Reviewed for

Insurance and Protection ( 2 )

Mortgages ( 1 )

Pensions ( 76 )

Retirement income (annuities, drawdown) ( 52 )

Investments and Savings ( 56 )

Pension Transfers - Non Specialist ( 21 )

Inheritance Planning ( 19 )

Long Term Care ( 5 )

Pension Transfers - Specialist ( 23 )

Financial Planning ( 50 )

Financial Mentoring ( 8 )

Financial Coaching ( 1 )

Reviewers' assets

£500k+ ( 35 )

£200k - £500k ( 23 )

£100k - £200k ( 4 )

( 1 )

£50k - 100k ( 1 )

Up to £50k ( 1 )

Client reviews

Review from verified client

February, 2024

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

plan for future

Have you seen the outcome you were hoping for?

yes

How has Martyn Paterson helped you?

advice on investments

Review from verified client

February, 2024

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

To get sound advice on best to prepare financially for the future

Have you seen the outcome you were hoping for?

Its early days with AAB but so far so good

How has Martyn Paterson helped you?

Provided sound advice on how to consider risk when it comes to various savings options

What could they have done better?

nothing

Review from verified client

February, 2024

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Started contracting and wanted to consolidate previous Pensions from company schemes and get advice on private pensions and insurance requirements

Have you seen the outcome you were hoping for?

Yes

How has Martyn Paterson helped you?

Clear advice and recommendations. Narrowed down to recommended options which made decisions Straightforward. Readily available for discussions and updates.

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Advise on my Pension

Have you seen the outcome you were hoping for?

Yes

How has Martyn Paterson helped you?

With my Pension and ISA's

What could they have done better?

N/A

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Retirement of our previous financial advisor

Have you seen the outcome you were hoping for?

Yes

How has Martyn Paterson helped you?

Excellent review of future cashflow. Offered advice from other colleagues in the company on other financial matters

What could they have done better?

Nothing that comes to mind

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

The need to pool various pensions together.

Have you seen the outcome you were hoping for?

Yes.

How has Martyn Paterson helped you?

We have had in-house annual meetings to review the current status of my financial portfolios.

What could they have done better?

I am fully satisfied with the financial advice received to date.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Lack of financial and pension planning to date and the need to get organised!

Have you seen the outcome you were hoping for?

We have a plan in place, a much better idea of where are funds are and how they are performing and our pensions consolidated - so yes pleased with the outcome to date

How has Martyn Paterson helped you?

Practical, approachable, understands our circumstances and non technical speak is very helpful

What could they have done better?

We are not the best at responding/following up on actions so I wouldnt be offended if Martyns team wanted to chase us on a bit if we are holding things up

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Everything is tracked in one place

Have you seen the outcome you were hoping for?

Yes it’s good knowing where you are each year.

How has Martyn Paterson helped you?

Gives sound practical advice on planning for retirement..

What could they have done better?

Not applicable

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

To group together pensions and have a plan for retirement in place

Have you seen the outcome you were hoping for?

Early days still but going in the right direction

How has Martyn Paterson helped you?

Provided projections of different scenarios of how we may be financially moving towards retirement

What could they have done better?

Achieving higher returns on the investments

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

TRYING TO GET LIFE IN ORDER

Have you seen the outcome you were hoping for?

Yes fairly positive

How has Martyn Paterson helped you?

giving good quality guidance

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

My original FA was bought out by Martyn's company

Have you seen the outcome you were hoping for?

Yes

How has Martyn Paterson helped you?

He has made the transfer from the original company to the new one as seemlees as possible

What could they have done better?

All good so far so nothing specific

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Kincardineshire

What were the circumstances that caused you to initially look for an adviser?

I moved from international status via an oil company to re-patriate back to UK. Although planned, I wanted to get expert advice on how invest existing funds and develop a life plan for finances and pensions

Have you seen the outcome you were hoping for?

From the perspective of help and direction from Martyn and the Team at A2B, then yes.

How has Martyn Paterson helped you?

Martyn has provided a coherant financial life plan. Through Q&A sessions and a detailed Statement of advise we are very much more comfortable. Martyn (and Team) provided succinct advice and explained in depth the areas where we needed more clarification. Martyn is always very amenaible and helpful in the meetings.

