam, It's been a pleasure to support you in finding the best mortgage option for your needs and we're happy that you are pleased with the service you received. Thanks you for taking the time to leave a review and please remember that our support doesn't end when your mortgage starts. If there's anything you need help with then we're always just a call away. Kindest Regards,

First impression from a user who is not yet a client

November, 2022

Overall

Please provide a brief comment about your experience with Nick

Great service and very helpful

Nick's reply

Hi Louise, Thank you for taking the time to leave a review. We're happy that you're pleased with the service you've received so far and it's great to hear that you felt re-assured and confident following your meeting. We're looking forward to seeing you again in the future when there are any further questions we can answer for you. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Help with arranging our mortgage and help to buy

How has Nick Spolton helped you?

He helped with filling out the correct paperwork, helped find and advise on the best mortgage deals for us. Helped explain what we needed to do

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing great business and customer service, Nick is extremely helpful

Nick's reply

Hi Jonny, Thank you for taking the time to leave a review. I's a pleasure to support you and we're happy that you continue to be pleased with our ongoing service. Looking forward to seeing you both again whenever there's any questions you need answering. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Nottinghamshire

What were the circumstances that caused you to initially look for an adviser?

1st buying our new home and then remortgaging

How has Nick Spolton helped you?

We have returned to Nick for advice again and again when trying to secure the best possible mortgage deal, which has given us great piece of mind.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nick and his team are top notch

Nick's reply

Hi Laura, Thank you for taking the time to leave a review and we're very happy that you continue to be happy with our service. We'll always try to remind you when the mortgage needs looking at but please let us know if there's anything you need in the meantime. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We were first time buyers looking for the best mortgage product for our family circumstances.

How has Nick Spolton helped you?

He provided expert advice, really clearly delivered and with a fantastic level of service.

Have you seen the outcome you were hoping for?

We got the product we needed and very happy with how the mortgage came together.

What could they have done better?

Nick and the Spolton Mortgages team went over and above what I would have expected - there was nothing I felt they missed from their service.

Nick's reply

Hi Matthew, It was a pleasure to help and we're happy that you were pleased with the service. Thank you for taking the time to leave a review and please remember that our support does not end when your mortgage starts - we're always just a phone call or email away if there's anything we can help you with. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

First experience of re-mortgaging and wanted expert advice.

How has Nick Spolton helped you?

We have used Nick's services twice now over the past few years and each time he has provided valuable financial advice.

Have you seen the outcome you were hoping for?

Yes, will continue to use Nick's services in the future.

Nick's reply

Hi April, Great to hear from you recently and Thank You for taking the time to leave a review. It's a pleasure to be able to help you and your family and we'll be in touch when your mortgage needs a review. Please let us know if there's anything you need in the meantime, we're always just a call or email away. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying a new house

How has Nick Spolton helped you?

Nick has provided us with the advice on getting a mortgage and helped our dream to become a reality

Have you seen the outcome you were hoping for?

yes

What could they have done better?

Nothing. The service was perfect.

Nick's reply

Hi Aiste, It was a pleasure to help and we're happy that you were pleased with our service. We hope you are happy in your new home and please remember that our support does not end when your mortgage starts, we're always only a call away if there's anything you need. Kindest Regards,

First impression from a user who is not yet a client

November, 2022

Overall

Please provide a brief comment about your experience with Nick

He was very welcoming and down to earth talking about financial process and how tge mortgages works.

Nick's reply

Hi Kristina, It's been a pleasure to help you so far and thank you for taking the time to leave a review. We're happy that you've been pleased with the service so far and looking forward to helping you again soon. Kindest Regards,

First impression from a user who is not yet a client

November, 2022

Overall

Please provide a brief comment about your experience with Nick

Nick was friendly and provided the cups of tea. He explained everything in a way even I could understand. I look forward to getting his advice in the future.

Nick's reply

Hi Shelley, It's been a pleasure to help you so far and thank you for taking the time to leave a review. We're happy that you've been pleased with the service so far and looking forward to helping you again soon when you've found the right home. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Staffordshire

What were the circumstances that caused you to initially look for an adviser?

Purchasing a house.

How has Nick Spolton helped you?

Nick helped us secure a mortgage

Have you seen the outcome you were hoping for?

Yes. Nick helped us get a mortgage that suited our requirements.

What could they have done better?

Nothing. Nick was clear at explaining things and extremely helpful and professional.

Nick's reply

Hi Carole, Thank you for getting us involved in the process of buying your home. It was a pleasure to help and we're pleased you were happy with our service, it means a lot to us. Please remember we're only ever a call away and our support doesn't stop when your mortgage starts. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Desire to purchase first property and move out from parents house

How has Nick Spolton helped you?

Arranged a very desirable mortgage agreement and was on hand whenever I felt the need for any advice.

Have you seen the outcome you were hoping for?

Absolutely, with his help I was able to conclude the mortgage process and move out on my own with my own property from the start.

What could they have done better?

Difficult to find room for improvement, service was overall excellent.

Nick's reply

Hi Bogdan, It's been a great pleasure to help you achieve your goals and thank you for taking the time to leave a review. Please remember that we're only ever a call away and our support doesn't end when your mortgage starts - we're always here for you. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Enquiring for mortgage advice.

How has Nick Spolton helped you?

Nick helped to guide me in areas required to improve my credit, which then a year on led to him helping me to find a mortgage for my home.

Have you seen the outcome you were hoping for?

Yes, I am now living in my home following successful findings of a mortgage offer.

What could they have done better?

Nothing, both Nick and Kasia are fantastic. I am so grateful of their help and guidance which enabled me to buy my own home.

Nick's reply

Hi Chelsea, It's been a privilege to be involved in your journey to home ownership and we're pleased that you've been happy with the service you received. Remember, you're part of the family now, so if there's anything you need we're only ever a phone call away. Kindest Regards,

First impression from a user who is not yet a client

November, 2022

Overall

Please provide a brief comment about your experience with Nick

Top notch advisor!

Nick's reply

Hi Warwick, It's been a pleasure to help you so far and I'm pleased you feel confident and re-assured. We're looking forward to helping you on the journey going forward. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Easier to get a mortgage with someone who knows what they are talking about.

How has Nick Spolton helped you?

Helped me get the right mortgage for what I have.

Have you seen the outcome you were hoping for?

Yes

Nick's reply

Hi Gail, It was a pleasure to help you find the right mortgage for you and we're pleased that you were happy with our service. Please remember that we're only ever a call away because our support doesn't stop when your mortgage started. Kind Regards,

First impression from a user who is not yet a client

November, 2022

Overall

Please provide a brief comment about your experience with Nick

Nick searched for mortgage products for me earlier this year and was very professional and helpful.

Nick's reply

Hi Julie, It was a pleasure to help and great to know that you felt re-assured. Please remember that we're only ever a call away when you need support with anything. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Purchasing a property

How has Nick Spolton helped you?

He gave us lots of helpful information, found us the best mortgage deal and helped us with life insurance. He’s been amazing

Have you seen the outcome you were hoping for?

Yes we’ve managed to purchase our beautiful home

What could they have done better?

There is nothing that could be improved, Nick was very helpful and will definitely recommend

Nick's reply

Hi Karolina, Thank you for getting us involved in the journey to buying your new home together. It was a pleasure to help and we're pleased you were happy with our service. Please remember that our support does not end when your mortgage starts and we're only ever a call away if there's anything you need. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying first property

How has Nick Spolton helped you?

Get us mortgage we needed.

Have you seen the outcome you were hoping for?

Yes

Nick's reply

Hi Dawid, I hope you and your family are happy in your new home. Thank you for getting us involved in the process. We're happy that you were pleased with the service you received and it was a pleasure to help. Thank you for taking the time to leave a review and please remember that our support does not end when your mortgage starts, we're always just a call away. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Moving home

How has Nick Spolton helped you?

Nick helped us identify the best option to remortgage and move house. He also advised regarding our life insurance as well.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. Nick went above and beyond even when we struggled to fit around our schedules he was available for face to face and via Zoom.

Nick's reply

Hi, We're happy that you were pleased with the service you received and it was a pleasure to help. Thank you for taking the time to leave a review and please remember that our support does not end when your mortgage starts, we're always just a call away. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Our mortgage was due to finish

How has Nick Spolton helped you?

Gave sound logical advice, walked through the options to help find the best mortgage for us.

Have you seen the outcome you were hoping for?

100% Yes

What could they have done better?

nothing

Nick's reply

Hi Tim, We're happy that you have been pleased with the service you received and it was a pleasure to help. Thank you for taking the time to leave a review and please remember that our support does not end when your mortgage starts, we're always just a call away. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying my First Home

How has Nick Spolton helped you?

He helped explain all the different routes and ways I could have purchased the house, he really helped me feel relaxed during the process.

Have you seen the outcome you were hoping for?

100%

What could they have done better?

absolutely nothing! He was amazing start to finish.

Nick's reply

Hi Georgia, We're happy that you were pleased with the service you received, really good to know we could help make things less stressful for you, and it was a pleasure to help. Thank you for taking the time to leave a review and please remember that our support does not end when your mortgage starts, we're always just a call away. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Looking for a new home and subsequent mortgage to cover it.

How has Nick Spolton helped you?

Nick gave clear and impartial advice on which products suited my requirements considering my age and employment circumstances.

Have you seen the outcome you were hoping for?

Yes. A fair mortgage offer with the protection required in today's turbulent market.

What could they have done better?

Nothing that I can think of.

Nick's reply

Hi, We're happy that you were pleased with the service you received, I hope you're both happy in your new home, and it was a pleasure to help. Thank you for taking the time to leave a review and please remember that our support does not end when your mortgage starts, we're always just a call away. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Recommend by a friend

How has Nick Spolton helped you?

He help me secure a brilliant buy to let mortgage and then change it at the very last minute when circumstances changed.

Have you seen the outcome you were hoping for?

Definitely

What could they have done better?

Absolutely nothing

Nick's reply

Hi Emily, We're happy that you were pleased with the service you received and it was a pleasure to help. I hope you are enjoying life in your new home. Thank you for taking the time to leave a review and please remember that our support does not end when your mortgage starts, we're always just a call away. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Purchase of new home.

