0330 038 8938
Based in Westhill
View locationChecks carried out by VouchedFor
FCA status: Certified by Firm
Biju is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Biju's status
Last checked: 29 May 2025
Biju is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Biju's status
52
Recent Client Reviews
Biju has received 52 client reviews in the past 12 months; 96% of these have been verified
Verified reviews: 96%
Biju has received 52 client reviews in the past 12 months; 96% of these have been verified
Independent Mortgage Adviser
Biju can advise across a wide range of mortgage products in the market. It is important to ask if Biju checks lenders’ direct-only deals.
Last checked: 22 May 2025
Biju can advise across a wide range of mortgage products in the market. It is important to ask if Biju checks lenders’ direct-only deals.
Qualifications Uploaded
Biju has not yet added their qualifications to their profile
Qualifications not yet added
Biju has not yet added their qualifications to their profile
Transparent Fees
Biju has not yet added their fees to their profile
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Biju has not yet added their fees to their profile
Checks carried out by VouchedFor
FCA status: Certified by Firm
Biju is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Biju's status
Last checked: 29 May 2025
Biju is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Biju's status
52
Recent Client Reviews
Biju has received 52 client reviews in the past 12 months; 96% of these have been verified
Verified reviews: 96%
Biju has received 52 client reviews in the past 12 months; 96% of these have been verified
Independent Mortgage Adviser
Biju can advise across a wide range of mortgage products in the market. It is important to ask if Biju checks lenders’ direct-only deals.
Last checked: 22 May 2025
Biju can advise across a wide range of mortgage products in the market. It is important to ask if Biju checks lenders’ direct-only deals.
Qualifications Uploaded
Biju has not yet added their qualifications to their profile
Qualifications not yet added
Biju has not yet added their qualifications to their profile
Transparent Fees
Biju has not yet added their fees to their profile
Fees not yet added
Biju has not yet added their fees to their profile
‘Excellence in Everything We Do’ My name is Biju Krishnan, a fully qualified Mortgage Advisor with Excellent Financial Services Ltd. My mission is simple – to make your mortgage journey as smooth, stress-free, and comfortable as possible. Whether you're a first-time buyer, looking to re-mortgage, or explore buy-to-let options, I'm here to guide you every step of the way. As independent mortgage advisors, we are not tied to any one lender. This means we can search across a wide range of mortgage products from major high street banks, building societies, and specialist lenders to find the most suitable deal for you. ✔ Access to nearly every mortgage on the market ✔ Honest, expert, and unbiased advice ✔ Friendly and personalised service ✔ No fee for our advice – it’s completely free. We Also Offer Protection Advice: We believe that true peace of mind comes from knowing your loved ones and your future are financially protected , no matter what life brings. That’s why we provide honest, expert, and personalised insurance advice, tailored to your unique needs and circumstances. Whether you're a young professional starting a family, a nurse working tirelessly for others, or someone planning ahead for the unexpected, we’re here to guide you through every step of your protection journey. We’ll help you choose the right level of cover so you can enjoy peace of mind knowing your loved ones are financially secure, no matter what the future holds. Let’s Connect: ? Facebook – https://www.facebook.com/bijumortgages/ ? Instagram – https://www.instagram.com/bijumortgages/ ? Call Me: 07859 999 893 / 0333 9989 893 ? WhatsApp: +44 7859 999 893 ? Email: biju@excellentfs.co.uk
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Biju's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
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Mortgage value
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Clients' level of financial expertise
This adviser has some reviews that were left while they were employed at a different firm to the one they are at now.
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Adviser Disclaimer
“Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.” Excellent Financial Services Ltd is an Appointed Representative of Trinity Mortgages Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA) No. 806693.