What could they have done better?

Keep up the good work.......I have no feedback to offer on improvement oppertunities.........

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Required expert financial advice on my company pension, where to invest it and recommendations for the long term.

Have you seen the outcome you were hoping for?

It’s hard to say given the financial markets in the past two years or so ….but currently this last three weeks things have picked up…so looking promising.

How has Martyn Paterson helped you?

Giving clear advice on how best to invest my pension pot for short and long term futures. And how best to take any income from my investments.

What could they have done better?

I can’t think of anything obvious as everything went pretty smoothly during the process

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Looking to receive advise on a defined benefits pension transfer

Have you seen the outcome you were hoping for?

Yes, Martyn provided advise which enabled us to make an informed choice on how to access benefits tax efficiently

How has Martyn Paterson helped you?

Martyn, over many meetings has taken time to listen and implement a financial plan to meet our retirement needs, now and in the future

What could they have done better?

In our opinion, Martyn has exceeded our expectations as our trusted financial planner

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Martyn makes the financial review and advice easy and understandable. He offers sensible and valuable advice. He is prompt in any requests for assistance. It is a pleasure dealing with him.

Have you seen the outcome you were hoping for?

Yes.

How has Martyn Paterson helped you?

Transferring out of a DBP and then follow up financial planning

What could they have done better?

I thought the service was excellent and Martyn gives me confidence in his ability and advice.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

My previous financial adviser was retiring and organised his clients to transfer to AAB

Have you seen the outcome you were hoping for?

Yes, the transfer has gone smoothly and my investments ae still growing.

How has Martyn Paterson helped you?

He has clearly explained the slightly different set up from my previous financial adviser and has set in motion a plan to clarify my needs and goals heading towards retirement.

What could they have done better?

So far I haven't any concerns.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Inheritance investment

Have you seen the outcome you were hoping for?

Only recently

How has Martyn Paterson helped you?

Advice and planning

What could they have done better?

Nothing

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

I was taking early retirement and was looking to transfer my pension pot so I could control my own destiny

Have you seen the outcome you were hoping for?

Absolutely

How has Martyn Paterson helped you?

he walked me through the different stages of the process ( putting it into simple terms that I could understand.

What could they have done better?

Well they've been very good so far , though the returns haven't been that great though to be fair that's more to do with the world's economies at the moment !

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Investing for the future

Have you seen the outcome you were hoping for?

To date i have been completely satisfied with the service.

How has Martyn Paterson helped you?

Martyn has made everything easy.

What could they have done better?

Martyn could have taken me golfing during the sunny days we had and let me show him i am better at golf than him!!

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Was looking for a new advisor

Have you seen the outcome you were hoping for?

Probably not, but that has more to do with outside issues, covid etc.

How has Martyn Paterson helped you?

By keeping it simple

What could they have done better?

Nothing

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Planning for my reduction in income and semi retirement leading to retirement.

Have you seen the outcome you were hoping for?

Yes, but I've also gained insights and understanding of the tax system that has resulted in significant financial gains.

How has Martyn Paterson helped you?

I've also gained insights and understanding of the tax system that has resulted in significant financial gains, and our discussion last month has made me dive deeper into discretionary trusts.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

We wanted to make sure we were doing the right things to have financial security when we retire

Have you seen the outcome you were hoping for?

Yes

How has Martyn Paterson helped you?

Great advice, simple to understand, making what looks and sounds complicated situations understandable

What could they have done better?

Have fees based on performance of portfolio

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

I was looking to put all my pensions into one pot, and get some sound advice and help.

Have you seen the outcome you were hoping for?

Due to the current financial climate, I would say my finances have stood up well.

How has Martyn Paterson helped you?

Martyn sorted out everything that was required and keeps me informed regularly.

What could they have done better?

Nothing, maybe bigger coffee cups.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

word of mouth from a friend

Have you seen the outcome you were hoping for?

not entirely but quite happy

How has Martyn Paterson helped you?

understanding financial market a bit better

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Looking Transfer my company pension

Have you seen the outcome you were hoping for?

Absolutely

How has Martyn Paterson helped you?

Absolutely, expert advice

What could they have done better?

Nothing

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Retirement

Have you seen the outcome you were hoping for?