How has Nick Spolton helped you?

Nick took care of everything from start to finish. Nothing was too much trouble (even when our plans kept changing). He is approachable and friendly and I wouldn’t hesitate to recommend him.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Nick's reply

Hi, It was a pleasure to help with your move and we're happy that you were pleased with the service you received. Thank you for taking the time to leave a review and please remember that our support does not end when your mortgage starts, we're always just a call away. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying our first home and needed a mortgage advisor.

How has Nick Spolton helped you?

Found us the best mortgage deal at the time, alongside organising home insurance for us.

Have you seen the outcome you were hoping for?

Absolutely!

What could they have done better?

Nothing. We were happy with the whole process, Nick was quick to respond to us and made himself available out of hours for calls / meetings.

Nick's reply

Hi Rhys, Thanks for getting us involved in buying your first home together. We're happy that you were pleased with the service you received and it was a pleasure to help. Thank you for taking the time to leave a review and please remember that our support does not end when your mortgage starts, we're always just a call away. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying a home for the first time

How has Nick Spolton helped you?

Nick and His wife helped me and my partner find a mortgage and insurance

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Nick's reply

Hi Sam, I hope you're happy in your first home together. We're thrilled that you were pleased with the service you received and it was a pleasure to help. Thank you for taking the time to leave a review and please remember that our support does not end when your mortgage starts, we're always just a call away. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Nottinghamshire

What were the circumstances that caused you to initially look for an adviser?

Buying our first house.

How has Nick Spolton helped you?

Nick was so helpful and informative every step of the way.

Have you seen the outcome you were hoping for?

Yes and more.

What could they have done better?

No

Nick's reply

Hi Freddie, It's been a pleasure to help you and thank you for taking the time to leave a review. We're happy that you have been pleased with the service you received. I'm sure you know but our support doesn't end when your mortgage starts so if there's anything we can help with at any time then we're only a call away. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying first home

How has Nick Spolton helped you?

Nick was incredible at guiding us through the process, kept us more up to date than our solicitors did. Explained everything and put my mind at ease. We got a great mortgage deal thanks to him.

Have you seen the outcome you were hoping for?

Yes, we were able to move into our first home thanks to Nicks excellent mortgage advice.

What could they have done better?

Nothing. He was fantastic every step of the way.

Nick's reply

Hi Nicole, It's been a pleasure to help you and I hope you're enjoying life in your first home together. Thank you for taking the time to leave a review. we're happy that you have been pleased with the service you received. Our support doesn't end when your mortgage starts so if there's anything we can help with at any time then we're only a call away. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I needed help to find a mortgage

How has Nick Spolton helped you?

He has found me the mortgage which suits my circumstances and has done so in a very prompt, friendly and helpful way.

Have you seen the outcome you were hoping for?

yes

What could they have done better?

nothing

Nick's reply

Hi Peter, Thank you for taking the time to leave a review. We're happy that you were pleased with the service you received. Please let us know if there's anything we can help you with at any time - our support doesn't end when your mortgage starts and we're always just a call away. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We required advice when in search of a specific mortgage to meet our needs.

How has Nick Spolton helped you?

Throughout the whole process Nick was clear and thorough in the advice he gave us to enable us to make the correct decision for our situation. Nothing was too much trouble, and no question was too 'silly'. Nick worked tirelessly to ensure the end product was right for us.

Have you seen the outcome you were hoping for?

We have been very happy with the results we have had while working with Nick and he continues to be at the end of the phone or on email should we have any further needs.

What could they have done better?

His tea making is a little questionable at times!

Nick's reply

Hi Kim, Thank you for taking the time to leave a review. We're happy that you were pleased with the service you received and I'll try to improve my Tea Making skills :-) Please remember that our support doesn't end when your mortgage starts - you just need to let us know if there's anything we can help you with at any time. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying the house

How has Nick Spolton helped you?

Nick has helped throughout the mortgage process - he went above and beyond to help us understand the process, the current market situation and many more things we were not aware of! Kasia has helped with all the insurance related queries. All applications were done by her, we just told what we want and she sorted everything for us. We are very happy with the overall service we have received from Nick and Kasia, will definitely come to them again in the future if the need arrises.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

N/A

Nick's reply

Hi Tomas, It's been a pleasure to help you and I hope you're enjoying life in your own home. We're happy that you have been pleased with the service you received and thank you for taking the time to leave a review. I'm sure you know but our support doesn't end when your mortgage starts so if there's anything we can help with at any time then we're only a call away. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I was looking to purchase a new house and required a mortgage

How has Nick Spolton helped you?

Nick was able to source a very competitive mortgage and gave all the options available so I was able to select the best product for me.

Have you seen the outcome you were hoping for?

Yes, house purchased with protection in case of illness.

What could they have done better?

No

Nick's reply

Hi Chris, Thank you for taking the time to leave a review. It was a pleasure to help you with your purchase and subsequent mortgage review. If there's anything we can help with in the future then please let us know and we're there for you as our support doesn't end when your mortgage starts. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Me and my partner wanted advice & support for the best deals available for our mortgage application

How has Nick Spolton helped you?

Nick went above and beyond ensuring we had the best mortgage deal available for our circumstances and budget. We were kept up to date regularly regarding our mortgage application and during the actual buying process

Have you seen the outcome you were hoping for?

Yes, we got a great deal for our mortgage and are very happy and settled in our new home

What could they have done better?

Nothing - Superb service from start to finish

Nick's reply

Hi Andrew, Thank you for taking the time to leave a review. We're happy that you were pleased with the service you received and please remember that our support doesn't end when your mortgage starts - please let us know if there's anything we can help you with at any time. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying a new home after divorce

How has Nick Spolton helped you?

Asking the right questions and listening, Understanding my situation to guide his options for me.

Have you seen the outcome you were hoping for?

Most certainly, massive thanks.

What could they have done better?

Nothing to my knowledge

Nick's reply

Hi Mike, Thank you for taking the time to leave a review. It was a pleasure to help you with your purchase and please remember that our support doesn't end when your mortgage starts. If there's anything we can help with in the future then please let us know and we're there for you. Kindest Regards,

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Looking for our first mortgage, with low deposit

How has Nick Spolton helped you?

Found us a great first mortgage, with low deposit and 5y fixed term which is what we wanted

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, we were very happy with the service and will use Nick again in the future if we move or remortgage

Nick's reply

Hi Hannah, Thank you so much for taking the time to leave a review, I'm so pleased you're happy with our service. I hope you and your family are enjoying life in your own home and please remember that our support doesn't end when your mortgage starts. Please let us know if you need support at any time. Kindest Regards, Nick

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We went to Nick for his mortgage services and also had some insurance conversations with him.

How has Nick Spolton helped you?

Nick took my wife and I through the process of getting a mortgage; his calm demeanour and absolute knowledge of the market put my us completely at ease. He highlighted the ups and downs of each and was responsive and understanding of our needs when we sought to avoid certain providers on the market.

Have you seen the outcome you were hoping for?

Absolutely - we got a mortgage and house that we were extremely happy with, thanks to Nick and Kasia. Terrific work!

What could they have done better?

Nothing whatsoever

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We were looking to buy a house but had complicated circumstances so really needed the help of someone professional

How has Nick Spolton helped you?

Nick was friendly and helpful from start to finish. He went above and beyond was always on the other end of the phone to answer any questions.

Have you seen the outcome you were hoping for?

We’ve have been in our new house just over a year now thanks to Nicks help and support.

Nick's reply

Hi Lauren, I can't believe it's over a year since you moved into your new home and I hope you and your family are enjoying having your own place. Thank you so much for taking the time to leave a review, I'm so pleased you're happy with our service and remember our support doesn't end when your mortgage starts so please let us know if you need support at any time. Kindest Regards, Nick

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buy a first home

How has Nick Spolton helped you?

He has gone above and beyond to find us an incredible deal to gig our budget

Have you seen the outcome you were hoping for?

Absolutely couldn’t be more plessed

What could they have done better?

Not at all

Nick's reply

Hi Marcus, I hope you and your family are keeping well. Thank you so much for taking the time to leave a review, I'm so pleased you're happy with our service and remember we're always here if you need any support. Kindest Regards, Nick

First impression from a user who is not yet a client

August, 2022

Overall

Please provide a brief comment about your experience with Nick

was really honest in what he could offer us and advised on the best approach

Review from verified client

July, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Moving house

How has Nick Spolton helped you?

He did a great job at finding us a mortgage on a house that we loved

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. We are so grateful

Nick's reply

Hi Lucy, I hope that you and your family are keeping well and happy in your new home. Thank you for getting us involved in the process. We're happy that you were pleased with the service you received and it was a pleasure to help. Thank you for taking the time to leave a review and please remember that our support does not end when your mortgage starts, we're always just a call away. Kindest Regards,

Review from verified client

April, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

To buy the house we have been renting long term.

How has Nick Spolton helped you?

He gave us honest, clear advice about how to tidy our finances.

Have you seen the outcome you were hoping for?

We didn’t receive the outcome we had hoped for, however it was what we were expecting. Although Nick gave us positive advice going forward and that we could achieve our goal in the future.

What could they have done better?

They couldn’t have done anything better. When we were told there wasn’t anything they could do at this time we thought that was it but Nick was very patient with us and helped us to get our finances in order. We felt really positive and confident after our meeting.

First impression from a user who is not yet a client

March, 2021

Overall

Please provide a brief comment about your experience with Nick

Very clear.

Nick's reply

Martin, Thank you very much for trusting us for your mortgage advice and for taking the time to leave a review. I'm looking forward to helping you to achieve your goals. Kind Regards, Nick

First impression from a user who is not yet a client

March, 2021

Overall

Please provide a brief comment about your experience with Nick

Nick offered clear information from the onset about his prices, services and how the mortgage process works from start to finish. Nick made me feel at ease, explaining carefully at every stage of the process, what information would be required and why. He offered lots of information and at this initial meeting, all of this was at zero cost, which is exceptional service and very supportive. He was very approachable and at no point did I feel rushed. I would highly recommend. Whilst I was at a data gathering stage, I have no doubt I will return for assistance as I move forward in buying a property. With the added bonus of offering MOD discount on final costs, overall I would say he offered great service and value for money!

