0330 038 8938
Based in Westhill
View locationTop Rated 2026
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: May, 2025
5 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Biju is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Biju's status
Last checked: 22 January 2026
Biju is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Biju's status
54
Recent Client Reviews
Biju has received 54 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Biju has received 54 client reviews in the past 12 months; 100% of these have been verified
Independent Mortgage Adviser
Biju can advise across a wide range of mortgage products in the market. It is important to ask if Biju checks lenders’ direct-only deals.
Last checked: 22 May 2025
Biju can advise across a wide range of mortgage products in the market. It is important to ask if Biju checks lenders’ direct-only deals.
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Biju has not yet added their qualifications to their profile
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Biju has not yet added their qualifications to their profile
Transparent Fees
Biju has not yet added their fees to their profile
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Biju has not yet added their fees to their profile
3
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Biju (based on 3 first impressions)
100% of users who are not yet clients had a positive first experience with Biju
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Biju (based on 3 first impressions)
‘Excellence in Everything We Do’ My name is Biju Krishnan, a fully qualified Mortgage Advisor with Excellent Financial Services Ltd. My mission is simple, to make your mortgage journey as smooth, stress-free, and comfortable as possible. Whether you're a first-time buyer, looking to re-mortgage, or explore buy-to-let options, I'm here to guide you every step of the way. We Also Offer Protection Advice: We believe that true peace of mind comes from knowing your loved ones and your future are financially protected , no matter what life brings. That’s why we provide honest, expert, and personalised insurance advice, tailored to your unique needs and circumstances. Let’s Connect: ? Facebook – https://www.facebook.com/bijumortgages/ ? Instagram – https://www.instagram.com/bijumortgages/ ? Call Me: 07859 999 893 / 0333 9989 893 ? WhatsApp: +44 7859 999 893 ? Email: biju@excellentfs.co.uk