Poor performance so far

How has Martyn Paterson helped you?

He has been very informative

What could they have done better?

Not him personally but company wise I would like to see my investments perform a lot better

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

financial planning

Have you seen the outcome you were hoping for?

yes the modeling used by Martyn was very helpful and gave us a high degree of comfort in our future finance planning

How has Martyn Paterson helped you?

In our personal financial planning

What could they have done better?

Nothing.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Pension pot

Have you seen the outcome you were hoping for?

A little disappointing but markets have been slow

How has Martyn Paterson helped you?

With advice, and tryst

What could they have done better?

Nothing really always there to help

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Manage our pension and savings funds.

Have you seen the outcome you were hoping for?

Yes all have gone as planned.

How has Martyn Paterson helped you?

Giving good advice when and where required.

What could they have done better?

Nowhere.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Early retirement

Have you seen the outcome you were hoping for?

I'm only 1 year in so difficult to answer this question, but my investment has grown

How has Martyn Paterson helped you?

He pulled my pensions together into one pot which I can see when required.

What could they have done better?

Like I said I'm one year into this ....time will tell

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

A

Have you seen the outcome you were hoping for?

Yes

How has Martyn Paterson helped you?

A

What could they have done better?

Nothing

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Inverness-shire

What were the circumstances that caused you to initially look for an adviser?

Unhappy with existing advisor

Have you seen the outcome you were hoping for?

Yes

How has Martyn Paterson helped you?

Assisted in setting up new pension plan.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Had a few pensions that needed to be taken together and needed advise and support to do this.

Have you seen the outcome you were hoping for?

Yes

How has Martyn Paterson helped you?

By keeping us informed how our portfolio is Woking for us and when we needed to with draw money he arranged this for us, making it stress free .

What could they have done better?

Nothing very happy with everything.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Inheritance from late husband.

Have you seen the outcome you were hoping for?

Yes

How has Martyn Paterson helped you?

Easy and clear advice

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Martyn advises me on all my pension maintenance which inevitably borders onto generic financial advice wrt markets, tax, planning etc

Have you seen the outcome you were hoping for?

Always hope for more returns but can’t complain at this years returns

How has Martyn Paterson helped you?

Martyn explains what’s been happening and things to look out for in the future. I have an engineering mind so knowing cause & effect of events is my style. Through time I’ve become more relaxed and comfortable with Martyn and the AAB team and ask less questions. This mindset is because of time, patience and effort by Martyn in meeting my needs for information initially and to such an extent that I now feel that careful experts are looking after my fund and best let them just get on with it!

What could they have done better?

AAB have been on a significant merger / acquisition period, it would be good to hear more about the company health both as a whole and for the Wealth team.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

I have had advisers for many years and moved to AAB on the great feedback I received from clients that I knew.

Have you seen the outcome you were hoping for?

Yes we have.

How has Martyn Paterson helped you?

Martyn’s advise has been very welcome and eased our worries on taking an early retirement.

What could they have done better?

I don’t think there is anything they could have done better in our situation.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Retirement

Have you seen the outcome you were hoping for?

I am happy with the advice given and the action taken.

How has Martyn Paterson helped you?

With open discussions and advice. By holding meetings where he is prepared for the topics in question and ready to share his financial knowledge and expertise.

What could they have done better?

Nothing specific comes to mind.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Required advice on planning for my retirement.I had a company defined benefits pension and was keen to explore all available options.

Have you seen the outcome you were hoping for?

Yes-investment has been affected by current economic situation over the last 2 years but has still been performing reasonably well.

How has Martyn Paterson helped you?

By giving good advice and explaining everything in a clear way which is easy to understand.

What could they have done better?

Nothing-all good.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

We had a lump sum to invest at retirement, out with a Company defined benefits pension, and wanted a more knowledgeable investment platform for those funds rather than managing ourselves.

Have you seen the outcome you were hoping for?

Yes with respect to having a more balanced and risk weighted investment portfolio. Returns may not have been as high as hoped over the last couple of years but recognise global forces have had an influence on this.

How has Martyn Paterson helped you?

Martyn has been excellent. He has provided very clear advice both initially and during our annual face to face meetings.

What could they have done better?

Nothing really.

