Shaun Ramazannezhad

Business owners are risk takers. They pour everything into their business — their time, energy, money — often putting staff, clients, and growth before their own future. But here’s the thing: your business isn’t your financial plan. And if you don’t think about how to extract value on your terms, HMRC and life’s curveballs will do it for you. That’s where I come in. I specialise in helping business owners turn business success into personal wealth — tax-efficiently, strategically, and with complete clarity. From pensions and protection, to extracting profits and planning an exit, I bring structure to the chaos and make sure you are looked after too. It always starts with a coffee ☕️ Let me guess - you’ve thought about sorting it, but when the time is right, when turnover hits £X, when the kids are older, or maybe I'll just do it myself. You’ve promised yourself you will do it… when. A free bit of advice: every year you delay it will cost you more in time and money — and take you further from the future you actually want and deserve. While I love working with business owners who are ready to take control, my client book won’t be open forever — so if it’s on your mind, now’s a good time. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved 17/12/2024