Nick's reply

Hi Sarah, It was very nice to meet you and I'm really pleased to hear you are happy with the way the meeting went. I'm looking forward to offering support whenever that may be needed. Kind Regards, Nick

First impression from a user who is not yet a client

March, 2021

Overall

Please provide a brief comment about your experience with Nick

Nick was very polite and professional, was clear and precise with all information given. I felt reassured, that we would be successful in being able secure a Mortgage.

Nick's reply

Hi Gill, Thank you very much for leaving a review. We're here whenever you need us. Kind Regards, Nick

Review from verified client

March, 2021

Overall

Advice

Service

Value

Based in Suffolk

What were the circumstances that caused you to initially look for an adviser?

Needed a mortgage.

How has Nick Spolton helped you?

By sourcing the best deal for my circumstances.

Have you seen the outcome you were hoping for?

Yes.

Nick's reply

Hi Kristina, Thank you so much for leaving us a review. It's important for us to know that we're meeting your expectations. Please remember that we are always here if you need us in the future. Kindest Regards,

First impression from a user who is not yet a client

March, 2021

Overall

Please provide a brief comment about your experience with Nick

Nick has been affable, professional, helpful and concise. He presented the information required in an easy to understand manner, answering all questions with clarity. I now have a better understanding of the options available to me. Graciously gave me an extra 10 minutes over the allotted time.

Nick's reply

Hi Jessica, Thank you for taking the time to leave a review of your experience. As I mentioned, we never charge for our service unless you progress with an application. Please feel free to ask any questions as they arise and I'm happy to meet again if you need additional support as you progress with your plans. Kind Regards, Nick.

First impression from a user who is not yet a client

March, 2021

Overall

Please provide a brief comment about your experience with Nick

Great experience with you today Nick, thank you so much for explaining everything to us in a way that was easy to understand, and help us to establish a plan on where we go from here. We certainly will be in touch in the next 3-4months to go ahead with you.

Nick's reply

Hi Scott & Charlotte, It was great to meet you on zoom. Thank you for taking the time to leave your review and thank you for involving me in your plans to buy a new family home. I'm here for you whenever you're ready. Kind Regards, Nick

First impression from a user who is not yet a client

March, 2021

Overall

Please provide a brief comment about your experience with Nick

Nick was very friendly and gave great advice.

Nick's reply

Hi Jo, Thank you so much for taking the time to leave us a review. It's been a pleasure to help so far and I'm looking forward to supporting you in the future. Kind Regards, Nick

Review from verified client

March, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Moving house

How has Nick Spolton helped you?

Talked me through the process in way that I could understand. Kept me updated and answered all my questions.

Have you seen the outcome you were hoping for?

Yes definitely.

What could they have done better?

Nothing 10/10

Nick's reply

Hi Debs, I'm really pleased to hear you're both happy in your new home. Thank you for taking the time to leave a review and remember we're here if you need help with anything. Kind Regards, Nick

Review from verified client

March, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We were looking to move home and I needed a full review of my mortgage and personal financial position

How has Nick Spolton helped you?

Nick provided us with a new mortgage and income interruption insurance too.

Have you seen the outcome you were hoping for?

We are now happily settled into our new home thanks to Nick. Throughout the process (which took place in the Covid pandemic lockdown) Spolton mortgages gave us thorough and concise advice and kept us fully up to date with the process and the way we’re progressing. Fast, reliable and professional from start to end.

What could they have done better?

They couldn’t have done anything better. If anything they went over and above out expections right the way through the process.

Nick's reply

Hi Kev, It's great to hear you're settled in your new home. It's great to hear you're happy with what we did for you and thank you for taking the time to leave a review. Please remember we're here if you need help with anything. Kind Regards, Nick

First impression from a user who is not yet a client

March, 2021

Overall

Please provide a brief comment about your experience with Nick

Nick was absolutley amazing. He took on our case and helped us try and resolve the issues we had. Nick helped me and my partner work out a plan for our mortgage and how to proceed going forward. Really dedicated and attentive to his customers, and strives to get the best possible outcome. Couldnt recommened Nick enough.

Nick's reply

Hi Luke, I'm very grateful to you for leaving a review and for your kind words. It's been a pleasure to help you so far and I'm looking forward to supporting you when you're ready. Kind Regards, Nick

First impression from a user who is not yet a client

March, 2021

Overall

Please provide a brief comment about your experience with Nick

A very easy going conversation where everything was explained well.

Nick's reply

Hi Stuart, Thank you you for leaving a review. I've enjoyed helping you so far and I'm looking forward to supporting in buying your own place when you're ready. Kind Regards, Nick

Review from verified client

March, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying a house

How has Nick Spolton helped you?

Arranged a mortgage for me

Have you seen the outcome you were hoping for?

Yes

Nick's reply

Hi Polly, It was a real pleasure to help you and thank you for taking the time to leave a review. Please remember we're here if you need help with anything. Kind Regards, Nick

Review from verified client

March, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Moving Home

How has Nick Spolton helped you?

Nick made the mortgage process easy and stress free, explained everything we needed to know and with great advice and got exactly what we were looking for.

Have you seen the outcome you were hoping for?

Very pleased with the outcome from the start to the end

What could they have done better?

Absolutely nothing, the communication was excellent & both went the extra mile to make sure the process went smoothly

Nick's reply

Hi Emma, I've enjoyed helping you and you'll soon be in that lovely new family home of yours. Thank you for taking the time to leave a review and remember we're always here if you need help with anything. Kind Regards, Nick

Review from verified client

March, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Taking on my first mortgage application.

How has Nick Spolton helped you?

Finding mortgages, insurance and other house buying related matters.

Have you seen the outcome you were hoping for?

Not yet, but this is not due to Nick.

What could they have done better?

Nothing

Nick's reply

Hi Craig, It's been a real pleasure to help you and I'm hoping you'll soon get moved in to your new home. Thank you very much for taking the time to leave a review and please remember, whether it's now or in the future, we're here if you need help with anything. Kind Regards, Nick

First impression from a user who is not yet a client

February, 2021

Overall

Please provide a brief comment about your experience with Nick

Nick is extremely personable, clear and honest. He's extremely helpful in navigating what can be a confusing market place. While this wasn't the right time for me to go ahead with a mortgage, Nick was very honest about that and managed my expectations through the whole process. I will certainly use Spolton Mortgages when the time is right.

Nick's reply

Hi Luke, Thank you very much for leaving a review and for your kind words. I'm really looking forward to supporting you when you're ready to buy your own place. Kind Regards, Nick

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buy our first home in the UK.

How has Nick Spolton helped you?

What didn't Nick help us with? Nick was incredibly helpful throughout the whole process. Nothing was a problem.

Have you seen the outcome you were hoping for?

Better outcome than expected.

What could they have done better?

Nothing.

Nick's reply

Keegan, Thank you very much for this great review. It was an absolute pleasure to help you and I'm so pleased we achieved more than you expected. Please remember that our support doesn't end here - please let us know whenever you have any questions. Kindest Regards, Nick

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

House move

How has Nick Spolton helped you?

He found us a good mortgage and dealt with life insurance for my husband

Have you seen the outcome you were hoping for?

Yes, definitely.

What could they have done better?

Nothing. Nick was brilliant, he was very thorough and explained everything.

Nick's reply

Hi Anna, Thank you for leaving us a review. It was a pleasure to help you and its good to hear you've settled in to your great new place. Let us know whenever there's anything else we can help with. Kind Regards, Nick

First impression from a user who is not yet a client

February, 2021

Overall

Please provide a brief comment about your experience with Nick

I'm very happy

Nick's reply

Hi Bartek, Thank you for taking the time to leave a review. I'm looking forward to supporting you in the future. Kind Regards, Nick

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Looking for mortgage in difficult circumstances with ex.

How has Nick Spolton helped you?

From the beginning, Nick worked hard to find mortgages suitable for my needs despite me feeling in a difficult circumstance. He was always positive and worked speedily to find me a great mortgage deal to suit my needs. He then supported me to look through insurance whilst not making a hard sale. I felt he was extremely informative and helpful.

Have you seen the outcome you were hoping for?

Yes, fingers crossed soon to move in!

What could they have done better?

Nothing, he went above and beyond. My new partner, who is remortgaging himself, commented how efficiently Nick worked too!

Nick's reply

Hi Pippa, What a wonderful review, thank you very much. It's been a pleasure to help you and our support doesn't end when you move in, please let us know if you think we can help with anything else. Kind Regards, Nick

First impression from a user who is not yet a client

February, 2021

Overall

Please provide a brief comment about your experience with Nick

We now understand what we need to do in order to be in the best situation for when we buy

Nick's reply

Hi Caroline, Thank you for taking the time to leave a review. I'm pleased I could help in a small way and I look forward to hearing from you when you're ready. Kind Regards, Nick

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

First time buyers and wanting professional advice.

How has Nick Spolton helped you?

Always happy to answer our calls and messages swiftly. Regular Zoom meetings also and he would keep on top of the best rates and talk us through all options and paperwork.

Have you seen the outcome you were hoping for?

Yes

Nick's reply

Hi Zoe, I've really enjoyed helping you to buy your first home. Thank you for taking the time to leave a review and remember we're here if you need help with anything else - now or in the future. Kind Regards, Nick

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Cornwall

What were the circumstances that caused you to initially look for an adviser?

To buy our first property!

How has Nick Spolton helped you?

In every area right from the beginning! He gave us all of our options, and then after every house we looked at he worked out the repayments and if it was viable etc. He then helped with insurances, and also was involved in the pushing through of the sale when I got a bit too stressed with chasing it all! I still don’t think we would have been in now without him!

Have you seen the outcome you were hoping for?

Yes we have!

What could they have done better?

Absolutely nothing!

Nick's reply

Hi Ashleigh, It's been a pleasure to help you and your family to get your own front door :-) Thank you for taking the time to leave a review and thank you for your kind words. Our support doesn't end here. Please let us know if there's anything else we can help with at any time. Kind Regards, Nick

First impression from a user who is not yet a client

February, 2021

Overall

Please provide a brief comment about your experience with Nick

Happy to help with anything and everything nothing is ever too small or too big.