Review from verified client

December, 2023

Overall

Service

Advice

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Required advice on investment/ savings. Future/ retirement planning.

Have you seen the outcome you were hoping for?

Yes

How has Martyn Paterson helped you?

Have been transferred to Martyn from previous advisor who is retiring. Have only been with him for few months but all good so far!

What could they have done better?

Nothing

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

I had a lump sum of money to invest

Have you seen the outcome you were hoping for?

Not really but this is due to market and economy conditions which is nothing that Martyn can control.

How has Martyn Paterson helped you?

Responds promptly to emails. Have 6 monthly catch up / review meetings.

What could they have done better?

Nothing springs to mind

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

existing advisor is retiring, he recommended Martyn, and after initial meeting, I was delighted to have him as my advisor

Have you seen the outcome you were hoping for?

it has been only approximately 6 months since joining Martyn, but up to now I am very happy with the service and advice

How has Martyn Paterson helped you?

He has a very pleasant manner, down to earth and and his advice has been quite successful.

What could they have done better?

it is early days since we began and I am hoping for an increase in the value of my investment

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Had funds and didn't know what to do

Have you seen the outcome you were hoping for?

Yes

How has Martyn Paterson helped you?

Guided me to be tax efficient

What could they have done better?

xxx

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Transition from tax planning to retirement planning

Have you seen the outcome you were hoping for?

Generally yes.

How has Martyn Paterson helped you?

Picked up my account from previous Advisor; who had moved on.

What could they have done better?

Nothing

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Martyn and his organisation manage my investments. I rarely need to ask for advice but when required find him prompt and knowledgeable.

Have you seen the outcome you were hoping for?

Yes

How has Martyn Paterson helped you?

Through an annual ftf to discuss the status of my investment, and discuss any potential changes required and potential changes to my circumstances.

What could they have done better?

Nothing obvious springs to mind.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Angus

What were the circumstances that caused you to initially look for an adviser?

Opt out if my company pension and plan for an earlier retirement

Have you seen the outcome you were hoping for?

Yes most definately

How has Martyn Paterson helped you?

He has helped, advised and explained everything.

What could they have done better?

Nothing at all. Everything has been taken care of

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

AAB have taken over the Kilkee business who i was a client of

Have you seen the outcome you were hoping for?

Yes

How has Martyn Paterson helped you?

There has been clear and open dialogue with Martyn on the potential for moving forward with my retirement plans

What could they have done better?

N/A

Review from verified client

November, 2023

Overall

Advice

Value

Service

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Approaching likely end of employment with Apache

Have you seen the outcome you were hoping for?

Yes - have received good advice on how to approach financial aspects of retirement

How has Martyn Paterson helped you?

Advice - financial planning - investment management

What could they have done better?

Nothing stands out - very satisfied with service to date

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

My pensions, savings and money prospects in retirement

Have you seen the outcome you were hoping for?

Yes

How has Martyn Paterson helped you?

Martyn is easy to get on with, patient and answers my random questions plus reassures me. I trust his advice. Good at explaining my financial situation in a manner I understand.

What could they have done better?

Nothing, happy with everything so far.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Retirement planning

Have you seen the outcome you were hoping for?

Yes

How has Martyn Paterson helped you?

Advice on pensions and financial planning

What could they have done better?

Nothing I think they covered every aspect we required

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Due to specific family circumstances I sought advice on transferring a final salary pension to a SIPP.

Have you seen the outcome you were hoping for?

Yes

How has Martyn Paterson helped you?

He carefully assessed my needs and made considered recommendations. He has given me the confidence that my pension provisions are soundly based and illustrated their sufficiency to fund the financial requirements of my immediate family on a look forward basis. The advice has been well reasoned and illustrated.

What could they have done better?

Nothing that I can think of.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Requirement to properly understand all of the pensions I had and determine a retirement strategy and plan. Ensuring that my retirement timeline was achievable.

Have you seen the outcome you were hoping for?

So far yes but it is a long term plan and the proof of the outcome is yet to be realised.

How has Martyn Paterson helped you?

Enabled me to understand that my desired retirement age is achievable and has spread my money around to the correct level of risk to suit my requirements.

What could they have done better?

Nothing comes to mind at this time.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

For my financial affairs to be looked after properly

Have you seen the outcome you were hoping for?

So Far so good

How has Martyn Paterson helped you?

Streamlined my financial affairs from my previous financial planner to his services

What could they have done better?

Nothing that I can think of

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Just needed advise as at the time was a limited company.

Have you seen the outcome you were hoping for?

yes I have.

How has Martyn Paterson helped you?

With the correct information at the time I required it.

What could they have done better?

Nothing

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Moray

What were the circumstances that caused you to initially look for an adviser?

Early retirement

Have you seen the outcome you were hoping for?

Yes

How has Martyn Paterson helped you?

Yrs

What could they have done better?

Nothing to my knowledge

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Redundancy

Have you seen the outcome you were hoping for?

Yes

How has Martyn Paterson helped you?

Clear advice based on my situation and requirements

What could they have done better?

Nothing

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

I wanted to invest some money.

Have you seen the outcome you were hoping for?

Yes.

How has Martyn Paterson helped you?

He has been fantastic at every stage of the process. Informative, concise, and totally professional.

What could they have done better?

nothing

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Seeking financial planning advice.

Have you seen the outcome you were hoping for?

Yes advice received has been fantastic.

How has Martyn Paterson helped you?

Clarity and focus around personal financial planning.

What could they have done better?

Nothing

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Moray

What were the circumstances that caused you to initially look for an adviser?

Pension transfer

Have you seen the outcome you were hoping for?

Absolute

How has Martyn Paterson helped you?

Gave me great advice on how I should invest and look after my pension

What could they have done better?

Nothing really as I’m more than happy with my investments in these difficult times

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

I was advised to contact Martyn by a colleague at work prior to my retirement

Have you seen the outcome you were hoping for?

Yes, although you have to understand investments can go down as well as up, however on the whole all positive.

How has Martyn Paterson helped you?

Martyn has been excellent, he is very knowledgeable easy to speak to and explains everything.

What could they have done better?

I'm not sure, to date everything has been very positive.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Needed inheritance planning

Have you seen the outcome you were hoping for?

Yes

How has Martyn Paterson helped you?

Made me aware of pension options

What could they have done better?

Very satisfied

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

My retirement and also on advice from my accountants

Have you seen the outcome you were hoping for?

No

How has Martyn Paterson helped you?

Advice on investing and planning for my retirement

What could they have done better?

Given me a better return on my investments. I do acknowledge there has been a lot of uncertainty in financial markets due to the recent volatility in the world

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Previous one not taking a good overall view and I needed someone who knew how to deal with a defined benefits transfer.

Have you seen the outcome you were hoping for?

In part, the market and global events are making it a challenge but understand that it is a long game. The objective of moving my defined benfits pension went very well, as did the move of my pesnion from previous adviser.

How has Martyn Paterson helped you?

Moved defined benefits pension and consolidated. He has worked with me to increase my understanding of pensions, listens to my concerns and answers my question...and there have been many! This helps to reduce concerns/anxiety and give peace of mind.

What could they have done better?

As an organisation AAB should consider 6 to 9 monthly and not annual reviews. The fees are considerable and I don't think this an unreasonable request. That said Martyn is happy to answer specific question between formal reviews.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Pension transfer

Have you seen the outcome you were hoping for?

yes

How has Martyn Paterson helped you?

Martyn has provided financial advice covering a wide range of family matters.

What could they have done better?

n/a

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Retirement

Have you seen the outcome you were hoping for?

More or less

How has Martyn Paterson helped you?

Helped us plan our retirement income

What could they have done better?

Can't think of anything

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Moray

What were the circumstances that caused you to initially look for an adviser?

AAB were involved in The business my father and I ran, so when we sold the business I reached out to them and got in touch with Martyn regards getting some of the money from the sale working for me and invested into the future

Have you seen the outcome you were hoping for?

The investment and plan martyn has in place is a long term plan for the future, so although the long term outcome is unknown where we are currently is roughly where I expected to be

How has Martyn Paterson helped you?

Martyn has gave sound advice on both investing and pensions aswell as savings. He has made it easy to understand how everything is progressing and his advise up until now has been sound advise

What could they have done better?

At present nothing needs to be done better

Review from verified client

November, 2023

Overall

Advice