Nick's reply

Hi Dan, Thank you for leaving a review. It's been a pleasure to help you so far and I'm looking forward to supporting you when you're ready. Kind Regards, Nick

First impression from a user who is not yet a client

February, 2021

Overall

Please provide a brief comment about your experience with Nick

A very honest adviser

Nick's reply

Hi Julie, Thank you very much for leaving a review. I'm here whenever you may need me. Kind Regards, Nick

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We were in the process of moving home and needed a mortgage advisor. We were recommended Nick by a friend as we were struggling with the previous mortgage advisor we had.

How has Nick Spolton helped you?

Nick helped us with the mortgage process and completely put us at ease with his knowledge and professionalism following some previous difficulty with a former mortgage advisor.

Have you seen the outcome you were hoping for?

Yes, we are very pleased with the deal Nick was able to find, it is much better than we had hoped for and are very grateful for the work he has done for us.

What could they have done better?

Nothing, I couldn’t recommend Nick enough and will definitely recommend his services.

Nick's reply

Hi Rory, Thank you very much. It's kind of you to leave us such a great review. I'm pleased we could get you what you were looking for and please remember, our support doesn't end when you move in, we're here whenever you need us. Kind Regards, Nick

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Mortgage renewal

How has Nick Spolton helped you?

Nick provided very professional advice and support all the way through the process.

Have you seen the outcome you were hoping for?

Yes, definitely. Nick has provided a range of options for us, and we were able to choose one for ourselves.

What could they have done better?

Nothing. The service provided by Nick was outstanding and we couldn’t ask for more.

Nick's reply

Hi Mariusz, Thank you very much for taking the time to leave us a review. I'm pleased we could get you what you were looking for and please remember we're here whenever you need us. Kind Regards, Nick

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We were looking to remortgage

How has Nick Spolton helped you?

Nick reviewed the areas of the market available to us and offered options to help us find the best route for our circumstances

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, Nick was very diligent

Nick's reply

Hi Tim, Thank you for taking the time to leave a review. Please let us know if there's ever anything else we can help with, we're here whenever you need us. Kind Regards, Nick

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We were looking to take out our first mortgage.

How has Nick Spolton helped you?

Nick gave us very clear advice, looked into every option available and helped us decide the best way forward for our situation.

Have you seen the outcome you were hoping for?

We were extremely pleased with the level of service we received.

What could they have done better?

Absolutely nothing, we were pleased with every aspect of the work Nick did for us.

Nick's reply

Hi Kim, Thank you very much for leaving a review. We're here for you throughout the lifetime of your mortgage and for anything else you may need. Kind regards, Nick

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Purchasing first home

How has Nick Spolton helped you?

Mortgage and insurance advice.

Have you seen the outcome you were hoping for?

Yes

Nick's reply

Hi Jenna, Thank you very much for taking the time to leave a review. I'm pleased we could get you what you were looking for and please remember, our support doesn't end when you move in, we're here for you throughout the lifetime of your mortgage. Kind Regards, Nick

First impression from a user who is not yet a client

February, 2021

Overall

Please provide a brief comment about your experience with Nick

Knowledgeable, thorough, explained everything clearly and gave great advice.

Nick's reply

Hi Dean, Thank you very much for taking the time to leave a great review. I really enjoyed our meeting and I'm looking forward to helping you achieve your goals. Kind regards, Nick

First impression from a user who is not yet a client

February, 2021

Overall

Please provide a brief comment about your experience with Nick

Helpful, knowlegable, clear consise and honest

Nick's reply

Hi Kelly, Thank you very much for considering us and for leaving such a great review. I'm really looking forward to helping you buy your own place. Kind regards, Nick

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Northamptonshire

What were the circumstances that caused you to initially look for an adviser?

Buying a home

How has Nick Spolton helped you?

Well, helped assist with mortgage and in the fact morgage was refused due and ,,brexit,, status in the country, Nick helped refund money, but we will contact Nick again as soon I will obtain a settle status in UK.

Have you seen the outcome you were hoping for?

Yeah I have seen, but as described above due an another reason my mortgage was refused.

What could they have done better?

Nothing all was perfect...

Nick's reply

Hi Tomas, Great to hear from you and really pleased to hear that you're still planning to buy. I'm here whenever you're ready. Kind Regards, Nick

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I was buying my first house and needed advice with mortgages and the purchase in general.

How has Nick Spolton helped you?

Nick ran me through everything and helped me find the best mortgage available for me.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing.

Nick's reply

Hi Oscar, Great to hear that you've exchanged contracts and thank you for taking the time to leave a review. It's been a real pleasure to help you and our support doesn't stop here. If there's anything you need then please let me know. Kind Regards, Nick

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I retired from my main job and my solicitor suggested I call Nick

How has Nick Spolton helped you?

Excellent advise and support, supported me in gaining a brilliant deal and sorted my insurances .I

Have you seen the outcome you were hoping for?

Ideed , I know own my home with a small morgage , Nick will consult with me when I can change and get best deals

What could they have done better?

N othing Nick was available either in person or on the phone even at weekends . He kept me updated and liaised with my solicitor.

Nick's reply

Hi Jerry, Really good to hear from you and thank you very much for leaving a review. I look forward to seeing you again when it's time to renew but please let me know if you need anything in the meantime. Kind regards, Nick

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Moving house and looking for a good mortgage deal.

How has Nick Spolton helped you?

He found us a good mortgage deal.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing! Excellent service from start to finish. Nick had regular contact with us and made moving house less stressful.

Nick's reply

Hi Louise, Thank you very much for leaving a review. It was a pleasure to help and we're right here if you need anything. Kind Regards, Nick

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying a house

How has Nick Spolton helped you?

Nick is great advisor, he has a knowledge, can explain everything in details.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Everything was absolutely fine.

Nick's reply

Hi Ewa, Thank you so much for leaving a review. I'm pleased that you were happy with what we did for you and please let me know if there's anything you need at all. Kind Regards, Nick

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Moving home and needed a mortgage.

How has Nick Spolton helped you?

Nick Spolton arranged the mortgage for us.

Have you seen the outcome you were hoping for?

Yes. We achieved a good mortgage rate and received cash back. Nick provided a professional and efficient service.

What could they have done better?

Nothing to improve.

Nick's reply

Hi Tamer, Thank you very much for taking the time to leave a review it's really appreciated. Kind Regards, Nick

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

House purchase

How has Nick Spolton helped you?

Acquiring an affordable mortgage in very difficult circumstances, during lockdown, all completed remotely.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, considering the difficult circumstances.

Nick's reply

Hi Colin, I hope you’ve settled in to your new home! Thank you very much for taking the time to leave a review, it was a pleasure to help. Please remember that we’re here whenever you need anything. Kind regards Nick

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Looking to re-mortgage at end of fixed rate term

How has Nick Spolton helped you?

Nick found a new mortgage for us at a better rate saving us money as well as reviewing and updating our insurance policies.

Have you seen the outcome you were hoping for?

Yes, we are very happy with our current mortgage.

What could they have done better?

Nothing.

Nick's reply

Hi Chris Thank you so much for taking the time to leave your kind review. I hope you’re all keeping well. Please remember we’re here whenever you need us. Kind regards Nick

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I needed to move home and buy for the first time as a single lady

How has Nick Spolton helped you?

Actually he did it all for me and during the first very locked down lockdown!He gave me independent advice on all aspects of my rather disorganised financial affairs. All done with humour and total professionalism but at the same time a very personal touch. Excellent people skills.

Have you seen the outcome you were hoping for?

Yes everything was completed in six weeks and the outcome was I bought my house.

What could they have done better?

He could have done nothing more, he covered every aspect to a high specification standard.

Nick's reply

Anne Thank you so much for your very kind words. I hope you’re well and enjoying that new home. Kind regards Nick

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Looking for a mortgage!

How has Nick Spolton helped you?

Felt he advised us well regarding our personal situation and then informed us of the best mortgage possible. Really friendly and professional! We will go with him again when we remortgage in a few years.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing! Really couldn't complain about anything

Nick's reply

Hi Jade, Great to hear from you and thank you very much for leaving a review. We're always right here if you need us. Kind Regards, Nick

First impression from a user who is not yet a client

February, 2021

Overall

Please provide a brief comment about your experience with Nick

Great expertise and really nice to deal with. Nick has been super helpful in supporting us.

Nick's reply

Hi Dan, Thank you very much for taking the time to leave a review. It's been a pleasure to help you so far. Kind Regards, Nick

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We were remortgaging and organising life insurance.

How has Nick Spolton helped you?

Helped us to find the best deal on our mortgage and life insurance.

Have you seen the outcome you were hoping for?

Yes, brilliant outcome very happy with the help received.

Nick's reply

Hi Angie, I hope you and the family are all well!!! It was a real pleasure to help you and I'm pleased that you are happy with the outcome. We're always on hand if you need us. Kind Regards, Nick

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Me and My partner were buying our first house and used Nick as our mortgage advisor

How has Nick Spolton helped you?

He found us best deal for mortgage, helped us understand the process of buying the house and what to watch out for.

Have you seen the outcome you were hoping for?

Absolutely.

What could they have done better?

Nothing, everything was fantastic.

Nick's reply

Hi Albert, Thank you so much for leaving a great review. It was a pleasure to help you and we're always here to help if you need it. Kind Regards, Nick

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Nottinghamshire

What were the circumstances that caused you to initially look for an adviser?

Moving house

How has Nick Spolton helped you?

Arranged mortgage and life insurance

Have you seen the outcome you were hoping for?

Yes, very pleased with everything

Nick's reply

Hi Matt, I hope you're all keeping well. Thank you so much for taking the time to leave a review. Please remember I'm always here if there's anything you need. Kindest Regards, Nick

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Remortgage of home to raise capital for a second property & then let out our family home.

How has Nick Spolton helped you?

Nick sourced a very low rate for both a remortgage & a let to buy mortgage

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing!

Nick's reply

Hi Emma, Thank you so much for taking the time to leave a review and I'm very grateful to you for recommending friends and family. I hope that by now you are well settled into your new home and I'm sure you're really making it your own. Please remember that I'm here to support you whenever you may need it. Kind Regards, Nick

First impression from a user who is not yet a client

February, 2021

Overall

Please provide a brief comment about your experience with Nick

Nick is definitely the best mortgage advisor in sleaford by far, he has been absolutely amazing in helping my husband and I get the best re-mortgage deal, and his advice and expertise is exceptional. Thank you so much Nick.

Nick's reply

Hi Hazel, I'm really happy that your experience with us so far has been a positive one. Thank you so much for taking the time to leave such a fabulous review and remember I'm here whenever you need anything. Kind Regards, Nick

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying a new home

How has Nick Spolton helped you?

Nick was very helpful from the first meeting, he maintained contact throughout the buying process and also supported communication between estate agent and solicitor when required

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. Always replied to any questions quickly.

Nick's reply

Hi Jodie, It was an an absolute pleasure to help you and thank you for taking the time to leave us your review. Please remember I'm here if there's anything you need at any point. Kind Regards, Nick

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying a new house

How has Nick Spolton helped you?

Nick got me a excellent value for my new mortgage and insurance always keeping us updated on the completion of my house move by phone or email just an overall excellent service from nick an absolute credit to himself and I will definitely 100 per cent be recommend him to other people thanks again.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No

Nick's reply

Hi Matt, Thank you very much for taking the time to leave a review. It's been a pleasure to help you and I hope you'll all be happy in your fantastic new family home. Kind Regards,

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

To seek the best advice in a confusing market.

How has Nick Spolton helped you?

Nick is amazing at what he does. He takes the time to get to understand your needs and circumstances, then finds the product best suited.

Have you seen the outcome you were hoping for?

Just waiting for a couple of documents to finalise.

What could they have done better?

Nothing.

Nick's reply

Hi Steve, I'm really grateful to you for leaving a review and of course for your kind words. I know you've had a few disappointments over the last year and I'm looking forward to seeing this one through for you. Kind Regards,

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We needed to re-finance due to our outgoings not leaving us enough money to enjoy life

How has Nick Spolton helped you?

From the very start Nick was kind and empathetic to our situation. He listened to our concerns and needs, went away and did all the hard work looking for and advising of mortgage deals that we would not have been able to access as a member of the public.

Have you seen the outcome you were hoping for?

The re-mortgage Nick sorted for us has allowed us to pay of some debts leaving us with more money each month and a plan for reducing them further over the coming months

Nick's reply

Hi Shaun & Alex, Thank you very much for leaving a review. I'm really pleased to hear that you're happy with what we achieved. Kind Regards,

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying a new home.

How has Nick Spolton helped you?

Nick arranged the very best mortgage available to us at the time. He gave sound financial advice and arranged both house and life insurances.

Have you seen the outcome you were hoping for?

Definitely, Nick was very thorough and clear about each process we had to go through.

What could they have done better?

Nothing, he was always available and responded to even the smallest query.

Nick's reply

Thank you very much for taking the time to leave a review and for your very kind words. Please remember I'm always on hand if you need anything. Kind Regards, Nick

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

New mortgage

How has Nick Spolton helped you?

Helped me through process as not had a morgage for over 10 years

Have you seen the outcome you were hoping for?

Found me a great mortgage deal

Nick's reply

Hi David, Thank you very much for taking the time to leave a review. I'm pleased you're happy with the outcome. Kind Regards,

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Mortgage

How has Nick Spolton helped you?

Found the best mortgage option.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Everything was excellent

Nick's reply

Hi, Thank you very much for taking the time to leave a review and I'm happy that you're pleased with what we've done for you. I'm always on hand if there's anything you need. Kind regards,

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying a new property

How has Nick Spolton helped you?

With everything, i had no idea how and what i need to do, to buy our new home. He answered absolute all the questions what we had and explained to us everything on the easy way and we can understand!

Have you seen the outcome you were hoping for?

Definitely

What could they have done better?

I can’t think of anything what they can improve

Nick's reply

Hi, Thank you so much for leaving a review. It's always good to hear when you're happy with what we've done for you. I'm always on hand if you need anything either now or in the future. Kind regards,

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Needed a mortgage. Recommended by estate agent.

How has Nick Spolton helped you?

Talked through all the best options. Was always open to answer questions and help along the process. Made it easy to understand so I could make the best decision.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Everything was covered.

Nick's reply

Hi Julie, Thank you for taking the time to leave a review. It was a pleasure to help and I'm pleased that you're happy with what we did for you. Kind Regards, Nick

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I'm a sole trader and needed advice and guidance for my circumstances

How has Nick Spolton helped you?

He gave me advice and guidance on what options were available for me.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I'm very happy with advice and guidance Nick gave me.

Nick's reply

Thank you very much for taking the time to leave a review. I've enjoyed helping you Mark and I'm pleased you're happy with the outcome. Kind Regards, Nick

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Looking for a mortgage advisor for a house purchase.

How has Nick Spolton helped you?

Nick went through our details with us and helped us choose the best mortgage we could. He also reviewed our previous health insurances and helped us adjust the premiums to better suit our new circumstances.

Have you seen the outcome you were hoping for?

Yes, mortgage has been chosen and insurance premiums adjusted

Nick's reply

Thank you very much for taking the time to leave a review. It's been a real pleasure to support you throughout the process and I hope you'll be very happy in your new "family home" Kind Regards, Nick

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Suffolk

What were the circumstances that caused you to initially look for an adviser?

Remortgaging to purchase further properties.

How has Nick Spolton helped you?

Advice and help refinancing, with help purchasing more property.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

No.

Nick's reply

Scott, Thank you for taking the time to leave a review. I've enjoyed working for you and feel sure that there will be opportunities to help you again in the future. Kind Regards, Nick

First impression from a user who is not yet a client

February, 2021

Overall

Please provide a brief comment about your experience with Nick

I have worked with other mortgage advisors but none was so patient and helpful like Nick With Nick is like working with a friend and explained everything to me he makes sure that I understand everything I am and I will recommend Nick to everyone that needs

Nick's reply

Mihai, Thank you so much for taking the time to leave a review. You're right, we try to treat all of our clients like our friends and I am so pleased you are happy with what we have done for you so far. Kindest Regards, Nick

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying a house

How has Nick Spolton helped you?

Thanks to Nick Spolton and his wife Kasia the whole process of buying our first house went smooth and pleasant despite lockdown. We got help from his wife Kasia with translating and understanding and also she advised us the best insurance for our house.

Have you seen the outcome you were hoping for?

Yes

Nick's reply

Thank you very much for taking the time to leave a review. It was a great pleasure to help and we are always here if you need help with anything. Kind Regards, Nick & Kasia

Review from verified client

July, 2020

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

First time home buyer

How has Nick Spolton helped you?

Nick was great, he discussed all options with me, gave me opportunity to ask any questions I wanted and answered them quickly and in a way I could easily understand. Being a first time buyer I felt extremely supported. If there were any problems Nick was quick to help by liaising with my solicitors.

Have you seen the outcome you were hoping for?

Yes

Nick's reply

Josh, Thank you so much for leaving this review. It was a real pleasure to help. We're still here when you need us. Kind Regards, Nick

First impression from a user who is not yet a client

July, 2020

Overall

Please provide a brief comment about your experience with Nick

I was really happy with Nick, he was helpful and friendly. I will definitely be going back to him in the future.

Nick's reply

Debs, Thank you for taking the time to leave a reply. I'm looking forward to helping you throughout the process. Kind Regards,

First impression from a user who is not yet a client

June, 2020

Overall

Please provide a brief comment about your experience with Nick

Very pleasant guy, open and honest, well informed. Nick made everything clear and easy for us and will definitely use him in the future and if course recommend him to others.

Nick's reply

Thank you very much for taking the time to leave a review. I'm looking forward to supporting you through the whole process. Kind regards,

First impression from a user who is not yet a client

June, 2020

Overall

Please provide a brief comment about your experience with Nick

Nick has been really helpful and guided us through the process well. He was very honest with us and made sure that we fully understood everything that he spoke about. Would 100% recommend to others looking for a mortgage.

Nick's reply

Thank you very much for taking the time to leave a review. It's been a pleasure to help you so far and I'm looking forward to seeing things through to completion for you.

Review from verified client

June, 2020

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

First time buyer

How has Nick Spolton helped you?

Hey gave us all the help, support and information that we needed

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing during the current situation he was very helpful and provided a excellent service

Review from verified client

June, 2020

Overall

Advice

Value

Service

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

First Time Buyer

How has Nick Spolton helped you?

Gave us a good mortgage deal Explained the process from start to finish Organised building/contents insurance and life insurance Cater to our needs for both the mortgage and insurances

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing We did this process during lockdown due to Covid-19. Nick had a brilliant set up using zoom, phone calls and e-mails with very good response times for communication.

Nick's reply

Alice, Thank you very much for the review. Looking forward to seeing this through til you get the keys for your new home. Kind Regards, Nick

First impression from a user who is not yet a client

May, 2020

Overall

Please provide a brief comment about your experience with Nick

Nick has helped me and my partner to understand our options and what we are realistically able to afford

Nick's reply

Hi Harriett, Thank you very much for taking the time to leave us a review. I'm looking forward to helping you in the future. Kind Regards, Nick

Review from verified client

May, 2020

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Mortgage advice buy to let

How has Nick Spolton helped you?

Setting up mortgage and paperwork needed for buy to let

Have you seen the outcome you were hoping for?

Yes absolutely

Nick's reply

Kev, Thank you very much for taking the time to leave a review. It was great to be able to help and I’m looking forward to supporting you with future buy to let’s. Regards Nick

Review from verified client

May, 2020

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I needed to remortgage.

How has Nick Spolton helped you?

Reviewed my lettings portfolio and helped with remortgage and sourcing buy to let mortgages to enable me to expand my portfolio of properties.

Have you seen the outcome you were hoping for?

Yes thank you.

What could they have done better?

Nothing more.

Nick's reply

Rita, Thank you very much for taking the time to leave a review. It was a great pleasure to help and I'm here if ever you need anything. Kind Regards, Nick

Review from verified client

May, 2020

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Remortgage of property

How has Nick Spolton helped you?

Nick provided us with a comprehensive list of the best mortgage offers for us and provided great advice.

Have you seen the outcome you were hoping for?

Yes we found exactly what we was looking for.

What could they have done better?

N/A - nick couldn’t of been more helpful/knowledgeable

Nick's reply

Hi Ben, Thank you very much for taking the time to leave a review. It was a great pleasure to help. Kind Regards, Nick

Review from verified client

May, 2020

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Purchase of a second property

How has Nick Spolton helped you?

Arranged a new mortgage on two properties

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. He was a pleasure to deal with from start to finish

Nick's reply

Hi Leighton, Thank you very much for taking the time to leave a review. It was a great pleasure to help and I hope you’ll be very happy in your new home. Kind regards, Nick

Review from verified client

May, 2020

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Re mortgage

How has Nick Spolton helped you?

Get a new mortgage

Have you seen the outcome you were hoping for?

Yes I have

What could they have done better?

Nothing . It was perfect .

First impression from a user who is not yet a client

May, 2020

Overall

Please provide a brief comment about your experience with Nick

Very good

Nick's reply

Paulius, Thank you very much for taking the time to leave a review. Regards, Nick

Review from verified client

May, 2020

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I was looking to buy a house

How has Nick Spolton helped you?

He found the best bank for us that gave us a loan for a house

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

He have done everything amazing there is nothing that he could do better

Nick's reply

Hey Mariusz, Thank you very much for taking the time to leave a review. It was a real pleasure to help and we're here if you need anything at any time. Kind Regards, Nick

Review from verified client

May, 2020

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

mortgage term ending

How has Nick Spolton helped you?

Fixed our mortgage for 5 years

Have you seen the outcome you were hoping for?

Yes

Nick's reply

Hi Jess, Thank you for taking the time to leave a review. Kind Regards, Nick

Review from verified client

May, 2020

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We was looking for a mortgage and to protect our future

How has Nick Spolton helped you?

He gave us excellent advice and help not just with finding the right mortgage but with making a stress free and more exciting for our new chapter in life.

Have you seen the outcome you were hoping for?

Yes more than I was ever expecting

What could they have done better?

Absolutely nothing as not only was nick professional on every level he made a personal connection with me and my partner which helped my anxiety with the whole situation, extremely understanding and comforting with every step.

Nick's reply

Hey Lisa, Thank you so much for your kind feedback. I really enjoyed helping you and I hope you realise we’re here whenever you need us. Kind regards Nick

Review from verified client

May, 2020

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying a new house

How has Nick Spolton helped you?

Mortgage advise and gaining a mortgage offer as well as leasing with solicitors

Have you seen the outcome you were hoping for?

Yes. Better than expected. Nick has worked alongside Burton & Co and made the process simple and a pleasure. Very knowledgeable.

What could they have done better?

Honestly, nothing! It has been an absolute pleasure dealing with Nick and highly recommend him to others.

Nick's reply

Daniel, Thank you so much for the great review. Looking forward to seeing things through to completion for you. Kind regards Nick

Review from verified client

May, 2020

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying a house

How has Nick Spolton helped you?

Very professionally, thanks to him I am a homeowner

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

This was my first experience with a financial advisor so I can't say what he could do better, in my opinion he did everything properly and fully professionally

Nick's reply

Michal, Thank you very much for the feedback. I hope you and your family will be very happy in your new home. Kind Regards, Nick

Review from verified client

May, 2020

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Wanted to remortgage and prefer face to face discussions.

How has Nick Spolton helped you?

He provided clear advice and guidance and was honest and open throughout. We never felt that he was trying to push us in to anything and was always available for the many questions we had.

Have you seen the outcome you were hoping for?

Still ongoing due to COVID and other issues with third party companies. Nick has kept pushing for answers on our behalf and kept us informed throughout.

What could they have done better?

Nothing to add in this box.

Nick's reply

Andy, Thank you very much for the great feedback. I'm determined to see this through for you - despite the challenges that Covid-19 present. Kind Regards, Nick

Review from verified client

May, 2020

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Remortgage and transfer of equity

How has Nick Spolton helped you?

Advised best products to suit my needs and circumstances

Have you seen the outcome you were hoping for?

Absolutely, 100%

What could they have done better?

N/A

Nick's reply

Hi Adam, Thank you very much for the feedback, it’s really important to us. Kind regards, Nick

Review from verified client

May, 2020

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Being let down with poor advice from main stream banks

How has Nick Spolton helped you?

Nick and team pulled all the stops out to set the right deal for me with life planning debt management and mortgage advice

Have you seen the outcome you were hoping for?

What could they have done better?

He has your back

Nick's reply

Hi Dave, Thank you very much for the great review. Look forward to helping you again in the future. Regards Nick

Review from verified client

May, 2020

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

First time buyers so needed advice on mortgages

How has Nick Spolton helped you?

Right from the very start, Nick put us as ease with the whole process, took time to explain everything and guided us through the whole application step by step. His expert knowledge of the mortgage market meant he could get us a great deal based on our financial circumstances

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No suggestions

Nick's reply

Gareth, Thank you very much for the amazing feedback. It’s a pleasure to work for you and I’m looking forward to helping you throughout the remainder of the process. Kind regards Nick

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Sort out finances and save money

How has Nick Spolton helped you?

Nick gave great advice without any jargon

Have you seen the outcome you were hoping for?

We definitely have noticed a massive difference

What could they have done better?

He was perfect I can’t fault him or his service

Nick's reply

Hi Jo, Thank you very much for the feedback. It was a pleasure to help and I’m so pleased you can see the difference. Kind regards Nick

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying my first home and wanted to make sure I was getting the best possible mortgage / interest rate.

How has Nick Spolton helped you?

Nick obtained all information and did his initial research in advance before we met to discuss the mortgages available to me and the best options. It was obvious he was very well prepared and knew what he was talking about.

Have you seen the outcome you were hoping for?

Yes - Nick found me a mortgage rate which was significantly better than my high street bank and the lower monthly mortgage payments will make a big difference. Application was put in during our meeting and just waiting for the valuers to go out.

Nick's reply

Hi Lauren, Thank you very much for your feedback. It’s been a pleasure to help you and I’m looking forward to seeing it through until you get moved in. Kind regards Nick

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Divorce

How has Nick Spolton helped you?

Good advice and found me a mortgage

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Nick's reply

Thanks Clive, It was a pleasure to help you and thank you for the feedback. Regards Nick

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

My partner and I were looking to buy our first home together and nick helped us get the mortgage sorted.

How has Nick Spolton helped you?

Nick worked tirelessly to help us get the best possible deal on our mortgage.

Have you seen the outcome you were hoping for?

Yes! We got our mortgage sorted and are now the proud owners of our first home.

What could they have done better?

Nothing at all. I cannot fault nick or the service provided, he is 5 star!

Nick's reply

Andy, Thank you so much for the feedback - it was a real pleasure to help and thank you so much for sharing the video tour :-) Kind regards, Nick

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Mortgage renewal

How has Nick Spolton helped you?

Nick spoke with us to understand our financial situation and researched the best mortgage deal for us.

Have you seen the outcome you were hoping for?

Yes, Nick made the process so easy and was able to find us a mortgage deal which saved us money.

Nick's reply

Thanks for the Feedback. It was a pleasure to help and I'm pleased you are better off as a result. Kind regards, Nick

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

First time buyers looking for a mortgage

How has Nick Spolton helped you?

We were first time buyers, but had a very tight deadline that we needed to buy our home in. Nick went above and beyond to help us, securing us a great mortgage deal in such a short space of time. He gave us in depth, honest advice throughout the house-buying process, responded quickly to all our queries and would even fit in our appointments around our work schedules, making the whole process run smoothly. We couldn’t have asked for a better service and highly recommend Spolton Mortgages.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

We were really impressed with the service we received and don't think there's any more he could have done.

Nick's reply

Hey Sam, Thank you very much for your kind words. It was a real pleasure and just as exciting for me as it was for you. I hope you're really happy in that fantastic new house of yours. Kind Regards, Nick

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying a house

How has Nick Spolton helped you?

Nick found us the best deal, he is very approachable easy to get in contact with.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Nick's reply

Debbie, Thank you for your feedback. It was an absolute pleasure to help and I hope you're really happy in your new home. Regards, Nick

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

purchasing my 1st home

How has Nick Spolton helped you?

what didn't he help with should be the question . have no faults at all very helpful . and makes all the technical jargon easy to under stand . highly recommended

Have you seen the outcome you were hoping for?

100% brilliant service . couldn't be more happier

What could they have done better?

nothing outstanding you couldn't ask for a better financial adviser

Nick's reply

Hi Martin, Thanks for the great feedback. I always try to make the complicated as straight forward as possible. Hope you're happy in that lovely new house of yours. Regards, Nick

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Early retirement needing a morgage and financial advice

How has Nick Spolton helped you?

Today I got confirmation of my mortage

Have you seen the outcome you were hoping for?

Gained mortage at excellent rate

What could they have done better?

Nothing very happy

Nick's reply

It was an absolute pleasure Jerry, Thank you for the feedback. Regards, Nick

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Mortgage for a new house.

How has Nick Spolton helped you?

Through face to face meetings, calls and emails. Very sufficient and extremely helpful.

Have you seen the outcome you were hoping for?

Yes! very much so. Every outcome was met and couldn't of gone smoother.

What could they have done better?

I have no constructive suggestions to give.

Nick's reply

Jack, It's been a real pleasure to help and Thank you for this great feedback. Kind Regards, Nick

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Getting a mortgage.

How has Nick Spolton helped you?

By reassuring myself regarding getting a mortgage and the steps I needed to take.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, Nick was more than helpful and helped me go through every little detail of the mortgage process. Very professional and will recommend Nick to anyone.

Nick's reply

Hi Sarah, That's really great feedback - Thank you very much. I'm looking forward to helping you more in the future. Kind regards, Nick

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I was looking for a mortgage advisor to buy a house

How has Nick Spolton helped you?

Nick found the best deal for me and helped me with all the paperwork, found solicitors, informed me about any changes and how the things are going etc

Have you seen the outcome you were hoping for?

yes, of course

Nick's reply

Adam, Thank you so much for the great feedback. It's been a pleasure to help. Regards, Nick

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Wanted to buy a house

How has Nick Spolton helped you?

Above and beyond expectations. Nothing was too much trouble. He found us a mortgage to suit our needs and helped us all the way through.

Have you seen the outcome you were hoping for?

Yes we are now owners of our dream home.

What could they have done better?

Nothing! His service is fantastic.

Nick's reply

Hi Elizabeth, Thank you very much for the amazing feedback. Kindest Regards, Nick

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I took early retirement and after a divorce I wanted to buy my own home

How has Nick Spolton helped you?

Absolute professionalism in all areas , talked me through all options , no questions were to many , throughly understood that I’m dyslexic and not great on computers , talked me through all issues over the phone .

Have you seen the outcome you were hoping for?

Yes today ! 29 /4 /20. My Morgage has been successful , thanks nick !

What could they have done better?

Honestly nothing , I’m more than happy to recommend Nick to friends and family , he also helped me sort other financial issues and I’m very grateful our paths crossed and sure we work together again

Nick's reply

Jerry, I'm really pleased you've been happy with what we've done for you and thank you for the amazing feedback - It's been an absolute pleasure. Kindest Regards, Nick

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Nottinghamshire

What were the circumstances that caused you to initially look for an adviser?

Buying a house

How has Nick Spolton helped you?

He help us with all paperwork, finding best mortgage

Have you seen the outcome you were hoping for?

Yes in 100%

What could they have done better?

Everything was perfect

Nick's reply

Marcin, Thank you very much for the great feedback. I hope you and the family are keeping safe and well. If there's anything we can help you with then please let us know. Kind Regards, Nick

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Looking to buy my first home

How has Nick Spolton helped you?

Nick helped by getting me a mortgage that I can afford to pay back and not feel worried about, he was always available when I had any questions and even helped with filling out forms for my solicitor. Definitely put both mine and my parents mind at rest and helped us understand everything we needed to know.

Have you seen the outcome you were hoping for?

Yes I’ve purchased and moved into my first house.

What could they have done better?

Nothing he went above and beyond.

Nick's reply

Ashleigh, Thank you very much for the great feedback. I hope you're really happy in your first home. And Thank you so much for the work you are doing, especially at this time. Kind Regards, Nick

Review from verified client

November, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

First time buyers

How has Nick Spolton helped you?

Very helpful finding us a mortgage that suited our personal circumstances for a very reasonable rate.

Have you seen the outcome you were hoping for?

We have the outcome and it is better than we could of hoped for.

Nick's reply

Thank you very much for the review. I look forward to being able to help you further.

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying a house.

How has Nick Spolton helped you?

Nick helped me in everything related to buying a house

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I'm happy with everything

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Suffolk

What were the circumstances that caused you to initially look for an adviser?

remortgage

How has Nick Spolton helped you?

research and advice

Have you seen the outcome you were hoping for?

yes

What could they have done better?

-

Review from verified client

October, 2019

Overall

Service

Advice

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

The purchase of a house and its financing was the reason to find a specialist to advice me.

How has Nick Spolton helped you?

Nick found the best financing tailored to my needs. Also an insurance for my house and my mortgage.

Have you seen the outcome you were hoping for?

Yes, I think it was the most successful.

What could they have done better?

Both, good financial advice and help to choose the best option as well as having a broader view of the opportunities.

Nick's reply

Albert, Thank you so much for your review again and I very much appreciate the fact that you have taken the time and of course for your very kind comments. On the back of the feedback we are receiving I'm hoping that we will qualify to be entered into the top rated guide, published in the Times newspaper, in February next year. Kind regards, Nick

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Nottinghamshire

What were the circumstances that caused you to initially look for an adviser?

Moving house

How has Nick Spolton helped you?

Mortgage and life insurance advice

Have you seen the outcome you were hoping for?

Yes very happy with outcome

What could they have done better?

I don’t think there is anything that can be improved. Nick was great at keeping up communication all the way through and even helped keep our solicitors in check

Nick's reply

Laura, Thank you so much for your review again and I very much appreciate the fact that you have taken the time and of course for your very kind comments. On the back of the feedback we are receiving I'm hoping that we will qualify to be entered into the top rated guide, published in the Times newspaper, in February next year. Kind regards, Nick

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying my first property with my partner.

How has Nick Spolton helped you?

He assessed our needs and highlighted the best deal possible to suit those needs in a timely manner. We were kept updated throughout the process and Nick made buying our first home a painless process.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

N/A

Nick's reply

Ed, Thank you so much for your review again and I very much appreciate the fact that you have taken the time and of course for your very kind comments. On the back of the feedback we are receiving I'm hoping that we will qualify to be entered into the top rated guide, published in the Times newspaper, in February next year. Kind regards, Nick

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Obtaining a mortgage as a first time buyer

How has Nick Spolton helped you?

Saw to getting me the best mortgage deal available

Have you seen the outcome you were hoping for?

Yes

Nick's reply

Tim, Thank you so much for your review again and I very much appreciate the fact that you have taken the time and of course for your very kind comments. On the back of the feedback we are receiving I'm hoping that we will qualify to be entered into the top rated guide, published in the Times newspaper, in February next year. Kind regards, Nick

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We needed to get a mortgage, as first time buyers with bad credit history we needed advise.

How has Nick Spolton helped you?

Nick found us a mortgage! He kept in touch throughout the process and answered all our questions. Nick supported us and kept us calm and informed.

Have you seen the outcome you were hoping for?

Yes, we got our mortgage offer!

What could they have done better?

I don't think Nick could have been any better, excellent advise, excellent value, lovely guy!

Nick's reply

Chantelle, Thank you so much for your review again and I very much appreciate the fact that you have taken the time and of course for your very kind comments. On the back of the feedback we are receiving I'm hoping that we will qualify to be entered into the top rated guide, published in the Times newspaper, in February next year. Kind regards, Nick

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I wanted to take out a mortgage.

How has Nick Spolton helped you?

He assessed our needs and found the best mortgage deal available to meet them.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Cannot fault his service.

Nick's reply

Liz, Thank you so much for your review again and I very much appreciate the fact that you have taken the time and of course for your very kind comments. On the back of the feedback we are receiving I'm hoping that we will qualify to be entered into the top rated guide, published in the Times newspaper, in February next year. Kind regards, Nick

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Nottinghamshire

What were the circumstances that caused you to initially look for an adviser?

I would like to get a mortgage and need advise.

How has Nick Spolton helped you?

Provide all needed informations, explain everything, helped finding suitable solicitor.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I did not get any issues.

Nick's reply

Justyna, Thank you so much for your review again and I very much appreciate the fact that you have taken the time and of course for your very kind comments. On the back of the feedback we are receiving I'm hoping that we will qualify to be entered into the top rated guide, published in the Times newspaper, in February next year. Kind regards, Nick

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Suffolk

What were the circumstances that caused you to initially look for an adviser?

re-mortgaging to purchase another property

How has Nick Spolton helped you?

mortgage advice

Have you seen the outcome you were hoping for?

yes

Nick's reply

Scott, Thank you so much for your review again and I very much appreciate the fact that you have taken the time to do this. On the back of the feedback we are receiving I'm hoping that we will qualify to be entered into the top rated guide, published in the Times newspaper, in February next year. Kind regards, Nick

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Leicestershire

What were the circumstances that caused you to initially look for an adviser?

Mortgage on my new house

How has Nick Spolton helped you?

Fantastic help, always happy to help, even outside working hours.

Have you seen the outcome you were hoping for?

Yes, very happy with the outcome.

What could they have done better?

Nothing

Nick's reply

Anita, Thank you so much for your review again and I very much appreciate the fact that you have taken the time and of course for your very kind comments. On the back of the feedback we are receiving I'm hoping that we will qualify to be entered into the top rated guide, published in the Times newspaper, in February next year. Kind regards, Nick

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I was looking to purchase my first home and sought advice from the guys at Spolton as they were highly recommended.

How has Nick Spolton helped you?

Nick spend a lot of time searching to get the best deal for us. He was open, honest and friendly throughout the entire process. He put in a lot of leg work to make things happen for us as quickly and smoothly as possible.

Have you seen the outcome you were hoping for?

Unfortunately my circumstances changed during the process meaning I was unable to reach my end goal. However, had this not been the case, I have no doubt that nick would have made it a great success.

What could they have done better?

I can say with complete honesty that there are no improvements to be made by nick. His service is outstanding and I could not possibly find any faults.

Nick's reply

Andy, Thank you so much for your review again and I very much appreciate the fact that you have taken the time and of course for your very kind comments. My door is always open for you when circumstances change. Kind regards, Nick

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I required a mortgage for a new build property

How has Nick Spolton helped you?

Nick spent time understanding all of my needs, nothing was missed and time was abundant as where the full explanations required

Have you seen the outcome you were hoping for?

Yes mortgage completed and review of income protection to full potential haps

What could they have done better?

I could not have asked for any more from Nick, he was professional and courteous at all times, nothing was ever too much trouble

Nick's reply

Chris, Thank you so much for your review again and I very much appreciate the fact that you have taken the time and of course for your very kind comments. On the back of the feedback we are receiving I'm hoping that we will qualify to be entered into the top rated guide, published in the Times newspaper, in February next year. Kind regards, Nick

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Remortgage

How has Nick Spolton helped you?

Nick arranged our new mortgage and life insurance.

Have you seen the outcome you were hoping for?

Yes he did everything we asked.

Nick's reply

Nathan, Thank you so much for your review again and I very much appreciate the fact that you have taken the time. On the back of the feedback we are receiving I'm hoping that we will qualify to be entered into the top rated guide, published in the Times newspaper, in February next year. Kind regards, Nick

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

New home And income protection

How has Nick Spolton helped you?

Nick spent time with me listening and acknowledging my needs then spent time searching for the best product for me.

Have you seen the outcome you were hoping for?

Definitely- Nick followed every step of our mortgage application and my income protection.

What could they have done better?

I can’t think of anything that Nick needs to improve on as I am more than happy with the service and support we have received. Nick goes above and beyond Spending time in our home to give us a personal service along with providing us with full knowledge and insight to what we were applying for, enabling us to get the house of our dreams.

Nick's reply

Teresa, Thank you so much for your review again and I very much appreciate the fact that you have taken the time and of course for your very kind comments. It was a privilege to be able to help you. On the back of the feedback we are receiving I'm hoping that we will qualify to be entered into the top rated guide, published in the Times newspaper, in February next year. Kind regards, Nick

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Separation and need to remortgage

How has Nick Spolton helped you?

Nick was very considerate and aware of the situation offering a number of courses of action highlighting benefits of each. His final recommendation was ideal for my situation.

Have you seen the outcome you were hoping for?

Yes. I believe that I had the best mortgage deal around for my personal situation.

What could they have done better?

Nick offered an excellent service in comfortable surroundings - I do not see where I would be able to suggest improvements.

Nick's reply

Ian, Thank you so much for your review again and I very much appreciate the fact that you have taken the time and of course for your very kind comments. On the back of the feedback we are receiving I'm hoping that we will qualify to be entered into the top rated guide, published in the Times newspaper, in February next year. Kind regards, Nick

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Moving house

How has Nick Spolton helped you?

Very good advice given on mortgage options , best for me . Friendly Advice every time I called or had a meeting in the office . Highly recommended

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

In my case nothing at all . Great service

Nick's reply

Glenn, Thank you so much for your review and I very much appreciate the fact that you have taken the time and of course for your very kind comments. On the back of the feedback we are receiving I'm hoping that we will qualify to be entered into the top rated guide, published in the Times newspaper, in February next year. Kind regards, Nick

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying our first home

How has Nick Spolton helped you?

Found us the best mortgage deal & Helped with the whole process!

Have you seen the outcome you were hoping for?

Yes, he helped more that I expected!

What could they have done better?

Nothing, he’s been so hopeful in difficult times, chasing people for us, going above & Beyond

Nick's reply

Fred, Thank you so much for your review and I very much appreciate the fact that you have taken the time and of course for your very kind comments. On the back of the feedback we are receiving I'm hoping that we will qualify to be entered into the top rated guide, published in the Times newspaper, in February next year. Kind regards, Nick

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I had been adviced by many people that Spolton Mortgages would find me the best mortgage with a deal wish would suit me.

How has Nick Spolton helped you?

Nick found me the perfect mortgage and protection. Excellent value for money and such a friendly service.

Have you seen the outcome you were hoping for?

Yes.. I couldn't be happier

Nick's reply

Rob, Thank you so much for your review and I very much appreciate the fact that you have taken the time and of course for your very kind comments. On the back of the feedback we are receiving I'm hoping that we will qualify to be entered into the top rated guide, published in the Times newspaper, in February next year. Kind regards, Nick

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We purchased our house through the help to buy scheme and required a complex remortgage

How has Nick Spolton helped you?

Nick provided useful advice on every step of the process

Have you seen the outcome you were hoping for?

Yes he provided valuable support

What could they have done better?

More insight to the process (especially solicitors)

Nick's reply

April, Thank you so much for your review and I very much appreciate the fact that you have taken the time and of course for your very kind comments. Thank you for your suggestion too - that's great insight. On the back of the feedback we are receiving I'm hoping that we will qualify to be entered into the top rated guide, published in the Times newspaper, in February next year. Kind regards, Nick

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Nottinghamshire

What were the circumstances that caused you to initially look for an adviser?

We was looking for help with buying house

How has Nick Spolton helped you?

He take care about everything what we ask him to help us with process od buying house for our family

Have you seen the outcome you were hoping for?

Yes everything is looking fine, we still on process of buying

What could they have done better?

Nothing should be changed, He is his job perfectly :-)

Nick's reply

Marcin, Thank you so much for your review and I very much appreciate the fact that you have taken the time and of course for your very kind comments. On the back of the feedback we are receiving I'm hoping that we will qualify to be entered into the top rated guide, published in the Times newspaper, in February next year. Kind regards, Nick

Review from verified client

August, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

My father and I were going to the solicitors where we meet Nick. He was really helpful as I need to sort some paperwork with my solicitor and he helped me with my query very well.

How has Nick Spolton helped you?

Nick gave us some advice on mortgages and did a quick review for us on whether we have the best deal. He also gave us really good advice which we have taken and he was very helpful and friendly.

Have you seen the outcome you were hoping for?

Yes we did. Very efficient I must say.

What could they have done better?

N/A

Nick's reply

Beth, Thank you for taking the time to post a review. It was a real pleasure to help you. Kind regards, Nick

Review from verified client

July, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We were first time buyers and needed a mortgage adviser.

How has Nick Spolton helped you?

When we came to Nick's office we didn't know much about mortgages. Nick helped us to understand the process, explaining everything and answer to all our questions. He succesfully found the best mortgage offer for us.

Have you seen the outcome you were hoping for?

Definitely! Nick went above and beyond to get us what we needed.

What could they have done better?

There truly was nothing more Nick and Kasia could have done for us, we were more than happy with the service provided to us and the outcome of both the mortgage and insurance offers.

Nick's reply

Thank you very much for taking the time to give us a review. It was a privilege to help you both.

First impression from a user who is not yet a client

May, 2019

Overall

Please provide a brief comment about your experience with Nick

He was quick and efficient

Nick's reply

Andrew, Thank you for your kind feedback. I look forward to helping you with your mortgage

Review from verified client

April, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I am looking to buy a house

How has Nick Spolton helped you?

Nick helped me to find the best mortgage for my needs. Also he helped me with insurance.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I really think that he had a professional roll advising and recommending me the best options whilst taking into account my current situations. No constructive feedback necessary - very happy with outcome.

Review from verified client

April, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We wanted to buy our first family home

How has Nick Spolton helped you?

Nick was very helpful from the get go, answering all of our questions and advising us the best way to help us increase our chances of getting our mortgage

Have you seen the outcome you were hoping for?

We are working through the list Nick has given us, so that we have a better chance of getting the amount we require

What could they have done better?

At the stage we are at nothing. Nick has kept in touch to ensue we have all the information we need

Review from verified client

April, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

My mortgage deal was coming to an end and I wanted to find the best deal possible.

How has Nick Spolton helped you?

Nick took the time to understand exactly what I needed. He did lots of research and came up with the best deal I could have hoped for. He also gave me some really useful information and advice on Life Insurance, Critical Illness Cover and Income Protection.

Have you seen the outcome you were hoping for?

From start to finish, Nick has made the whole process very simple and easy to understand. I’m now saving money every month.

What could they have done better?

I don’t think he could have done any more.

Review from verified client

April, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We had our heart set on a house but were struggling to secure a mortgage and were let down by others. We then heard that nick had an excellent reputation and approached him for help.

How has Nick Spolton helped you?

Nick spent a great deal of time with us in order to build our profile and move things along as quickly as possible. He worked tirelessly to help us secure the best possible mortgage offer on the house that we were after. I cannot stress enough how much Nick went above and beyond for us to make this happen and he has always kept us updated and been so supportive throughout the entire process.

Have you seen the outcome you were hoping for?

We have definitely seen the outcome we hoped for as nick has not only found us a mortgage provider, but helped to secure an offer as soon as possible.

What could they have done better?

I can honestly say that there is nothing Nick could have done better. He was efficient, supportive, friendly and got our case sorted with haste.

Review from verified client

April, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Remortgage

How has Nick Spolton helped you?

Was very knowledgeable and really guided us in the right direction.

Have you seen the outcome you were hoping for?

Yes

Review from verified client

April, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We are currently have a 50%Shared Ownership Mortgage and needed advice on how we obtain the other 50% share

How has Nick Spolton helped you?

He gave me excellent advice on how we go about obtaining this and also what sort of savings we need to achieve

Have you seen the outcome you were hoping for?

Hopefully we will achieve this over the next 9 months

What could they have done better?

I honestly can not think of any improvements, as nick gave me the best advice I could of hoped for

Review from verified client

April, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Mortgage renewal

How has Nick Spolton helped you?

Very informative and protected my best interests

Have you seen the outcome you were hoping for?

Its is progress. I am being updated

What could they have done better?

Can't think of anything.

Review from verified client

April, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I was looking to remortgage a house on separation; transferring equity and from a dual to single person mortgage. I also needed to review various items of insurance and illness cover to ensure my needs were still met.

How has Nick Spolton helped you?

My situation appeared very complicated (& sensitive) and Nick was able to explain everything in a simple and sympathetic manner. He went out of his way to assist and answer questions whenever I sent an e-mail and often answered out of usual work hours when I only expected a reply the next working day. He has always been 'on the end of the phone' for advice on the process and has kept me fully informed as things have developed with the mortgage.

Have you seen the outcome you were hoping for?

The mortgage is still progressing so has is not fully in place but in terms of outcome in selecting the best product I am very confident that this has been the correct outcome for me. I am still considering my next step for critical illness cover, etc, but I am sure that I will be very happy with the outcome of any advice Nick gives.

What could they have done better?

I do not think there is anything that Nick could have done better. Unfortunately Nick has an office near a very busy thoroughfare and although I felt all our conversations and dealings were private there was often external noise or distractions.

Review from verified client

April, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

First-time buyer

How has Nick Spolton helped you?

Told me and my partner steps to prepare us for buying the house - not looking for a mortgage for a few months as degree commitments. Helped us get in the best possible position for when we are ready to buy.

Have you seen the outcome you were hoping for?

Yes - still in progress of looking for house as not sure where will be relocating to - will be returning when at that stage.

Review from verified client

April, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Mortgage advice and direction

How has Nick Spolton helped you?

Extremely helpful, informative and friendly with a better outcome on mortgage affordability going forward

Have you seen the outcome you were hoping for?

On track to finding the mortgage for me and my wife

Review from verified client

April, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Changing our mortgage and we wanted the best deal possible!

How has Nick Spolton helped you?

He gave us the best advise on mortgage and on how we can possibly extend our property on the mortgage in future. Very knowledgeable and always happy to help

Have you seen the outcome you were hoping for?

100% seen the outcome not only are we saving money but also very happy with the support and advice from Nick

What could they have done better?

Nothing he was amazing!

Review from verified client

April, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Looking for better life cover and remortgage

How has Nick Spolton helped you?

Very professional and high standard of advice with an excellent customer skills. Would definitely recommend Spolton Mortgages services.

Have you seen the outcome you were hoping for?

Yes.